Jeffrey Alan St Clair

MAIN STREET HOME LOANS a Division of NFM Lending
Participating lenders have agreed to a LENDAID code of conduct relative to transparency and independent customer surveys.
Equal Housing Opportunity
Job Title
Senior Home Loan Consultant
Career Started
1954 Greenspring Drive, Lutherville Timonium, Maryland
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Jeffrey Alan St Clair

As a licensed loan officer in Maryland, Pennsylvania, DC & Virginia with over 20 years of experience in the mortgage business, focusing on purchase and refinance mortgages, I take great pride in the trust placed in me by my clients and referral sources. Knowing that each client has different mortgage requirements, taking the time needed to understand your situation best to ensure that you have the best mortgage options available is paramount. My first goal is to deliver the highest level of service and provide you with an excellent mortgage experience. Your satisfaction is my highest priority. Testimonials are the individual experiences of those who have used our services. Main Street Home Loans does not provide incentives for testimonials or reviews.

Jeffrey's Reviews

4.9 Stars - 91 Reviews
Buying - Forest Hill, Maryland July 2018
"It was wonderful, Jeffrey was really helpful he took the time to explain things i did not understand and he also called from time to time to check in. As a first time home buyer he made my experience very pleasant. "
Buying - Hyattsville, Maryland December 2017
"Great experience! Jeff was so friendly, helpful and cared about my loan. "
Buying - Abingdon, Maryland December 2017
Buying - Randallstown, Maryland December 2017
"Almost too easy to buy a new house. Process was quick and painless. Clear to close in less than 2 weeks."
Buying - Street, Maryland December 2017
"Couldn't ask for a more knowledgeable or customer service oriented person. Would definitely use First Home Mortgage again."
Buying - Bel Air, Maryland December 2017
"Jeffery was extremely pleseant to work with. He presented us with loan options and explained each one. Answered all our questions and was patient."
Buying - Baltimore, Maryland March 2018
"Jeff is awesome, resourceful and patient. "
Buying - Catonsville, Maryland April 2018
"Jeff has always treated me well. He is honest and ensures I get the best rate available."
Buying - Abingdon, Maryland May 2018
"The process was easy, enjoyed working with First Home Mortgage and Jeffery Alan St Clair!!"
Refinance - Forest Hill, Maryland May 2018
"Very professional, experienced "
Buying - Middle River, Maryland June 2018
"Jeff and the whole team were always quick to respond or reply to any communication. Jeff was very knowledgeable and explained everything to us in a way we could understand. Great experience working with Jeff and his team!"
Buying - Bel Air, Maryland June 2018
Buying - Baltimore, Maryland August 2018
Refinance - Rosedale, Maryland October 2018
"Prompt, professional and informational. A pleasure to work with. "
Buying - Dundalk, Maryland December 2017
Buying - Frederick, Maryland November 2018
Buying - Rosedale, Maryland December 2018
"Excellent customer service. Quality information. "
Buying - Randallstown, Maryland December 2018
"I've known Jeff for a long time. We met through Naji when home ownership was just a thought for me. Through the years I'd lost my job several times and even experienced homelessness. But I kept praying and pushing forward. Then I was hired by USPS things began to change. I called Naji who put me back in touch with Jeff and it was like we never lost touch. He's welcoming, supportive, knowledgeable and personable. I can't say enough good things about Jeff. The one thing I do know is if I know of anyone who's serious about this process Jeff is who I HIGHLY recommend. Give him a huge raise and more vacation time 💕💕💕"
Buying - Baltimore, Maryland December 2018
Buying - Nottingham, Maryland January 2019
"Very helpful and was able to help us with our loan at the last minute and get it done. "
Buying - Aberdeen, Maryland May 2019
"I was introduced to Jeff from my agent Peggy Fancher in 2015. Jeff has been a great person. He has helped me through so many ups and downs. If I decided to buy another house I would use Jeff again and again. I had a little hiccup during settlement and he stayed on the phone with me the whole time. He has checked up to make sure things are going well now in my new house. Thank you Jeff for all your help."
Buying - Delta, Pennsylvania June 2019
"Jeff and everyone at Main Street went well over and above to get our loan. I couldn't be more grateful for all of the hard work Jeff and everyone did. It means the world and I can't thank you all enough."
Buying - Parkville, Maryland June 2019
"Jeff is absolutely amazing! He is kind and informative. I also love the weekly update videos! He made the stress of buying a home diminish!"
Buying - Bel Air, Maryland July 2019
