Karen Elizabeth Dulmage

NMLSID#
485100
Company
MAIN STREET HOME LOANS a Division of NFM Lending
Participating lenders have agreed to a LENDAID code of conduct relative to transparency and independent customer surveys.
Certified
Equal Housing Opportunity
Job Title
Area Manager - Vice President
Career Started
2004
Address
75 Community Rd., Pinehurst, North Carolina
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.
Certified

About Karen Elizabeth Dulmage

Testimonials are the individual experiences of those who have used our services. Main Street Home Loans does not provide incentives for testimonials or reviews.

Karen's Reviews

4.9 Stars - 271 Reviews
"Karen made the whole process so easy and quickly answered any questions I might have. It was painless from start to finish and she always available."
Buying - Southern Pines, North Carolina December 2017
"I had a phenomenal experience with Karen from start to finish. Truly the best I could have hoped for. "
Buying - Pinehurst, North Carolina January 2018
"Responsive and explained everything clearly!"
Buying - Falls Church, Virginia January 2018
"This is my third loan started with Karen and her team. She was recommended to me by my realtor and I have not found anyone who is as professional and diligent as her. Any questions are answered within a reasonable amount of time and professionally. You cannot go wrong with Karen on your side. "
Refinance - Cheltenham, Maryland January 2018
"We shared a valued experience to include outstanding communication and professionalism, by Karen Dulmage and her staff at First Home Mortgage. With great pleasure, we have given a reference to others to First Mortgage Home and Karen Dulmage. We have great confidence that she will provide the same experience. "
Buying - Pinehurst, North Carolina February 2018
"Karen was very knowledgeable and always able to help us quickly and accurately! "
Buying - Carthage, North Carolina February 2018
"Karen is wonderful! She is easily accessible, communicates well, and always handles the situation at hand with tact and professionalism."
Buying - Pinehurst, North Carolina February 2018
"Karen and her team kept me informed about all necessary deadlines and responded to all my questions in timely fashion. Also, everyone was extremely pleasant to deal with."
Buying - Pinehurst, North Carolina February 2018
Buying - Southern Pines, North Carolina February 2018
"Karen is fantastic - very on top of things. We felt like we were in good hands!"
Buying - Washington, District of Columbia March 2018
"Karen Dulmage is smart, dedicated and so very easy to communicate with. She made a very challenging process easy for me."
Buying - Alexandria, Virginia April 2018
"Karen and her team are easy to work with and very responsive."
Buying - Falls Church, Virginia April 2018
"She was on time. "
Buying - Pinehurst, North Carolina April 2018
"The best mortgage person in the business."
Buying - Tampa, Florida May 2018
Buying - Carthage, North Carolina May 2018
"Karen and her team are outstanding to work with. Always available to help in any way that they can to make the transaction as smooth as possible. Returns phone calls, emails, texts quickly. Keeps you informed and up to date as to the process and any needed information from you. They are efficient, friendly and more than great to work with. We highly recommend their services. "
Refinance - Pinehurst, North Carolina June 2018
"Karen and her entire team at First Home were fantastic and provided first-rate customer service!"
Buying - Pinehurst, North Carolina June 2018
"Amazing team , with you all the way . Always available to answer any questions , even after hours ."
Buying - Occoquan, Virginia June 2018
"Very prompt, cordial, personable and professional. "
Buying - Southern Pines, North Carolina June 2018
"Karen and her team were so thoughtful and diligent with our loan process. They communicated everything that was needed and were available around the clock."
Buying - Pinehurst, North Carolina June 2018
"She's awesome, I have used her twice and she's the best!!!!!!!??"
Buying - North East, Maryland June 2018
"The whole team made the process smooth and easy. Great experience. "
Buying - Southern Pines, North Carolina July 2018
Buying - Pinehurst, North Carolina July 2018
"The were extremely helpful in my first home buying experience. Karen knew what she was doing and she knew exactly what I needed."
Buying - West End, North Carolina July 2018
"Karen was so helpful when it came to buying our home. She made sure we understood everything that was going on throughout the whole process. Karen and her entire team were amazing to work with! "
Buying - West End, North Carolina July 2018
Buying - West End, North Carolina July 2018
Buying - Stafford, Virginia August 2018
"Karen and her team were amazing!! They responded after hours, quickly and were a load of fun to work with! Highly recommended! "
Buying - Vass, North Carolina August 2018
"Karen was amazing! She stayed well connected with us during the entire home-purchasing process (which for us was a 3 homes and 6 month process!) she anticipated our questions and always returned our calls in a timely manner. We would recommend her to anyone purchasing a home in the area."
Buying - Vass, North Carolina August 2018
Buying - Hope Mills, North Carolina August 2018
"Karen was very informative. She never hesitated to answer any questions we had and even went above and beyond to educate us on matters pertaining to our loan. "
Buying - Stafford, Virginia August 2018
Refinance - Columbia, Maryland September 2018
"While I never directly interacted with Karen throughout the business process, she congratulated me on my new home and her staff was helpful walking me through the process as a first time homebuyer."
Buying - West End, North Carolina November 2018
"Super "
Buying - Dumfries, Virginia November 2018
Buying - West End, North Carolina November 2018
"Karen was very professional as was the rest of the team. They were responsive and all my calls were answered promptly."
Buying - West End, North Carolina November 2018
"Everyone at the Dulmage team was great to work with on a daily basis throughout the process. "
Buying - Southern Pines, North Carolina December 2018
Buying - Waldorf, Maryland December 2018
"And thank you for the gift!"
