Michael Steven Archer

Job Title
Mortgage Consultant / Loan Officer
Career Started
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Michael Steven Archer

With about 13 years of experience in the mortgage industry, Mike Archer brings a wealth of knowledge to his role as a Sales Manager / Mortgage Consultant at First Home Mortgage. Mike is knowledgeable in residential loans and really enjoys the thrill of helping people achieve their dream of home ownership. First Home Mortgage offers conventional, FHA, VA, USDA, and renovations loans to meet the diverse needs of our clients. Mike has been with First Home Mortgage for about 5 years and has qualified for the President’s club the last 5 years by closing an average of over $28 million dollars in loan volume. This is not a guarantee to extend consumer credit as defined by Section 1026.2 of Regulation Z. Programs, interest rates, terms and fees are subject to change without notice. All loans are subject to credit approval and property appraisal. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org).

Michael's Reviews

4.9 Stars - 104 Reviews
Buying - Columbia, Maryland December 2017
"As our first home buying experience it seemed very stressful, however, I feel that that's generally the case for any brand new homeowner. I'm very happy everything went well in the end though!"
Buying - Westminster, Maryland December 2017
"This was my 2nd purchase with Mike & this purchase was tricky...I was extremely pleased with Mike & his team..."sealed the deal" in a quick, professional & efficient manner.. love our new home..could not be happier!!"
Buying - Middle River, Maryland January 2018
"Mike and Corey made a complicated process easy and fun. "
Refinance - Laurel, Maryland February 2018
Buying - Pasadena, Maryland March 2018
Buying - Annapolis, Maryland April 2018
"Mike Archer and his team was fabulous throughout our process of homebuying. They made it easy and is always available to speak with us when we have questions and concerns. Definitely exceptional!"
Buying - Waldorf, Maryland September 2018
Buying - Ellicott City, Maryland October 2018
Buying - Columbia, Maryland October 2018
"At every step of the way Mike and his team were fantastic. They kept us informed, answered all of our questions and even when we made a mistake, which they had warned us against, they were still able to get us to closing on time. The entire process was almost effortless. "
Buying - Columbia, Maryland April 2019
"I had a very positive experience, Michael was more than willing to answer any question I had and took the time to explain everything as clearly as possible. "
Buying - Glen Burnie, Maryland June 2019
Buying - Germantown, Maryland June 2019
Buying - Columbia, Maryland June 2019
"I had a wonderful experience! From the initial inquiry to settlement, the entire process was open, honest, and informative. Mike and his staff made my entire home buying experience so much less stressful than I thought it would be. I highly recommend them to everyone looking for a mortgage company."
Buying - Columbia, Maryland June 2019
"Great experience, very helpful. Highly recommended."
Buying - Arnold, Maryland June 2019
"Michael could not have been more amazing!"
Buying - Pikesville, Maryland June 2019
"Mike and his team were exceptional in getting everything together to make a short closing deadline. We are extremely grateful for the work First Home did."
Buying - Silver Spring, Maryland July 2019
"He went above and beyond to provide guidance and council during our first home buying process. He equipped us with strategies to help us responsibly fund our home so that we felt safe and secure. Couldn't ask for a better experience."
Buying - Baltimore, Maryland July 2019
"Very informative and helpful all throughout the entire process"
Buying - Dallastown, Pennsylvania July 2019
"He is great lender and understands the process and types of loans. We had a challenging experience with our buyers lender and he helped us complete the challenging three week closing. We would recommend him to any friend or family member. There partnership with KW is amazing and welcoming. Thanks for being awesome!!!"
Buying - Severna Park, Maryland July 2019
"Very informative"
Buying - Elkridge, Maryland August 2019
"I knew NOTHING about the home buying process prior to working with Michael and his team. They explained every step in a way that I was able to easily understand and were always available to answer any questions I had along the way. The entire process was dramatically less stressful than I had originally anticipated. I love my new home and I give all the credit to First Home Mortgage! I would absolutely recommend them to anyone looking to purchase a home, especially the first-time homebuyer."
Buying - Crofton, Maryland August 2019
"Mike, Corey, and Christine were able to navigate me through the process with no issue. I'd recommend Mike Archer for your mortgage loans."