"Jeff saved us money versus another lender, however the FHA process is quite demeaning and both lender and mortgage brokers need to find a better way of communicating and working with borrowers. Telling us that we have to document every penny in our accounts to prove we are not doing anything illegal to show closing money is just an unacceptable way to talk to clients. While we are very thankful for Jeff's help in obtaining our loan and home, the whole process was very disheartening and left us feeling like we were less then worthy. And that we should just be happy that anyone was even willing to work with us. "
Buying - Westminster, Maryland July 2019
"Jeff and everyone at Main Street went well over and above to get our loan. I couldn't be more grateful for all of the hard work Jeff and everyone did. It means the world and I can't thank you all enough."
Buying - Parkville, Maryland July 2019
"Jeff was absolutely amazing. I was so impressed with how often he kept in contact with me regarding everything. The weekly reminders were extremely helpful and made me feel important. I plan to go back to him and his team in the future and I will recommend him to friends and family for sure! He's awesome and knows his stuff!"
Buying - Dundalk, Maryland August 2019
"I would like to thank Jeffrey and the whole Main Street Home Loans team for making this possible for me and making the process of getting my home as painless as possible 😀 It was a good experience all around ."
Buying - Baltimore, Maryland September 2019
"Worked extremely hard to prepare me for the loan and was very patient with me couldn't have had a better person on my team"
Buying - Baltimore, Maryland October 2019
"Jeff was such a rockstar for me while I was in the process of buying my (first) home!! He guided me through every step of the process from pre-approval to closing. He is quick to return calls and emails, and his staff is equally as thorough. Thank you Jeff!"
Buying - Bel Air, Maryland October 2019
"He was very helpful and informative through out the whole process."
Buying - Dundalk, Maryland November 2019
"Awesome guy made the process simple and easy and not stressful"
Buying - Abingdon, Maryland December 2019
"Jeff did an amazing job from first contact almost a year ago. Jeff was professional and efficient in his duties. Jeff got us in the home we wanted at the cost we wanted."
Buying - Perry Hall, Maryland December 2019
"Loved working with Jeff. He made the process easy!!"
Buying - Chesapeake City, Maryland January 2020
Refinance - Edgewood, Maryland January 2020
"Very helpful and caring."
Refinance - Ridgely, Maryland February 2020
Refinance - Forest Hill, Maryland April 2020
"Great Experience !!"
Buying - Parkville, Maryland June 2020
Buying - Perryville, Maryland June 2020
"Jeff is awesome. I bless God for Jeff!"
Refinance - Catonsville, Maryland June 2020
"Jeff was incredible!"
Buying - Parkville, Maryland July 2020
Refinance - Parkville, Maryland August 2020
"Jeff was amazing!! He was thorough, patient and efficient. He had answers to my questions before I had asked them."
Buying - Halethorpe, Maryland August 2020
"Jeff made the process very easy to understand and presented me all options to fit my needs on a refi. Process was quick start to finish."
Refinance - Bel Air, Maryland September 2020
"Great team to work with. Provided prompt answers when asked and conducted a very professional experience. "
Refinance - Nottingham, Maryland October 2020
"He was very professional, friendly and knowledgeable! I knew I was in great hands."
Refinance - Berlin, Maryland October 2020
"Overall great experience "
Buying - Bowie, Maryland October 2020
"I Loved that Jeff sent a video every single week with updates of where the account was in process."
Refinance - Glen Burnie, Maryland November 2020
Refinance - Frederick, Maryland December 2020
"Jeff was great the process was just really drawn out due to title issues."
Refinance - Baldwin, Maryland December 2020
"A+ all the way!"
Refinance - Bel Air, Maryland January 2021
"Jeff is great! He has helped us secure a mortgage multiple times. "
Refinance - Bel Air, Maryland January 2021
Refinance - Bel Air, Maryland March 2021
Refinance - Baltimore, Maryland March 2021
"Jeffrey was professional & promptly responded to my emails. He was a pleasure to work with. "
Refinance - Bel Air, Maryland March 2021
"As first time home buyers Jeff was amazing at explaining the whole process to us from beginning to end! He was available at all times of the day to run numbers for us. He was a pleasure to work with! "
Buying - Bel Air, Maryland April 2021
"Everyone was very helpful"
Refinance - Linthicum Heights, Maryland April 2021
"Answered all of our questions, was constantly giving us updates. Did an awesome job helping us!! I would recommend Jeff to any of my friends & family. "
Buying - Joppa, Maryland May 2021
"The video emails were inconvenient as I wasn't able to watch the videos as easily as just reading an email"
Buying - Abingdon, Maryland June 2021
"Jeff was awesome. Helped us look into things, kept us updated with everything we needed to do and what to expect moving forward, always answered every question and it helped us keep everything moving smoothly "
Buying - Glen Burnie, Maryland June 2021
"Second time using Jeff-always an easy process. "
Refinance - Towson, Maryland June 2021
