Thomas Richard Cumpston

First Home Mortgage
Participating lenders have agreed to a LENDAID code of conduct relative to transparency and independent customer surveys.
Equal Housing Opportunity
Job Title
Branch Manager
Career Started
122 S. Main Street, Bel Air, Maryland
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

Thomas's Reviews

4.9 Stars - 59 Reviews
"He is wonderful! Knowledge, helpful, caring and kind! "
Buying - Towson, Maryland July 2018
"My experience with them was great; they answered all my questions and were very pleasant and professional. I would recommend them."
Buying - Bel Air, Maryland July 2018
"He was professional, caring and worked hard to help us figure out the best way forward for our investment needs. "
Refinance - Bel Air, Maryland December 2017
"Very responsive and helpful!"
Buying - Havre De Grace, Maryland January 2018
"He made this potentially difficult process SO easy and fun! Highly recommend!"
Buying - Abingdon, Maryland March 2018
"The team made the entire refinance process seamless! I would recommend them to everyone I know!!!"
Refinance - Nottingham, Maryland April 2018
"Mr. Cumpston has worked with us for three separate mortgages all were easy and pain free. Tom and his supporting staff are professional, friendly and incredibly hard working. If you need a mortgage see Tom Cumpston FIRST!!"
Buying - Forest Hill, Maryland May 2018
Refinance - Nottingham, Maryland June 2018
"Great experience. Explains everything clearly and makes the process very easy. "
Refinance - Sykesville, Maryland October 2018
Buying - Joppa, Maryland October 2018
"I worked with Tom for over a year, a lot of roadblocks. Tom and I worked through everything. Tom cares about his clients and I would recommend him to anyone I know trying to buy a house. "
Buying - Aberdeen, Maryland November 2018
"The entire team was extremely helpful and very accessible anytime. They answered any questions we had and really explained the home buying process for us first timers! We are extremely greatful and I recommend Tom and First Home to anyone looking to start this process! "
Buying - Perry Hall, Maryland November 2018
"All good as usual. "
Refinance - Lutherville Timonium, Maryland November 2018
"I have used Tom for every mortgage I've needed and will continue to do so. He and his team work hard and get it done for me every time!"
Buying - Sparrows Point, Maryland December 2018
"Mr. Cumpston was amazing during my mortgage process. He always emailed me back within a timely matter and answered all my questions. He even emailed me on Thanksgiving morning within 40 minutes, If that's not service then I don't know what is! I've already recommended people to First Home. After painfully trying to use another bank First Home came to the rescue. I will use them in the future no doubt. Extremely recommend them to anyone looking for more information, or for anyone who wants to get their "First Home". "
Buying - Perryville, Maryland December 2018
"Everything was fantastic, his entire team is amazing and walked us through every step. True professionals! "
Buying - Aberdeen, Maryland January 2019
"Very good experience"
Buying - Aberdeen, Maryland February 2019
"He is the best! We love him!!!!"
Buying - Bel Air, Maryland April 2019
"Tom was phenomenal! His professionalism, responsiveness and attention to detail were second to none. He always had my best interests in mind. I'd highly recommend Tom!"
Buying - Abingdon, Maryland April 2019
"Tom and his staff made the whole experience painless and were a pleasure to work with."
Buying - Upper Falls, Maryland April 2019
"Had a great experience with Tom Cumpston. He was so personable and really works for the client no matter the time of day. Would definitely recommend him to a friend!"
Buying - Middle River, Maryland April 2019
Buying - Bel Air, Maryland June 2019
"Tom is very friendly and works with you to make sure you get the best rate. He keeps you informed of any changes and gives advice to help you make the right decision. "
Buying - Churchville, Maryland June 2019
"They are incredible to work with. Very professional and on top of things. They go above and beyond to help you in your home buying process."
Buying - Joppa, Maryland June 2019
"Professional and friendly. I have recommended friends already."
Buying - Belcamp, Maryland June 2019
"Mr. Cumpston was very knowledgeable about the mortgage process and willing to work through issues that came up along the way. His staff and assistant were patient and always willing to assist and answer questions. Would definitely recommend them!"
Buying - Bel Air, Maryland June 2019
Refinance - Owings Mills, Maryland June 2019
"Always thier to answer any questions I had and always trying to make the whole home buying process easier for me! Very happy with my experience and will definitely recommend to friends and family great guy with a great team!"
Buying - Kingsville, Maryland July 2019
Buying - Joppa, Maryland July 2019
"They were there every step of the way, answering any questions and working so quickly to get me into my first house in less than one month. Thank you to Tom and all of the staff who I worked with. "
Buying - Nottingham, Maryland July 2019
"If you need a loan officer Tom is the best. He really works to the best of his ability. I love his straight forward and honest character. He helped my wife and I get our first home a couple weeks ago. He's definitely one of the best!!!"
Buying - Abingdon, Maryland July 2019