Refinance - Silver Spring, Maryland September 2019
Refinance - Prince Frederick, Maryland September 2019
"Michael and his team are SPECTACULAR!! My real estate agent even commented on how great it was to work with Michael and team. I highly recommend!"
Buying - Fayetteville, Pennsylvania October 2019
Refinance - Edgewater, Maryland November 2019
"Mike takes care of us and does everything he can (and then some) to make sure things are timely and accurate, and I will work with him again and again."
Refinance - Severna Park, Maryland November 2019
"When I first contacted Mike Archer, I was a first time home buyer and had very little knowledge of the home buying process. Mike walked me through every step and was able to explain everything with such clarity which made the process a lot easier for me. Him and his team were very helpful and would always make time to discuss any questions I had no matter when I asked (i.e. weekends, etc.) and were super diligent processing all of my paperwork. I would definitely work with Mike and his team again and I highly recommend them to anyone who is looking to purchase a home."
Buying - Annapolis, MD-Maryland December 2019
"Extremely Knowledgeable, Always Available, Detailed, and Honest"
Refinance - Fallston, Maryland December 2019
Buying - Oakland, Maryland December 2019
"Always made himself available and was very knowledgable."
Buying - Gaithersburg, Maryland December 2019
"While the lending process was quick and easy, I was initially very upset that my credit was run before I gave consent. I had asked for a general idea of what rates looked like, I had been provided this before without a hard inquiry, but for some reason Mike's team jumped the gun; I hadn't yet decided if I wanted to wait to see if rates looked like they would drop further before applying for credit. I am very conscious about the impact that multiple inquiries can have on a credit score; therefore, I wanted to wait until I was ready to apply. Mike is very knowledgeable and was available to answer all of my questions whenever I reached out to him."
Refinance - Columbia, Maryland December 2019
"Mike was available at any time of the day to answer our questions. He made us feel heard and explained things so efficiently that we were confident in our decisions. His team was quick to respond and help us get our loan processed. Loved their team!"
Buying - Gaithersburg, Maryland February 2020
"My experience was awesome nothing negative to say at all."
Buying - Towson, Maryland February 2020
Buying - Arlington, Virginia March 2020
"Excellent customer service."
Buying - Ellicott City, Maryland March 2020
Refinance - Arnold, Maryland March 2020
"Easy, always available and knowledgeable"
Refinance - Annapolis, MD-Maryland April 2020
"Michael is the best and we've used him for every mortgage we've ever got. I wouldn't trust anyone else."
Refinance - Boca Raton, Florida April 2020
"Mike and his team were extremely knowledgeable and helpful in making sure we found the best program for our mortgage."
Buying - Gwynn Oak, Maryland April 2020
"Great service from Mike and his team. Super competent and outstanding to work with."
Refinance - Severna Park, Maryland June 2020
"Extremely reliable. Goes the extra mile to help."
Buying - Glen Burnie, Maryland June 2020
"Mike was such a great asset to us in our home-buying and -selling experience. He was attentive, extremely knowledgable and caring. It was reassuring to know he was in our corner, especially when we got ourselves into situations we didn't quite understand. Mike treats you like family and truly sees the process through while keeping your best interests at heart. Thanks for all your help, Mike! "
Buying - York, Pennsylvania July 2020
"Mike and First Home Mortgage made buying my first home much less intimidating and a hassle free experience."
Buying - Annapolis, MD-Maryland July 2020
"Both Mike and his team were very responsive and walked me through everything. "
Buying - Glen Burnie, Maryland July 2020
"I turned to Mike when I didn't know where to start the home buying process. Mike was great to work with and very responsive. He referred me to an excellent realtor who was a good fit for me, and the home buying process went as smoothly as it possibly could have! Very pleased with the service of First Home Mortgage and Mike Archer!"
Buying - Elkridge, Maryland December 2017
"Incredibly knowledgeable from all the years we have known him. He really helped us make our dreams come true through him educating us on the home buying process!"
Buying - Middletown, Maryland April 2020
"A seamless experience even with the unexpected and unfamiliar impact of Covid-19."
Buying - Baltimore, Maryland April 2020
"Mike is Knowledgeable and always returns calls during the process "
Refinance - Pasadena, Maryland August 2020
"Michael was very knowledgeable and friendly and helped me with all the steps in my mortgage process and my refinancing of my primary home. He is great to work with!!"
