John Joseph Blatchley

First Home Mortgage
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Equal Housing Opportunity
Job Title
Loan Officer
375 West Padonia Rd, Lutherville Timonium, Maryland
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About John Joseph Blatchley

This is not a guarantee to extend consumer credit. All loans are subject to credit approval and property appraisal. First Home Mortgage Corporation NMLS ID #71603 (

John's Reviews

4.9 Stars - 152 Reviews
"John provides an exceptional customer experience. He's always available, quick to respond and follow-up and extremely knowledgeable. It's because of him I was able to purchase my home with peace of mind and ease! "
Buying - New Market, Maryland July 2018
"Awesome, John has always been there for us. This will be our third house purchase I wouldn't want to deal with anyone else. "
Buying - Perryville, Maryland July 2018
Buying - Parkville, Maryland December 2017
Buying - Ellicott City, Maryland December 2017
"John was great to work with and answered all of my questions patiently and with good humor."
Refinance - Cockeysville, Maryland January 2018
"John was incredibly helpful and informative the entire way through the process. This was our first home buying experience and we felt completely comfortable. Will recommend."
Buying - Baltimore, Maryland February 2018
"John made the whole home buying process very easy!"
Buying - Westminster, Maryland March 2018
"John did an amazing job processing my mortgage for my first home. He was prompt returning my calls, and handled all stages of the processing in a timely and very well organized manner! He was personable and possessed knowledge above and beyond my expectations. I would recommend John without any hesitation!"
Buying - Belcamp, Maryland March 2018
"Well informed, excellent communication, and smooth process!"
Buying - Perry Hall, Maryland March 2018
"John was upfront, knowledgeable, professional and straightforward; this made the process easy and uneventful!"
Buying - Aberdeen, Maryland March 2018
Buying - Baltimore, Maryland April 2018
"John helped me through my first home purchase. I expected a long and daunting process, John helped make it streamlined and easy. "
Buying - Towson, Maryland April 2018
"Kind, Patient, Intelligent, and Expedient!!!!"
Buying - Perry Hall, Maryland June 2018
"First Rate! A+++! Phenomenal! I am recommending him to any and all home buyers. He destroyed all of my feelings of buyer a first time single woman homebuyer. I loved working with John and his staff. His knowledge was tremendous. My daughter and son-in-law felt the same way when John helped them obtain their house in 2015."
Buying - Baltimore, Maryland June 2018
"It was a pleasure and easy to work with John Blatchley."
Buying - Gaithersburg, Maryland August 2018
Buying - Dundalk, Maryland August 2018
"Knowledgable, professional, timely. What more could you ask for? Thanks!"
Refinance - Towson, Maryland August 2018
Buying - Baltimore, Maryland September 2018
"After buying 2 homes in the past this was by far the best experience. John was incredible. "
Buying - Owings Mills, Maryland September 2018
"Great communication. Easy to get a hold of. Explained every step. Went over every detail. Was not just the business end but genuinely seemed excited for me purchasing my first home. Followed up and always had an answer or found one. Very pleasant experience "
Buying - Parkville, Maryland April 2018
"John is both enthusiastic and knowledgeable, making his clients feel confident, comfortable and most important... Excited about this major upgrade in life. His experience shows in the best ways because he can summarize well and point out the key details in the vast legal documentation. He was always ready to stop, slow down and describe certain verbiage and always treated us with the utmost care and respect. We were lucky to work with him. Credit is also due to the many hard-working staff in his office, that made this process swift and transparent."
Buying - Parkville, Maryland April 2018
"John is always super attentive, respectful, professional, a wealth of information, patient and clearly explains things. He and his team are also always incredibly effcient, well organized, accessible, and with a quick turnaround time. Its hard to trust people, but I trust John and his team."
