About Ricardo Rene Silva II
First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org).
Ricardo Rene Silva II
NMLSID#
1965039
Company
First Home Mortgage
Participating lenders have agreed to a LENDAID code of conduct relative to transparency and independent customer surveys.
Job Title
Loan Originator
Career Started
2021
Address
2700 Lighthouse Point East Suite 340, Baltimore, Maryland
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.
Ricardo's Reviews
"Ricardo is an absolute joy to work with and made my homebuying experience all the better. As a first-time homeowner, Ricardo took the time to explain all the financing options in simple terms and provided me additional resources to make the best-informed decision. He's very personable and would regularly check in with me to see if I had any questions or concerns. "
Buying - Upper Marlboro, Maryland January 2025
"Ricardo and Sabrina hung in there with me and I'm forever grateful "
Buying - Waldorf, Maryland January 2025
"Ricardo was very present for my first time home buying experience. He was always a phone call or a text away. He responded quickly and gave very detailed information which put any anxiousness at ease. I will use Ricardo in the future. I would recommend First Mortgage to any homebuyers first time or experienced."
Buying - Baltimore, Maryland January 2025
"Ricardo is outstanding. He made the whole process smoother and me more comfortable. Not sure I would be a homeowner right now without his guidance and expertise:)"
Buying - Beltsville, Maryland February 2025
"I cannot recommend Ricardo Silva at First Home Mortgage enough! As a first-time homebuyer, I was nervous and uncertain about the process, but Ricardo went above and beyond to ensure I received the best price for my new home. His dedication to his clients is unmatched—he took the time to thoroughly review my documents, patiently answered all my questions, and provided invaluable guidance with the utmost professionalism. Ricardo’s support throughout the entire process was nothing short of amazing. He was always accessible, proactive, and genuinely invested in making sure I felt confident and informed every step of the way. His attention to detail and commitment to securing the best outcome truly set him apart. I couldn’t have asked for a better loan officer to guide me through this milestone. If you’re looking for someone who is knowledgeable, supportive, and dedicated to your success, Ricardo Silva is the one to trust!"
Buying - Temple Hills, Maryland February 2025
"Attentive and very easy to work with. They got the job done quickly and efficiently."
Refinance - Hampstead, Maryland October 2021
"Ricardo was so helpful and thorough and made my home buying process great. "
Buying - Dundalk, Maryland November 2021
"Very Smooth "
Buying - Baltimore, Maryland March 2022
"Ricardo made this buying process very straight forward and simple. From the initial consultation, very straight forward, as well as extremely thorough providing all aspects of the buying process. When making such a life altering purchase these events can become very stressful, but he assured me that following the step-by-step process provided I would make it to the end with complete satisfaction, and now I can attest to that. In addition, Ricardo was always accessible and professional by checking in, and returning calls and emails promptly. I don't think enough people get the opportunity to work with such knowledgeable and personable professionals, which can deter them from exploring these opportunities. Please continue to provide premium service ' He is the epitome of a true professional. Thank you again."
Buying - Baltimore, Maryland March 2022
"I am lucky to have worked with Ricardo Silva on this project. He made my wife and i completely at ease with his knowledge of VA loans and his overall attention to detail. Anyone will be very happy working with Ricardo. Well done, Sir!!"
Buying - Silver Spring, Maryland April 2022
"Ricardo was very professional!"
Buying - Great Mills, Maryland May 2022
"It was a great pleasure working with Ricardo! He was great with communication, getting back summaries, emailed very useful information, encouraged me and answered ALL of the million and one questions that I've asked him lol. He made this process very easy and walked me thru all the way to the end! "
Buying - Parkville, Maryland June 2022
"The entire process with Ricardo and First Home Mortgage was phenomenal. As first time home owners, we had a lot of questions and concerns. Ricardo took the time to answer any that came up, checked in on us during the process and was encouraging throughout it. The ability to upload documents and sign needed paperwork made the process easy and convenient. I would not hesitate to recommend Ricardo to family and friends looking for a home. "
Buying - Baltimore, Maryland June 2022
"Mr. Silva, was very knowledgeable and helpful during my hime buying process "
Buying - Rosedale, Maryland August 2022
"Ricardo was great to work with!"
Buying - Severn, Maryland June 2023
"They were awesome explained everything I didn't understand and was very patient through the process."
