Thomas Palmer Draper

First Home Mortgage
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Equal Housing Opportunity
Job Title
Loan Officer
1200 Butterworth Court Level A, Stevensville, Maryland
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Thomas Palmer Draper

First Home Mortgage Corporation NMLS ID #71603 (

Thomas's Reviews

4.9 Stars - 70 Reviews
"We had lots of challenges with a home purchase from 800 miles away in the middle of a job change with tight timing windows. Mr Draper and all the staff at First Home worked hard, communicated well and got the job done - not quite on target with all the timing issues, but close. I am not sure anyone else could have done better. Everyone was very professional and courteous regardless of how stressful things happened to be at the moment."
Buying - Denton, Maryland August 2018
Buying - Millington, Maryland September 2018
"Tom made the home buying process quick and simple. He was there whenever I had a question and was able to have everything prepared well before closing. I could not ask for a better experience."
Buying - Bel Air, Maryland September 2018
"Thomas was so knowledgeable and helpful. He was responsive at all times of the day and timely in everything he did for me. He helped me understand the home buying process. The whole time at First Home was great! Worked together, responded to every need, and helped me settle quickly, in less of a month. "
Buying - Centreville, Maryland December 2017
Buying - Denton, Maryland November 2018
"Tom Draper made the whole process a breeze. Tom was very professional and quickly answered all our questions. I would highly recommend them for all your mortgage needs."
Buying - Chestertown, Maryland April 2019
Buying - Worton, Maryland June 2019
"Tom was great - he was on top of everything and proactive in the process from start to finish. "
Buying - Chestertown, Maryland June 2019
Buying - Centreville, Maryland June 2019
"Tom was great! He made the process of buying a second home so easy I still can't believe we are already moved in and settled. He not only quickly answered all our questions and concerns he stayed connected with our realtor to make everything go so smoothly. He is both professional and personable and so easy to talk to. Thanks Tom for all your great work, we truly appreciate it!"
Buying - Stevensville, Maryland July 2019
Refinance - Centreville, Maryland July 2019
"He was great to work with. He answered all of my questions and helped make a long process an easy one. I would refer Mr. Draper to everyone I know."
Buying - Church Hill, Maryland July 2019
Buying - Millington, Maryland August 2019
"Tom was very detailed in explaining all aspects of the 7 (!!!) offers I placed on houses in 2019. He made first time home buying, a less confusing situation for me."
Buying - Chestertown, Maryland August 2019
"Tom was great to work with, always available to answer my questions and explained the loan process thoroughly!"
Buying - Chestertown, Maryland September 2019
"Tom has been a long time friend of mine. He was exceptional with his communication skills and ability to keep us on pace throughout the process. We could not have done it without him."
Buying - Centreville, Maryland September 2019
"Tom was extremely helpful and available for us at any time"
Buying - Stevensville, Maryland October 2019
"Tom was great to work with, always available to answer my questions and explained the loan process thoroughly!"
Buying - Chestertown, Maryland October 2019
"Helpful throughout entire process."
Buying - Federalsburg, Maryland November 2019
"Tom is very knowledgeable and was a joy to work with. Tom worked with us on our initial home loan, as well as helped us refinance our home to get us a much better interest rate. Tom was always quick to respond to every question that Amy and I had along the way. I would highly recommend Tom Draper to anyone looking to buy a home."
Refinance - Centreville, Maryland December 2019
"Tom was extremely helpful and made himself available night and day to answer my questions. Beyond happy with my experience with Tom."
Buying - Rock Hall, Maryland December 2019
Buying - Queenstown, Maryland February 2020
"Thomas, Tom, was very easy to work with. He is a professional with clear knowledge and is able to effectively share that knowledge with you every step of the way. I would say he went above and beyond to make my home buying experience enjoyable. He would provide calls every few days to check in on things and see how the house hunting was going and if I had any questions. I had an absolute terrible experience with Wells Fargo with my last home purchase. I couldn't have imagined it would go as smoothly as it did but as I said Tom is a total professional and working with him was extremely easy and the best decision I ever made. I 100% would recommend Tom and his team if your looking to purchase a home."
Buying - Centreville, Maryland March 2020
"Tom had been highly recommended a few years ago and we remained in contact regularly with the objective of determining an optimum match between the market and First Home products. Tom's responses were always prompt, informed, easy to understand and he was never trying to sell anything unless it made absolute sense. His efforts have made all the difference!"
Refinance - Chestertown, Maryland March 2020
"We had a great experience, all work was professional and completed in a timely manor."
Buying - Sudlersville, Maryland March 2020
"Great Overall experience. Tom was extremely helpful"
Buying - Centreville, Maryland March 2020
"Tom was an exceptional person to work with. He was incredibly dedicated to making sure the first time home buying process was smooth and easy. He went to great lengths to make sure that I understood each step of the process and went above and beyond to reach out and do some extra leg work for me. Very appreciative!"
Buying - Stevensville, Maryland April 2020
"I trusted Tom with my original home mortgage and this time with a refinance. My refinance was processed very quickly and effortlessly. I know Tom to be a hardworking and reliable loan officer and will always refer to him for any home mortgage questions."
Refinance - Bel Air, Maryland April 2020
"Thomas Draper was very helpful in the process of attaining our mortgage for our new home."
Buying - Grasonville, Maryland April 2020
Refinance - Centreville, Maryland May 2020
