Timothy Martin Milauskas

First Home Mortgage
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Equal Housing Opportunity
Job Title
Loan Originator
Career Started
8638 Veterans Highway Suite 300, Millersville, Maryland
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Timothy Martin Milauskas

Tim has worked in the mortgage industry since 2003. He spent the first six years of his career with National City Mortgage before he moved to First Home and opened the Millersville branch. Tim is experienced in helping both first time homebuyers and move-up buyers using FHA, VA, and conventional financing. Tim is constantly educating himself to ensure he is offering the best mortgage products. His unparalleled customer service and constant availability set him apart from his competition. Tim takes the time to analyze every client’s financial needs and his passion for serving his client base is noticeable. This is not a guarantee to extend consumer credit as defined by Section 1026.2 of Regulation Z. Programs, interest rates, terms and fees are subject to change without notice. All loans are subject to credit approval and property appraisal. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org)

Timothy's Reviews

4.9 Stars - 48 Reviews
Buying - Severna Park, Maryland December 2017
Refinance - Gambrills, Maryland January 2018
"Tim was very responsive to all of my emails and questions. He kept me informed every step of the way and made the home buying process less painful. I recommend him for any home buyers and anyone looking to refinance."
Buying - Elkridge, Maryland January 2018
"Great lender."
Buying - Glen Burnie, Maryland January 2018
"Easy to work with. Very responsive and goes above and beyond. "
Buying - Davidsonville, Maryland May 2018
"Tim did an awesome job and got my loan done quickly!"
Refinance - Pasadena, Maryland December 2018
"Working with Tim was truly one of the best experiences. He is very responsive and knowledgeable. He is also very proactive and would reach out just to let us know that he was there. As a first time home buyer working with someone who explained every part of the process and was there to answer any questions was wonderful. If I had to do it all over again, I would and I would only work with Tim. "
Buying - Nottingham, Maryland February 2019
"Loved the fact that he helped me through every step I needed to get the loan for buying a home. "
Buying - Taneytown, Maryland June 2019
"I appreciated his availability any time. Willingness to patiently answer any and all questions."
Buying - Upper Marlboro, Maryland June 2019
"Tim was excellent in every aspect of the home buying process. I couldn't ask for anyone better! Great guy!"
Buying - Jessup, Maryland July 2019
"Tim was an outstanding lender that helped us work through some very tricky obstacles to complete our mortgage, including some last minute changes that helped us save more than $14,000. I would definitely recommend his services to everyone!"
Buying - Pasadena, Maryland July 2019
"Tim works every day of the week that you need him! He's on top of everything and is great to work with."
Buying - Hanover, Maryland July 2019
"Tim was excellent. He was very informative and willing to even compare other quotes we had received and point out the differences line by line. If you ever need a loan completed in less than 30 days he is the man for the job. He is excellent at communicating and getting back to you in a timely manner 24/7. My wife and I couldn't be any happier with the service we received from Tim."
Buying - Bowie, Maryland July 2019
"The experience was genuinely good."
Buying - Owings Mills, Maryland August 2019
"Tim was referred to me by my trusted financial advisor but miscommunication because Tim was on vacation had me go with another broker which was a disaster!! My advisor said "We need to get Tim back on this deal!" Next morning I was in THE CLOSERS OFFICE!! THANK YOU TIM FOR PROFESSIONALISM I needed!!"
Buying - Bel Air, Maryland August 2019
"Tim Milauskas was very helpful with my home mortgage. He explained everything about the mortgage and rates with me so that I completely understood. We spoke very frequently and he notified if anything changed. I would highly recommend Tim for anyone buying a home. He was very down to earth and knowledgeable. I'm very grateful that he was my loan officer."
Buying - Odenton, Maryland August 2019
Buying - Edgewater, Maryland September 2019
"Tim was very responsive, always available for perspective and overall a great experience!"
Refinance - Millersville, Maryland September 2019
"He explained everything to me about the process."
Buying - Columbia, Maryland November 2019
"Tim was able to handle the refinance very quickly and efficiently. The experience was positive."
Refinance - Ellicott City, Maryland November 2019
"My wife and I were on a tight closing schedule. Tim partnered to overcome every obstacle and meet the schedule. Tim is a Great representative of First Home Mortgage."
Buying - Abingdon, Maryland December 2019
"Great representative of the organization, always available and highly professional."
Buying - Severna Park, Maryland December 2019
