Sam Cavanaugh

NMLSID#
1293151
Company
Mortgage Network, Inc.
Participating lenders have agreed to a LENDAID code of conduct relative to transparency and independent customer surveys.
Certified
Equal Housing Opportunity
Job Title
Loan Officer
Website
www.SamCavanaugh.com
Address
4 Clarks Summit Drive, Bluffton, South Carolina
For updated license info and work history visit  NMLS Consumer Access

91 LENDAID Certified Reviews

Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.
Certified

About Sam Cavanaugh

Longtime Hilton Head resident Sam Cavanaugh (NMLS#1293151) brings unique experience to his role as a mortgage loan officer. Following the challenges of the 2008 recession, Sam transitioned from mortgage banking to loss mitigation where he grew his reputation helping local residents weather the recession storm, becoming a Lowcountry short sale expert and integral member of the local housing market. As the worst of the crisis faded, Sam returned to mortgage banking with Mortgage Network, Inc. who (in his words) "has a complete range of loan products, and unparalleled customer service.." Sam has deep knowledge of the Lowcountry real estate market. Loan Officer Fun Fact: Sam and his family are active in the local boating and tennis communities.

Sam's Reviews

4.9 Stars - 91 Reviews
Buying - Bluffton, South Carolina July 2018
"Sam and his team are stellar in dealing with clients, moving paperwork along, and are in constant communication during the entire loan process. Could not have found an easier, more professional company to work with."
Buying - Hilton Head Island, South Carolina July 2018
"Timely, responsive, great experience!"
Buying - Bluffton, South Carolina July 2018
"Sam was helpful and knowledgeable. He got the rate my mother needed. I highly recommend Sam and Mortgage Network."
Buying - Bluffton, South Carolina December 2017
Buying - Hilton Head Island, South Carolina November 2017
"Sam was wonderful! I'm a first-time homebuyer and he made the process seamless. All around, a great experience. Thanks Sam!"
Buying - Bluffton, South Carolina October 2017
Buying - Bluffton, South Carolina February 2018
"Very positive!"
Buying - Hilton Head Island, South Carolina March 2018
"We've bought and sold many properties, as well as refinanced, and this was the most professional experience we've had in processing a mortgage."
Refinance - Hilton Head Island, South Carolina March 2018
Buying - Okatie, South Carolina March 2018
Buying - Bluffton, South Carolina March 2018
"Sam was very helpful throughout the mortgage process. He always got back to me right away. I worked with Mariah McKenna at Mortgage Network, Inc also. She was very kind and helpful. "
Buying - Bluffton, South Carolina May 2018
"Cordial and very efficient."
Buying - Hilton Head Island, South Carolina May 2018
"They were great!"
Buying - Beaufort, South Carolina June 2018
"Everything went smoothly, and when I had questions or concerns, they were understanding and helpful."
Buying - Okatie, South Carolina June 2018
"He and his team were professional and punctual. "
Buying - Beaufort, South Carolina June 2018
"Sam was very professional and informative in my dealings with him. "
Buying - Okatie, South Carolina August 2018
Buying - Bluffton, South Carolina September 2018
"We we're very pleased with the whole process."
Buying - Bluffton, South Carolina September 2018
"Extremely knowledgeable and immediate response on concerns. "
Buying - Hilton Head Island, South Carolina September 2018
"Outstanding "
Buying - Hilton Head Island, South Carolina November 2018
"Sam and the team were excellent to work with."
Buying - Okatie, South Carolina May 2019
"Sam was easy to work with but the underwriter was totally out in left field. The same info was asked for several times and much of the info asked for was personal and none of there business "
Buying - Okatie, South Carolina May 2019
"Sam is very knowledgeable and an absolute professional. If you want a hassle free mortgage application experience, go talk to Sam. "
Buying - Bluffton, South Carolina May 2019
"Sam worked very hard with the underwriters to make everything work out for our mortgage."
Buying - Bluffton, South Carolina May 2019
"Awesome"
Buying - Hilton Head Island, South Carolina May 2019
"Sam was easy to work with, good communication. "
Buying - Beaufort, South Carolina June 2019
"Sam go it done was quick closing less than 2 weeks start to finish that's impressive"
Buying - Hilton Head Island, South Carolina June 2019
Buying - Hilton Head Island, South Carolina June 2019
Buying - Hilton Head Island, South Carolina June 2019
"I'v tried to buy a house time and time again. Working with Sam and his team has been the smoothest transaction ever. They were on top of things the whole time and provided full transparency in keeping me up to speed with what the status of my loan was. Thanks all!!"