Buying - Waldorf, Maryland December 2018
"Very easy and helpful to work with, and always available to help or answer questions."
Buying - Southern Pines, North Carolina April 2019
"Karen and her team were friendly, knowledgeable, responsive, and thorough - and very supportive. I highly recommend them!"
Buying - Southern Pines, North Carolina May 2019
Buying - Kure Beach, North Carolina May 2019
"Responsive - Open minded - Nice - Innovative - We probably would not have been able to get the mortgage we did without Karen offering an idea to use an asset we had that we did not think about. Thank you Karen and your entire team."
Buying - Southern Pines, North Carolina May 2019
"They answered all my questions and were very easy to work with! The whole process went very smoothly and there was quick communication whenever any adjustments needed to be made. "
Buying - Vass, North Carolina May 2019
Buying - Alexandria, Virginia May 2019
"Karen is amazing She had all the answers and made my experience a good one."
Buying - Carthage, North Carolina May 2019
"Very easy, no major issues. A couple of duplicate requests for things we had provided multiple times, but overall very happy."
Buying - Pinehurst, North Carolina June 2019
"Unbelievable customer service, response time, and follow up. Completely personalized experience and could not be happier with their work and results!"
Buying - Pinehurst, North Carolina June 2019
Buying - Pinehurst, North Carolina June 2019
"Karen is by far the most dedicated, caring, and professional person I have ever worked with. She is extremely knowledgeable and takes the time to explain things, making the complicated simple. She presents many different options and helps to guide the customer in making the best decision based on all circumstances. One very impressive trait -- she is always available. I can always get in touch with her or she gets make to me in a matter of minutes. Applying for a mortgage is never easy, but Karen takes a lot of stress out of the process. Her team is top-notch and I would definitely recommend her to anyone. "
Buying - Virginia Beach, Virginia June 2019
Buying - Carthage, North Carolina June 2019
"Karen and her team did a great job of walking us through the whole process. We were a little intimidated in purchasing our first home, but they did a great job of taking the time to explain how everything works. "
Buying - Pinehurst, North Carolina June 2019
"Karen was a huge help to us. She was so timely and professional. Karen made this whole experience so stress free for us."
Buying - Aberdeen, North Carolina June 2019
"The team helped us with every step. Wonderful to work with during the stressful time of buying a new house."
Buying - Carthage, North Carolina July 2019
"Karen is by far the most dedicated, caring, and professional person I have ever worked with. She is extremely knowledgeable and takes the time to explain things, making the complicated simple. She presents many different options and helps to guide the customer in making the best decision based on all circumstances. One very impressive trait -- she is always available. I can always get in touch with her or she gets make to me in a matter of minutes. Applying for a mortgage is never easy, but Karen takes a lot of stress out of the process. Her team is top-notch and I would definitely recommend her to anyone. "
Buying - Virginia Beach, Virginia July 2019
"They were very responsive, kept us informed as to what was happening with our loan on a regular basis. Also they were very easy to contact if we had any questions or concerns. Very nice to work with."
Buying - Murrells Inlet, South Carolina August 2019
"She was great real prompt and always willing to help!!"
Buying - Sanford, North Carolina August 2019
"Karen was very professional, helpfull and knowledgable about the entire process. Informed me ahead of time what documents would be required to pre-qualify and what additional documents would be required so that when we found a home the process would be smooth. I was ready and she absolutely nailed it. Hit the target day right on by managing the process and her staff seamlessly."
Buying - Pinebluff, North Carolina August 2019
"Was great and easy to work with no matter how many changes or questions you have."
Buying - West End, North Carolina August 2019
"Karen was extremely helpful, accommodating, caring, and knowledgeable. She made the process painless and was always available for us. I would 100% use them again."
Buying - Fuquay Varina, North Carolina September 2019
"Very professional and helpful, great communicator"
Buying - Pinehurst, North Carolina September 2019
"Best in the business"
Refinance - Pinehurst, North Carolina September 2019
"She was great to deal with. She made it easy to get a low interest rate mortgage. Karen and her team did everything they said they would and more. I'm incredibly happy that I called Karen for my mortgage."
Buying - Wagram, North Carolina September 2019
"Karen was more than helpful with the entire process. My questions were always answered. Everything was completed in a professional manner."
Buying - Jackson Springs, North Carolina October 2019
"As a first time homebuyer I was very impressed with the service that was provided by Karen and her team. Every box was checked and questions were answered in an efficient manner. I am VERY satisfied with my experience with them and will always recommend them to anyone that is looking to find a home loan etcetera."
Buying - Pinehurst, North Carolina October 2019
"Our experience was so amazing that I'm glad that we hadn't gone through with purchasing a home sooner. I seriously couldn't imagine going through this process with anyone else. I had started the process before but the people I was working with just didn't seem serious about working with me. I had been so afraid to try again that I put it off. My wife encouraged me to give this team a try. Because of their efforts, my family and I purchased and moved into our forever home. Not to mention, we got pre-approval, submitted an offer and closed on our home in less than four weeks. I say all of that because I used a VA loan and I've heard from many people that it takes a very long time to get through the process. This team was extremely transparent, honest, helpful and most of all, they were patient as we took each step. I'm so happy to have had the chance to work with this team. I have and will continue to recommend them to anyone who is looking to purchase a home. If you are looking for the all-star team, look no further. Karen and her team are it. We are seriously so happy with our home, and even more grateful for this amazing team."