Refinance - Baltimore, Maryland November 2018
"John was excellent to work with, I am not the best with numbers so when John provided me multiple mortgage estimates in a spreadsheet it really help me fully understand where my money is going. John's help is the reason I chose to go with First Home over Rocket Mortgage. The First Home team was excellent overall in the entire process. "
Buying - Crofton, Maryland April 2019
"I worked with John for a few months slowly getting my plan together and when we were ready to start rolling he was already 2 steps ahead. I also had the pleasure of working with Karen at FHM. All around great company."
Buying - Reisterstown, Maryland April 2019
"John was amazing to work with. He fully explained the process to us and answered all the questions we had. He went above and beyond to get us our loan on time with a short window. Would def recommend him to other people in the future. "
Buying - Clarksburg, Maryland April 2019
"I loved working with John. He was responsive, transparent and candid. Rates were also very competitive. I would highly recommend John to others. "
Buying - Rockville, Maryland April 2019
"He is very professional! He provides his customers with high efficient solutions. Very reliable and patient. I really appreciate his help and enjoyed working with him."
Buying - Gaithersburg, Maryland June 2019
"John was great. He always responded promptly and always seemed to steer us in the right direction"
Buying - Lutherville Timonium, Maryland June 2019
"John was exceptional to work with. Very thorough in his work and explanation of details and incredibly quick to reply to all messages. Just perfect customer service!"
Buying - Baltimore, Maryland August 2019
"John has been a tremendous help, starting with his suggestion of refinancing to meet our needs and throughout the processing and completion of our loan. It has been a pleasure to work with him."
Refinance - Lutherville Timonium, Maryland September 2019
"John did a great job as always!"
Buying - Towson, Maryland September 2019
"Financing or re-financing for a home can be scary. John did both for me and took the time to explain things and made me feel comfortable. A great guy!"
Refinance - Lutherville Timonium, Maryland October 2019
"My experience with John J BLatchley was amazing. He was very patient with me explained everything that he was doing and it turned out to be an excellent experience. Yay I'm now A firstTime Home owner!!! Great person to work with. thanks John!!!"
Buying - Baltimore, Maryland October 2019
"He's efficient, organized, and knows what he's doing. A Professional!"
Refinance - Towson, Maryland November 2019
"John makes the complicated refinance process EASY!"
Refinance - Baltimore, Maryland October 2020
"Friendly , accommodating"
Refinance - Owings Mills, Maryland November 2019
"John helped with everything from start to finish. Great guy to work with and he helped make the mortgage process quick and easy."
Buying - Baltimore, Maryland November 2019
"We used First Home Mortgage years ago to purchase our home and were extremely pleased with our experience. We knew where to turn when we wanted to Refi and were fortunate to be connected with John Blatchley. John is professional, very knowledgeable, and fully committed to making the best happen for his clients. I would highly recommended John and First Home mortgage to anyone. They make the entire experience seem easy and stress free which was very important to me. An A+++ for their dedication to customer service. Thanks so much John!"
Refinance - Pikesville, Maryland November 2019
"Great guy! Great energy! and always accesible!"
Refinance - Glen Arm, Maryland December 2019
"Always a pleasure to work with John. Over the past 10+ years he has assisted me with multiple mortgages transactions from new to refi, each time the process has been easy & efficient. John & his team are a pleasure to work with."
Refinance - Baltimore, Maryland December 2019
Buying - Reisterstown, Maryland December 2019
"Excellent communication, clear presentation of options"
Refinance - Perry Hall, Maryland December 2019
"John was very attentive to our needs and provided excellent service. Good communication was maintained throughout the process. The work done was both expedient and professionally handled. Was referred to John and we're very glad that we called him. Would highly recommend him to others seeking a high quality experience."
Refinance - Dundalk, Maryland February 2020
"John Blatchley is one of the best professionals I've had the opportunity to work with, both within my own job and as a customer. He makes a miserable experience comfortable, and there is a lot to be said for that. I could take or leave First Home Mortgage."
