Robert Dennis O'Connell

MAIN STREET HOME LOANS a Division of NFM Lending
Participating lenders have agreed to a LENDAID code of conduct relative to transparency and independent customer surveys.
Equal Housing Opportunity
Job Title
Branch Manager
Career Started
1954 Greenspring Drive, Lutherville Timonium, Maryland
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Robert Dennis O'Connell

Testimonials are the individual experiences of those who have used our services. Main Street Home Loans does not provide incentives for testimonials or reviews.

Robert's Reviews

4.9 Stars - 128 Reviews
"Very helpful at every step. Went smoothly. "
Buying - Perry Hall, Maryland September 2018
"Bob and his team at First Home were amazing, kind, and knew their stuff most importantly. I got the house!"
Buying - Baltimore, Maryland October 2018
Buying - Joppa, Maryland October 2018
"He and his team were a great help during and throughout this process. He made it quick and easy. I would recommend them."
Buying - Naples, Florida November 2018
"Bob and his team are great! They solved a couple of issues with my loan application with the best solutions they could find, with minimal involvement by me. 5-star service. "
Buying - Baltimore, Maryland November 2018
"Working with Bob and his team is an A++ experience. Truly makes the whole process easy as it could be. I would recommend Main street home loans to anyone interested in buying a home. This was my second home purchase with his team and they are very thorough. Really on the money with the numbers (Estimated closing costs & so on). I could call Bob at anytime, day or night & he was there to answer any questions I may have. If your looking for the best in the buisness go no further...Thanks once again Bob for all you've done for me & my family."
Buying - Baltimore, Maryland April 2019
"Bob was very helpful throughout the whole process and was very prompt with his responses. "
Buying - Columbia, Maryland April 2019
Buying - Baltimore, Maryland June 2019
"Very pleasant, very informative, answered all the questions I had and made the transition smooth and effortless."
Buying - Baltimore, Maryland June 2019
"Efficient, effective lender and loan team. Accurately estimated closing costs, responsive, and always willing to explain things I didn't understand. Also gave me a couple of great credits! Would recommend to anyone."
Buying - Baltimore, Maryland June 2019
"From start to close I really enjoyed and appreciated working with Main Street Home Loans. Robert and his team were attentive, knowledgeable, and on top of everything to guide me through a complex loan process and into my first home. Thank you for everything!! "
Buying - Baltimore, Maryland July 2019
"Bob was awesome through the whole home buying experience. He even went out of his way to help us find a cheaper insurance premium."
Buying - Pasadena, Maryland July 2019
"Bob was extremely responsive, patient, and informative throughout the loan process. "
Buying - Westminster, Maryland July 2019
"Bob is awesome to work with. He was always available to speak with, patiently answered all our questions, thoroughly explained the process, and his staff made the whole process very seamless. I highly recommend Bob and his team."
Buying - Chesapeake, Virginia August 2019
"Knows the mortgage process very well. Even more important: can convey that in a way that makes sense to a first time home buyer such as myself. I will keep them in mind for any future mortgage services."
Buying - Dundalk, Maryland September 2019
Buying - Columbia, Maryland September 2019
Refinance - Venice, Florida November 2019
"My search for a home began a year before I found my home. In that time, I found several homes I loved and was interested in. Each and every time, Bob provided me with all the information I needed to determine if I should submit an offer. He also did it with lightning speed. No matter what time it was or what day, Bob was there to answer any questions or provide clarity. Instead of owing, I received money back at closing. Bob has made it clear that he'd still be available after closing. He was extremely helpful and continues to be."
Buying - Gwynn Oak, Maryland December 2019
"Personal and professional. Bob is the best. Works hard to achieve the best loan terms for his clients."
Buying - Baltimore, Maryland December 2019
Buying - Baltimore, Maryland December 2019
"He was great and very professional and was the only person I had contacted that could get me a loan and at a good interest rate."
Buying - Baltimore, Maryland February 2020
"Bob made everything clear and easy to understand. I never felt pressure and was calm and relaxed throughout the whole experience. Bob was very knowledgeable and I never felt for one second that I was giving false information or unnecessary fees. I would recommend Bob to all my friends and family."
