Stephen Joseph Harper

First Home Mortgage
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Equal Housing Opportunity
Job Title
Branch Manager
Career Started
7910 Woodmont Ave Suite 1330, Bethesda, Maryland
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Stephen Joseph Harper

Dedicated to make sure our clients get top notch mortgage services

Stephen's Reviews

4.8 Stars - 75 Reviews
"My experience with Stephen was excellent, he kept me informed of everything that was going on with my Refinance. He answered all my questions and/or concerns. "
Refinance - Washington, District of Columbia December 2017
Buying - Silver Spring, Maryland December 2017
"Mr. Harper was patient and took his time explaining the approval process! He listened and was very honest! He has the best supporting staff...Nadira and Tracy both were very helpful!!"
Buying - Upper Marlboro, Maryland February 2018
"Very kind and helpful through different issues/bumps in the road that we encountered. Always accessible by phone or he called me right back. Thank you again Stephen!"
Buying - Baltimore, Maryland April 2018
"Responsive and pleasant. Transaction went very smoothly We had a good experience."
Buying - Rockville, Maryland May 2018
"He worked quickly to get my deal done. He even worked during his vacation. He made buying a home as stress free as possible."
Buying - Ruther Glen, Virginia June 2018
Buying - Glen Burnie, Maryland September 2018
"He was very patient and understanding and did everything he could to help us achieve our goal of home ownership. I just recommended him to a co-worker who needs a finance company."
Buying - Bowie, Maryland October 2018
"Good doing business "
Buying - Oxon Hill, Maryland October 2018
Buying - Locust Grove, Virginia October 2018
"Steve Harper made my experience very personal! It was like he was buying the house for himself. He was a great advisor."
Buying - Linthicun, Maryland October 2018
"Steve went above and beyond the call of duty to make my dream of becoming a homeowner come true! It's hard enough being a single mother; however, add trying to buy a house on your own and it's a double whammy!!! But, Steve wasn't phased by the challenge and his team worked hard to help me achieve my goal to own my home! I am forever grateful to him! He was knowledgeable, professional, kind, and patient. Top knotch customer service all the way around!!! "
Buying - Ruther Glen, Virginia May 2018
"Stephen Harper was the absolute best to work with. Coming into this experience as a first time home buyer, I am so grateful for his honesty, integrity and his willingness to help me in whatever way he could. He was always available to answer my questions. He made my first time home buying process easier and quicker than what I thought it would be. I'm so grateful for Stephen Harper and his whole team at fFrst Home Mortgage. "
Buying - Bowie, Maryland February 2019
"He worked very deligently and was very informative. "
Buying - Waldorf, Maryland February 2019
"He was very vested in my interests and even showed up for the signing to help explain everything. He gave me great information about what to expect with the home buying process and what to expect after signing."
Buying - Ruther Glen, Virginia April 2019
"Whenever I had a question he always took the time to explain. I called him all the time and always answered. They were very quick and efficient. I closed in 3 weeks. I will always use First home Mortgage. Steve and his team are the best in the business."
Buying - Savage, Maryland April 2019
"He�s great to work with, much humility and very approachable and has your best interests. He definitely goes beyond the call of duty and works with an undeniable diligence. "
Buying - Waldorf, Maryland June 2019
"He was very professional and knowledgeable. It was easy and stress-free to work with him."
Buying - Upper Marlboro, Maryland June 2019
"Nadira is a great employee"
Refinance - Bowie, Maryland July 2019
"Very professional, responded to every call and email."
Refinance - Fort Washington, Maryland August 2019
Buying - Hyattsville, Maryland September 2019
"Very responsive"
Buying - Upper Marlboro, Maryland November 2019
"Stephen was very transparent through the entire process and went above and beyond to make sure we received the best service possible. We would definitely work with both Stephen and Nadira again."
Buying - Indian Head, Maryland December 2019
"This was my first home purchase, and Steve was incredibly helpful. He answered my questions, made sure I understood all the processes, and worked well with my realtor. His team was great. I would recommend First Home and Steve."
Buying - Alexandria, Virginia December 2019
Refinance - Halethorpe, Maryland December 2019
Buying - Bowie, Maryland December 2019
Buying - Fredericksburg, Virginia January 2020
Refinance - Reston, Virginia January 2020
"Stephen Harper SR treated my file as his own. He worked tirelessly to ensure that I got the best deal. We had never met or knew ourselves but our correspondence was so close. He's honest and frank. I invite everyone to use Steve and you'll be glad you did."
Buying - Randallstown, Maryland February 2020
Buying - Oxon Hill, Maryland March 2020
"They worked hard even during the pandemic to help me get my first home. Steven was forthcoming and very helpful throughout the process."
Buying - Greenbelt, Maryland April 2020
Refinance - Potomac, Maryland May 2020
"Steve Harper reaches out to me about a refinance that ultimately saved us lots of money. I appreciate him looking out for my best interest. Customer service at its finest!"
Refinance - Essex, Maryland June 2020
Refinance - Upper Marlboro, Maryland June 2020
"Professional in service. "
Refinance - Bowie, Maryland July 2020
"Steve is highly professional. He is an honest man. A man of integrity. He keeps his promise."
Refinance - Upper Marlboro, Maryland July 2020
"Very professional and timely. I would recommend and go back if I needed to."
Buying - College Park, Maryland July 2020
"He was very honest and trusting. He gave us the right information based on our situation. "
Refinance - Cheltenham, Maryland August 2020
"He is not a business"
Refinance - Frederick, Maryland August 2020
