Karen Elizabeth Dulmage

NMLSID#
485100
Company
MAIN STREET HOME LOANS a Division of NFM Lending
Participating lenders have agreed to a LENDAID code of conduct relative to transparency and independent customer surveys.
Certified
Equal Housing Opportunity
Job Title
Area Manager - Vice President
Career Started
2004
Address
75 Community Rd., Pinehurst, North Carolina
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.
Certified

About Karen Elizabeth Dulmage

Testimonials are the individual experiences of those who have used our services. Main Street Home Loans does not provide incentives for testimonials or reviews.

Karen's Reviews

4.9 Stars - 112 Reviews
"Karen made the whole process so easy and quickly answered any questions I might have. It was painless from start to finish and she always available."
Buying - Southern Pines, North Carolina December 2017
"I had a phenomenal experience with Karen from start to finish. Truly the best I could have hoped for. "
Buying - Pinehurst, North Carolina January 2018
"Responsive and explained everything clearly!"
Buying - Falls Church, Virginia January 2018
"This is my third loan started with Karen and her team. She was recommended to me by my realtor and I have not found anyone who is as professional and diligent as her. Any questions are answered within a reasonable amount of time and professionally. You cannot go wrong with Karen on your side. "
Refinance - Cheltenham, Maryland January 2018
"We shared a valued experience to include outstanding communication and professionalism, by Karen Dulmage and her staff at First Home Mortgage. With great pleasure, we have given a reference to others to First Mortgage Home and Karen Dulmage. We have great confidence that she will provide the same experience. "
Buying - Pinehurst, North Carolina February 2018
"Karen was very knowledgeable and always able to help us quickly and accurately! "
Buying - Carthage, North Carolina February 2018
"Karen is wonderful! She is easily accessible, communicates well, and always handles the situation at hand with tact and professionalism."
Buying - Pinehurst, North Carolina February 2018
"Karen and her team kept me informed about all necessary deadlines and responded to all my questions in timely fashion. Also, everyone was extremely pleasant to deal with."
Buying - Pinehurst, North Carolina February 2018
Buying - Southern Pines, North Carolina February 2018
"Karen is fantastic - very on top of things. We felt like we were in good hands!"
Buying - Washington, District of Columbia March 2018
"Karen Dulmage is smart, dedicated and so very easy to communicate with. She made a very challenging process easy for me."
Buying - Alexandria, Virginia April 2018
"Karen and her team are easy to work with and very responsive."
Buying - Falls Church, Virginia April 2018
"She was on time. "
Buying - Pinehurst, North Carolina April 2018
"The best mortgage person in the business."
Buying - Tampa, Florida May 2018
Buying - Carthage, North Carolina May 2018
"Karen and her team are outstanding to work with. Always available to help in any way that they can to make the transaction as smooth as possible. Returns phone calls, emails, texts quickly. Keeps you informed and up to date as to the process and any needed information from you. They are efficient, friendly and more than great to work with. We highly recommend their services. "
Refinance - Pinehurst, North Carolina June 2018
"Karen and her entire team at First Home were fantastic and provided first-rate customer service!"
Buying - Pinehurst, North Carolina June 2018
"Amazing team , with you all the way . Always available to answer any questions , even after hours ."
Buying - Occoquan, Virginia June 2018
"Very prompt, cordial, personable and professional. "
Buying - Southern Pines, North Carolina June 2018
"Karen and her team were so thoughtful and diligent with our loan process. They communicated everything that was needed and were available around the clock."
Buying - Pinehurst, North Carolina June 2018
"She's awesome, I have used her twice and she's the best!!!!!!!??"
Buying - North East, Maryland June 2018
"The whole team made the process smooth and easy. Great experience. "
Buying - Southern Pines, North Carolina July 2018
Buying - Pinehurst, North Carolina July 2018
"The were extremely helpful in my first home buying experience. Karen knew what she was doing and she knew exactly what I needed."
Buying - West End, North Carolina July 2018
"Karen was so helpful when it came to buying our home. She made sure we understood everything that was going on throughout the whole process. Karen and her entire team were amazing to work with! "
Buying - West End, North Carolina July 2018
Buying - West End, North Carolina July 2018
Buying - Stafford, Virginia August 2018
"Karen and her team were amazing!! They responded after hours, quickly and were a load of fun to work with! Highly recommended! "
Buying - Vass, North Carolina August 2018
"Karen was amazing! She stayed well connected with us during the entire home-purchasing process (which for us was a 3 homes and 6 month process!) she anticipated our questions and always returned our calls in a timely manner. We would recommend her to anyone purchasing a home in the area."