Refinance - Dundalk, Maryland February 2020
Buying - Baltimore, Maryland March 2020
"Bob provided us with exceptional service as we bought our first home. He was available day and night to answer all of our questions in a kind, patient, and competent manner. He never made us feel uncomfortable and it was a huge blessing to have him help us through the home buying process. He's the best!"
Buying - Baltimore, Maryland March 2020
"Bob, Lee, and the whole team have been great. They helped me understand the process and worked diligently to ensure all paperwork was completed to ensure we hit our target closure date."
Refinance - Reisterstown, Maryland March 2020
"Wonderful experience from start to finish. Bob and his team are responsive, helpful and a pleasure to work with."
Buying - Baltimore, Maryland March 2020
"Mr. O'Connell was always available to address all of my questions and concerns. All contacts were pleasant and positive, and I was always given thorough, detailed information. Mr. O'Connell helped to make my home buying process seamless. I am so very appreciative of his help."
Buying - Owings Mills, Maryland April 2020
"Bob was able to explain everything to me in a way that I understood. He made himself available for any questions I had. If he was unavailable, he would get back to me and answer all my questions. Made me feel comfortable during the whole process. Not only was he a great help, but Margaret was also a huge help in the process! EVERYONE was so friendly and willing to help."
Buying - Aberdeen, Maryland May 2020
"He got me in my home in 26 days!!!"
Buying - Baltimore, Maryland May 2020
Buying - Baltimore, Maryland May 2020
"Super smooth process"
Buying - Baltimore, Maryland June 2020
"Sharp as a tack and very easy to work. Great personality and made the whole experience a very easy transition."
Refinance - Curtis Bay, Maryland July 2020
"Always available, answered all questions"
Refinance - Bel Air, Maryland July 2020
Refinance - Halethorpe, Maryland July 2020
"He was professional, knowledgeable, and extremely helpful with understanding the process. "
Buying - Edgewood, Maryland July 2020
"Bob was fantastic!!"
Buying - Baltimore, Maryland July 2020
"Rob is outstanding. It was the first time buying a house and Rob made it very easy since the beginning, he answered all questions with depth and knowledge, he was very fast at responding emails and phone calls. I am very pleased."
Buying - Baltimore, Maryland July 2020
"Excellent, kind, reliable, honest and extremely knowledgeable. I cannot emphasize how reliable Bob is. I am so grateful. "
Buying - Baltimore, Maryland August 2020
"Robert was great to work with, very responsive, very helpful and everything went seamlessly! "
Refinance - Baltimore, Maryland August 2020
"Bob and his team made the home buying process extremely easy - always there to answer our questions. More importantly, Bob worked with us to get a great rate!"
Buying - Baltimore, Maryland April 2021
"Professional. Knowledgeable and responsive. Extraordinary service."
Buying - Baltimore, Maryland April 2021
"He was always available to answer and questions or concerns "
Buying - Joppa, Maryland April 2021
"Mr. O'Connell worked diligently and proficiently and I highly recommend Robert and Main Street Homes Loans for any lending needs!"
Buying - Baltimore, Maryland September 2020
"When we asked why the rate wasn't going down, while rates were dropping, we did not receive an acceptable"
Buying - Baltimore, Maryland September 2020
Buying - Baltimore, Maryland September 2020
"Bob was a pleasure to work with. He was quick yet thorough when responding to my wife and I's questions, day or night. As first-time home buyers we were very nervous about the experience, but Bob made it straightforward and simple. We would gladly work with Bob and his team in the future when we look to purchase our next house."
Buying - Wheaton, Maryland September 2020
"They were friendly, knowledgeable and very communicative. They walked me through every step of the loan process and I never felt like I was in the dark. They were also highly responsive and were always a phone call away."
Buying - Baltimore, Maryland October 2020
Buying - Parkville, Maryland October 2020
"Experienced. Knowledgeable. Great customer service "
Buying - Forest Hill, Maryland October 2020
"It takes forever to close, he promised 30 days and it took a lot more. I am tired of excuses. His team doesn't know how to communicate, especially when it comes to checking attachments. The loan site did not upload some of my documents, I still had to email them to be put in the folder after several tries. The closing papers were processed at the last minute, nobody was sure if we were going to end in time, I literally signed the papers on the 45th day at 19:00! Never ever use this team again nor recommend it to anybody."