Buying - Woodbridge, Virginia October 2019
"Great communication, very professional, and answered all my questions before I even had to ask them. Overall great experience."
Buying - Southern Pines, North Carolina October 2019
"This is our second time doing business with Karen and she's always been great!"
Refinance - West End, North Carolina November 2019
"Karen and her team are amazing! They made the process fast, easy and effortless for us. Perfect 10!!!!"
Buying - Albemarle, North Carolina November 2019
"Karen and her team made my experience easy and stress free. Always were available to answer any and all questions I had."
Buying - Alexandria, Virginia November 2019
Refinance - Winnsboro, South Carolina November 2019
"They provided several loan options for us and were willing to walk through each of the options in depth until we felt comfortable."
Buying - Aberdeen, North Carolina November 2019
Refinance - Southern Pines, North Carolina November 2019
"Karen Dulmage and her team have assisted me since my first home loan. A wonderful and professional team."
Refinance - Stafford, Virginia December 2019
"Amazing group to work with. Very thorough, professional, timely, and accurate in their work. Will always use them."
Buying - Manassas, Virginia December 2019
Buying - Pinehurst, North Carolina December 2019
"Best office anywhere to get a mortgage from. Efficient, thorough, and very pleasant folks."
Buying - Pinehurst, North Carolina January 2020
"Very efficient people."
Buying - Southern Pines, North Carolina January 2020
"I could not believe how quickly and efficiently that staff at MSHL worked and answered my calls/emails continuously. I will highly recommend them to anyone looking to buy or refinance a home. This was our 5th home to live in and was by far our easiest purchasing paperwork. Thank you all again!"
Buying - Carthage, North Carolina January 2020
"Karen and her team are Amazing!! They are knowledgeable and quick to respond to any question. We have worked with them on more then one occasion and always feel like we are their only customer even though we know they are very busy. They make what can be a long drawn out process very easy and are incredibly pleasant throughout. We highly recommend Karen and her team!"
Refinance - Bristow, Virginia January 2020
"Super friendly and so helpful! Thank you!"
Buying - Fayetteville, North Carolina February 2020
Buying - Corolla, North Carolina February 2020
"Ms. Dulmage is on point from the start to the finish. Going out of her way to make sure she or her team contacts everyone involved to keep them on track. It was a long but gratifying experience. Thank you for Ms. Dulmage and her team for helping fulfill our new home dreams. I would / will use this group again if / and when I am looking to relocate."
Buying - Fayetteville, North Carolina February 2020
"I could not have imagined a better experience! Professional and expedient while maintaining a friendly vibe. Will absolutely recommend them to anyone needing their services!!"
Refinance - Southern Pines, North Carolina February 2020
"Awesome experience. Karen was fantastic"
Buying - Dumfries, Virginia March 2020
"Karen and everyone at Main Street Home Loans were super friendly and helpful. They are on top of everything and made the whole process stress free and enjoyable. I also love the small personal touches that say so much. For example Karen knew we had small children so she sent a book for us to read about moving. I will never go anywhere else again."
Buying - Aberdeen, North Carolina March 2020
"Karen helped me starting a year and a half earlier by telling me how to build my credit and get me on the road to buying my own house. She checked in with me and continued to be a great source of information and support. I could not have recently closed on my own house if it weren't for all of her help and guidance."
Buying - Aberdeen, North Carolina April 2020
"Absolutely wonderful experience. I had worked with a larger lender previously and found myself just another client. Karen brought the personal touch AND a significantly lower rate. I recommend her and Main Street Home Loans without hesitation!!"
Buying - Cameron, North Carolina April 2020
"Very helpful in getting us a reduced rate. Will save thousands over the life of the loan. Pleasant team to work with."
Refinance - Southern Pines, North Carolina April 2020
Buying - Pinehurst, North Carolina April 2020
Buying - Apex, North Carolina April 2020
"Very communicative and have had no issues with our original closing and our refinance"
Refinance - Springfield, Virginia May 2020
Refinance - West Orange, New Jersey May 2020
"The MSHL team was extremely professional, quick to respond to the many questions we had as first time home buyers. Our confidence in them made the experience enjoyable."
Buying - Pinehurst, North Carolina May 2020
"Wonderful! So responsive, extremely professional. Karen and her team go out of their way to help you find the best loan possible and get things taken care of as easily as possible."
Refinance - Pinehurst, North Carolina May 2020
"My refi was handled with efficiency, professionalism and a feeling that all my needs were important and was not treated as just another customer!! Thank you, Karen!!"
Refinance - Woodbridge, Virginia May 2020
Buying - West End, North Carolina May 2020
"Went very smoothly"
Refinance - Washington, District of Columbia May 2020
"Professional and friendly service! Our whole transaction was wonderfully handled. The entire team kept constant communication with us and walked us through the refinance process. We would recommend Main Street Home Loans to everyone."
Refinance - Vienna, Virginia May 2020
"The downside of acquiring a home loan is often enduring confusion, uncertainty, too much information, poor communication, poor customer service, etc. Karen and the team at Main Street effectively eliminated my expectations of a possible downside, even when handling some of my concerns. The experience was, dare I say, pleasant? Would definitely use again."
Buying - Stafford, Virginia May 2020
"We've used the Dulmage team several times. They are always timely, responsive and get the job done, even during the COVID-19 shutdowns."
Refinance - Alexandria, Virginia May 2020
"Pleasant to work with...very friendly and responsive."