Refinance - Baltimore, Maryland February 2020
"Very professional, experienced and considerate. We knew from the start he had our best interest at heart."
Buying - Parkville, Maryland February 2020
"John's the best mortgage broker around. I use him and recommend him to everyone looking for a broker."
Refinance - Severna Park, Maryland March 2020
"Easy to deal with, made this process painless."
Refinance - Nottingham, Maryland March 2020
"So easy! John explained everything down to the smallest detail and made the process so effortless!"
Buying - Bel Air, Maryland March 2020
"John is the BEST! aggressive with getting the loan secured and customer satisfaction. Energetic and positive"
Buying - Pasadena, Maryland March 2020
Refinance - Baltimore, Maryland March 2020
Refinance - Nottingham, Maryland March 2020
"My wife and I have worked with John since we purchased our first home. He has helped us with multiple refinances and additional purchases. His professionalism, knowledge of the market, and care and concern for his clients is unparalleled. When you have John on your side, you know that he will look out for your best interests, present you with all of your options, and help you make the best decision for you and your family."
Refinance - Laurel, Maryland March 2020
"Very helpful and knowledgeable!"
Buying - Catonsville, Maryland March 2020
"John is not only a friend but a trustworthy confidant and expert in the industry. He wouldn't recommend anything he wouldn't do himself. He is on top of market changes and took time after hours to update my family on short-sale process changes. He stuck with us for 9 long months throughout a rollercoaster of a short sale process and I am forever grateful for his diligence, support, encouragement, communication and education. Thank you for getting us into our new home John!! :)"
Buying - Lutherville Timonium, Maryland April 2020
"Great, very attentive, fast, professional and communication through the process was fantastic. Will continue to recommend John and his team."
Buying - Phoenix, Maryland May 2020
Refinance - Perry Hall, Maryland May 2020
"Very personable experience"
Refinance - Crofton, Maryland August 2020
"John was honest, supportive and helped me make good financial decisions in several aspects. He was kind and stayed in touch every step of the way."
Buying - Baltimore, Maryland May 2020
Buying - Forest Hill, Maryland June 2020
"John took the time to explain everything thoroughly."
Buying - Baltimore, Maryland June 2020
"John was very helpful, guiding me through the process, staying in touch daily until my closing date. I liked the personal communication, knowing that I wasn't just another number to him. but someone that mattered."
Refinance - Pikesville, Maryland June 2020
"John Blatchley is "top notch" in my opinion. My husband and I have worked with John Blatchley for over 15 years. He is always helpful, thorough, and a pleasure to work with. We have always been confident that he has our best interest in mind when guiding through the mortgage process. We have recommended him to friends and family as well. "
Refinance - Glen Burnie, Maryland July 2020
"Professional, Knowledgeable, Organized, Easy to work with."
Refinance - Towson, Maryland July 2020
"Professional in dealing with the client. Nice. friendly and very accommodating."
Buying - Catonsville, Maryland July 2020
"easy process, good terms"
Refinance - Gaithersburg, Maryland July 2020
"John took the time to answer every question I had. He also helped make the process as speedy as possible as I was in a time crunch"
Buying - Parkville, Maryland August 2020
"He is very helpful and a nice man."
Buying - Rosedale, Maryland September 2020
"Great! Very easy to work with and got us a great rate."
Refinance - Baltimore, Maryland October 2020
"John is just the best. He has done many mortgages with us and we completely trust him to provide us with the best deal out there. "
Refinance - Freeland, Maryland October 2020
"John's a pro. We worked briefly with our current mortgage holder to refinance and it was awful compared to the service we get from John and his team. We refer him to all out friends and family."