Buying - Aberdeen, Maryland August 2022
"Experience was great from beginning to end"
Buying - Baltimore, Maryland September 2022
Buying - Lexington Park, Maryland November 2022
"Ricardo's service was absolutely exceptional - saying that he went above and beyond is an understatement. As first-time homebuyers, we truly entered this process without any knowledge or education. Ricardo patiently worked with us over several months to educate us and ensure we had a deep understanding of the commitment of homeownership as well as of all of our options. Without his guidance and service, I don't think we'd be homeowners at this point in time! Forever grateful and HIGHLY recommend working with him and the entire First Home Mortgage family. "
Buying - Baltimore, Maryland December 2022
Buying - Silver Spring, Maryland March 2023
"Honestly the best experience I could have asked for. Ricardo was beyond amazing."
Buying - Towson, Maryland April 2023
"Ricardo was very professional and very responsive "
Buying - Martinsburg, West Virginia April 2023
Buying - Takoma Park, Maryland May 2023
"It went smooth and I appreciate everyone who help me with the process thanks. "
Buying - Baltimore, Maryland June 2023
"Mr. Silva is absolutely amazing. He is a a man of integrity. He advised me of everything that I would need to qualify and , to complete the mortgage loan process. He was informative, there to answer any and all questions. He made the purchase of my first home a wonderful process. I can't thank him enough for assisting me to fulfill my dream of owning a home. "
Buying - Baltimore, Maryland June 2023
"Mr. Silva and his team were wonderful. They were patient and worked with me until I could qualify for the loan. "
Buying - Aberdeen, Maryland June 2023
"Ricardo Rene Silva II and First Home Mortgage was absolutely amazing. The process was quick and easy. Ricardo Silva was very thorough, understanding and prompt. I worked with a few lenders before Ricardo Silva. Choosing First Home Mortgage and Ricardo Silva II was without question the best decision I could’ve ever made being a first time home buyer. If I ever need another lender in the future, First Home Mortgage will be my only call. Ricardo Rene Silva II will be the only lender I will ever work with if purchasing properties. My experience was amazingly awesome and I couldn’t be happier. Thank you again Ricardo Rene Silva II and First Home Mortgage for making my first time home buying process truly wonderful! "
Buying - Brandywine, Maryland June 2023
"Professional,comforting,kind, and concerned.."
Buying - Aberdeen, Maryland July 2023
"Great experience with an excellent Loan Officer. Highly recommended!"
Buying - Washington, District of Columbia October 2023
"Ricardo was able to help throughout the process and responded promptly while answering all questions. Would recommend"
Buying - Owings Mills, Maryland October 2023
"Ricardo was incredibly helpful throughout the whole home buying process. He was so friendly, articulate, patient, thorough, responsive, and always wanted to make sure I understood the process and was comfortable every step of the way. I could not have had a better experience with him. Highly recommend."
Buying - Washington, District of Columbia October 2023
"Ricardo was exceptional during my entire loan application process till completion. He’s responsive and would stay with me on phone explaining every details and options to explore. I’ll recommend Ricardo every if I could for his excellent customer centric approach while executing his duties."
Buying - Fort Washington, Maryland March 2024
"Ricardo was so Amazing! Throughout this transition he has advised, placed me in the right direction and been very efficient with updates, changes and communication. I would recommend Ricardo from First Home to many!!! "
Buying - Baltimore, Maryland April 2024
"I am very with my experience working with Ricardo. He was personable and had great communication skills!"
Buying - Montgomery Village, Maryland July 2024
"Outstanding Loan Officer: Ricardo Rene Silva II Working with Ricardo Rene Silva II has been an exceptional experience. He goes above and beyond in every aspect of his work, ensuring that every detail is handled smoothly and efficiently. Ricardo is always on top of things, staying updated on the latest information and guiding clients through every step of the process with ease. His proactive communication and dedication make the entire experience stress-free and satisfying. Ricardo’s commitment to providing the best possible service shines through in everything he does. He’s not just a loan officer; he’s a partner you can rely on. I’m genuinely happy and impressed with the level of service he provides. If you have the chance to work with him, you can be confident you’re in great hands and will have a positive experience. Highly recommended!"
Buying - Triangle, Virginia August 2024
Ricardo's Sample Area of Work
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