Buying - Colonial Beach, Virginia May 2020
"Fantastic person to work with. Very thorough, quick to respond, positive energy and an excellent communicator. Though the mortgage approval was challenging as we worked through the Covid-19 situation and the demand for documentation was extremely excessive, Karen was great to work with and delivered on her responsibilities."
Buying - West End, North Carolina May 2020
"Professional, caring, to the point, detailed and helpful."
Refinance - Sterling, Virginia June 2020
"Everyone involved was so helpful, answered all my questions and guided me through the process."
Buying - Aberdeen, North Carolina June 2020
Refinance - Pinehurst, North Carolina June 2020
"Karen and Kim were very helpful and easy to work with throughout the entire home loan process. I was inexperienced with the home-buying process in general, but Karen took the time to explain the process and nuances of mortgages step-by-step. Even through the market turbulence of the COVID-19 crisis, they were incredibly patient and understanding of my time and choices. Highly recommend!"
Buying - Pinehurst, North Carolina June 2020
"No issues. Fast process"
Buying - West End, North Carolina July 2020
"It took a little longer than I thought but ready in time for closing so all good."
Buying - Burke, Virginia July 2020
"Karen and her team were great. Answered any and all questions we had and coached us through the process. Gave recommendations based on what the future market was projected to look like. Outstanding experience! Would definitely recommend and would use again!"
Buying - West End, North Carolina July 2020
"I have been referring my real estate clients to Karen for many years now. This was my first experience working with her on a personal mortgage loan. I couldn't have asked for a smoother transaction. She and her team are accessible and work together to make the process simple and manageable for their clients. Their online resources are user friendly and uploading necessary documents is quick and easy. I will continue to recommend Karen Dulmage and her team to my clients knowing they will be in good hands."
Buying - West End, North Carolina July 2020
"Hope the gold star is 5 stars. Karen and her team were outstanding in both customer service and product delivery."
Refinance - Pinehurst, North Carolina July 2020
"Very knowledgeable and easy to work with. Patient and answered all of our questions. True professionals."
Buying - Southern Pines, North Carolina July 2020
"The team was extremely professional and helpful during the entire loan process; promptly answering any questions I would have! Thank you for all you did/do! "
Buying - Jackson Springs, North Carolina July 2020
"Karen and her team were phenomenal! They worked with me and knew about me and my family. They were consistently asking how they could help. Additionally, when COVID changed some things, they worked through everything to make sure I didn't have unnecessary stress. Karen and her team are amazing and I would highly recommend them to anyone looking to buy a home!"
Buying - Southern Pines, North Carolina July 2020
"Karen was very helpful and kind throughout the entire process."
Buying - Murrells Inlet, South Carolina July 2020
"Karen and her group were great as they worked quickly to get my refinance completed. Very professional and answered all of my questions."
Refinance - Jackson Springs, North Carolina July 2020
"The best! Professional, timely, responsive"
Refinance - Falls Church, Virginia July 2020
"pure professionals, extremely efficient and knowledgeable. karen and her team were a pleasure to work with and I would not hesitate to recommend to anyone. "
Refinance - Herndon, Virginia August 2020
"Karen is great to work with and super helpful. I wouldn't hesitate to recommend her to friends and family."
Buying - Carthage, North Carolina August 2020
"Karen was very prompt when I submitted my home loan application. She was able to get my pre approval completed on a weekend. If it weren't for her I wouldn't have gotten the home that I love. "
Buying - Cameron, North Carolina August 2020
"They always make themselves available for questions. No matter the content or severity. Karen and her teams really make this process stress less!"
Buying - Troutman, North Carolina August 2020
"Everyone was very helpful and attentive. Made it so easy. I felt totally confident in them from the first conversation. Definitely recommend! "
Refinance - West End, North Carolina September 2020
"Karen was so helpful and easy to work with! We feel that she went out of her way to help us with whatever we needed. We would definitely work with her again and I have already recommended her to several friends!"
Buying - Southern Pines, North Carolina September 2020
"Her team was amazing. On point. Responsive knowledgeable. Even with the crazy volumes they are dealing with! "
Buying - Charleston, South Carolina September 2020
"Karen and the staff always go out of their way to make this painless for the customer. "
Refinance - Warrenton, Virginia October 2020
"Karen and her team were excellent and it made for a smooth home loan experience!"
Buying - West End, North Carolina October 2020
"Karen is absolutely the best of the best!!!"
Buying - Holly Springs, North Carolina October 2020
"Knowledgeable, professional, helpful and always available for consultation."
Refinance - Southern Pines, North Carolina October 2020
"They were all wonderful, efficient and helpful throughout a stressful process refinancing. Every question and inquiry answered in a timely fashion. Highly recommend !"
Refinance - Carthage, North Carolina October 2020
"Very professional and communicative throughout the entire process. "
Buying - Pinebluff, North Carolina October 2020
"Awesome"
Refinance - Fort Mill, South Carolina October 2020
"Very professional and prompt. I would gladly recommend working with her. "
Buying - Carthage, North Carolina October 2020
"Fantastic. Smooth process start to finish."
Buying - Southern Pines, North Carolina October 2020
"Karen and her team were helpful, responsive, friendly."
Buying - Aberdeen, North Carolina October 2020
"Very helpful"
Buying - Vass, North Carolina November 2020
"This is our third mortgage/refinance with Karen and her team and it was easy and a pleasure as usual!!!"