Refinance - Baltimore, Maryland October 2020
"Excellent from start to finish. John is the hardest working guy in the business "
Refinance - Hydes, Maryland October 2020
"John was a pleasure to work with. "
Refinance - Lutherville Timonium, Maryland October 2020
"We had a number of unexpected hurdles with the sale of our first house which potentially could have had an impact on the efficient purchase (due John's professionalism and experience) of our second home. The hurdles we experienced with the sale of our first home were beyond our and John's control, but John handled our worry and stress with empathy, humor, calm, multiple solutions, flexibility, availability and reassurance. John was great!"
Buying - Cockeysville, Maryland November 2020
"John was knowledgeable, friendly, and helpful! "
Refinance - Towson, Maryland November 2020
"Extremely knowledgeable. Easy to work with. Bends over backward to help. "
Refinance - Hampstead, Maryland November 2020
"Professional, expedient, responsive, good communication "
Refinance - Elkridge, Maryland November 2020
"Very efficient, knowledgeable, informative, organized, friendly and just an overall great experience for buying our first home with!! Highly recommended to everyone we know thinking about buying a home."
Buying - Rosedale, Maryland December 2020
"We are much appreciative of everything Mr. Blatchley has done to help us navigate the refinancing process. "
Refinance - Baltimore, Maryland December 2020
"John was extremely attentive. He helped us through the experience every step of the way."
Refinance - Westminster, Maryland December 2020
"John was responsive and helpful. He made everything easy. "
Refinance - Owings Mills, Maryland December 2020
"Very pleasant, well informed and very helpful. "
Refinance - Glen Burnie, Maryland December 2020
"Professional, Quick turnaround, helpful"
Refinance - Baltimore, Maryland December 2020
"Honest and hard-working"
Refinance - Towson, Maryland November 2020
"Friendly and Efficient"
Refinance - Monkton, Maryland January 2021
"It has been a pleasure to meet and work with John. His professionalism has impressed me so much that every time I can , recommend his services to those in need of a reliable agent. Thanks John! "
Refinance - Severn, Maryland January 2021
"He is very knowledgable, makes several offers of ideas and options, and really works with you. The process is easy and fast, and handled entirely by phone and web, which made it safe. Great working with John. "
Refinance - Baltimore, Maryland January 2021
"Extremely knowledgeable, friendly, and professional. He gave me a lot of useful tips, and communicated clearly, he always responded back immediately. He did a great job from the beginning to the end of my home buying journey. "
Buying - Dundalk, Maryland January 2021
Refinance - Baltimore, Maryland January 2021
Refinance - Baltimore, Maryland February 2021
Refinance - Phoenix, Maryland February 2021
"John Blatchley and First Home Mortgage team are awesome! All went extremely well and we closed as John said we would. A great experience! "
Refinance - Towson, Maryland February 2021
"John and staff were wonderful to work with, they were extremely helpful throughout the entire process. Would highly recommend."
Refinance - White Marsh, Maryland February 2021
"Worked with me around surgery. Made the process fairly easy. "
Refinance - Lutherville Timonium, Maryland February 2021
"John was wonderful about responding in a very timely manner. He always was very patient with my questions and never made me feel like I should know the answers to my questions on my own. "
Refinance - Arnold, Maryland February 2021
"John made the whole process a breeze! Will definitely continue to work with him and First Home on our future mortgages!"
Refinance - Baltimore, Maryland February 2021
Refinance - Baltimore, Maryland March 2021
Refinance - Odenton, Maryland March 2021
"John was absolutely fantastic to work with and would highly recommend him and First Home Mortgage to anyone looking for an experienced, honest mortgage lender and stress free home buying experience. Both him and his team were quick to respond to any questions I had and proactively provided updates at every stage in the mortgage approval process. They were always on top of everything and made sure there weren't any financial surprises at closing. John was completely transparent about what his estimates included and upfront about any common additional costs to consider so we knew well in advance what our closing costs and monthly mortgage payments would look like. "
Buying - Reisterstown, Maryland March 2021
"John was extremely knowledgeable and responsive. He and his team provided a professional, proficient, and seamless process. We're very grateful for the ease of it all and of course the low interest rate outcome. "
Refinance - Sparks Glencoe, Maryland March 2021
"Very detailed, easy to understand explanation of the refinancing process, easy to follow process to complete the steps required to close the loan"
Refinance - Owings Mills, Maryland March 2021
"Fast, easy to communicate with. This is the 2nd time working with John Blatchley and First Home Mortgage"
Refinance - Sykesville, Maryland March 2021
"John Blatchley was very helpful in guiding me through the entire process."
