Timothy Martin Milauskas

First Home Mortgage
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Equal Housing Opportunity
Job Title
Loan Originator
Career Started
8638 Veterans Highway Suite 300, Millersville, Maryland
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Timothy Martin Milauskas

Tim has worked in the mortgage industry since 2003. He spent the first six years of his career with National City Mortgage before he moved to First Home and opened the Millersville branch. Tim is experienced in helping both first time homebuyers and move-up buyers using FHA, VA, and conventional financing. Tim is constantly educating himself to ensure he is offering the best mortgage products. His unparalleled customer service and constant availability set him apart from his competition. Tim takes the time to analyze every client’s financial needs and his passion for serving his client base is noticeable. This is not a guarantee to extend consumer credit as defined by Section 1026.2 of Regulation Z. Programs, interest rates, terms and fees are subject to change without notice. All loans are subject to credit approval and property appraisal. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org)

Timothy's Reviews

4.9 Stars - 119 Reviews
Buying - Severna Park, Maryland December 2017
Refinance - Gambrills, Maryland January 2018
"Tim was very responsive to all of my emails and questions. He kept me informed every step of the way and made the home buying process less painful. I recommend him for any home buyers and anyone looking to refinance."
Buying - Elkridge, Maryland January 2018
"Great lender."
Buying - Glen Burnie, Maryland January 2018
"Easy to work with. Very responsive and goes above and beyond. "
Buying - Davidsonville, Maryland May 2018
"Tim did an awesome job and got my loan done quickly!"
Refinance - Pasadena, Maryland December 2018
"Working with Tim was truly one of the best experiences. He is very responsive and knowledgeable. He is also very proactive and would reach out just to let us know that he was there. As a first time home buyer working with someone who explained every part of the process and was there to answer any questions was wonderful. If I had to do it all over again, I would and I would only work with Tim. "
Buying - Nottingham, Maryland February 2019
"Loved the fact that he helped me through every step I needed to get the loan for buying a home. "
Buying - Taneytown, Maryland June 2019
"I appreciated his availability any time. Willingness to patiently answer any and all questions."
Buying - Upper Marlboro, Maryland June 2019
"Tim was excellent in every aspect of the home buying process. I couldn't ask for anyone better! Great guy!"
Buying - Jessup, Maryland July 2019
"Tim was an outstanding lender that helped us work through some very tricky obstacles to complete our mortgage, including some last minute changes that helped us save more than $14,000. I would definitely recommend his services to everyone!"
Buying - Pasadena, Maryland July 2019
"Tim works every day of the week that you need him! He's on top of everything and is great to work with."
Buying - Hanover, Maryland July 2019
"Tim was excellent. He was very informative and willing to even compare other quotes we had received and point out the differences line by line. If you ever need a loan completed in less than 30 days he is the man for the job. He is excellent at communicating and getting back to you in a timely manner 24/7. My wife and I couldn't be any happier with the service we received from Tim."
Buying - Bowie, Maryland July 2019
"The experience was genuinely good."
Buying - Owings Mills, Maryland August 2019
"Tim was referred to me by my trusted financial advisor but miscommunication because Tim was on vacation had me go with another broker which was a disaster!! My advisor said "We need to get Tim back on this deal!" Next morning I was in THE CLOSERS OFFICE!! THANK YOU TIM FOR PROFESSIONALISM I needed!!"
Buying - Bel Air, Maryland August 2019
"Tim Milauskas was very helpful with my home mortgage. He explained everything about the mortgage and rates with me so that I completely understood. We spoke very frequently and he notified if anything changed. I would highly recommend Tim for anyone buying a home. He was very down to earth and knowledgeable. I'm very grateful that he was my loan officer."
Buying - Odenton, Maryland August 2019
Buying - Edgewater, Maryland September 2019
"Tim was very responsive, always available for perspective and overall a great experience!"
Refinance - Millersville, Maryland September 2019
"He explained everything to me about the process."
Buying - Columbia, Maryland November 2019
"Tim was able to handle the refinance very quickly and efficiently. The experience was positive."
Refinance - Ellicott City, Maryland November 2019
"My wife and I were on a tight closing schedule. Tim partnered to overcome every obstacle and meet the schedule. Tim is a Great representative of First Home Mortgage."
Buying - Abingdon, Maryland December 2019
"Great representative of the organization, always available and highly professional."
Buying - Severna Park, Maryland December 2019
"Did exactly what he said and was there for all my questions. Very friendly I would use First Home Mortgage again because of Tim."
Refinance - Dagsboro, Delaware December 2019
"Top notch guy gives the right answers good or bad"
Refinance - Conowingo, Maryland January 2020
"Prompt,professional and accurate"
Buying - Fancy Gap, Virginia February 2020
"Tim always with great customer and quick to answer any questions we might have during the process."
