Troy Ray Swiger

First Home Mortgage
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Equal Housing Opportunity
Job Title
Loan Officer
Career Started
375 West Padonia Road, Lutherville Timonium, Maryland
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Troy Ray Swiger

Loan Officer - Having worked in the mortgage industry since 1993, I’ve amassed a wealth of knowledge as a mortgage professional. My experience includes all types of residential mortgages loans, including the various Maryland and specific County grants available to first time homebuyers. I provide a full line of mortgage products to meet every client’s needs. I truly enjoy working with first time homebuyers; educating and guiding them through the mortgage process. Use of the State mortgage program is much more detailed than in years past, which makes my relationship with the buyers all the more important. I can offer first time buyers the assurances they need to make the process as smooth as possible for all involved. First Home Mortgage Corporation NMLS ID #71603 (

Troy's Reviews

4.9 Stars - 61 Reviews
"He made the entire process stress free for us. "
Buying - Essex, Maryland December 2017
"first time home buyer, he help me with everything and all questions (even on weekends, after hours)"
Buying - Baltimore, Maryland December 2017
"Troy was awsome...he came to our home when my wife was ill and unable to get up.."
Buying - Dundalk, Maryland December 2017
"Top notch, let us know what he needed. Was very straightforward throughout the process, explained everything very clearly. If we needed something from him he was always available and was able to provide information in a timely manner. Couldn't recommend highly enough."
Buying - Belcamp, Maryland December 2017
"They are very helpful and on the ball. They made me feel so comfortable, like I was family."
Buying - Essex, Maryland March 2018
"Troy is awesome at what he does. He is very professional as well as very passionate towards his clients. I consider him a good friend as well as my mortgage representative."
Buying - Abingdon, Maryland March 2018
"Troy was wonderful!! You could call him any time of the day and he would take time away from his family just to get you an answer!! He was very helpful answering any questions you need and made the process as easy as possible!! "
Buying - Dundalk, Maryland March 2018
"I appreciate Mr. Swiger and all his help. Any question I needed answered he helped me --I didn't have any problems at all! "
Buying - Baltimore, Maryland February 2018
"Very professional with a caring demeanor!"
Buying - Baltimore, Maryland April 2018
Buying - Essex, Maryland April 2018
"Troy was very helpful and considerate. He always welcomed any questions we had even after normal business hours. He even came to our closing with us which not too many lenders do. I would highly recommend Troy to anyone. "
Buying - Belcamp, Maryland May 2018
"Troy went out of his way to assure that things went simply and smooth during the process of buying my home. Troy is one of the best men I've ever known and I'd recommend him to anyone."
Buying - Dundalk, Maryland October 2018
"I had an excellent experience working with Troy Swiger. He was very thorough and was always available to explain the mortgage lending process. He made it very easy to understand the process. I am very thankful that he was there to help me. He is very good at what he does in helping in the mortgage process."
Buying - Halethorpe, Maryland December 2017
Buying - Dundalk, Maryland November 2018
Buying - Glen Burnie, Maryland April 2019
"He was unbelievably helpful and kept me updated throughout the entire home buying process. Will be recommending to as many people as I can. 10/10"
Buying - Dundalk, Maryland June 2019
Buying - Dundalk, Maryland June 2019
Buying - Essex, Maryland July 2019
"Very helpful and knowledgeable. Made my first time home-buying experience so much less stressful!"
Buying - Halethorpe, Maryland July 2019
"Helped with my first home purchase."
Buying - Joppa, Maryland August 2019
"This was my first experience buying a home and Troy and his team made it easier than I could have imagined! Highly recommend calling him for help! Even my agent and title company were impressed with how responsive and informative he was thru the process!"
Buying - Belcamp, Maryland October 2019
"Being a first-time home buyer I was a little nervous but Mr Troy made me feel real comfortable and he was very patient with me. He explained everything and answered every question that I had for him I would recommend first time home buyers to anyone that I know that is trying to buy a house and Mr Troy it was wonderful working with him."
Buying - Pikesville, Maryland November 2019
Buying - Essex, Maryland January 2020
"Overall great experience. Troy made things easy despite a delay in closing and had good compusure. Overall, Troy has excellent customer service skills. Keep up the great work"
Buying - Dundalk, Maryland January 2020