Refinance - Upper Marlboro, Maryland March 2021
"Great job by all involved."
Refinance - Dundalk, Maryland March 2021
"He was a big help in getting the process completed."
Refinance - Baltimore, Maryland March 2021
"John was fantastic! He made the process smooth and transparent. I knew he cared more about me and my family than simply closing the deal. Highly recommend!"
Buying - Lutherville Timonium, Maryland April 2021
Refinance - Severna Park, Maryland April 2021
"Amazing person with great team. 100% recommended for anyone looking for mortgage"
Buying - Hampstead, Maryland April 2021
"John was absolutely fantastic to work with - super knowledgeable & responsive! He exceeded our expectations & made the entire process go smoothly. I'd definitely recommend him to a friend or family member."
Buying - Forest Hill, Maryland May 2021
"Personable, confident and made me feel safe and confident through the process. "
Buying - Ellicott City, Maryland May 2021
"He and his entire team did a great job."
Buying - Perry Hall, Maryland May 2021
"It could not have gone better! John and his team made everything easy for me and processed my loan much quicker than I thought possible. He is the best in the business! "
Buying - Annapolis, Maryland May 2021
"John and his entire team was friendly, easy to talk to with any questions I had . They're respectfully and is always available to help me with my process. My process was very smooth and easy to fulfill due to their help and understanding. I love the help , support and guidance they gave me thur the whole entire process. They're one of the best team to ever work with "
Buying - Baltimore, Maryland May 2021
"As a repeat client, my experience with John Blatchley and his team has been absolutely positive, there expertise and experience makes for a smooth and positive outcome! "
Refinance - Aberdeen, Maryland June 2021
"Very helpful. Quick refinance."
Refinance - Nottingham, Maryland June 2021
"John was a pleasure to deal with and made the entire buying process a breeze. He was very thorough throughout the entire process and his team were quick to respond with every question or concern that was brought to them. I would highly recommend John Blatchley and First Home Mortgage for anyone buying a home!"
Buying - Owings Mills, Maryland June 2021
"Personable, confident and made me feel safe and confident through the process. "
Buying - Ellicott City, Maryland June 2021
"Easiest loan refinance ever! John is by far the best mortgage broker I've ever worked with"
Refinance - Middle River, Maryland July 2021
"Expert in the field. "
Buying - Havre De Grace, Maryland July 2021
"John is always great to work with, and answers any questions you have."
Refinance - Perry Hall, Maryland July 2021
"He's the best in the business and we have recommended dozens of our clients to him and we are all very satisfied!!!!"
Refinance - Lutherville Timonium, Maryland August 2021
"Great, explained everything in detail "
Refinance - Columbia, Maryland September 2021
"Excellent service "
Buying - Gwynn Oak, Maryland September 2021
"John makes the lending process very easy. You can't go wrong using John and his team for all your mortgage lending needs..."
Refinance - Joppa, Maryland September 2021
Buying - Rosedale, Maryland September 2021
Refinance - Silver Spring, Maryland October 2021
"He was awesome. He worked with me through every step of the home buying process and was available for any questions that I had."
Buying - Parkville, Maryland October 2021
"John was so much help in getting our loan he is very knowledgeable in what he dose I would recommended him to anyone "
Refinance - Oakland, Maryland October 2021
"He was on it very good service "
Refinance - Abingdon, Maryland October 2021
"John was always ahead of the game and made the transaction go smoothly. John made the experience so much less stressful, and his deep experience helped us navigate uncertainties as a first time home buyer."
