Michael Steven Archer

First Home Mortgage
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Equal Housing Opportunity
Job Title
Mortgage Consultant / Loan Officer
Career Started
231 Najoles Road Suite 235, Millersville, Maryland
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Michael Steven Archer

With about 13 years of experience in the mortgage industry, Mike Archer brings a wealth of knowledge to his role as a Sales Manager / Mortgage Consultant at First Home Mortgage. Mike is knowledgeable in residential loans and really enjoys the thrill of helping people achieve their dream of home ownership. First Home Mortgage offers conventional, FHA, VA, USDA, and renovations loans to meet the diverse needs of our clients. Mike has been with First Home Mortgage for about 5 years and has qualified for the President’s club the last 5 years by closing an average of over $28 million dollars in loan volume. This is not a guarantee to extend consumer credit as defined by Section 1026.2 of Regulation Z. Programs, interest rates, terms and fees are subject to change without notice. All loans are subject to credit approval and property appraisal. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org).

Michael's Reviews

4.8 Stars - 48 Reviews
Buying - Columbia, Maryland December 2017
"As our first home buying experience it seemed very stressful, however, I feel that that's generally the case for any brand new homeowner. I'm very happy everything went well in the end though!"
Buying - Westminster, Maryland December 2017
"This was my 2nd purchase with Mike & this purchase was tricky...I was extremely pleased with Mike & his team..."sealed the deal" in a quick, professional & efficient manner.. love our new home..could not be happier!!"
Buying - Middle River, Maryland January 2018
"Mike and Corey made a complicated process easy and fun. "
Refinance - Laurel, Maryland February 2018
Buying - Pasadena, Maryland March 2018
Buying - Annapolis, Maryland April 2018
"Mike Archer and his team was fabulous throughout our process of homebuying. They made it easy and is always available to speak with us when we have questions and concerns. Definitely exceptional!"
Buying - Waldorf, Maryland September 2018
Buying - Ellicott City, Maryland October 2018
Buying - Columbia, Maryland October 2018
"At every step of the way Mike and his team were fantastic. They kept us informed, answered all of our questions and even when we made a mistake, which they had warned us against, they were still able to get us to closing on time. The entire process was almost effortless. "
Buying - Columbia, Maryland April 2019
"I had a very positive experience, Michael was more than willing to answer any question I had and took the time to explain everything as clearly as possible. "
Buying - Glen Burnie, Maryland June 2019
Buying - Germantown, Maryland June 2019
Buying - Columbia, Maryland June 2019
"I had a wonderful experience! From the initial inquiry to settlement, the entire process was open, honest, and informative. Mike and his staff made my entire home buying experience so much less stressful than I thought it would be. I highly recommend them to everyone looking for a mortgage company."
Buying - Columbia, Maryland June 2019
"Great experience, very helpful. Highly recommended."
Buying - Arnold, Maryland June 2019
"Michael could not have been more amazing!"
Buying - Pikesville, Maryland June 2019
"Mike and his team were exceptional in getting everything together to make a short closing deadline. We are extremely grateful for the work First Home did."
Buying - Silver Spring, Maryland July 2019
"He went above and beyond to provide guidance and council during our first home buying process. He equipped us with strategies to help us responsibly fund our home so that we felt safe and secure. Couldn't ask for a better experience."
Buying - Baltimore, Maryland July 2019
"Very informative and helpful all throughout the entire process"
Buying - Dallastown, Pennsylvania July 2019
"He is great lender and understands the process and types of loans. We had a challenging experience with our buyers lender and he helped us complete the challenging three week closing. We would recommend him to any friend or family member. There partnership with KW is amazing and welcoming. Thanks for being awesome!!!"
Buying - Severna Park, Maryland July 2019
"Very informative"
Buying - Elkridge, Maryland August 2019
"I knew NOTHING about the home buying process prior to working with Michael and his team. They explained every step in a way that I was able to easily understand and were always available to answer any questions I had along the way. The entire process was dramatically less stressful than I had originally anticipated. I love my new home and I give all the credit to First Home Mortgage! I would absolutely recommend them to anyone looking to purchase a home, especially the first-time homebuyer."
