Thomas Bowen

First Home Mortgage
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Equal Housing Opportunity
Job Title
Loan Officer
Career Started
2700 Lighthouse Point East Ste 340, Baltimore, Maryland
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Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Thomas Bowen

I grew up outside of Philadelphia and graduated from the University of Vermont in 1996. After graduation, I worked several years as a firefighter for the US Forest Service in California. In 2003, I began my career as a Loan Officer and have been full-time ever since. My expert team and I bring more than 100 years of combined lending experience. I have helped hundreds of clients with their home financing needs. I am dedicated to not just working with you from application to closing, but will continue to service and be your point of contact for any questions or needs long after settlement. I believe in a strong customer service focus. Whether you’re buying or refinancing a home, I have your best interest at heart. Buying a home can be an overwhelming experience, so I believe in having one-on-one meetings with my clients to better educate them on their options. First Home Mortgage Corporation NMLS ID #71603 (

Thomas's Reviews

4.8 Stars - 29 Reviews
"Nice and easy to work with"
Refinance - Forest Hill, Maryland August 2019
"Tom was great to work with and very patient with us as FTHBs. We're very grateful for all the support from him and his team."
Buying - Olney, Maryland August 2019
"Tom did an excellent of job of explaining each step and remaining patient even through many questions, which were likely redundant."
Buying - Gainesville, Virginia July 2019
"Thomas was amazing from start to finish. He was a huge part in making my first home buying experience one to remember!! Thanks Tom for helping me purchase my first Home!!!"
Buying - Manassas, Virginia July 2019
"Tom was always available and brought a personal touch to the experience."
Buying - Catonsville, Maryland September 2019
Buying - Stafford, Virginia September 2019
"Tom is always a pleasure to work with"
Refinance - Owings Mills, Maryland October 2019
"Tom was great. Very knowledgeable, especially around specifics related to our personal situation (100% disabled military veteran). He was quick to respond and patient with our many questions. Also just a very personable guy who was a pleasure to work with!"
Buying - Millersville, Maryland October 2019
"Thomas is excellent and i would do business with him again. No doubt !"
Buying - Alexandria, Virginia November 2019
"Always professional, helpful and available!"
Refinance - Upper Marlboro, Maryland December 2019
Buying - Woodbridge, Virginia December 2019
"Mr. Thomas and his associates are friendly and professional. They helped me through every step of the loan process, and explained everything I was unsure about. They stayed in contact, always responded to emails quickly, and gave me regular updates. My realtor said that Thomas was easy to work with as well. In the end, I got my loan and my condo so I'm about as satisfied as I possibly can be with First Home Mortgage."
Buying - Winter Haven, Florida January 2020
Refinance - Halethorpe, Maryland January 2020
"Always professional, helpful and available!"
Refinance - Upper Marlboro, Maryland February 2020
"Tom is very knowledgeable in Mortgage loans. He's extremely easy to work with thanks to his sincerity. There were many issues that came up but Tom handled them professionally, he's very good. There were several issues because of our financial and credit rating. I never thought that I would find someone to help make my dream come true. Thanks Tom, you did it for us and we appreciate the hard work that you did. The customer/service relationship we shared just couldn't have been better. Should anyone be fortunate enough to have Tom work for you, take my word, your'e in good hands."
Buying - Triangle, Virginia March 2020
"Thomas was very patient and kind with us. We were especially appreciative to have Thomas working with us as we went through our first home buying process. Thomas provided critical information that really helped make the entire process clear for us."
Buying - Bristow, Virginia April 2020
"Always a pleasure to work with Tom, Chris and the rest of the team."
Refinance - Ellicott City, Maryland May 2020
"It was a great experience. I will use Tom and First Home Mortgage if I ever purchase a home again."
Buying - Accokeek, Maryland May 2020
"Great customer service, very knowledgeable!"
Refinance - Manassas, Virginia May 2020
"Mr. Thomas was down to earth and very gentle. He is a good listener and patient. Very informative. I like Mr. Thomas."
Buying - Oxon Hill, Maryland May 2020
"Thomas was professional, responsive, and went out of his way to help my family. I will recommend him to friends."
Refinance - Gainesville, Virginia June 2020
"Tom ROCKS!"
Buying - Bowie, Maryland July 2020
Buying - Bel Air, Maryland July 2020
"Tom was thorough and informative on providing me with all the details of my refinance. He was always contactable in a short period of time. "
Refinance - Dumfries, Virginia July 2020
Refinance - Germantown, Maryland July 2020
"The entire process was pleasant and efficient."
Refinance - Norfolk, Virginia August 2020
"Quick to respond to emails and phone calls. As professional as they come. "
Refinance - Centreville, Virginia August 2020
"I had a terrible experience with Tom. He did not communicate with us when things changed. Our settlement date changed 4 times because of him and sometimes we were not even aware that the date was changing. Also, he said we could put the down payment amount down that we selected. Months later the story changed that I had to put 15% down. Two weeks later he says I now have to put 20% down. I asked why the change, he said it was mandatory in PA to put 20% down when purchasing a multi-family with the loan product that HE SELECTED FOR ME. He should have been aware of this the whole time instead of informing me after the first 3 settlement dates had come and gone and been changed for other issues on his end. Unbelievable. It seemed like he was looking for reasons for me to not get the house instead of working with us on the same team. I had to consistently call him and his underwriter Denise back just to make sure they were completing their responsibilities to make sure we could get the house. A total nightmare."
Buying - New Cumberland, Pennsylvania August 2020
"Tom and the team at First Home were great during a time that was pretty stressful for me and my family. I'm thankful the home-buying process was handled so professionally, alleviating any additional stress. "
Buying - Woodbridge, Virginia September 2020

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