James Sterling Moran

First Home Mortgage
Participating lenders have agreed to a LENDAID code of conduct relative to transparency and independent customer surveys.
Equal Housing Opportunity
Job Title
Branch Manager
Career Started
24404 Three Notch Road Suite 102, Hollywood, Maryland
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About James Sterling Moran

#1 Goal is to research and provide the very best options to our clients. First Home specializes in 1st time buyers, USDA and VA loans. I have managed the First Home local office in Southern Maryland for over 10 years and have personally assisted many families during my career. We look forward to the opportunity to serve future clients. Offering Conventional, FHA, VA and USDA financing options for purchases and refinances. This is not a guarantee to extend consumer credit as defined by Section 1026.2 of Regulation Z. Programs, interest rates, terms and fees are subject to change without notice. All loans are subject to credit approval and property appraisal. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org).

James's Reviews

4.9 Stars - 138 Reviews
"James was excellent to work with. He was quick to communicate the needs and progress of the loan. "
Buying - Apopka, Florida December 2017
Buying - Knoxville, Maryland December 2017
"Our experience was top notch! James and First Home were absolutely wonderful to work with. They are professional, timely and extremely helpful. Would highly recommend them."
Buying - Mechanicsville, Maryland December 2017
"Jim was very experienced . I was a little disappointed that he wasn't at my closing and i didn't receive any kind of thank you gift or token in the mail like many friends who have worked with other companies. "
Buying - Waldorf, Maryland December 2017
Buying - Alexandria, Virginia December 2017
Buying - California, Maryland December 2017
Buying - Leonardtown, Maryland December 2017
"It was a pleasure dealing with him and his staff."
Buying - Brandywine, Maryland January 2018
"Jim made everything very easy and stress free. Would definitely recommend him to others I know searching for a home to buy. "
Buying - Mechanicsville, Maryland January 2018
"This is the second time that I've used First Home Mortgage for a new home loan - had a great experience both times. "
Buying - Atlantic Beach, North Carolina January 2018
Buying - Lusby, Maryland February 2018
"Jim Moran and his team made getting our original mortgage as well as refinancing 7 years later a breeze. Thanks for making, what can be a difficult process, hassle free. They went above and beyond to help us through our recent refinance. Thanks so much from the whole family!"
Refinance - Solomons, Maryland March 2018
Buying - Tappahannock, Virginia March 2018
"Good experience. Any questions, anytime....he made himself available to assist or answer any and all questions. Patient, informative and friendly."
Buying - Leonardtown, Maryland April 2018
Buying - Lexington Park, Maryland April 2018
"Provided the answers I needed and the customer service was spot on!"
Buying - Upper Marlboro, Maryland April 2018
"Great service!"
Buying - Estero, Florida May 2018
"We can't thank Jim and his team enough for all they did to help us get into our new home."
Buying - Mechanicsville, Maryland May 2018
"The best mortgage experience ever and this is Number 4."
Buying - King George, Virginia May 2018
"It was a plessure working with everyone at First Home Mortgage. I would definitely use them again. "
Refinance - Waldorf, Maryland June 2018
"Mr. Moran was very responsive when I had questions. He provided information on different loan programs that I qualified for that worked best for me. I was kept informed and there was open communication during the entire process. Thanks First Home Mortgage and specifically James Moran!"
Buying - Lexington Park, Maryland July 2018
"My entire experience with James Moran and 1st Home Mortgage was outstanding. When I first met Mr. Moran he dedicated as much time as l needed to answer my questions and brief me on how the mortgage process would work. This was important since I hadn't taken out a 1st mortgage in over 20 years. Things had changed considerably in that time so his information was extremely valuable. The entire staff at 1st Home Mortgage provided me with clear instructions on electronically filing the required documents and everyone I dealt with answered my questions quickly, courteously and professionally. This was important to me since I sometimes felt like I was being pesty."
Buying - Leonardtown, Maryland July 2018
Buying - Leonardtown, Maryland July 2018
"These guys were fantastic! Would recommend them anyone, anywhere, anytime for your home loan needs! "
Buying - Leonardtown, Maryland July 2018
"Great experience. "
Buying - Mechanicsville, Maryland July 2018
"First Home was great. Really worked hard to get me approved. Worked with me through the whole process. They were great!"
Buying - California, Maryland July 2018
Buying - Piney Point, Maryland August 2018
"Great communication throughout the process. We were very pleased."
Buying - King George, Virginia September 2018
"We have been working with James Moran and First Home Mortgage for many years. They are top-notch and go above-and-beyond to help their clients. From beginning to end of the home buying process, their dedication and commitment to you is unwavering. We highly recommend James Moran and his staff, and will always use them! "
Buying - Jacksonville, Florida September 2018