Refinance - West End, North Carolina November 2020
"Karen was extremely helpful with the entire process. Always pleasant to speak with, and always there to answer any questions we had. "
Refinance - Holly Springs, North Carolina November 2020
"Karen was very professional polite and responded quickly to all my concerns and questions "
Buying - Vass, North Carolina November 2020
"Karen and her staff were terrific in their processing of my new home loan!"
Buying - Aberdeen, North Carolina November 2020
"Knowledgeable, patient, and understanding throughout the process for a first time homebuyer utilizing the VA Loan. Would absolutely use again and recommend to everyone!"
Buying - Pinehurst, North Carolina November 2020
"Karen and her team made the process easy and stress free! "
Buying - Sanford, North Carolina November 2020
"Amazing service from start to finish! Friendly, helpful, great communication. Could not have asked for a better experience. "
Buying - Pinehurst, North Carolina November 2020
"Pleasant, competent service. Both Karen and Kim were professional, courteous, efficient and helpful throughout the entire loan process."
Refinance - Leland, North Carolina December 2020
"Friendly, quick, efficiency "
Buying - Raeford, North Carolina December 2020
"She was extremely friendly, helpful and most importantly, honest. I can't thank Karen enough for her help during my first home buying experience! "
Buying - Southern Pines, North Carolina December 2020
"Friendly, knowledgeable, and professional. "
Buying - Fayetteville, North Carolina January 2021
"Kind, helpful and quick to answer any questions!"
Buying - Fayetteville, North Carolina January 2021
"Karen and her Team are so amazing from start to finish!! Super easy to work with and just overall great!"
Refinance - West End, North Carolina January 2021
"The process to refinance my home loan couldn't have been easier. Karen and her team were terrific!"
Refinance - Arlington, Virginia January 2021
"Prompt and Professional. Very smooth and easy process."
Refinance - Charlotte, North Carolina January 2021
Buying - Fayetteville, North Carolina January 2021
"Karen, Kim and their team provide exceptional service. They made the refinance process a breeze and kept us informed every step of the way. We highly recommend Karen, Kim and team to all our family & friends for any mortgage needs. "
Refinance - Vienna, Virginia February 2021
Refinance - Pinehurst, North Carolina February 2021
Buying - Hamilton, Virginia February 2021
"Great experience. No nonsense. Competent and easy to work with. Everything went like clockwork."
Refinance - Pinehurst, North Carolina February 2021
"Karen and her team made everything so easy and so fast. They were able to explain everything clearly and I would definitely work with them again in the future"
Buying - Arlington, Virginia February 2021
"Karen was awesome!"
Buying - Pinehurst, North Carolina February 2021
"Karen is the best! Her and her team are so knowledgeable and walk you through every process from beginning to end. "
Refinance - Pinehurst, North Carolina February 2021
"Consistently kept us informed as to where we were in the process. Answered any and all questions promptly"
Refinance - Pinebluff, North Carolina February 2021
"Ms. Karen Dulmage and her team members are very professional, friendly and kind. They made the whole transaction went smoothly and fast."
Refinance - Dumfries, Virginia February 2021
"They were professional and proficient. Everything was handled very efficiently. It was a pleasure working with them"
Refinance - Carthage, North Carolina February 2021
"We are very pleased with our lending experience with the Dulmage team. We chose them because they delivered the best rate. From there, they delivered fantastic customer service as well; everything was thoroughly explained, they maintained excellent contact with me throughout the process and we closed on time and on budget. We highly recommend considering them for business. "
Buying - Southern Pines, North Carolina March 2021
"By FAR the best person I have ever worked with!! She, and her team, actually made this an enjoyable experience... for a process that no one particularly enjoys! This is why this we are repeat customers. "
Refinance - Southern Pines, North Carolina March 2021
"Karen and her team were able to navigate my unique income situation, secure a great rate and close remotely in the odd times of Covid. We couldn't be happier!"
Refinance - Ormond Beach, Florida March 2021
Buying - Charleston, South Carolina March 2021
"This was the quickest and easiest Refi that I have ever done! Karen and her team kept me informed and kept the process in motion."
Refinance - West End, North Carolina March 2021
"They were great and very responsive! When I had questions, Karen was always happy to explain things to me. The only confusing part was keeping up with the emails from 3 different people there but I understand that as well. "
Buying - Hope Mills, North Carolina March 2021
"Very professional. Extremely helpful. Made sure we understood every single step of the process. We were able to get ahold of here day and night if we had questions."
Buying - Vass, North Carolina March 2021
"Karen was always on top of everything and was quick to provide guidance/answer questions when asked. Excellent experience!"
Buying - Cameron, North Carolina April 2021
"She took care of business and made me feel like I had the best team in my corner"
Buying - Carthage, North Carolina April 2021
"Karen and her team (Kim) were amazing partners through the home buying journey. They were patient, accurate and available for all of our first time home buying questions! Overall, amazing experience. "
Buying - Asbury Park, New Jersey April 2021
"Outstanding to work with. Provided excellent information and very timely responses "
Refinance - Pinehurst, North Carolina April 2021
"Phenomenal! Would work with them again in a heartbeat. "
Buying - Vass, North Carolina April 2021
Buying - Pinehurst, North Carolina April 2021
"Karen is an excellent representative for NFM Mortage, INC. She embodies the notion of hard work and people first. She was there every step of the way and then some. Providing exceptional knowledge and customer service. "
Refinance - Fayetteville, North Carolina April 2021
"She and her team were amazing to work with. Over the top attention to detail. Would highly recommend and use her again in the future. "
Buying - Pinehurst, North Carolina April 2021
"Karen was always available and her team was extremely professional."