Buying - Vass, North Carolina August 2018
Buying - Hope Mills, North Carolina August 2018
"Karen was very informative. She never hesitated to answer any questions we had and even went above and beyond to educate us on matters pertaining to our loan. "
Buying - Stafford, Virginia August 2018
Refinance - Columbia, Maryland September 2018
"While I never directly interacted with Karen throughout the business process, she congratulated me on my new home and her staff was helpful walking me through the process as a first time homebuyer."
Buying - West End, North Carolina November 2018
"Super "
Buying - Dumfries, Virginia November 2018
Buying - West End, North Carolina November 2018
"Karen was very professional as was the rest of the team. They were responsive and all my calls were answered promptly."
Buying - West End, North Carolina November 2018
"Everyone at the Dulmage team was great to work with on a daily basis throughout the process. "
Buying - Southern Pines, North Carolina December 2018
Buying - Waldorf, Maryland December 2018
"And thank you for the gift!"
Buying - Waldorf, Maryland December 2018
"Very easy and helpful to work with, and always available to help or answer questions."
Buying - Southern Pines, North Carolina April 2019
"Karen and her team were friendly, knowledgeable, responsive, and thorough - and very supportive. I highly recommend them!"
Buying - Southern Pines, North Carolina May 2019
Buying - Kure Beach, North Carolina May 2019
"Responsive - Open minded - Nice - Innovative - We probably would not have been able to get the mortgage we did without Karen offering an idea to use an asset we had that we did not think about. Thank you Karen and your entire team."
Buying - Southern Pines, North Carolina May 2019
"They answered all my questions and were very easy to work with! The whole process went very smoothly and there was quick communication whenever any adjustments needed to be made. "
Buying - Vass, North Carolina May 2019
Buying - Alexandria, Virginia May 2019
"Karen is amazing She had all the answers and made my experience a good one."
Buying - Carthage, North Carolina May 2019
"Very easy, no major issues. A couple of duplicate requests for things we had provided multiple times, but overall very happy."
Buying - Pinehurst, North Carolina June 2019
"Unbelievable customer service, response time, and follow up. Completely personalized experience and could not be happier with their work and results!"
Buying - Pinehurst, North Carolina June 2019
Buying - Pinehurst, North Carolina June 2019
"Karen is by far the most dedicated, caring, and professional person I have ever worked with. She is extremely knowledgeable and takes the time to explain things, making the complicated simple. She presents many different options and helps to guide the customer in making the best decision based on all circumstances. One very impressive trait -- she is always available. I can always get in touch with her or she gets make to me in a matter of minutes. Applying for a mortgage is never easy, but Karen takes a lot of stress out of the process. Her team is top-notch and I would definitely recommend her to anyone. "
Buying - Virginia Beach, Virginia June 2019
Buying - Carthage, North Carolina June 2019
"Karen and her team did a great job of walking us through the whole process. We were a little intimidated in purchasing our first home, but they did a great job of taking the time to explain how everything works. "
Buying - Pinehurst, North Carolina June 2019
"Karen was a huge help to us. She was so timely and professional. Karen made this whole experience so stress free for us."
Buying - Aberdeen, North Carolina June 2019
"The team helped us with every step. Wonderful to work with during the stressful time of buying a new house."
Buying - Carthage, North Carolina July 2019
"Karen is by far the most dedicated, caring, and professional person I have ever worked with. She is extremely knowledgeable and takes the time to explain things, making the complicated simple. She presents many different options and helps to guide the customer in making the best decision based on all circumstances. One very impressive trait -- she is always available. I can always get in touch with her or she gets make to me in a matter of minutes. Applying for a mortgage is never easy, but Karen takes a lot of stress out of the process. Her team is top-notch and I would definitely recommend her to anyone. "
Buying - Virginia Beach, Virginia July 2019
"They were very responsive, kept us informed as to what was happening with our loan on a regular basis. Also they were very easy to contact if we had any questions or concerns. Very nice to work with."
Buying - Murrells Inlet, South Carolina August 2019
"She was great real prompt and always willing to help!!"
Buying - Sanford, North Carolina August 2019
"Karen was very professional, helpfull and knowledgable about the entire process. Informed me ahead of time what documents would be required to pre-qualify and what additional documents would be required so that when we found a home the process would be smooth. I was ready and she absolutely nailed it. Hit the target day right on by managing the process and her staff seamlessly."
Buying - Pinebluff, North Carolina August 2019
"Was great and easy to work with no matter how many changes or questions you have."
Buying - West End, North Carolina August 2019
"Karen was extremely helpful, accommodating, caring, and knowledgeable. She made the process painless and was always available for us. I would 100% use them again."