"Steve Harper was a true first class professional to help us with our refinance. I would recommend him 100%. "
Refinance - Potomac, Maryland August 2020
Refinance - Capitol Heights, Maryland August 2020
"It was a very positive experience. Steve is very proactive and looks out for the client. The First Home Mortgage is a great company that anyone would like to do business with."
Refinance - Laurel, Maryland September 2020
"Quick and easy "
Refinance - Upper Marlboro, Maryland September 2020
"I honestly have to say that this was one of the most pleasant and memorable process I have experienced overall. Mr. Harper and his team are exceptional! It was an absolute pleasure working with Mr. Harper. He is responsive, informative, and has in-depth knowledge of the industry and products. I highly recommend Mr. Harper for anyone looking to purchase their first home."
Buying - Gaithersburg, Maryland October 2020
"Stephen is very good at his job."
Refinance - Fort Washington, Maryland October 2020
"Stephen was very professional and kept me informed every step of the way. If I called or emailed him, he got back to me within 5 - 15 mins. Thank you Stephen Harper for helping me with purchasing a house. It ran smoother then people has told me. I appreciate you."
Buying - Hyattsville, Maryland October 2020
"Efficient.reliable fast always ready to answer questions always ready "
Buying - Waldorf, Maryland December 2020
"Very knowledgeable and professional. "
Buying - Manassas, Virginia December 2020
"The process went very smooth, i love the fact that i can send them some document via email and they even created an App that i can sign the document send to me. stress free."
Refinance - Lanham, Maryland January 2021
"Steve made this experience so easy. At each step in the process he explained what and why it was happening and what to expect in the next step. All of his estimates were on target and each transition to another person was seamless. There was a lot of information but there were no surprises. "
Refinance - Lusby, Maryland January 2021
"My experience has always been great! Stephen and First Home Mortgage are efficient, professional and expedient. I greatly appreciate the exceptional service they have provided. "
Refinance - Clinton, Maryland January 2021
"Professional and on timely "
Buying - Bowie, Maryland January 2021
"I had two good experience work with Mr. Steve, he does a great job."
Refinance - Hyattsville, Maryland January 2021
"Very knowledgeable about the VA process and was able to answer all my questions. "
Buying - Baltimore, Maryland January 2021
"Great "
Refinance - Washington, District of Columbia February 2021
Refinance - Upper Marlboro, Maryland February 2021
"Outstanding! Mr. Harper is a true financial professional who pays attention to details regarding assistance to military veterans. "
Refinance - Waldorf, Maryland February 2021
"He is an professional that is extremely knowledgeable in the field of home finances. Friendly, prompt and steadfast in his responsiveness and frankness with clients. The First Home Mortgage team should be commended for their professionalism and client relationship. "
Refinance - Upper Marlboro, Maryland February 2021
"My experience working with Steve was awesome. He's a true professional. First Home Mortgage is lucky to have him as a lender. Kudos to Steve "
Refinance - Upper Marlboro, Maryland February 2021
"He was amazing! His customer service, knowledge and attention to detail is like no other!!! He truly made my FIRST HOME buying experience a breeze and one I'll never forget! '˜ºï¸"
Buying - Odenton, Maryland March 2021
"Great communication -- very responsive. Highly recommend"
Refinance - Ruther Glen, Virginia March 2021
"It was a smooth and great experience."
Buying - Hyattsville, Maryland March 2021
"Very responsive and helped us deal with a difficult situation. "
Buying - Davidsonville, Maryland April 2021
"He was great to work with. Always answered my questions in a timely fashion. "
Buying - Greenbelt, Maryland April 2021
"Stephen Harper was helpful in providing step by step updates and information throughout the home buying process. Stephen made himself assessible to speak with my realtor and I. Stephen and his team provided a smooth and timely transition in order for me to own my home. "
Buying - District Heights, Maryland April 2021
Refinance - Waldorf, Maryland April 2021
"He was very easy to talk to about any concern that I had. I'm a first time buyer and he graciously took the time to educate me on multiple topics and how they affected my situation. Extra points for always managing my expectations with a call in advance of an email or explaining the next step in the process. He was also really easy to reach by phone and email. Highly recommend working with him. "
Buying - Suitland, Maryland May 2021
"Stephen Harper is an excellent mortgage officer. He is very helpful. If I had any questions or concerns related to my mortgage and reach out to him, he always responded promptly. "
Refinance - Greenbelt, Maryland June 2021
"Steve, is efficient, helpful and a very good communicator. He was very timely with Information relevant to my refinancing, and truthful and reliable in answering my questions. He's a very dependable person to work with."
Refinance - Fort Washington, Maryland June 2021
Buying - Baltimore, Maryland June 2021
Buying - Waldorf, Maryland June 2021
"Steve was very pleasant, knowledgeable, responsive, and up front about everything. There were no last minute surprises or delays. I was very pleased with his services, I would say he respresents First Home Mortgage very well!"
Buying - Lusby, Maryland July 2021
"Mr. Harper Sr. was a pleasure to work with he was very informative. He also made himself available to answer any questions that I had. His easy going personality was much appreciated in what I felt was stressful. Thank you Mr.Harper Sr.!"
Refinance - Washington, District of Columbia July 2021
Refinance - Sykesville, Maryland July 2021
"Mr. Harper was very patient with me when it came to answering ALL of my questions. "
Buying - Bowie, Maryland August 2021

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