Buying - Pinehurst, North Carolina April 2021
"This was a tricky transaction, several delays on the seller's side, mail away closing and multiple attorneys involved. Karen and her team went above and beyond to ensure everything went smoothly."
Buying - Pinehurst, North Carolina April 2021
"Karen and team are fantastic - thanks for all the help and support with our second home purchase!"
Buying - Kill Devil Hills, North Carolina April 2021
"Karen and her team were amazing from start to finish. If it were possible to be stress free she has done it. I would recommend everyone choose Karen and Home Street"
Buying - Aberdeen, North Carolina May 2021
"Very responsive, always helpful. Made us confident we were going with the right mortgage. "
Buying - Silver Spring, Maryland May 2021
Refinance - Emerald Isle, North Carolina May 2021
"Very professional, knowledgeable, honest and patient. It made our initial purchase and our more recent refinance as low stress as possible. Thank you so much to the whole team!!"
Refinance - Unionville, Virginia May 2021
"Exceptional customer service! Karen and her team made refinancing our mortgage simple and stress free. I would recommend Karen and Main Street Home Loans without hesitation."
Refinance - Southern Pines, North Carolina May 2021
"Karen is a true professional. This is our third time working with Karen, and we have always felt in good hands with every experience."
Refinance - Ashburn, Virginia May 2021
"Karen, Kim and her whole team made our first home purchase sheer perfection! Experts in their field, any questions were answered before we even knew to ask. The confidence and assurance they provided allowed for a worry and stress free experience. Could not recommend them more!! Thank you! "
Buying - Wake Forest, North Carolina July 2021
"Karen was friendly, speedy and clever. She was easy to work with and able to help us with every detail."
Buying - Pinehurst, North Carolina June 2021
Buying - Southern Pines, North Carolina June 2021
Buying - Pinehurst, North Carolina June 2021
"Karen provided exceptional service! She was very helpful, responsive, and able to answer any questions. "
Refinance - Sanford, North Carolina June 2021
"Karen, Kimberly and Jane were great to work with. They were prompt in responding to questions and doing follow-up. Very professional group. I highly recommend working with them."
Buying - Spring Lake, North Carolina June 2021
"My husband and I recently purchased our first home in the incredibly competitive Northern Virginia area, and I'm confident that we would not have landed this perfect home if it were not for the professional, prompt, and dedicated Dulmage Team at Main Street Home Loans. We worked primarily with Licensed Production Manager Kim Sutton. From two rounds of pre-approvals all the way to closing on our perfect home (a process that took about 9 months, total), we were so impressed with Main Street's service! Kim and her colleagues were very responsive via email and phone. Additionally, they were very knowledgeable on the complex world of lending, and were able to quickly pivot when we were faced with needing to make a last-minute change to our financing terms prior to closing. I highly recommend Main Street Home Loans/The Dulmage Team!"
Buying - Arlington, Virginia July 2021
"It was AMAZING! As a first time home buyer I had no idea what to expect. Karen and her team were there every step of the way and never hesitated to answer any questions I had no mater what it was."
Buying - Candor, North Carolina July 2021
"Karen was both kind and professional. She handled our business as if it were her own. We totally appreciate the wonderful job she did."
Buying - Manassas, Virginia July 2021
"Karen was excellent, responsive, and courteous. We plan to use Karen and her team again. "
Buying - Bradenton, Florida July 2021
"Awesome and thorough group of staff."
Buying - Vass, North Carolina August 2021
"Extremely nice and efficient great experience! Will tell everyone how great their team is! "
Refinance - Unionville, Virginia August 2021
"The best and most professional team you will ever meet and work with for your mortgage needs. If your not working with Karen Dulmage, your making the biggest mistake with your mortgage and loan process. "
Buying - Pinehurst, North Carolina August 2021
"Karen and her team were amazing to work with'€¦ absolutely beyond my expectations. "
Buying - Haw River, North Carolina August 2021
"Very patient with all my questions and lack of knowledge as a first time home buyer."
Buying - Pinehurst, North Carolina September 2021
"We had a wonderful experience with Karen! She made the process really easy and answered all of our questions. "
Buying - Aberdeen, North Carolina September 2021
"Karen and the Main Street team were proactive, professional and very responsive. This was a smooth, straightforward process. I would recommend them to family and friends any time."
Buying - Woodbridge, Virginia September 2021
"Karen and her team have been awesome from the beginning, always answering our 10,000 questions in a timely manor. I would absolutely work with them again. They made purchasing our home (from states away) super easy! "
Buying - Pinehurst, North Carolina September 2021
"Very helpful and supportive. Her team does a great job assisting you through the process!"
Refinance - North Myrtle Beach, South Carolina September 2021
"Overall experience very positive. Regardless of COVID, however, there should be an in person meeting to go over the details of the loan. "
Buying - Cameron, North Carolina October 2021
"300 miles away for most of the interaction to purchase our new home and we had lots of questions. Each time, Karen, Kimberly and rest of staff worked tirelessly to answer them. This was a high level of service that carried through right to closing day!"
Buying - Pinehurst, North Carolina October 2021
"Overall they did a great job letting me know what I needed to do at each step in the process. They were easy to reach and answered all my questions. There were a few times that they sent me wrong documents but they rectified the issue quickly."