Buying - Bluffton, South Carolina July 2019
"We were working for almost two months with another mortgage company, on a mortgage that should have been pretty simple. Each time we would have a closing date set up they would come back and say, it wasn't going to work, tell us what more they needed for it to work, and change the closing date. This happened 3 separate times and with the third time they wanted more money and a higher percentage rate. We said forget it, this just wasn't meant to be. Our attorney couldn't understand what the problem was and asked if he could give my information to Sam Cavanaugh at Mortgage Network. Within 2 hrs, on a Sunday night, Sam had already determined that it could be done and within 12 hours we were on our way! From the very beginning, that Sunday night until closing, 2 weeks later, Sam and his team were so accommodating, answering my many question, and reassuring me that all was going well. There was never a '€šÃ„úblip'€šÃ„ù, we were on schedule and had an easy closing. It doesn't get any better than that. As far as my family and I are concerned he was our Hero! He, and his team, turned what was a nightmare into a successful and positive experience. Sam was highly recommended to us and I will happily do the same to others in need of a Mortgage broker. You won't be disappointed when choosing Sam Cavanaugh for your mortgage needs! I would also like to mention Miriah McKenna, part of Sam's team. She was a great help, as well, and always available for any questions I had. Many thanks Sam and Miriah!"
Buying - Okatie, South Carolina July 2019
"Sam made the process smooth and easy. This is the fourth home I have purchased and it was the most enjoyable"
Buying - Summerville, South Carolina August 2019
"Sam was terrific to work with as was the whole underwriting team. Will use them again."
Refinance - Hilton Head Island, South Carolina August 2019
"Exceptional service! Very professional and to the point!"
Refinance - Hilton Head Island, South Carolina August 2019
"His Customer Service is outstanding always gets back to you quickly to answer any question and always keeps you informed throughout the process. He is definitely an asset to Mortgage Network"
Refinance - Bluffton, South Carolina September 2019
"Excellent service. Knowledgeable, professional staff. Love them."
Refinance - Hilton Head Island, South Carolina September 2019
Refinance - Bluffton, South Carolina September 2019
Buying - Bluffton, South Carolina September 2019
"Sam was a total professional and always replied promptly to all my questions. I couldn't have asked for a better lender."
Buying - Bluffton, South Carolina September 2019
"He was great. Everything was done in a timely manner. He was very professional, very helpful. We will always use him."
Refinance - Beaufort, South Carolina October 2019
"knowledgeable, helpful, and caring."
Buying - Okatie, South Carolina October 2019
"Great follow thru by Sam and his team and kept me informed each step of the way. I felt like he was fighting for best rate for me!"
Refinance - Hilton Head Island, South Carolina October 2019
Buying - Beaufort, South Carolina November 2019
"He was very responsive by phone until we had a heated discussion. After that he only replied by text or email. I would prefer phone conversations."
Buying - Hilton Head Island, South Carolina November 2019
"Sam was always friendly and available for questions. He explained the mortgage process well."
Buying - Bluffton, South Carolina December 2019
"Sam is by far THE BEST mortgage lender. I've been in the business of Real Estate sales for over 25 years and he always goes the extra mile for my clients as well as for me."
Buying - Bluffton, South Carolina December 2019
"Sam was great, provided options, explained everything in easy to understand language."
Buying - Hilton Head Island, South Carolina December 2019
"I'm a first time home buyer, Sam was very patient in answering all of my questions and explaining mortgage basics for me."
Buying - Beaufort, South Carolina December 2019
"They were very considerate and professional. Very nice people, will definitely use them in the future"
Buying - Bluffton, South Carolina February 2020
Buying - Bluffton, South Carolina February 2020
"Very thorough, pleasant and helpful. The team did an outstanding job of ensuring that all necessary documentation was prepared in a timely manner."
Buying - Hilton Head Island, South Carolina February 2020
"Very professionally handled. He answered our questions and explained our options throughly."
Refinance - Bluffton, South Carolina March 2020
"Good consumer skills, responsive, efficient, transparent."
Buying - Hilton Head Island, South Carolina March 2020
"Sam was wonderful!!! Very professional and knowledgeable."