"Quickly answered all of my questions and concerns. Reached out if I had questions during the process. Offered to explain any paperwork to ensure I understood. Brittany Wright was great as well. The process for me with First Home Mortgage was smooth with a quick turn around. I plan to use and recommend First Home Mortgage in the future."
Buying - Chester, Maryland May 2020
"Easy, fast, professional!"
Buying - Stevensville, Maryland May 2020
"Tom was great throughout the entire experience of refinancing our home. He was easy to speak with, knowledgeable and made the progress straightforward. I would highly recommend Tom Draper."
Refinance - Towson, Maryland June 2020
Buying - Chestertown, Maryland July 2020
"Hard working. Honest. Excellent customer service."
Buying - Berlin, Maryland July 2020
"Tom made me feel so comfortable through, for me What was a stressful experience. He always returned my call etc., right away. I will suggest him to anyone who wants to be treated like they matter. Tom will go above and beyond, to help you in your home buying process!"
Buying - Cambridge, Maryland July 2020
"Quick, efficient and friendly "
Refinance - Grasonville, Maryland February 2021
"Tom was a pleasure to work with, I wouldn't recommend anyone else to work with. Tom listened to what my wife and I were looking for and helped make that happen. Not once did I have an issue where something wasn't taken care of. Tom was ahead of everything that came along and my wife and I are thankful for having him in our corner."
Buying - Denton, Maryland September 2020
"Tom did an excellent job. We were approved right away and the underwriting was ready a week before settlement. I give Tom my highest recommendation. "
Buying - Chestertown, Maryland October 2020
"Gets it done. Kept up with my needs to move rapidly. I didn't have to wait for my information from him and that kept everything moving. "
Buying - Church Hill, Maryland October 2020
"Everything went very smoothly and professionally."
Refinance - Annapolis, MD-Maryland October 2020
Refinance - Stevensville, Maryland October 2020
Buying - Rock Hall, Maryland November 2020
Buying - Chester, Maryland December 2020
"Tom was terrific to work with. He guided me through the application, carefully explained my options, and provided expert counsel throughout the entire process. He also has a friendly and caring approach, and I couldn't be happier with the great service he and the rest of the staff provided."
Buying - Chestertown, Maryland December 2020
"Tom and his team were very responsive and communicative throughout the process. "
Buying - Annapolis, MD-Maryland January 2021
"As a first time home buyer, Tom definitely made my experience alot less stressful! Knowing if you have any questions or concerns that someone is willing to answer at any time is a huge relief, especially when you yourself has so many other things to take care of when purchasing a home. I would highly recommend Tom to any first time buyer, not only because he's so personable but also when I had to send in any paperwork I always got a few days heads up which to me, was a huge help! Thank you again "
Buying - Cambridge, Maryland January 2021
"Great service. Very responsive to questions and concerns. Closed on time with no fuss."
Buying - Rock Hall, Maryland January 2021
"Responsive, communicative, great staff"
Refinance - Chester, Maryland January 2021
"Tom Draper and his team at First Home Mortgage are very professional, highly efficient and wonderful to work with. They helped us buy our home and made the whole process seamless. I would highly recommend you give them a call if you are looking for financing to purchase a home."
Buying - Chestertown, Maryland February 2021
"Very competent and personable."
Refinance - Chester, Maryland February 2021
Buying - Greensboro, Maryland February 2021
Refinance - Annapolis, MD-Maryland March 2021
"Fast, thorough, and on top of everything. Great rate and low closing costs. Best experience I have ever had with a lender. "
Refinance - Stevensville, Maryland March 2021
Buying - Chester, Maryland March 2021
"Was grateful Tom reached out to offer the option to refinance. He knew it was a great time to get a better interest rate to lower my payments. I was nervous at first to take the leap, due to uncertainty, but it turned out to be a smooth process. Thanks Tom! Love the personal service with First Home Mortgage. "
Refinance - Chester, Maryland March 2021
"Very friendly, helpful and considerate. Always answered promptly and very knowledgeable. "
Buying - Centreville, Maryland April 2021
"Tom and his staff were very responsive to any questions I had. They were extremely organized and knowledgeable. They made this process as simple as can be!"
Refinance - Chester, Maryland April 2021
"Tom was very easy to work with and on top of getting everything completed in a timely manner. I have already recommended him to a friend and will recommend him in the future"
Buying - Worton, Maryland May 2021
"good follow-ups & professional."
Refinance - Crumpton, Maryland May 2021
"Very responsive and very professional. "
Buying - Rock Hall, Maryland May 2021
"Excellent service from both Tom and Molly "
Refinance - Ridgely, Maryland May 2021
"Fantastic support, communication, and overall easy process throughout the entire home buying experience"
Buying - Centreville, Maryland June 2021
"Tom assisted us in acquiring a loan that allowed us to purchase a home that suited our needs. His professionalism exceeded our expectations."
Buying - Chestertown, Maryland June 2021
Buying - Queenstown, Maryland June 2021
"Tom was very efficient and answer all of our questions and concerns promptly. "
Buying - Stevensville, Maryland June 2021
"Outstanding service! I would definitely recommend Thomas Draper!"
Buying - Marydel, Maryland June 2021
"He was great. Very responsive and informative throughout the entire process. Always was there to answer questions or move quickly. "
Buying - Queenstown, Maryland July 2021
"Great job"
Buying - Rock Hall, Maryland August 2021
"Our first time buying a home was a complete nightmare, it was a divorce court sale, rolled into a bankruptcy and took almost 9 months to complete. We had our close date change multiple times, and I had to resubmit my paperwork for a loan multiple times. Through it all Tom explained everything in detail, was extremely helpful and unwaveringly patient. He explained the process better than the realtors did for sure."
Buying - Ridgely, Maryland September 2021

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