Buying - Rock Hill, South Carolina November 2021
"Karen and her team are very attentive to the loan process and work diligently to provide options in a timely manner."
Buying - Manassas, Virginia November 2021
Refinance - Aldie, Virginia November 2021
"Karen and her team were very helpful and responsive. They made the loan process very easy."
Buying - Charlotte, North Carolina November 2021
"Karen thoroughly explained each step of the loan process and explained the different loan options available for us to help us choose the best loan for our new home."
Buying - Carthage, North Carolina December 2021
Buying - Southern Pines, North Carolina February 2022
"Karen was great to work with and was very helpful during my homebuying process. She was very knowledgeable and professional and was quick to respond to any inquiry or questions that I had. I would not hesitate to work with her again and will be sure to recommend her and Main Street mortgage to other potential buyers."
Buying - Sanford, North Carolina February 2022
"Karen and Kimberly always made sure that I understood exactly what was happening during the entire process. I couldn't have asked for a better team! Thank you Ladies!!"
Buying - Fayetteville, North Carolina February 2022
"Karen made this process easy peasy!"
Refinance - Pinehurst, North Carolina February 2022
"Extremely responsive and knowledgeable "
Buying - Vass, North Carolina February 2022
"Everything went through easily. Thanks to All!"
Buying - Southern Pines, North Carolina March 2022
"Great experience throughout. Karen and her team provided great insights, worked well with our agent and provided outstanding customer service."
Buying - Greensboro, North Carolina April 2022
"Karen and her team provided excellent service and guidance throughout the refinancing process. The process was so seamless and she kept us informed every step of the way. I highly recommend Karen and Main Streat Home Loans!! "
Refinance - Woodbridge, Virginia April 2022
"Karen was great and incredibly helpful"
Buying - Aberdeen, North Carolina April 2022
"Great knowledge, experience and courteous service"
Buying - Linden, North Carolina May 2022
"Always felt that I was in great hands with Karen and she was available whenever I had questions along the way. "
Buying - West End, North Carolina May 2022
"Awesome!"
Buying - Manassas, Virginia May 2022
"After dealing with a few lenders she was the best very helpful and knowledgeable this was our families first time buying a home and Karen made it a lot easier to handle the stress thank you very much Karen "
Buying - Raeford, North Carolina May 2022
"Karen and the team at Main Street were outrageously helpful during the entire process, especially since we were first time home buyers. They communicated clearly and often, were supportive when we had challenges, always made themselves available for quick offer turnarounds, and answered all our questions we had along the way. They were excellent advocates for us during a very challenging market."
Buying - Cameron, North Carolina June 2022
"Timely proactive updates "
Refinance - Pinehurst, North Carolina June 2022
"ANAZING! 10/10 recommend!! They were quick, helpful, and made the process completely painless "
Buying - Charlotte, North Carolina June 2022
"Very professional and knowledgeable agent. Very satisfied!"
Buying - Fayetteville, North Carolina July 2022
Buying - Aberdeen, North Carolina July 2022
Buying - Fayetteville, North Carolina July 2022
"Detail oriented. They answered every question we had promptly. "
Buying - Pinehurst, North Carolina August 2022
"They are fast to respond and always able to answer all my questions! I've gotten two mortgages through them and could not have had a better experience."
Buying - Carthage, North Carolina September 2022
"They were extremly helpful and understanding with this process."
Refinance - Lumber Bridge, North Carolina September 2022
"Karen was a true professional and assembled a pleasant efficient team around her"
Buying - Pinehurst, North Carolina October 2022
"Karen and her entire team were so helpful while purchasing our first home out of state. They answered all (of my many) questions with extreme patience and knowledge. There were no surprises along the way and we were able to close so much sooner than expected. I will continue to recommend them to anyone looking for loan! Thank you!"
Buying - Richlands, North Carolina October 2022
"Karen and the team were extremely helpful, knowledgeable and conscientious! We had all faith that everything with our closing would go smoothly and we would be alerted every step of the way!"
Buying - Jackson Springs, North Carolina December 2022
"Karen and the women at Main Street Home Loans were incredible to work with! They were on top of everything, readily available for any questions, and such a joy to work with. "
Refinance - Jackson Springs, North Carolina December 2022
"This is my third time working with Karen and her team. Their professionalism, dedication to clients, and attention to detail are what keep me coming back. Thank you for everything! "
Buying - Southern Pines, North Carolina January 2023
"Karen and her team we amazing to work with. They were responsive throughout the entire process. Any questions we had were answered immediately. When we did not understand something, they provided us with a clear, concise explanation. Karen assisted us with options for closing and made sure that the date we were given to close was met. We could not ask for more professional people to work with. Their professionalism, knowledge and accessibility was amazing. We would highly recommend Karen Dulmage and Main Street Home for any of your home loan needs!"
Buying - Carthage, North Carolina January 2023
"Extremely helpful. Always felt Karen worked with our best interests in mind."
Buying - Apex, North Carolina January 2023
"Karen and her team are professional and attentive on every level. This is our second time using them for a home loan and I highly recommend them to others!"
Refinance - Southern Pines, North Carolina February 2023
"Karen was fantastic along with her entire team. I highly recommend them!!"
Buying - Aberdeen, North Carolina February 2023
"She made things easy & stress free going through the whole process ."
Buying - Raeford, North Carolina February 2023
Buying - Laurinburg, North Carolina February 2023
"Everything you want in a lending agency. Responsive, experienced, and accurate. Would highly recommend to friends and family."