Buying - Ocean City, Maryland August 2020
"Excellent service. Got best loan possible."
Refinance - Severn, Maryland August 2020
"Mike was very knowledgable and quick to respond with any questions we had. I would 100% recommend him for any mortgage needs! "
Buying - Ocean City, Maryland August 2020
"Knowledgeable and patient - thoroughly answered all questions that we had during the entire process."
Buying - Ellicott City, Maryland September 2020
"Working with Mike and the team was pretty easy, and straightforward. He and the team were professional and also had a sense of humor which was greatly appreciated during the home buying process."
Buying - Baltimore, Maryland September 2020
Refinance - Millersville, Maryland September 2020
"Mr. Archer kept me informed along the way towards closing and was great to work with!"
Buying - Oakland, Maryland October 2020
"Great work."
Refinance - Rosedale, Maryland October 2020
"Michael was very helpful during the whole process even when some issues became difficult."
Buying - Oakland, Maryland October 2020
"Michael was great to work with. Kept us up to date throughout the process. Was always available for any questions we had."
Buying - Smithsburg, Maryland October 2020
Refinance - Middle River, Maryland November 2020
"This is my second time using First Home Mortgage. Mike was there for me on my first home purchase answering all of my questions, and did the same for this one. Highly recommend First Home Mortgage and Mike to anyone looking for a home loan. "
Buying - Ellicott City, Maryland November 2020
"Great, non-stressful experience!"
Refinance - Millersville, Maryland November 2020
"Mike and his team did an excellent job in handling our loan. They communicated effectively and were quick to respond when we had questions. This was our second time working with Mike (used him when we purchased our first home) and they did not disappoint. "
Buying - Elkridge, Maryland November 2020
"Great! Was very helpful and always kept in touch throughout the whole process. "
Refinance - Glen Burnie, Maryland December 2020
"Mr. Archer was a pleasure to work with through the entire process. He and his team are consummate professionals who kept us informed and up to date at every step."
Refinance - Essex, Maryland December 2020
Refinance - Severna Park, Maryland January 2021
"Michael is very proactive, thoughtful and knowledgeable throughout the entire process and same goes for the staff of processors and underwriters. I have used Michael for 4 loans and each one is ALWAYS a positive experience!!!"
Refinance - Annapolis, Maryland January 2021
"Excellent service throughout the application process. Highly recommend the team at First Home Mortgage"
Buying - Mc Henry, Maryland January 2021
"Great! Was very helpful and always kept in touch throughout the whole process. "
Refinance - Glen Burnie, Maryland January 2021
"We have been working with Mike Archer for years. He's very attentive and will work with us for consultation even after work hours to meet our needs. He's a pleasure to work with."
Refinance - Waldorf, Maryland February 2021
"Very responsive, great customer service. Delivered results as promised."
Refinance - Chester, Maryland February 2021
"I've used Michael and First Home twice now. First for my initial mortgage and then again for my refi. Both times, I've shopped around and both times Michael has given me the best rates and incentives. What I really like about Michael is that he delivers on what he tells me. Buying a house is an intimidating adventure where you are left wondering if there will be surprise costs at closing; that is not so with Michael. What is on the loan estimate is what I see at closing. After two very successful and low stress experiences with Michael, I eagerly refer him to friends who are looking to buy a home."
Refinance - Glenelg, Maryland February 2021
Buying - Arnold, Maryland March 2021
"Michael and his team were a pleasure to work with. Everything was very straight forward and handled with upmost efficiency. If ever the need arises, I would definitely use First Home Mortgage again!"
Refinance - Stevensville, Maryland March 2021
"He was very helpful throughout the whole process and very responsive on questions and concerns relating to the process altogether "
Buying - Cascade, Maryland March 2021
"Fast and Honest"
Refinance - Clinton, Maryland March 2021
"We didn't really deal much with Mr. Archer but primarily with Corey Martino. He was great and a pleasure to work with. He was available all the time for any questions. "
Buying - Galena, Maryland April 2021
"Mike was a great help and answered all my crazy questions and was always quick when it came to responding back to me he did a great job !"