"Always available and ready to answer all questions. Experience, professionalism and expertise shows!"
Buying - Parkville, Maryland March 2020
"Explains things throughly. Goes above and beyond."
Buying - Sparrows Point, Maryland March 2020
Buying - Dundalk, Maryland April 2020
"My experience with Troy was excellent. He really went above and beyond helping me throughout this process and answering all my questions."
Buying - Middle River, Maryland April 2020
Buying - Middle River, Maryland May 2020
"Troy Swiger has been extremely professional and responsive to all of my questions during my experience buying my first house. First Home Mortgage has been flexible with my varied work background as well as schooling."
Buying - Parkville, Maryland May 2020
Buying - Abingdon, Maryland June 2020
"Troy was great and easy to talk to!"
Buying - Parkville, Maryland July 2020
"Mr. Swiger was so helpful, he answered all my questions and concerns in a timely manner. He explained the whole process thoroughly. He made this transaction go very smoothly. I have already referred him."
Refinance - Mount Airy, Maryland July 2020
Buying - Baltimore, Maryland November 2020
"Troy was great. He was always available for my calls or emails when I had questions. His team (Karen McCoy) were the best!"
Buying - Baltimore, Maryland December 2020
"Great service they were always available when I had questions"
Buying - Dundalk, Maryland December 2020
"Great "
Buying - Middle River, Maryland December 2020
"Troy Swiger went above and beyond to help make the home loan happen"
Buying - Lutherville Timonium, Maryland January 2021
"Great "
Buying - Middle River, Maryland January 2021
"Friendly professional service! "
Refinance - Brooklyn, Maryland February 2021
Buying - Baltimore, Maryland February 2021
Refinance - Middle River, Maryland March 2021
"Troy was knowledgeable and helpful but there were a few times when he should have looked ahead at potential issues with documents needed and problems with my unique situation that came about. Overall I was happy with him. "
Buying - Baltimore, Maryland March 2021
"Very Professional. Has a very strong understanding of the industry."
Refinance - Middle River, Maryland March 2021
"Troy was extremely helpful, and was super easy to work with. "
Buying - Dundalk, Maryland March 2021
"Kept me informed every step of the transaction. Made everything simple for me."
Buying - Lutherville Timonium, Maryland April 2021
"Troy was an absolute delight to work with. He was very patient with me and all of my questions, and walked us through the loan process with total professionalism. "
Refinance - Kingsville, Maryland April 2021
"Buying our first home was a smooth process with Troy! He did a great job at answering any questions we had and we could always reach him easily! "
Buying - Essex, Maryland May 2021
"First time homebuyers here without realtor. Nice guy, difficult to keep up with communication coming from him, the portal and others in office. Often took a bit to remind him who we were. Often asking for files that were already submitted. Would never write back my spouse who initiated the conversation. There was a lack of attention to detail - initially stated loan assistance was available and months later informed us it was not available costing us more money at closing. "
Buying - Parkville, Maryland May 2021
"Troy Swiger was very supportive and helped me through this process."
Buying - Baltimore, Maryland July 2021
"Troy was great every step of the way. He was always there to answer any questions. I would highly recommend Troy. "
Buying - Dundalk, Maryland December 2021
"Awesome person to work with. Thank you Mr. Troy"
Buying - Baltimore, Maryland December 2021
"He is the most thoughtful and knowledgeable and helpful person."
Refinance - Essex, Maryland January 2022
Buying - North East, Maryland May 2022
"Professional, kind, patient, I formative"
Buying - Perry Hall, Maryland October 2022
"Troy was awesome. He helped us so much to make the process as smooth as possible. "
Buying - Dundalk, Maryland November 2022
"Troy had to work with me after a very bad experience with another lender. He took his time and explained everything and was able to get something done in less than a month the my previous lender didn't even half way complete in 2.5 months. I'm very happy with the experience with Troy and First Home Mortgage."
Buying - Edgewood, Maryland March 2023
"Troy has been very patient and extremly helpful with my wife and I's journey to buying our home."
Buying - White Marsh, Maryland April 2023
"Easy to communicate with. Straight to the point. Professional"
Buying - Baltimore, Maryland October 2023
"Troy will available and responsive throughout the whole process. Worked with me even on weekends. "
Buying - Halethorpe, Maryland March 2024
"Troy was awesome to work with! I will 100% be sure to recommend him to anyone I know looking for a lender!"
Refinance - Sparrows Point, Maryland May 2024

Troy's Sample Area of Work

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