"Thom is the man and his team is awsome I'll for sure recommend everyone to them"
Buying - Joppa, Maryland August 2019
"I have always felt secure and confident when working with Tom."
Buying - Sparrows Point, Maryland September 2019
"Tom is the best. He was there through the whole process to get us through this. We could not have done this with out him. Thank you for everything you have done for us. You are the best and I would recommend him to everyone I know."
Buying - Edgewood, Maryland September 2019
"Tom and his team was nothing short of remarkable through the loan process! He was compassionate, listened, and advised in the upmost professional manner, providing sound pathways toward determining and securing loans both most appropriate and in my best interests. I could not have asked for a more bright and genuine person to support me along the way!"
Buying - Baltimore, Maryland October 2019
"This is my second opportunity to use them for the purchase and refi for my home. The experience was very good."
Refinance - Aberdeen, Maryland November 2019
"Tom is absolutely FANTASTIC and the service he has provided to us has been top notch. I highly recommend Tom and First Home Mortgage for all your mortgage needs, there's no one better!"
Refinance - White Hall, Maryland November 2019
"Reassuring and amazing! Very knowledgeable. He was available whenever I needed him. Fast response time and very pleasant to work with!"
Buying - Bel Air, Maryland November 2019
"Tom is the best, Tom and his team worked diligently to ensure that I closed on time. He communicated even while on vacation for his anniversary that alone was admirable. He made the experience feel very personable and he partnered me with the perfect realtor. This is my first home buying experience and I can truly say I pick the perfect place. I will be using his services again in the future. And I will recommend them to my friends and family as well."
Buying - Belcamp, Maryland December 2019
"Tom and his team were so helpful and patient with me throughout this whole process. I had a lot of questions and repeat questions which I felt bad about. My repeat questions were answered as if it was the first time I had asked it. I could not have asked for a better experience or a better group to work with. They all made me feel like I had known them for years."
Refinance - Bel Air, Maryland December 2019
"Thomas Richard Cumpston and First Home Mortgage are simply the best. My experience with them was awesome."
Buying - Rosedale, Maryland December 2019
"Tom is awesome! I would recommend him to anyone looking to buy a home."
Buying - Baltimore, Maryland January 2020
"Tom was without a doubt the single greatest asset I had in this process. His knowledge and steady hand guided me through this as smoothly as can be."
Buying - Abingdon, Maryland February 2020
"The whole team was so incredibly kind, informed, and helpful with all my questions throughout the whole process. They understood that I was new to the terminology and answered all my emails so quickly!"
Buying - Towson, Maryland February 2020
Buying - Essex, Maryland March 2020
"Have worked with Tom and his staff multiple times and they are very professional, kind, and know exacty what to do. They walk you through every step whether it is a new purchase or a refinance."
Refinance - Jarrettsville, Maryland March 2020
"Tom did an excellent job! He made magic happen. I couldn't have been more happy with every thing he did for me."
Refinance - Bel Air, Maryland April 2020
"Tom and his awesome team made the process so easy. Thanks again"
Refinance - Bel Air, Maryland April 2020
"Tom and his team were wonderful! Always there to answer any questions we had."
Buying - Forest Hill, Maryland April 2020
Buying - Essex, Maryland April 2020
"Tom did a great job."
Buying - Bel Air, Maryland May 2020
"Tom is an experienced lender with a lot of knowledge. He genuinely cares about his clients and he was a joy to work with during the process of purchasing our first home!"
Buying - Sykesville, Maryland May 2020
"Mr. Cumpston was resourceful, responsive, and truly the most amazing mortgage broker in the history of mortgage brokers."
Refinance - Ocean City, Maryland June 2020
"Extremely knowledgeable and helpful. Very easy to get ahold at different hours of the day. Thomas made the entire process painless and went out of his way to help us with some unexpected things that came up during the refi."
Refinance - Bel Air, Maryland June 2020
"Tom always gives the correct advice for what is best for our mortgage options. I would always recommend him to any of my friends and family."
Refinance - Bel Air, Maryland June 2020
"no hassle perfect"
Refinance - Jarrettsville, Maryland June 2020
"Everyone was extremely helpful and Tom went above and beyond throughout the entire process. I had a great experience with First Home. "
Buying - Baltimore, Maryland July 2020
"Tom and his crew are top notch. They shower you with information that is easily digestible. Always a pleasure to work with these folks. "
Refinance - Abingdon, Maryland July 2020
"I've bought 2 houses through Tom and his team, they were timely and professional. I have recommended them to many of my colleagues."
Buying - Havre De Grace, Maryland July 2020

Thomas's Sample Area of Work

Contact Thomas Richard Cumpston

Select your loan type
I am interested in
We respect your privacy and will share your information with this loan officer ONLY. See our Privacy Policy