Buying - Gaithersburg, Maryland February 2020
Refinance - Pasadena, Maryland March 2020
"This is our second time purchasing a home through First Home Mortgage, so I think the fact that we returned not only to them but to work specifically with Tim Milauskas speaks columns. They have always been very polite and patient. During the current pandemic, this compassion really went a long way. Tim and his team were available to answer our questions throughout the whole process and would answer emails later in the evening and even on the weekends to ensure we were able to purchase our new home. He continues the relationship even after settlement to check in and make sure that you are still doing well in your home in the coming years and to wish you a happy birthday and even holidays! When working with First Home Mortgage you really feel like you have a team working *with* you that is just as invested in getting you into your dream home as you are."
Buying - Red Lion, Pennsylvania March 2020
Refinance - Catonsville, Maryland March 2020
"Tim always responds promptly and has been really easy to work with. He explains the mortgage process simply and made sure I understood everything."
Buying - Baltimore, Maryland March 2020
"Tim was absolutely amazing throughout this entire process. As a new homebuyer, I had a lot of questions, and he was absolutely patient and informative for even my smallest questions. I was able to reach him at any time, which absolutely helped for my very quick close. I felt so taken care of by Tim, he really made this process a breeze for me! I cannot thank him enough!"
Buying - Odenton, Maryland April 2020
"Tim was fabulous. He was so helpful and flexible with our situation of being overseas. I would recommend Tim to others for sure."
Buying - Severna Park, Maryland April 2020
"The process was very well managed and professional!"
Refinance - Severna Park, Maryland May 2020
Buying - Odenton, Maryland May 2020
"Tim was very personable and communicated with us very well throughout the entire process. He was up front regarding costs to close and was able to provide us with estimates on different properties within hours, sometimes minutes. We were very lucky and pleased to have Tim on our team."
Buying - Westminster, Maryland May 2020
"Tim reached out to me when interest rates were extremely low to inform me about the opportunity to refinance my loan. He made the process easy and very quick so I was able to close within a month and forego mortgage payments for 2 months when I could really use the funds. Really a good experience at the right time."
Refinance - Annapolis, MD-Maryland May 2020
"Tim was very knowledgeable and helpful."
Buying - Edgewood, Maryland June 2020
"Tim was outstanding! He was very available for questions and concerns. He has a great personality for working with people, and he honestly took a lot of stress out of the home buying experience, especially since we were states away from where we were buying! We couldn't have had a better person to help us!"
Buying - Centreville, Maryland June 2020
"First Home Mortgage was reliable and fast in getting my refinance completed. It was an easy process."
Refinance - Falling Waters, West Virginia June 2020
"Tim Milauskas is the most sincere, kind, and very professional people we've ever had the privilege to do business with. We are 3 time returning customers. We wouldn't choose anyone else for our lending needs."
Refinance - Shady Side, Maryland June 2020
"Tim always answered our questions clearly in a very prompt manner, he was a delight to work with!"
Refinance - Germantown, Maryland June 2020
"Tim and his team were great. They made the process super easy. "
Refinance - Edgewater, Maryland July 2020
"He was there for my questions after hours and he went above and beyond to help me. "
Buying - Annapolis, Maryland July 2020
"Tim Milauskas made the entire refinance process smooth and stress-free. He was responsive to all our questions and explained everything to us in a way we could understand. I don't trust many people, but I do trust Tim. If you are looking for an honest, professional, smart mortgage broker, you'd be hard pressed to find a better one than Tim. "
Refinance - Frederick, Maryland July 2020
"Give Tim a raise! "
Buying - Severna Park, Maryland July 2020
Refinance - Owings Mills, Maryland July 2020
"Very professional and knowledgeable!!!!"
Refinance - Bel Air, Maryland August 2020
"Tim is so great, and very educated! Any questions we had he was right there to answer them... even on a Saturday! He made the process smooth and stress free! "
Refinance - Dundalk, Maryland August 2020
"Tim is amazing. Super helpful and very knowledgeable. He was extremely responsive and I have referred a few friends and family members to him as my experience was so great!!! He was a referral from my brother and did not disappoint. Best person to work with and I will continue to refer him!"
Refinance - Germantown, Maryland September 2020
"Outstanding experience! Highly recommend Tim!"
Refinance - Glen Burnie, Maryland September 2020
"Tim was awesome. This is my 5th or 6th mortgage and it always goes flawlessly."
Refinance - Davidsonville, Maryland October 2020
"Tim is knowledgeable, easy to talk to, flexible and a great representative to have when buying a home. "
Buying - Curtis Bay, Maryland October 2020
"Tim was amazing to work with."