Buying - Ocean City, Maryland October 2020
"Great guy fast and reliable."
Refinance - Gwynn Oak, Maryland October 2020
Buying - Abingdon, Maryland October 2020
"Bob was very responsive during the mortgage process."
Buying - Baldwin, Maryland November 2020
"Loan process was easy, Bob knows this business. Offered the best products for our situation and guided us through the process to a successful conclusion."
Refinance - Baltimore, Maryland November 2020
"Bob is so great! Always answered my questions and very knowledgeable. I will forever recommend him to my clients, friends and family!!!!"
Refinance - Monkton, Maryland November 2020
"Excellent experience "
Buying - Catonsville, Maryland November 2020
Buying - Nottingham, Maryland December 2020
"Very communicative and attentive. I felt he had my best interest in mind and I was not made to feel uneasy about asking questions of any magnitude in regard to the process and transaction. "
Buying - Baltimore, Maryland December 2020
"The experience was great. The process was not long. Clear Instructions given with quick response received on our end. Would highly recommend Main Street Home Loans."
Buying - Baltimore, Maryland December 2020
"He was recommended to me as the best in the business, and that is certainly true! He kept me calm and truly advocated for me when needed. I will absolutely recommend him to others in the future!"
Buying - Reisterstown, Maryland December 2020
"Very professional, friendly and knowledgeable. We were always entirely clear about all the numbers throughout the entire process, plus they remembered my birthday a month later!"
Buying - Owings Mills, Maryland December 2020
"The team was great and very helpful. The most professional team I've worked with. They walked me through the process from start to finish. Answered ALL of my calls. They reassured me every step of the way. So thankful for Main Street Home Loans."
Buying - Baltimore, Maryland December 2020
Buying - Hyattsville, Maryland January 2021
"Bob was a pleasure to work with! He brought an unmatched wealth of knowledge that left me confident in my mortgage and home buying decisions. I would recommend Bob to anyone looking to finance a new home purchase."
Buying - Baltimore, Maryland January 2021
"We found MSHL with Google and Yelp reviews. They were right around the corner from the new house and were great through the entire loan approval/paperwork and closing stage. Top notch service, often answering emails and texts after hours and on weekends."
Buying - Baltimore, Maryland February 2021
"Robert (Bob as we call him) was phenomenal. Not a single question unanswered and not a moment of inquiry unresponded to. Bob and his team are the best of the best and I would refer any serious buyer to them."
Buying - Baltimore, Maryland February 2021
"Very responsive and knowledgeable "
Buying - Bel Air, Maryland February 2021
"Great experience. Helped a lot. "
Refinance - Towson, Maryland February 2021
"Bob- Made the process seamless and easy. Him and his team worked hard to get our first mortgage done. Bob is personable and very helpful. He was always available to answer any questions. I first contacted him on New Years Eve, that evening instead of brushing me off for the holiday he took time to explain the process and time to explain options for me and my family on our first home purchase. He made sure that we were well informed and knew our many options. He really took the interest and time that my family needed to make our first home purchase a reality!! "
Buying - Middle River, Maryland February 2021
"Everyone was very helpful taking the time to answer and respond to my many calls and text. They made me feel as if I was their only client. Very professional."
Buying - Baltimore, Maryland March 2021
"Bob O'Connell and his team at Main Street Home Loans did an excellent job working with me throughout the process from pre-approval through closing."
Buying - Columbia, Maryland March 2021
"Communicative, informative, and responsive. Pleasant experience! "
Buying - Lutherville Timonium, Maryland March 2021
Refinance - Nottingham, Maryland March 2021
Buying - Baltimore, Maryland April 2021
"Excellent experience both times around. Looking forward to continue working with Bob and his team!"
Buying - Baltimore, Maryland April 2021
"Bob is extremely responsive . He answers questions well and I can rely on his calculations and estimates . His team is professional and easy to work with as well. They are a terrific group. "
Buying - Baltimore, Maryland April 2021
"The whole process went very smoothly. We were kept in the loop every step of the loan process. Document signing via the website was flawless. All in all a very good experience."
