Rita Nichole Hairston

MAIN STREET HOME LOANS a Division of NFM Lending
Participating lenders have agreed to a LENDAID code of conduct relative to transparency and independent customer surveys.
Equal Housing Opportunity
Job Title
Home Loan Consultant
Career Started
75 Community Road, Pinehurst, North Carolina
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Rita Nichole Hairston

Rita was born and raised in the Sandhills, and has strong ties in the local community. Prior to her career at Mainstreet Home Loan she spent several years gaining experience in customer service while working on her BA in Business and Marketing from the University of North Carolina at Pembroke. Rita’s prior career focused on commercial real estate advisory and this sparked her interest in the mortgage lending industry. Testimonials are the individual experiences of those who have used our services. Main Street Home Loans does not provide incentives for testimonials or reviews.

Rita's Reviews

4.9 Stars - 67 Reviews
"Rita is FANTASTIC! She was very informative and answered any questions we had right away. The whole process was easy. Thank you Rita! "
Buying - Carthage, North Carolina December 2017
"Everything was great! Communication was clear and extremely timely. She was very pleasant to work with and made our first time home buying experience a positive one. Thank you Rita and First Home Mortgage!"
Buying - West End, North Carolina March 2018
"Rita was wonderful . She helped us with everything and gave us plenty of information and reminders to help us buying our first home. I will definitely recommend her to any friends looking to buy a home as well! "
Buying - Pinehurst, North Carolina April 2018
"Ms. Hairston knows her business and was a joy to work with. There were no open promises or missed connections. I would quickly recommend her and First Home to my friends. "
Buying - Pinehurst, North Carolina September 2018
"Ms. Hairston is totally great. She really works with you and suggest different avenues to get you the best mortgage. She gives you the feeling you are family. Very knowledgeable in the field of mortgage. Rita is a superstar. As a real estate agent transferring from Washington DC to North Carolina I will be using her to refer my clients for mortgage servicing. I have first hand knowledge of the service render and I must say it is past just great but superb. Thank you Rita. You made my dream of home ownership come true. Also I have super kudos to Nancy Narin my mortgage processor - great, fast, and superb. Both ladies are dream makers in the home ownership arena."
Buying - Aberdeen, North Carolina September 2018
"Great experience .Rita was very pleasant and committed to get us approved. In our book sheÍs a Platinum Loan Officer. She was the best ."
Buying - Jackson Springs, North Carolina November 2018
"Excellent Customer Service"
Buying - Laurinburg, North Carolina December 2018
"Rita was incredibly helpful throughout our mortgage process. She went above and beyond to make sure that not only everything went smoothly but that we were happy with our experience. We will recommend her to everyone!"
Buying - Carthage, North Carolina January 2019
"Rita is absolutely wonderful! She helped me so much. Anytime I called or texted her, she was always available to answer my questions. Rita is extremely knowledgeable and has the most wonderful attitude. You can tell that she really loves her job! Rita made this journey of buying my condo a pleasure. I not only have a new home but I have a terrific new friend!"
Buying - Pinehurst, North Carolina April 2019
"Rita was very helpful throughout my home buying process. Very informative and knowledgeable, would recommend her guidance to others."
Buying - Pinehurst, North Carolina April 2019
"Rita was more than helpful with my home buying process. As a first time buyer I had plenty of questions that Rita was more than able to answer and in a timely fashion. She even went out of her way to meet with us on a Sunday evening! Overall was extremely pleased with using Main Street Home Loans and having Rita as our loan official, would absolutely recommend to any other first time buyers. "
Buying - Aberdeen, North Carolina May 2019
"This was the first time I bought a new home by myself. I always had my husband to handle everything, so I was completely lost! But Rita is WONDERFUL! Any time (and there were many!) that I needed an answer, she was always there to help me! Rita and my terrific realtor walked me through this entire process with smiles! If it weren’t for Rita, I would still be wondering “where, what, why, help!” She really knows her clients needs and she works very hard to meet them for you! I am so lucky to have worked with such a wonderful, knowledgeable and professional lender, that I am happy to now call my friend!!! "