Buying - Berkeley Springs, West Virginia October 2020
"Tim made our refinance process super easy"
Refinance - Hampstead, Maryland November 2020
"My fiancé and I bought our first home together in November 2020. Tim walked us through the lending process and made it very easy for us to understand. He promptly responded to our many questions on weekends and off hours. I would highly recommend Tim to everyone who is looking to purchase a home! "
Buying - Severna Park, Maryland November 2020
Buying - Hagerstown, Maryland December 2020
"Tim Milauskas was recommended to us by our realtor and using him as a loan officer was a wonderful experience. Tim was patient and helpful throughout the entire process. As first time home buyers, we had no idea what to expect but he made getting a loan easy and painless. Tim is incredibly attentive and responsive. Highly recommend!"
Buying - Crofton, Maryland December 2020
"Very responsive! Answered every question I had and helped me find the neat deals on mortgage! "
Buying - Churchton, Maryland December 2020
"Tim is always willing to help out and provide all information for your need. "
Refinance - Gaithersburg, Maryland December 2020
"Tim is very easy to work with. He is very knowledgeable and responsive. "
Buying - Severn, Maryland December 2020
"Tim was very thorough and helpful. His entire team was very caring."
Buying - Glen Burnie, Maryland December 2020
Refinance - Middle River, Maryland January 2021
"Tim was absolutely fantastic to work with! He was so helpful during the entire process. He was courteous, professional and very diligent with his work."
Buying - Odenton, Maryland January 2021
"Tim was very helpful from our first conversation. He stayed in touch with me letting me know what was going on. He made the process go good"
Refinance - Bel Air, Maryland January 2021
Buying - Baltimore, Maryland January 2021
"Tim went above and beyond to make sure I had everything I needed and helped me with any questions I had along the way."
Refinance - Linthicum Heights, Maryland January 2021
"Tim, provided excellent service and support to our family. Always will be my first and only choice."
Refinance - Severna Park, Maryland January 2021
"Tim was through and communication was excellent. "
Refinance - Ocean City, Maryland February 2021
"Easy to work with and was able to help me with everything I needed to get done."
Refinance - Columbia, Maryland February 2021
"Tim was great. This was actually the second time I have used Tim. "
Refinance - Dundalk, Maryland February 2021
"Very professional and personable! This is the 3rd time we went through Tim for our mortgage needs. He is very trustworthy. He's our guy for anything mortgage related! "
Refinance - Shady Side, Maryland March 2021
"I am very happy with the services Tim provided. I will definitely be using Tim and first home mortgage for my next purchase. "
Refinance - Charles Town, West Virginia March 2021
"good service "
Refinance - Dundalk, Maryland March 2021
Refinance - Gwynn Oak, Maryland March 2021
Buying - Arnold, Maryland March 2021
"Tim is amazing! He is very timely and forward thinking. He made the process so simple, and I've heard from others that it is not. Thus, I think Tim really made the difference here and recommend him for any help with a mortgage! "
Refinance - Odenton, Maryland March 2021
"Professional and personable, made my process so easy and smooth."
Buying - Dundalk, Maryland April 2021
"Tim was extremely responsive, knowledgeable and professional throughout the entire loan process. We appreciate everything that he and the First Home Team have done for us these past few months and will be recommending him moving forward. Thanks!"
Buying - Millersville, Maryland April 2021
"Tim is the man! Everyone who needs a Lendor needs to work with Tim. I'll be referring Tim to everyone I know. He is so on top of his game and responded immediately when I needed him."
Buying - Edgewater, Maryland April 2021
"He's great to work with!"
Buying - Baltimore, Maryland May 2021
Buying - Mckeesport, Pennsylvania May 2021
Buying - Hanover, Maryland May 2021
"Fastest and smoothest experience I have ever had through the mortgage process. "
Refinance - Millsboro, Delaware June 2021
"Terrific communication and support throughout the entire process; Tim made a hard and often frustrating process extremely smooth and easy."
Buying - Severna Park, Maryland June 2021
"Extremely professional and prompt with responses. Tim also takes each scenario under careful review. What's good for some may not be good for all and Tim will let you know that. Very pleased with our service received."
Refinance - Pasadena, Maryland June 2021
"Tim was amazing from start to finish. I started working with Tim while out of the country and he ensured to respond to all of my questions quickly and professionally. Tim made the home buying process easier than I expected. I recommend Tim for military members relocating from overseas utilizing their VA Loan. "
Buying - Arnold, Maryland June 2021
"Tim Milauskas is the best in the business. Tim and his team help eliminate the stress of buying a home by always being prepared, informative, and there for you anytime you need then even for the simplest of questions. Tim will give you all of your options without the pressure you sometimes feel from a typical sales or mortgage person. I highly recommend Tim and First Home Mortgage to anyone I know looking to buy or refinance their home. "
Buying - Pasadena, Maryland July 2021
"Tim and his team were quick and explained everything in detail. They made me feel comfortable with my home buying experience. "
Buying - Easton, Maryland July 2021
"Very responsive and willing to answer all of our questions at a moments notice!"