Buying - Bel Air, Maryland April 2021
"Very helpful and walked me through the process well."
Refinance - Baltimore, Maryland March 2021
"He was absolutely amazing.Made the home buying process so easy to understand. He always picked up or returned calls. Highly recommended "
Buying - Essex, Maryland May 2021
Buying - Baltimore, Maryland May 2021
"Bob was very helpful and responsive. He helped guide me through this process as a first time home buyer and I'm very thankful! "
Buying - Baltimore, Maryland May 2021
Refinance - Baltimore, Maryland June 2021
"Very helpful. They made the home buying process completely painless. Would definitely use them again"
Buying - Cambridge, Maryland June 2021
"He (Bobb O'Connell) was always available via phone as we had to put in multi level offers due to the make and we're incredibly easy to work with. They also were able to get my mortgage approved and ready to make us selling one house and moving into another in the same day possible. Their coverall costumer service was excellent and would without a doubt recommend them to anyone who is in need of their service. It's obvious they know what there doing!"
Buying - Baldwin, Maryland July 2021
"This is my second home loan with Mr. O'Connell. I love working with him!!! He is very knowledgeable and responsive. Both my loans have been processed smoothly and quickly. "
Buying - Locust Grove, Virginia July 2021
"Bob O'Connell has helped me with two loans and made the process seamless. I highly recommend him for your mortgage needs. "
Refinance - Baltimore, Maryland July 2021
"Excellent team, very detailed, cover every tract. They truly do have you in mind when buying a home."
Buying - Parkville, Maryland September 2021
"Bob and his team was great! Did a wonderful job explaining everything to me."
Buying - Baltimore, Maryland August 2021
"The process was effortless, Bob took care of all of our needs and then some. Would certainly recommend Bob and main street home loans to everyone I know."
Buying - Sparrows Point, Maryland August 2021
"I do not give praise lightly. Marines never do. Mr O'Connell, however, was nothing short of amazing during our closing. I cannot recommend him and his impressively clutch team of specialists highly enough. The dedication and resourcefulness of him and his team, and his teams ability to adjust fire while on the move (so to speak) were the deciding factor that lead to a successful closing which hit a paperwork snag while in underwriting. Undeterred, Mr. O'Connell and his spectacular team set about the problem and had workable solutions in record time. The pride and professionalism exhibited by him and his team are almost palpable. If this is to be viewed in public, stop your search here! Mr O'Connell will see you through!"
Buying - North East, Maryland August 2021
Buying - Baltimore, Maryland September 2021
"Working with Rob and his team is incredibly smooth. He is very effective and is always on top of it. Nothing fails. Will contact Rob again for any future loan."
Refinance - Baltimore, Maryland September 2021
"Great experience and awesome customer service. Would use again!"
Refinance - Parkville, Maryland September 2021
"Bob came out to visit us at closing with no expectation. It was a very nice personal touch that we very much appreciated. "
Buying - Baltimore, Maryland October 2021
"He and his team were responsive and helpful."
Buying - Lutherville Timonium, Maryland October 2021
"Professional and knowledgeable and treats you like family. His team was Amazing! They made the process so easy for me and I was kept in the loop the entire time. I highly recommend Robert O'Connell and his team. "
Refinance - Parkville, Maryland October 2021
"Bob O'Connell and his team understood exactly what needed to be done and how to proceed. They worked with us every step of the way, kept us informed, and were honest with what they were able to do. This was my second purchase and was a stressful process due to many moving parts but Main Street Home loans made the process much more smooth. "
Buying - Baltimore, Maryland November 2021
"They looked after my every need, always welling to help and look out for me."
Buying - Parkville, Maryland November 2021
"Bob was very nice and helpful. Would definitely recommend him to family and friends. "
Buying - Parkville, Maryland November 2021
"Bob was the BEST to work with. As a first time homebuyer, my boyfriend and I had a TON of questions. Bob and his team were always so pleasant even after all the calls. Bob and his team are so knowledgeable and always go to do what's best for their client. "
Buying - Essex, Maryland November 2021
"The BEST in the industry, hands down. I recommend Bob to everyone!!!"