Buying - Greenville, South Carolina March 2023
"Karen you and your team were amazing, you made the easy always available to help and answer our questions. We definitely recommend using Karen and Main Street Home Loans"
Buying - Pinehurst, North Carolina April 2023
"Beat out their competitors on price. Extremely organized. Immediatly responsive."
Buying - Kill Devil Hills, North Carolina April 2023
"I would never use them again. I had to send in the same information multiple times. They kept losing information. Then I'd send an email saying the date I sent it in on. They kept having issues with getting information for insurance. Instead of simply picking up the phone like normal people to get the job done, they kept sending me emails with BOLD LETTERING and exclamation points. At closing, I had to pay points. I specifically asked Karen when I got my closing statement why it says points, but she assured me that weren't points. I kept shopping around and she had the lowest interest rate. Well, it's because she tricked us into paying points. I should have walked away at closing."
Buying - Pinehurst, North Carolina May 2023
"Karen was wonderful - helping me every step of the way!"
Buying - Pinehurst, North Carolina May 2023
"Great team that was extremely helpful throughout the entire loan process. Would highly recommend "
Buying - Raeford, North Carolina May 2023
"Karen went above and beyond. We’ve been trying to buy a home for the last 5 years and she has been unwavering in her support- after hours and weekend responses to help us make the right decisions with our finances. Her expertise and knowledge of the market and rate trends helped us make smart decisions and she had creative solutions to address our down payment concerns. Our realtor even said how good she was! Couldn’t say enough good things about her and her team. Kim is also amazing and Jane was on top of everything we needed to ensure a smooth close. Best team ever!"
Buying - Leesburg, Virginia June 2023
Buying - Navarre, Florida June 2023
"Karen and her team were a pleasure to work with. Communication was great, and we were able to close on our house sooner than we anticipated!"
Buying - , August 2023
"Karen was super helpful, she answered all my questions and made the whole process painless. I would recommend Karen and Main Street Home loans to anyone buying a house."
Buying - Raeford, North Carolina July 2023
"She took time to understand our needs and built a bespoke solution"
Refinance - Pinehurst, North Carolina July 2023
"Karen and her team were great and communication was excellent. As first time buyers we had many questions; Karen and Kim would always responded to all our questions in a timely manner. They also helped explain any questions had about specific forms to help us understand prior to signing the documents. "
Buying - Raeford, North Carolina September 2023
"Karen is fantastic. She answers all questions promptly with enthusiasm and confidence. I highly recommend Karen and look forward to our next transaction together!"
Buying - Pinehurst, North Carolina September 2023
"She’s a genius"
Buying - Aberdeen, North Carolina August 2023
"Karen and her team were great to work with. They were able to push up our closing date by a week and had great communication throughout the entire process. "
Buying - Benson, North Carolina August 2023
"We are extremely happy to have met and worked with Karen and her team. We purchased a home while living on the opposite side of the United States which can be daunting, however she made us feel comfortable with the process. Karen answered all of questions, responded very quickly to emails and calls, and has made buying a home a pleasurable experience. Her team, especially Kimberly, has been so accommendating and gracious. We highly recommend their services and look forward to working with them in the future."
Buying - Aberdeen, North Carolina September 2023
"Karen and her team have been a joy to work with. They made the experience of buying a home stress free process."
Buying - Aberdeen, North Carolina September 2023
"Also worked closely with Kim Sutton and Erica Campbell and they both are terrific!!"
Buying - , October 2023
"We had a great experience with Karen and Main Street Home Loans. She was very knowledgeable and very responsive. Karen made the entire process from pre-approval to closing stress free. Thank you very much for your support during this process."
Buying - Southern Pines, North Carolina October 2023
"Phenomenal service! Unparalleled expertise! Unbelievable efficiency! We will never use any other mortgage company, and we will recommend Main Street to everyone we know. Thank you Karen!"
Buying - Southern Pines, North Carolina November 2023
"We just closed and couldn't have been happier with the service we received. Karen and her team was very responsive, knowledgeable about the current market and trends, and timely with providing us the information we needed to make a decision. They were also able to pull up our closing a week early. "
Buying - Pinehurst, North Carolina January 2024
"Went as smoothly as it possibly could have. The team was super-responsive. A pleasure to work with."
Buying - Pinehurst, North Carolina January 2024
"I am a realtor and have been sending buyers to Karen for many years. She always is responsive and super helpful. Her knowledge is unmatched and I know my buyers are always in great hands. Love her!"
Buying - Southern Pines, North Carolina February 2024
"Karen is a true blessing. She is extremely intelligent and a subject matter expert in her field of work. She explained everything in detail to me, answered every question I had even when asking the same question more than once. She is extremely patient and pleasant to work with. I would recommend her and the company to anyone purchasing a home. Thank you so very much for making this experience pleasurable. Karen and her entire team have been truly amazing!!"
Buying - Stafford, Virginia February 2024
"This is my second time using Karen and her team for a mortgage loan and I will never use anyone else! Karen and her team are always so very kind and professional. They all make the process so easy and stress free. I can not say enough wonderful things about working with them- you wont regret it!"
Buying - Greensboro, North Carolina March 2024
"Karen and her team are the BEST! Responsive, helpful, looking out for your best interest through the whole process. So kind, and got us an amazing rate. I can't say enough good things. There is no one better, do yourself a favor and work with the team that takes the headache out of this mortgage process. "
Buying - Southern Pines, North Carolina March 2024

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