Buying - Upper Marlboro, Maryland July 2021
"Tim was incredible! Friendly, communicative, patient, professional, knowledgeable. What more could one ask for?!?!"
Buying - Crofton, Maryland August 2021
"Working with Tim was great as a first time home-buyer! He explained everything thoroughly each step of the way which really helped me understand the process and kept things moving smoothly."
Buying - Abingdon, Maryland September 2021
"Mr. Milauskas was ready for any and all questions that I had. His response time to all of my inquiries were almost instant. A pleasure to work with for my refinance. "
Refinance - Parkville, Maryland December 2021
Buying - Nottingham, Maryland December 2021
"Tim was super responsive and knowledgeable. He answered all of our questions and reassured us through the process."
Buying - Columbia, Maryland December 2021
"Always professional, timely, and responsive!"
Buying - Elkridge, Maryland December 2021
"Tim was amazing! He acknowledged my anxiety over the process and provided excellent customer service to set me at ease. He was responsive, knowledgeable, and worked seamlessly with my realtor during the home-buying process. Once I found my dream home, my loan was approved rather quickly. I really enjoy working with Tim and his team."
Buying - Windsor Mill, Maryland December 2021
"Great communicator, keeps up with the details, very responsive"
Buying - Pasadena, Maryland January 2022
"Tim was readily available and made the entire process easy and stress free. The First Home Mortgage team was top notch. "
Buying - Crofton, Maryland February 2022
"Tim was very responsive throughout the homebuying process. He was always very friendly and willing to answer questions whenever I was reviewing documents and took the time to explain things I did not understand as a first time home buyer. "
Buying - Pasadena, Maryland April 2022
"Tim was great, very responsive and knowledgeable throughout the entire process."
Buying - Pasadena, Maryland April 2022
"Tim is very professional and willing to take the time to break everything down. Not only is he down to earth, but very responsive. My family actually used First Home Mortgage twice now, and we have been lucky enough to get Tim for both mortgages. I would definitely refer others to him, it's a no brainer. "
Buying - Catasauqua, Pennsylvania June 2022
"Great customer service and kept me informed of next steps."
Buying - Woodbridge, Virginia June 2022
"He is very accommodating and very knowledgeable. "
Buying - Pasadena, Maryland July 2022
"Tim was always available to answer any questions or run numbers for us. Knowledgeable and made certain he answered all our questions, so we didn't go through the home buying process blindly. We would use him again."
Buying - Annapolis, Maryland July 2022
"Tim is very knowledgeable and makes the process simple. This is our second time using Tim for our home buying needs and we will certainly contact him for future needs. "
Buying - Gainesville, Virginia August 2022
"Tim was very responsive and helpful during the entire process"
Buying - Adamstown, Maryland September 2022
Buying - Baltimore, Maryland October 2022
"Very responsive and quick to get loan through"
Buying - Annapolis, MD-Maryland October 2022
"Tim was amazing from day 1. He was very attentive, knowledgeable and kind. I would recommend him to anyone! "
Buying - Odenton, Maryland November 2022
"Tim Milauskas at First Home Mortgage has consistently been a pleasure to work with. He is an expert and is always helpful. He is easy to reach and never hesitated to advise us on the best mortgage products for us, based on our unique situation. His loan processor, Rebecca, made the tedious part of the process less painful, too! They are a great team and I recommend them."
Refinance - Columbia, Maryland November 2022
"Tim Milauskas was great to work with. He was professional, personable and extremely patient with me. He was supportive and responded quickly whenever I needed to speak with him. He explained everything to me regarding the mortgage process and was always there when I needed him. I am grateful for his support in this home buying experience. "
Buying - Edgewater, Maryland December 2022
"Perfect as usual."
Buying - Mount Juliet, Tennessee July 2023
"Tim was great at keeping the process stress-free. He took time to answer all our questions, and kept the paperwork moving to make sure settlement went smoothly. Both he and Rebecca were top notch throughout the whole process and worked diligently to ensure our rapid closing."
Buying - Townsend, Delaware August 2023
Buying - Aberdeen, Maryland August 2023
"Tim was very professional and on top of what needed to be accomplished "
Buying - Odenton, Maryland August 2023
Buying - Cleveland, Tennessee October 2023
"I have worked with Tim for 12 years now, I keep going back because of the service they provide. First Home Mortgage is able to provide pre-approval letters within minutes once you have completed initial qualification. They never miss a beat and had closure done in less than 30 days "
Buying - Crisfield, Maryland October 2023
"Tim was great. Responsive and knowledgeable. He made the process very easy"
Buying - Crofton, Maryland October 2023
"Responsive, informative, easygoing."
Buying - Clarksburg, Maryland March 2024

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