Michael Ciresi

Job Title
Senior Loan Officer
Career Started
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Michael Ciresi

United States Navy veteran Michael J Ciresi (Mike) (NMLS#532665) is a licensed loan officer in the state of PA and MD. Working in the business for many years now, Michael has guided many clients through the home buying process. He is familiar with VA and state housing assistance programs as well as conventional loan programs, and is anxious to share his knowledge with families, investors and retirees, in particular fellow military veterans looking to take part in the American Dream of homeownership. Michael, husband and father of three boys, lives and works in York County, PA and holds monthly homebuyer seminars. Loan Officer Fun Fact: Michael is an avid golfer and likes to cook.

Michael's Reviews

4.9 Stars - 68 Reviews
Buying - Shrewsbury, Pennsylvania July 2018
"excellent "
Buying - York, Pennsylvania October 2017
"I would definitely recommend anyone to use mortgage network when looking to purchase a home."
Buying - York, Pennsylvania November 2017
"Michael and his team made my first home buying experience very easy. Michael was always available for my many questions. The process was quick and painless. "
Buying - Dallastown, Pennsylvania October 2017
Buying - Baltimore, Maryland February 2018
Buying - Baltimore, Maryland March 2018
"Michael was not only knowledgeable he was extremely personal, and I enjoyed working with him and his whole team. "
Buying - Manchester, Pennsylvania March 2018
"Mike made the process amazingly smooth and kept us extremely well informed. I can't say enough great things about Mike & Mortgage Network!"
Buying - York, Pennsylvania August 2018
Buying - Felton, Pennsylvania August 2018
"Michael kept us informed and made a very intensive process simple. He was always responsive to any questions or actions needing addressing. "
Buying - York, Pennsylvania August 2018
"Mike made the loan process very smooth."
Buying - York, Pennsylvania August 2018
"Michael was extremely responsive and answered all my questions right away. "
Buying - York, Pennsylvania July 2018
Buying - Chambersburg, Pennsylvania September 2018
Buying - Dover, Pennsylvania October 2018
Buying - York, Pennsylvania October 2018
"Thank you for being so helpful during our home buying process."
Buying - Felton, Pennsylvania December 2018
"Mike is the ultimate professional in the mortgage business. Always available with accurate information and advice, a true client advocate, and prompt responses to all types of communications. He guided us through the process without any hiccups."
Buying - Mechanicsburg, Pennsylvania December 2018
"Our home purchase was "spur of the moment." Mike and his team pulled everything together in short order and made the whole process easier than we ever could have imagined. We couldn't be more pleased. We highly, highly recommend Mike and Mortgage Network !!"
Buying - Hummelstown, Pennsylvania January 2019
"Michael is superb. He made the mortgage process very easy. "
Buying - Red Lion, Pennsylvania January 2019
Buying - York, Pennsylvania June 2019
"Michael was extremely accommodating with his time and availability to help us secure our approval and assisted us in every step up until closing."
Buying - Camp Hill, Pennsylvania June 2019
"Wonderful, couldn't be any more happier"
Buying - Glen Rock, Pennsylvania July 2019
Buying - York, Pennsylvania July 2019
"Michael was very knowledgeable and so helpful. He explained everything well and took good care of our needs for this loan and mortgage to happen for us."
Buying - Gettysburg, Pennsylvania August 2019
Buying - Hanover, Pennsylvania September 2019
Buying - Lancaster, Pennsylvania November 2019
"Michael was fantastic. His corporate support staff seemed to only look for one issue at a time and wait for that to be resolved before looking at the file again. That left a mad scramble at the end to get things wrapped up in time for closing."
Refinance - York, Pennsylvania November 2019
Buying - Shrewsbury, Pennsylvania November 2019
"Pretty much everything was great, the only thing was I felt like we had to reach out more often than the other party, we should have been reached out to when certain things were being done or needed to be done."
Buying - Brogue, Pennsylvania November 2019
Buying - Etters, Pennsylvania December 2019
"Very easy to work with. I would definitely recommend and I will go back to them should we ever need to move."
Buying - York, Pennsylvania February 2020
Buying - York, Pennsylvania March 2020
Buying - York, Pennsylvania April 2020
Buying - York, Pennsylvania April 2020
"Excellent help and support throughout the whole process!"
Buying - Lancaster, Pennsylvania April 2020
Buying - York, Pennsylvania June 2020
Refinance - Windsor, Pennsylvania July 2020
"Wonderful "
Buying - Hanover, Pennsylvania August 2020
"Nice guy never let me down and always had answers for me."
Refinance - Harrisburg, Pennsylvania September 2020
"We worked with Michael when we bought our house 4 years ago. We decided to refinance to take advantage of the low interest rates. We contacted Michael and he came through for us once again. He provided a smooth, speedy, and easy refinance. "
Refinance - Dallastown, Pennsylvania October 2020