Buying - Glen Burnie, Maryland April 2021
Buying - Crofton, Maryland April 2021
"Mike was very professional, knowledgeable, and easy to work with. "
Buying - Laurel, Maryland April 2021
"I was very stressed out at time and Michael and his team talked to me and explained everything that was going on and I thank them very much."
Buying - Lusby, Maryland May 2021
"I have worked with Mike on several occasions and he has always done a fantastic job. The level of service he and his team provides couldn't be better."
Buying - Owings Mills, Maryland June 2021
"Michael was great to my wife and I from the very beginning. He was always willing to chat and answer questions. He would take time out of his busy schedule to personally make sure that my wife and I had everything we needed to buy our home. He was honest, conservative, and very kind. I would recommend him to anyone looking to buy. "
Buying - Pasadena, Maryland June 2021
"Mr. Archer was there for us, able to help and answer any questions along the process of closing on our new home"
Buying - Berlin, Maryland July 2021
Refinance - Centreville, Maryland July 2021
"Mike and his team went above and beyond to make my settlement come through in 21 days. They are extremely helpful and professional, making sure what needed to be accomplished, was."
Buying - New Freedom, Pennsylvania July 2021
"Mike and his team are fantastic to work with! They were available to answer all my questions and explained everything in great detail."
Refinance - Deale, Maryland July 2021
"Michael is a professional. Very helpful in the refinance process. Kept me up to date on where we were in the process and what to expect next. Nothing but a positive experience from beginning to end."
Refinance - Mc Henry, Maryland October 2021
"Top notch "
Refinance - Pasadena, Maryland October 2021
"Knowledgeable, caring, available, seemed to be honest and truthful, accommodating, professional "
Buying - Odenton, Maryland November 2021
"He gave me knowledge and advice. "
Refinance - Essex, Maryland November 2021
"Really awesome, helpful, responsive, and patient with us."
Buying - Dundalk, Maryland December 2021
"Mike has helped us with 2 mortgage transactions, a 2nd home purchase and refinance of our primary residence. His knowledge of the industry is amazing and his team is very helpful and diligent. Highly recommend Mike and his team for any of your mortgage needs!"
Refinance - Severna Park, Maryland December 2021
"Mike Archer and his team were amazing. I highly recommend him if you need a loan. His service was amazing and made our home buying process easy."
Buying - Severna Park, Maryland January 2022
"Very accommodating. Great communication."
Buying - Ellicott City, Maryland January 2022
"Mike was great, kept me informed about the process and options."
Buying - Annapolis, Maryland March 2022
"Very responsive."
Buying - Columbia, Maryland May 2022
"Mike is great in communicating different options for funding and explaining impacts and always available when needed!"
Buying - Shady Side, Maryland October 2022
Buying - Westminster, Maryland November 2022
"On top of the whole process from the start"
Buying - Annapolis, MD-Maryland February 2023
"Where to begin with this rollercoaster of emotions? Mike was with us every step of the process. He guided us like a big brother would have. He reviewed our credit and our financial situation, told us the hard facts that we needed to hear, waited until the next year to pull everything again and make sure we did our homework, was a sounding board when one realtor was consistently pushing us into locations and price ranges and smoothly transitioned to a great working relationship with our current realtor. Honestly, we could not have asked for a better person than Mike after he took calls way outside of work hours. Our Dog, Maci, is grateful for the hard work (and the giant backyard that cones with it!) thank you Mike for everything."
Buying - Glen Burnie, Maryland April 2023
"He is very professional and kind person."
Buying - Chantilly, Virginia October 2023
"I am very happy that I'm a homeowner. Mike Archer and his team are the best. Very patient and will work with you to fix your credit so you can become a homeowner. It's a lot of work and if you stick with it, they will not quick or say it's not possible. No matter how long it takes they will be right there every step of the way. They will explain every word that you don't understand and numbers. It's the best day of my life because no more rent to pay to other people and not getting credit for it. Good luck to all of you."
Buying - Glen Burnie, Maryland July 2023
"Mike Archer and First Home Mortgage were the perfect team for us in our hunt for a new home! He referred us to an amazing agent who helped us find the perfect home for us!"
Buying - Pasadena, Maryland August 2023

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