Buying - Bel Air, Maryland November 2021
"John Blatchley took his time throughout the process to explain each step and answer all the questions I had."
Buying - Hampstead, Maryland December 2021
"Great, explained everything in detail "
Refinance - Columbia, Maryland December 2021
"John was extremely helpful and very knowledgeable. I wouldn't have used anyone else but John Blatchley. John is an amazing person and exceeded my expectations from day 1."
Refinance - Abingdon, Maryland January 2022
"Professional, helpful, and thorough. One of the best customer service experiences I have ever had. "
Refinance - Sparks Glencoe, Maryland January 2022
"John is fantastic! Highly recommend! He's helped us with 2 home purchases and now 1 refinance. John makes it happen and is always fantastic with keeping us informed."
Refinance - Street, Maryland February 2022
"John was fantastic to work with, walking my wife and me through the various options for our refi and what would suit us best. His knowledge of the industry and process is exceptional while his team was on point every step of the way to make this happen with so many moving parts. I'd recommend John and his team to anyone! Thank you for a great experience. "
Refinance - Westminster, Maryland February 2022
"Personable, hard-working and flexible, John was able to work around my schedule to get things done."
Buying - Towson, Maryland April 2022
"John is one of the most responsive, knowledgeable, and skilled lenders I've ever worked with, he understand the market, and sense of urgency it takes to get deals over the finish line!"
Refinance - Columbia, Maryland April 2022
"John was fantastic! He spent a lot of time helping me work through really complicated logistics to land a first home. He was involved from pre-pre approval through closing, and his team made the whole process, from acceptance to closing, quick and seamless. He found the perfect mortgage for my situation and I would highly recommend him to anyone!"
Buying - Parkville, Maryland April 2022
"Extremely knowledgeable regarding interest rate trends. works fast and friendly for the customer to get the best rates. "
Refinance - Owings Mills, Maryland May 2022
"Affable, responsive "
Buying - Baltimore, Maryland May 2022
"It was great!!"
Buying - Ocean City, Maryland May 2022
"He was awesome. he pushed me and told me we would get the house if I do what he says and it worked out in the end he is an amazing person. I will forever recommend John and First Home mortgage to everyone I will be a forever customer thank you "
Buying - Baltimore, Maryland June 2022
"John was excellent! Responsive, dependable, knowledgeable and personable. All around great to work with. "
Buying - Sparks Glencoe, Maryland June 2022
"John was great! He explained the process very well and was quick to respond to any questions that I had. "
Buying - Bel Air, Maryland July 2022
"I loved working with John! He would always check up on me, make sure I knew exactly what I needed and by when. Would spend at least an hour on the phone with me to explain everything in detail as I was a first time home buyer :) I had no issues with him and he made it work even though we were on a tight schedule! I would definitely recommend everyone to go to him and would use him again if I have to!"
Buying - Baltimore, Maryland July 2022
"John was incredible from day one! He explained the process thoroughly and made it stress free. I would recommend him to anyone in the market for a mortgage."
Buying - Lutherville Timonium, Maryland September 2022
"Very easy process "
Buying - Rosedale, Maryland March 2023
"Very honest and open "
Buying - Jarrettsville, Maryland August 2023
"Phenomenal, answered every question that we had!! I would recommend him to anyone! "
Buying - Williamsport, Maryland August 2023
Buying - Pikesville, Maryland August 2023
"Very easy to work with, answers all your questions in a timely manor. Great guy to work with"
Buying - Ocean City, Maryland September 2023
"John is extremely thorough. He responds fast to emails and calls with very detailed information. He always keeps us informed and takes the time to explain the details of our borrowing in terms that we can understand. He has also always been very flexible with scheduling and never made us feel like we were rushed or pressured to make decisions. "
Buying - Parkville, Maryland September 2023

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