Buying - Fuquay Varina, North Carolina September 2019
"Very professional and helpful, great communicator"
Buying - Pinehurst, North Carolina September 2019
"Best in the business"
Refinance - Pinehurst, North Carolina September 2019
"She was great to deal with. She made it easy to get a low interest rate mortgage. Karen and her team did everything they said they would and more. I'm incredibly happy that I called Karen for my mortgage."
Buying - Wagram, North Carolina September 2019
"Karen was more than helpful with the entire process. My questions were always answered. Everything was completed in a professional manner."
Buying - Jackson Springs, North Carolina October 2019
"As a first time homebuyer I was very impressed with the service that was provided by Karen and her team. Every box was checked and questions were answered in an efficient manner. I am VERY satisfied with my experience with them and will always recommend them to anyone that is looking to find a home loan etcetera."
Buying - Pinehurst, North Carolina October 2019
"Our experience was so amazing that I'm glad that we hadn't gone through with purchasing a home sooner. I seriously couldn't imagine going through this process with anyone else. I had started the process before but the people I was working with just didn't seem serious about working with me. I had been so afraid to try again that I put it off. My wife encouraged me to give this team a try. Because of their efforts, my family and I purchased and moved into our forever home. Not to mention, we got pre-approval, submitted an offer and closed on our home in less than four weeks. I say all of that because I used a VA loan and I've heard from many people that it takes a very long time to get through the process. This team was extremely transparent, honest, helpful and most of all, they were patient as we took each step. I'm so happy to have had the chance to work with this team. I have and will continue to recommend them to anyone who is looking to purchase a home. If you are looking for the all-star team, look no further. Karen and her team are it. We are seriously so happy with our home, and even more grateful for this amazing team."
Buying - Woodbridge, Virginia October 2019
"Great communication, very professional, and answered all my questions before I even had to ask them. Overall great experience."
Buying - Southern Pines, North Carolina October 2019
"This is our second time doing business with Karen and she's always been great!"
Refinance - West End, North Carolina November 2019
"Karen and her team are amazing! They made the process fast, easy and effortless for us. Perfect 10!!!!"
Buying - Albemarle, North Carolina November 2019
"Karen and her team made my experience easy and stress free. Always were available to answer any and all questions I had."
Buying - Alexandria, Virginia November 2019
Refinance - Winnsboro, South Carolina November 2019
"They provided several loan options for us and were willing to walk through each of the options in depth until we felt comfortable."
Buying - Aberdeen, North Carolina November 2019
Refinance - Southern Pines, North Carolina November 2019
"Karen Dulmage and her team have assisted me since my first home loan. A wonderful and professional team."
Refinance - Stafford, Virginia December 2019
"Amazing group to work with. Very thorough, professional, timely, and accurate in their work. Will always use them."
Buying - Manassas, Virginia December 2019
Buying - Pinehurst, North Carolina December 2019
"Best office anywhere to get a mortgage from. Efficient, thorough, and very pleasant folks."
Buying - Pinehurst, North Carolina January 2020
"Very efficient people."
Buying - Southern Pines, North Carolina January 2020
"I could not believe how quickly and efficiently that staff at MSHL worked and answered my calls/emails continuously. I will highly recommend them to anyone looking to buy or refinance a home. This was our 5th home to live in and was by far our easiest purchasing paperwork. Thank you all again!"
Buying - Carthage, North Carolina January 2020
"Karen and her team are Amazing!! They are knowledgeable and quick to respond to any question. We have worked with them on more then one occasion and always feel like we are their only customer even though we know they are very busy. They make what can be a long drawn out process very easy and are incredibly pleasant throughout. We highly recommend Karen and her team!"
Refinance - Bristow, Virginia January 2020
"Super friendly and so helpful! Thank you!"
Buying - Fayetteville, North Carolina February 2020
Buying - Corolla, North Carolina February 2020
"Ms. Dulmage is on point from the start to the finish. Going out of her way to make sure she or her team contacts everyone involved to keep them on track. It was a long but gratifying experience. Thank you for Ms. Dulmage and her team for helping fulfill our new home dreams. I would / will use this group again if / and when I am looking to relocate."
Buying - Fayetteville, North Carolina February 2020
"I could not have imagined a better experience! Professional and expedient while maintaining a friendly vibe. Will absolutely recommend them to anyone needing their services!!"
Refinance - Southern Pines, North Carolina February 2020
"Awesome experience. Karen was fantastic"
Buying - Dumfries, Virginia March 2020
"Karen and everyone at Main Street Home Loans were super friendly and helpful. They are on top of everything and made the whole process stress free and enjoyable. I also love the small personal touches that say so much. For example Karen knew we had small children so she sent a book for us to read about moving. I will never go anywhere else again."