Refinance - Baltimore, Maryland August 2021
Buying - Bel Air, Maryland August 2021
"Jeff is amazing at what he does, this is our second time working with Jeff and would not even think twice about going through anyone else!"
Buying - North East, Maryland September 2021
"Jeff is a very nice guy. Great personality, explan every step and process to you, gives you different options makes everything so easy 😊 "
Refinance - Perry Hall, Maryland October 2021
Buying - Bel Air, Maryland October 2021
"Jeff is thorough, knowledgeable, and easy to talk to. He gives a direct response to your questions. Everyone was courteous and very responsive. The entire team did a great job in making my new home possible. "
Buying - Sparks Glencoe, Maryland October 2021
" Very professional, always called me right back. Very easy to work with and helped explain everything to me. "
Buying - Conowingo, Maryland November 2021
"Jeff was helpful every step if the way. He made the process stress-free and easy to understand. "
Refinance - Baltimore, Maryland February 2022
"He knows what he's doing and keep you well informed "
Buying - Perryville, Maryland February 2022
"Jeff was wonderful to work with. He is extremely knowledgable, professional, friendly and very helpful. He made the homebuying process very easy. We loved the weekly videos he sent which let us know what to expect next. Thank you, Jeff and Main Street Home Loans! "
Buying - Darlington, Maryland February 2022
"Jeff is the best. He walked us through every step of the loan process and did everything he said he would do in a timely manner. He was professional, friendly and extremely knowledgeable. "
Buying - Pikesville, Maryland February 2022
"Truthful, respectful, patient and just a good person ."
Buying - Parkville, Maryland February 2022
"Great customer service and timely responses. Easiest transaction I've ever completed."
Refinance - Glen Burnie, Maryland March 2022
Buying - Baltimore, Maryland April 2022
"Jeff was incredibly helpful and knowledgable about the entire process. This was my first time buying a home and Jeff and his team make it seamless."
Buying - Baltimore, Maryland April 2022
"Exceptional communication, very responsive, stayed in constant contact with various communication platforms. Ensured understanding of processes and required documents. "
Buying - Jarrettsville, Maryland April 2022
Buying - Fallston, Maryland May 2022
"Very help, easy to work with , patient and understanding"
Refinance - Gwynn Oak, Maryland June 2022
"Jeff was very knowledgeable and helpful throughout the entire process. I would refer him and the company to anyone."
Buying - Bel Air, Maryland August 2022
"Jeff and his team were all so helpful, knowledgeable and wonderful to work with. I loved the Tuesday video updates and the personalized service. The process was smooth and painless."
Buying - Pikesville, Maryland December 2022
"Jeff and his team are very organized and professional . They always provided clear and accurate answers to my questions in a timely fashion. And always friendly and polite. Very good communicator using video messaging."
Buying - Washington, District of Columbia December 2022
"I enjoyed working with Jeff and his team. They were professional, knowledgeable, organized, and communicated with me every step of the process. "
Buying - Annapolis, Maryland January 2023
"Jeff Alan St Clair and Main Street Home Loans helped make my home loan experience go very smoothly by keeping updated along the entire process and what documentation I had to provide."
Buying - Reisterstown, Maryland February 2023
"Jeff and team were amazing from start to finish. They were on top of things and were very prompt and truly had our best interest in mind. I loved the weekly update videos which kept me up to speed on the process of the loan. If I need a loan in the future, I will be contacting Jeff!"
Buying - Dallastown, Pennsylvania February 2023
"Very helpful and responsive to any questions. Communication was very open and timely"
Buying - Parkville, Maryland May 2023
"Jeff is amazing! On top of everything! I will definitely be back!"
Buying - Dundalk, Maryland May 2023
"Jeff was great to work with throughout the loan process. I appreciate how quickly he responded to loan simulations and approval letters for homes I was interested in, as well as the weekly video updates he provided when my offer was accepted. I will recommend them and use them again in the future."
Buying - Pylesville, Maryland July 2023
"Jeff and his team were fantastic! Walked me through the entire process and made it easy."
Buying - Stevensville, Maryland August 2023
"Jeff has worked with me for quite a while and kept up with me about my homebuying interests. Every step of this process was extremely easy to follow with Jeff's guidance."
Buying - Parkville, Maryland October 2023
"Jeff is always updating me on the process and great with planning "
Buying - Baltimore, Maryland May 2024

Jeffrey's Sample Area of Work

Contact Jeffrey Alan St Clair

Select your loan type
I am interested in
We respect your privacy and will share your information with this loan officer ONLY. See our Privacy Policy