Buying - Crofton, Maryland August 2019
"Mike, Corey, and Christine were able to navigate me through the process with no issue. I'd recommend Mike Archer for your mortgage loans."
Refinance - Silver Spring, Maryland September 2019
Refinance - Prince Frederick, Maryland September 2019
"Michael and his team are SPECTACULAR!! My real estate agent even commented on how great it was to work with Michael and team. I highly recommend!"
Buying - Fayetteville, Pennsylvania October 2019
Refinance - Edgewater, Maryland November 2019
"Mike takes care of us and does everything he can (and then some) to make sure things are timely and accurate, and I will work with him again and again."
Refinance - Severna Park, Maryland November 2019
"When I first contacted Mike Archer, I was a first time home buyer and had very little knowledge of the home buying process. Mike walked me through every step and was able to explain everything with such clarity which made the process a lot easier for me. Him and his team were very helpful and would always make time to discuss any questions I had no matter when I asked (i.e. weekends, etc.) and were super diligent processing all of my paperwork. I would definitely work with Mike and his team again and I highly recommend them to anyone who is looking to purchase a home."
Buying - Annapolis, MD-Maryland December 2019
"Extremely Knowledgeable, Always Available, Detailed, and Honest"
Refinance - Fallston, Maryland December 2019
Buying - Oakland, Maryland December 2019
"Always made himself available and was very knowledgable."
Buying - Gaithersburg, Maryland December 2019
"While the lending process was quick and easy, I was initially very upset that my credit was run before I gave consent. I had asked for a general idea of what rates looked like, I had been provided this before without a hard inquiry, but for some reason Mike's team jumped the gun; I hadn't yet decided if I wanted to wait to see if rates looked like they would drop further before applying for credit. I am very conscious about the impact that multiple inquiries can have on a credit score; therefore, I wanted to wait until I was ready to apply. Mike is very knowledgeable and was available to answer all of my questions whenever I reached out to him."
Refinance - Columbia, Maryland December 2019
"Mike was available at any time of the day to answer our questions. He made us feel heard and explained things so efficiently that we were confident in our decisions. His team was quick to respond and help us get our loan processed. Loved their team!"
Buying - Gaithersburg, Maryland February 2020
"My experience was awesome nothing negative to say at all."
Buying - Towson, Maryland February 2020
Buying - Arlington, Virginia March 2020
"Excellent customer service."
Buying - Ellicott City, Maryland March 2020
Refinance - Arnold, Maryland March 2020
"Easy, always available and knowledgeable"
Refinance - Annapolis, MD-Maryland April 2020
"Michael is the best and we've used him for every mortgage we've ever got. I wouldn't trust anyone else."
Refinance - Boca Raton, Florida April 2020
"Mike and his team were extremely knowledgeable and helpful in making sure we found the best program for our mortgage."
Buying - Gwynn Oak, Maryland April 2020
"Great service from Mike and his team. Super competent and outstanding to work with."
Refinance - Severna Park, Maryland June 2020
"Extremely reliable. Goes the extra mile to help."
Buying - Glen Burnie, Maryland June 2020
"Mike was such a great asset to us in our home-buying and -selling experience. He was attentive, extremely knowledgable and caring. It was reassuring to know he was in our corner, especially when we got ourselves into situations we didn't quite understand. Mike treats you like family and truly sees the process through while keeping your best interests at heart. Thanks for all your help, Mike! "
Buying - York, Pennsylvania July 2020
"Mike and First Home Mortgage made buying my first home much less intimidating and a hassle free experience."
Buying - Annapolis, MD-Maryland July 2020
"Both Mike and his team were very responsive and walked me through everything. "
Buying - Glen Burnie, Maryland July 2020
"Incredibly knowledgeable from all the years we have known him. He really helped us make our dreams come true through him educating us on the home buying process!"
Buying - Middletown, Maryland April 2020
"A seamless experience even with the unexpected and unfamiliar impact of Covid-19."
Buying - Baltimore, Maryland April 2020
"I turned to Mike when I didn't know where to start the home buying process. Mike was great to work with and very responsive. He referred me to an excellent realtor who was a good fit for me, and the home buying process went as smoothly as it possibly could have! Very pleased with the service of First Home Mortgage and Mike Archer!"
Buying - Elkridge, Maryland December 2017

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