Buying - Aberdeen, North Carolina March 2020
"Karen helped me starting a year and a half earlier by telling me how to build my credit and get me on the road to buying my own house. She checked in with me and continued to be a great source of information and support. I could not have recently closed on my own house if it weren't for all of her help and guidance."
Buying - Aberdeen, North Carolina April 2020
"Absolutely wonderful experience. I had worked with a larger lender previously and found myself just another client. Karen brought the personal touch AND a significantly lower rate. I recommend her and Main Street Home Loans without hesitation!!"
Buying - Cameron, North Carolina April 2020
"Very helpful in getting us a reduced rate. Will save thousands over the life of the loan. Pleasant team to work with."
Refinance - Southern Pines, North Carolina April 2020
Buying - Pinehurst, North Carolina April 2020
Buying - Apex, North Carolina April 2020
"Very communicative and have had no issues with our original closing and our refinance"
Refinance - Springfield, Virginia May 2020
Refinance - West Orange, New Jersey May 2020
"The MSHL team was extremely professional, quick to respond to the many questions we had as first time home buyers. Our confidence in them made the experience enjoyable."
Buying - Pinehurst, North Carolina May 2020
"Wonderful! So responsive, extremely professional. Karen and her team go out of their way to help you find the best loan possible and get things taken care of as easily as possible."
Refinance - Pinehurst, North Carolina May 2020
"My refi was handled with efficiency, professionalism and a feeling that all my needs were important and was not treated as just another customer!! Thank you, Karen!!"
Refinance - Woodbridge, Virginia May 2020
Buying - West End, North Carolina May 2020
"Went very smoothly"
Refinance - Washington, District of Columbia May 2020
"Professional and friendly service! Our whole transaction was wonderfully handled. The entire team kept constant communication with us and walked us through the refinance process. We would recommend Main Street Home Loans to everyone."
Refinance - Vienna, Virginia May 2020
"The downside of acquiring a home loan is often enduring confusion, uncertainty, too much information, poor communication, poor customer service, etc. Karen and the team at Main Street effectively eliminated my expectations of a possible downside, even when handling some of my concerns. The experience was, dare I say, pleasant? Would definitely use again."
Buying - Stafford, Virginia May 2020
"We've used the Dulmage team several times. They are always timely, responsive and get the job done, even during the COVID-19 shutdowns."
Refinance - Alexandria, Virginia May 2020
"Pleasant to work with...very friendly and responsive."
Buying - Colonial Beach, Virginia May 2020
"Fantastic person to work with. Very thorough, quick to respond, positive energy and an excellent communicator. Though the mortgage approval was challenging as we worked through the Covid-19 situation and the demand for documentation was extremely excessive, Karen was great to work with and delivered on her responsibilities."
Buying - West End, North Carolina May 2020
"Professional, caring, to the point, detailed and helpful."
Refinance - Sterling, Virginia June 2020
"Everyone involved was so helpful, answered all my questions and guided me through the process."
Buying - Aberdeen, North Carolina June 2020
Refinance - Pinehurst, North Carolina June 2020
"Karen and Kim were very helpful and easy to work with throughout the entire home loan process. I was inexperienced with the home-buying process in general, but Karen took the time to explain the process and nuances of mortgages step-by-step. Even through the market turbulence of the COVID-19 crisis, they were incredibly patient and understanding of my time and choices. Highly recommend!"
Buying - Pinehurst, North Carolina June 2020
"Karen and her team were great. Answered any and all questions we had and coached us through the process. Gave recommendations based on what the future market was projected to look like. Outstanding experience! Would definitely recommend and would use again!"
Buying - West End, North Carolina July 2020
"I have been referring my real estate clients to Karen for many years now. This was my first experience working with her on a personal mortgage loan. I couldn't have asked for a smoother transaction. She and her team are accessible and work together to make the process simple and manageable for their clients. Their online resources are user friendly and uploading necessary documents is quick and easy. I will continue to recommend Karen Dulmage and her team to my clients knowing they will be in good hands."
Buying - West End, North Carolina July 2020
"The team was extremely professional and helpful during the entire loan process; promptly answering any questions I would have! Thank you for all you did/do! "
Buying - Jackson Springs, North Carolina July 2020
"Karen and her team were phenomenal! They worked with me and knew about me and my family. They were consistently asking how they could help. Additionally, when COVID changed some things, they worked through everything to make sure I didn't have unnecessary stress. Karen and her team are amazing and I would highly recommend them to anyone looking to buy a home!"
Buying - Southern Pines, North Carolina July 2020
"Karen and her group were great as they worked quickly to get my refinance completed. Very professional and answered all of my questions."
Refinance - Jackson Springs, North Carolina July 2020

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