"Did exactly what he said and was there for all my questions. Very friendly I would use First Home Mortgage again because of Tim."
Refinance - Dagsboro, Delaware December 2019
"Top notch guy gives the right answers good or bad"
Refinance - Conowingo, Maryland January 2020
"Prompt,professional and accurate"
Buying - Fancy Gap, Virginia February 2020
"Tim always with great customer and quick to answer any questions we might have during the process."
Buying - Gaithersburg, Maryland February 2020
Refinance - Pasadena, Maryland March 2020
"This is our second time purchasing a home through First Home Mortgage, so I think the fact that we returned not only to them but to work specifically with Tim Milauskas speaks columns. They have always been very polite and patient. During the current pandemic, this compassion really went a long way. Tim and his team were available to answer our questions throughout the whole process and would answer emails later in the evening and even on the weekends to ensure we were able to purchase our new home. He continues the relationship even after settlement to check in and make sure that you are still doing well in your home in the coming years and to wish you a happy birthday and even holidays! When working with First Home Mortgage you really feel like you have a team working *with* you that is just as invested in getting you into your dream home as you are."
Buying - Red Lion, Pennsylvania March 2020
Refinance - Catonsville, Maryland March 2020
"Tim always responds promptly and has been really easy to work with. He explains the mortgage process simply and made sure I understood everything."
Buying - Baltimore, Maryland March 2020
"Tim was absolutely amazing throughout this entire process. As a new homebuyer, I had a lot of questions, and he was absolutely patient and informative for even my smallest questions. I was able to reach him at any time, which absolutely helped for my very quick close. I felt so taken care of by Tim, he really made this process a breeze for me! I cannot thank him enough!"
Buying - Odenton, Maryland April 2020
"Tim was fabulous. He was so helpful and flexible with our situation of being overseas. I would recommend Tim to others for sure."
Buying - Severna Park, Maryland April 2020
"The process was very well managed and professional!"
Refinance - Severna Park, Maryland May 2020
Buying - Odenton, Maryland May 2020
"Tim was very personable and communicated with us very well throughout the entire process. He was up front regarding costs to close and was able to provide us with estimates on different properties within hours, sometimes minutes. We were very lucky and pleased to have Tim on our team."
Buying - Westminster, Maryland May 2020
"Tim reached out to me when interest rates were extremely low to inform me about the opportunity to refinance my loan. He made the process easy and very quick so I was able to close within a month and forego mortgage payments for 2 months when I could really use the funds. Really a good experience at the right time."
Refinance - Annapolis, MD-Maryland May 2020
"Tim was very knowledgeable and helpful."
Buying - Edgewood, Maryland June 2020
"Tim was outstanding! He was very available for questions and concerns. He has a great personality for working with people, and he honestly took a lot of stress out of the home buying experience, especially since we were states away from where we were buying! We couldn't have had a better person to help us!"
Buying - Centreville, Maryland June 2020
"First Home Mortgage was reliable and fast in getting my refinance completed. It was an easy process."
Refinance - Falling Waters, West Virginia June 2020
"Tim Milauskas is the most sincere, kind, and very professional people we've ever had the privilege to do business with. We are 3 time returning customers. We wouldn't choose anyone else for our lending needs."
Refinance - Shady Side, Maryland June 2020
"Tim always answered our questions clearly in a very prompt manner, he was a delight to work with!"
Refinance - Germantown, Maryland June 2020
"Tim and his team were great. They made the process super easy. "
Refinance - Edgewater, Maryland July 2020
"He was there for my questions after hours and he went above and beyond to help me. "
Buying - Annapolis, Maryland July 2020
"Tim Milauskas made the entire refinance process smooth and stress-free. He was responsive to all our questions and explained everything to us in a way we could understand. I don't trust many people, but I do trust Tim. If you are looking for an honest, professional, smart mortgage broker, you'd be hard pressed to find a better one than Tim. "
Refinance - Frederick, Maryland July 2020
"Give Tim a raise! "
Buying - Severna Park, Maryland July 2020
Refinance - Owings Mills, Maryland July 2020
"Very professional and knowledgeable!!!!"
Refinance - Bel Air, Maryland August 2020
"Tim is so great, and very educated! Any questions we had he was right there to answer them... even on a Saturday! He made the process smooth and stress free! "
Refinance - Dundalk, Maryland August 2020

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