Buying - Pinehurst, North Carolina May 2019
"She was very helpful, and always answered my questions in a timely manner. I would recommend her to anyone! "
Buying - Raeford, North Carolina June 2019
"Stayed on top of things, very professional and informative. Enjoyed working with Rita."
Buying - Raeford, North Carolina June 2019
"Rita was very helpful thru out the process, from initial application to completion. I would not hesitate to recommend her to anyone considering a loan."
Buying - Vass, North Carolina July 2019
"Stayed on top of things, very professional and informative. Enjoyed working with Rita."
Buying - Raeford, North Carolina July 2019
Buying - Southern Pines, North Carolina August 2019
"Rita made buying our 4th home the best experience!"
Buying - Pinehurst, North Carolina August 2019
"Very good service. She made our refinance simple and easy to do."
Refinance - Carthage, North Carolina August 2019
"Working with Rita was easy and stress free. She made the entire process run smoothly and was always there if we had any questions. We knew she had our best interests in mind and it put us at ease knowing we were taken care of with our biggest investment. Thanks Rita!"
Refinance - Carthage, North Carolina September 2019
"Rita was wonderful to work with. She was so kind and had great communication skills. I never had to guess what was next or what was needed. I really appreciated Rita and all the hard work she did for us. I told my husband she deserves a raise! I would recommend her to anyone."
Buying - Four Oaks, North Carolina October 2019
Buying - Vass, North Carolina January 2020
"Rita treated me like family and answered all my questions, helping me all along the way. Couldn't be more pleased!"
Buying - Pinehurst, North Carolina February 2020
"Very good business, the required documents to complete the loan was a little aggravating towards the end of the process, but overall a good experience"
Buying - Cameron, North Carolina February 2020
"Rita was very helpful. She really helped me a lot throughout this process. I would definitely recommend her to family and friends! Great experience!"
Buying - Hamlet, North Carolina April 2020
"Helpful, courteous, and easy to work with. Good communicator and would gladly work with her again."
Buying - Sanford, North Carolina May 2020
"Rita is fantastic to work with. She always responds promptly and efficiently. I was at ease during the process knowing Rita was taking care of everything!"
Refinance - Carthage, North Carolina June 2020
"She was very helpful and it was great!"
Buying - Statesville, North Carolina July 2020
"Rita was great! She was very responsive and as first time home buyers we appreciate the extra effort she gave to make sure we understood the process."
Buying - Chapel Hill, North Carolina June 2020
Buying - Southern Pines, North Carolina July 2020
"She was very helpful and it was great."
Buying - Statesville, North Carolina August 2020
"Very professional and helpful! "
Buying - Pinehurst, North Carolina September 2020
Refinance - Pinehurst, North Carolina September 2020
"Professional and reliable "
Buying - West End, North Carolina October 2020
"Rita and her team were very helpful, professional and quick to answer any questions we had! "
Buying - Vass, North Carolina October 2020
"Excellent service. It was a pleasure meeting and working with Rita!"
Buying - Pinehurst, North Carolina October 2020
"Rita, amazing!! Always responsive, took the time to connect, we never felt like just a number. Rita and her team demonstrated that professionalism and client service are still strongly upheld by this company. Plus the products offered are great too. "
Buying - Pinehurst, North Carolina October 2020
"Not only extremely professional, the entire team was also very personable."
Refinance - Raleigh, North Carolina October 2020
"Wonderful, easy experience! Rita and her team deliberately and professionally communicated throughout the entire process. They were extremely helpful answering all of my questions and working with my previous mortgage lender. I would highly and proudly recommend their services to anyone!"
Refinance - Aberdeen, North Carolina October 2020
Refinance - West End, North Carolina June 2021
"Great person with great peronality and very helpful and does a excellent contact with people!!"
Refinance - Southern Pines, North Carolina November 2020