Buying - York, Pennsylvania November 2020
"It was good. He was knowledgeable and helpful through the process."
Refinance - York, Pennsylvania December 2020
"Very knowledgeable and he and his team were very prompt in answering any questions that I've had. They made the mortgage process a very easy step in the direction of owning my dream property. "
Buying - Manchester, Pennsylvania December 2020
Refinance - Lancaster, Pennsylvania December 2020
"We liked how helpful and knowledgeable he was with the VA loan process when we bought our house and that he kept in contact with us. So when we thought about doing an IRRL, it wasn't even a question who to contact. "
Refinance - Spring Grove, Pennsylvania December 2020
"Mike was great to work with. As a first time home buyer I wasn't sure what to expect but he walked me through each step of the process and was always very responsive."
Buying - New Cumberland, Pennsylvania December 2020
Refinance - East Berlin, Pennsylvania January 2021
"I had a great experience with Michael. The whole process was very fast and smooth and the communication was great. I would definitely recommend Michael to anyone looking to refinance."
Refinance - Camp Hill, Pennsylvania January 2021
"Michael goes out of his way to make sure all documents are complete. He was very knowledgeable and helpful."
Refinance - Red Lion, Pennsylvania January 2021
"He was very detailed, very conscientious and went the extra mile in all he did to expedite our paperwork. "
Buying - York, Pennsylvania January 2021
"Michael went above and beyond to make our home buying process enjoyable and easy to understand. We can't thank Michael enough for all that he did for us!"
Buying - Hanover, Pennsylvania May 2021
Buying - Gettysburg, Pennsylvania July 2021
"Michael and the Mortgage Network were very easy to work with and very responsive to all my questions."
Buying - York, Pennsylvania July 2021
"Mike is competent, very knowledgeable, patient and pleasant. I highly recommend him as an expert in his field. "
Buying - Hanover, Pennsylvania August 2021
Buying - York, Pennsylvania September 2021
Buying - York, Pennsylvania November 2021
"Michael was extremely personable and professional. He was a pleasure to work with from start to finish. "
Buying - York, Pennsylvania November 2021
"Fantastic gentleman to work with when buying a home for the 1st time and keeping our anxiety low by answering our numerous questions "
Buying - Dover, Pennsylvania December 2021
"Everything was great, quick to answer questions. Very helpful at every turn of the home buying process "
Buying - Columbia, Pennsylvania December 2021
"Mr. Michael is an A+ 100% professional in what he does .He made the process of obtaining a pre-qualification to processing our morgage less burdensome comparatively to our experience with another lender ..He responded to our questions in a timely manner even out of his working hours without being judgmental or making us feel uncomfortable even when we asked questions that seemed out of order since we were a novice in this whole house buying process.He also responded promptly to all emails or text messages that we sent .We felt so relaxed from start to closing due to his expertise, and willingness to help at all times that made the process of purchasing a loan look so easy /simple .Thanks s million Mr. Michael for all you did to help us purchase s home we can call ours. We will refer all our friends or family members interested in purchasing a home to you."
Buying - York, Pennsylvania December 2021
"Good "
Buying - York, Pennsylvania January 2022
"Michael answered all my questions and walked me through every step of the way. "
Refinance - Reading, Pennsylvania March 2022
"Mike took care of everything. I was so nervous as a first time home buyer and he walked me through it all. I would recommend Mike to anyone who is purchasing a home!"
Buying - York, Pennsylvania June 2022
"Michael is very skilled, knowledgeable, respectfully and kind. It was truly a pleasure working with him."
Buying - Thomasville, Pennsylvania September 2022
"Michael made the home buying process easy to understand. He stood by my side thru the entire process. Answered any and all of my questions. I never had to feel like I was being a burden to call and ask questions and I had many and they were frequent. He was extremely patient and understanding. He was just a loan officer but a teacher and friend. Without Michael Ciresi's guidance I would never have made it through this entire process from start to finish. I honestly believe I was one of if not they most difficult customers He had to ever deal with. I worked hard to follow instruction and very carefully. The difficult customer part was all the obstacles I had to overcome to get to the final settlement. But he got me there. Thank you Michael Ciresi you are an amazing person and an outstanding home loan officer."
Buying - Hanover, Pennsylvania September 2022
Buying - York, Pennsylvania October 2022
Buying - New Paris, Pennsylvania March 2023
"Michael was super helpful and knowledgeable with regards to my loan options. I appreciate his help in getting me into my first home."
Buying - Millersburg, Pennsylvania August 2023

Michael's Sample Area of Work

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