Buying - Bluffton, South Carolina June 2020
"Very easy process and was there to answer any questions along the way. I would definitely use them again in the future."
Buying - Bluffton, South Carolina June 2020
"2nd time;excellent both times"
Refinance - Hilton Head Island, South Carolina June 2020
"Sam was great to work with-always clear communication about the process and went to work for us on the rate. I would highly recommend working with Sam when looking for your dream home!"
Buying - Bluffton, South Carolina June 2020
"He and his team were very organized and shepherded me through the process every step of the way."
Buying - Hilton Head Island, South Carolina August 2021
Refinance - Bluffton, South Carolina July 2020
"Great guy completely satisfied highly recommend!"
Buying - Hilton Head Island, South Carolina July 2020
Buying - Bluffton, South Carolina July 2020
Buying - Hilton Head Island, South Carolina August 2020
Refinance - Hilton Head Island, South Carolina August 2020
"Knowledge, attentive to our needs, and helpful with completion in short time frame."
Refinance - Hilton Head Island, South Carolina August 2020
"Very helpful"
Buying - Bluffton, South Carolina August 2020
"Out of all the homes and refi's I have done in 46 years this was by far the easiest one to complete. Hats off to the Mortgage Network team!"
Refinance - Hilton Head Island, South Carolina September 2020
"Great to work with, very informative, provided outstanding guidance. Very flexible, works to insure the client is 100% satisfied."
Buying - Hilton Head Island, South Carolina September 2020
"Wonderful, professional and highly competent!"
Buying - Bluffton, South Carolina October 2020
Buying - Okatie, South Carolina October 2020
"Sam was very professional and quick to answer any questions I had."
Refinance - Bluffton, South Carolina October 2020
Buying - Bluffton, South Carolina November 2020
"I worked with Sam only via email and telephone. All was straightforward , efficient, and polite."
Refinance - Hilton Head Island, South Carolina November 2020
Buying - Bluffton, South Carolina December 2020
Refinance - Hilton Head Island, South Carolina December 2020
"Sam was very professional and took the time to answer any questions we had, even on the weekend! Buying a home while in another state can be stressful, but Sam made us feel like we were own the street. A truly great job by he and his staff!"
Buying - Okatie, South Carolina December 2020
"Sam is absolutely THE best lender I've ever worked with !"
Refinance - Bluffton, South Carolina January 2021
"Sonya Reiselt recommended Sam, and as always, she led us right. Thank you Sam, and your whole team for making this such an easy process."
Buying - Beaufort, South Carolina January 2021
"He was a pleasure to work with "
Refinance - Hilton Head Island, South Carolina February 2021
"Excellent service. Very effortless and efficient process."
Refinance - Hilton Head Island, South Carolina March 2021
"Follows up and stays in contact throughout"
Buying - Hilton Head Island, South Carolina March 2021
"Very professional "
Buying - Hilton Head Island, South Carolina March 2021
"Top notch service! When there was any obstacle, he used all resources to find a way to make it happen!"
Buying - Bluffton, South Carolina March 2021
Buying - Hilton Head Island, South Carolina April 2021
"Considerate. Responds to questions as does his staff."
Buying - Okatie, South Carolina April 2021
"Sam was very professional and also extremely helpful. Every question was answered and explained thoroughly"
Buying - Beaufort, South Carolina May 2021
"Great experience! Very helpful, organized and responsive. Always available for questions, anytime. Quick closing too!"
Buying - Okatie, South Carolina June 2021
"This was my first experience with a mortgage in SC which was very different than my prior mortgages in AZ. The only comment I have that was previously shared was that I felt uniformed about accurate closing costs. I wished that prior to closing someone has discussed the additional $2K from the original estimate and any options to roll any of the closing costs in the loan. I had been able to do this before but it was not discussed."
Buying - Bluffton, South Carolina June 2021
"Sam inspires confidence that all will have a positive result. He did a previous financing for me. I went back because he is great at his job. He proved me right again"
Refinance - Hilton Head Island, South Carolina August 2021
"This was the easiest mortgage I have ever gotten. Sam did all the work. Approval was fast and closing was so smooth it was boring!"
Buying - Okatie, South Carolina August 2021
"They were very prompt and efficient in doing exactly what I needed."
Buying - Bluffton, South Carolina September 2021

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