"Process was seamless and felt confident with Rita and associates."
Buying - Pinehurst, North Carolina December 2020
"Rita was always available for any questions we had. Very professional and courteous when communicateing with us."
Refinance - West End, North Carolina December 2020
"Rita is my go to for all my home loans. She is so easy to work with. Always available for questions. My husband and I love working with her."
Refinance - Cameron, North Carolina December 2020
"Rita and her team were professional from start to finish and a pleasure to work with. "
Refinance - Raleigh, North Carolina December 2020
"Rita was amazing and I have told everyone I know about her. Have a friend in Atlanta who used Main Street due to my experience and was just as happy. I have two more sending her way in the next 12 months. Could not have gone smoother. Excellent communicator, responsive and extremely competent. "
Buying - Charlotte, North Carolina December 2020
"She was always available and friendly. "
Buying - Pinehurst, North Carolina December 2020
"Rita was AWESOME! Very attentive and proactive. If she didn't have the answer right away she got it and very quickly! Very professional and friendly. Would recommend Rita to all friends and family."
Refinance - Jackson Springs, North Carolina January 2021
Refinance - Fayetteville, North Carolina February 2021
"Rita was absolutely wonderful to work with! As was her entire team. She was very pleasant and extremely helpful to work with. She kept us informed and helped us whenever/wherever needed. "
Buying - Cameron, North Carolina February 2021
"She helped me through the process and was always there to help me "
Refinance - Holly Springs, North Carolina March 2021
"Very quick to respond and communicated in a friendly way that encouraged me to ask questions when I was uncertain about something. "
Buying - Aberdeen, North Carolina March 2021
"Rita and the Main Street team were incredibly helpful for our family's first time home buying experience. Rita and the team go above and beyond to help through the process of home buying! "
Buying - Pinehurst, North Carolina April 2021
"Rita and her team were all great to work with. She was very patient with our questions and took her time to answer them all. "
Refinance - Pleasant Garden, North Carolina April 2021
"Rita made it so much easier for me to go through the process, which I was doing for the first time as a single woman. She was so patient and explained everything so i understood each step."
Buying - West End, North Carolina April 2021
"Rita was very creative in finding options to make the loan work, which is quite unusual in my experience. This was the best mortgage experience I have had (about 10 loans)."
Buying - Pinehurst, North Carolina April 2021
"Rita was beyond helpful during the whole process. She is a super star!"
Refinance - Greensboro, North Carolina May 2021
Buying - Southern Pines, North Carolina May 2021
"Rita and her team were wonderful throughout the entire home buying process. Being first time home buyers, my husband and I really didn't know what to do. Rita and her team were patient, informative, and always willing to help and answer questions."
Buying - Fayetteville, North Carolina July 2021
"Rita did a fantastic job of being knowledgeable, accessible, and helpful. She did everything to ensure the smoothest possible experience for me and my wife's first time buying a home. I would absolutely recommend her to others looking to buy a home."
Buying - Aberdeen, North Carolina June 2021
"Perfect! She's super nice and very helpful!"
Buying - Carthage, North Carolina June 2021
"Rita went above and beyond to deal with a very difficult closing situation. She communicated promptly and thoroughly with changes, updates, and considerations. "
Buying - Southern Pines, North Carolina July 2021
"Responsive, and easy to work with and process was very simple. Help along the way was fantastic. "
Buying - Carthage, North Carolina July 2021
Buying - Raeford, North Carolina July 2021
" Very good and thanks for all you support and paciente whit me l'm very happy for you help me. Thanks "
Refinance - Greensboro, North Carolina August 2021
"Rita exceeded all expectations in my first mortgage in 25 years. Professional, friendly and kept me informed every step of the way. Couldn't be more satisfied. "
Buying - Vass, North Carolina August 2021
"Rita and her team were on point! They made our home buying process quick, easy, and hassle free. We will definitely use them again. "
Buying - West End, North Carolina September 2021

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