Buying - Ocean City, Maryland December 2021
"Rob and Stacey are truly awesome and amazing at what they do. They are responsive and explain the process as it happens. As a first first home buyer the process is extremely overwhelming, but Rob and his team made the journey smooth ! I could not thank them enough for helping me find my dream home ! "
Buying - Essex, Maryland December 2021
"Everyone at Main Street Home Loans was extremely helpful in easing my nerves as a first time buyer! They are kind and open to answering all questions. Additionally, they provide great follow-up communication to keep you organized during the home buying process. "
Buying - Baltimore, Maryland December 2021
"Bob and his team were incredible. They were communicative, responsive, knowledgeable and most importantly took the time to understand our needs."
Buying - Baltimore, Maryland February 2022
"Very helpful through whole process. Answered every question i possibly had. Would definitely recommend his services."
Refinance - Edgewood, Maryland February 2022
"This was a lonnnng process that I wasn't sure would get completely. I admit to getting frustrated at times. Bobs team kept the loan alive and we were able to get across the finish line. I am very happy."
Refinance - Baltimore, Maryland March 2022
"A pleasure every conversation "
Refinance - Naples, Florida March 2022
"He was very knowledgeable kept my mortgage payment low by giving me good suggestions and was there to answer any questions i had was a complete pleasure to work with "
Buying - Dundalk, Maryland March 2022
"Bob and his team were friendly, prompt, helpful, and made a stressful process much less so!"
Buying - Baltimore, Maryland April 2022
Buying - Baltimore, Maryland April 2022
"It's was great very professional ppl in the gets the job done "
Refinance - Baltimore, Maryland May 2022
"Bob and his team is professional, knowledgeable and very helpful"
Buying - Baltimore, Maryland May 2022
"Bob and his team were amazing to work with. Complete guidance along the way of purchasing my home. "
Buying - Joppa, Maryland August 2022
"It was amazing working with him. Great team . Got my loan done before my close date"
Buying - Edgewood, Maryland August 2022
Buying - Middle River, Maryland September 2022
"Robert was always available and responsive to my endless questions through the entire process, even at and after closing. Highly recommend!"
Buying - Middle River, Maryland October 2022
"Robert was was phenomenal! I worked with him a year prior to refinance my first home. With his guidance and expertise my refinance turned into affordability of converting my first home into a rental. Which led to using him a second time on the purchase of my current home! Not only did he get us the best rate possible, but his knowledge , care and availability through every step of the process is what sets him apart! I have already referred him since and I will always continue to refer him! And of course If the time were to come for a refinance or purchase, I would use him, once again! Thanks Robert! You are the best! "
Buying - Dundalk, Maryland November 2022
Buying - Cockeysville, Maryland December 2022
"He was always available when we needed him! "
Buying - Aberdeen, Maryland March 2023
"Bob and the entire O'Connell Team are a pleasure to work with. From the first day working with Bob, he was always available to answer my questions with the right answer. He was willing to work with my non-traditional income and made sure that the loan process was never hindered by it. He never made me feel like anything other than his highest priority without regard for the loan amount. After I had a signed contract, Stacey and Margie helped me quickly navigate the closing process. The entire O'Connell Team at Main Street Home Loans was wonderful to work with as a first-time home buyer!"
Buying - Baltimore, Maryland March 2023
"He really helped us into our new home , and was exceptional in arranging it !!!"
Buying - Dundalk, Maryland April 2023
"Very helpful and easy to reach for our first time home purchase!"
Buying - Baltimore, Maryland April 2023
Buying - Clinton, Maryland June 2023
"Bob was always available, informative, and supportive throughout the process. "
Buying - Parkton, Maryland June 2023
"Made the home buying process so easy!! Would definitely recommend! "
Buying - Perry Hall, Maryland August 2023
"Robert and his team were a pleasure to work with and the loan process was exceptional "
Buying - North East, Maryland November 2023
"Bob is the BEST! I worked with him on the purchase of my 1st home in 2018 and when the time came for my husband and I to buy a new house, I knew Bob was the only one for the job! Bob and his team are very knowledgeable and timely with their communications. They are always willing to help answer any questions I have and I all around appreciate their support throughout this process!"
Buying - Parkville, Maryland January 2024
"Made the process so easy and understandable!"
Buying - Parkville, Maryland January 2024

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