"Jim and his team were extremely professional, knowledgeable and responsive to all of our questions and needs! He was exceptional to work with and has a great team of experts that help make the home buying process very simple! "
Buying - Hollywood, Maryland September 2018
"James was the best and very helpful thru out the entire process. "
Buying - King George, Virginia September 2018
"Jim and First Home Mortgage are absolutely AMAZING! I will continue to work with Jim and First Home Mortgage for years to come."
Buying - Chaptico, Maryland September 2018
Buying - Hollywood, Maryland September 2018
"James provided excellent personal service. He listened to a few nonstandard issues I had with the loan and developed a plan to work through those issues. "
Buying - Leonardtown, Maryland October 2018
"Couldn't be happier with my experience with Jim and staff. Jim was extremely helpful and knowledgeable in working with me to purchase my first home. He made himself aSingle Familyilable and always provided a quick response to any and all of my questions. Couldn't recommend anyone better!"
Buying - Leonardtown, Maryland October 2018
"Was awesome! Always responded to questions very quickly. "
Buying - California, Maryland October 2018
"I felt that Mr. Moran and the whole team at First Home Mortage were very professional and always available to answer any questions I had. "
Buying - Mechanicsville, Maryland November 2018
"Great experience. "
Buying - Ocean City, Maryland November 2018
Buying - Leonardtown, Maryland November 2018
"Mr. Moran and his team are very knowledgeable and professional making our home mortgage process easy. Thank you! "
Buying - Hollywood, Maryland December 2018
"Very easy and nice!"
Refinance - Hollywood, Maryland December 2018
Buying - Colonial Beach, Virginia April 2019
Buying - California, Maryland April 2019
Buying - Bushwood, Maryland April 2019
"Could not ask for a better group of people! They were kind, patient, and knowledgeable! They made a difficult process effortless! Highly recommend!"
Buying - Avenue, Maryland April 2019
"It was different because it was a short sale, so at first I was frustrated. After learning more about a short sale I was pleased at all the work James had to do to get this deal done. Excellent work!"
Buying - Bryans Road, Maryland April 2019
"Great, effortless and a pleasure to work with. I would definitely recommend Jim and his team."
Refinance - Salisbury, Maryland April 2019
"First class mortgage broker, first class company."
Buying - Solomons, Maryland June 2019
"Great company to work with. They helped me to feel comfortable throughout the process."
Buying - Glen Burnie, Maryland June 2019
"First Home took care of all the paperwork promptly and was approved in no time. Would definately use him again as this was the second time."
Refinance - Avenue, Maryland June 2019
"Jim is awesome! Loved working with him - he made the entire process so simple. Was always quick to respond and extremely knowledgeable. "
Buying - Leonardtown, Maryland June 2019
"From our first conversation too final closing on our new home, Jim and his team too the extra time we needed to explain all the details and to have our best interests in mind the entire time. "
Buying - Leonardtown, Maryland June 2019
"Jim was awesome with handling my loan. He is very professional and knowledgeable. He answered all my questions to my satisfaction and explained everything in detail. I will recommend Jim to all my friends and family for their loans. "
Buying - Leonardtown, Maryland June 2019
Buying - California, Maryland June 2019
Refinance - Hollywood, Maryland July 2019
"Jim was fantastic! Very responsive and knowledgeable. Was able to easily answer all our questions and present us multiple options for our loan. Was extremely impressed with Jim!"
Buying - Hollywood, Maryland July 2019
Buying - Maitland, Florida July 2019
"James Moran and First Home Mortgage helped me with my first home and now my second home. James is extremely knowledgeable and professional. I would highly recommend First Home Mortgage."
Buying - California, Maryland July 2019
"James and his team answered all questions and concerns in a prompt and professional manor and made the process move through very smoothly."
Buying - Mechanicsville, Maryland July 2019
Buying - Leonardtown, Maryland August 2019
"Great working with Jim. Explained and communicated matters to me timely. Very knowledgeable."
Buying - California, Maryland August 2019
Buying - Ridge, Maryland August 2019
"kept the process easy. Great company."
Refinance - Mechanicsville, Maryland August 2019
"Jim takes the time to explain all aspects of the mortgage process. He is available to sit down and review financial scenarios so that the buyer makes the most informed decision. He is quick to respond and his team works to get things done quickly."
Buying - Lusby, Maryland August 2019
"The best around! First Home, especially Jim Moran, delivers great service that is personal to you and yours. Always available and always happy to assist. Thank you First Home Mortgage!"
Refinance - Leonardtown, Maryland September 2019
"This is the 2nd mortgage I have done with James and both times the service was amazing. I have recommended him to friends and family."
Buying - King George, Virginia September 2019
"He was very easy to talk to and explained the process in terms that I understood. Would recommend Mr. Moran and First Home Mortgage to anyone who is looking to be a home owner."
Buying - Callaway, Maryland September 2019
"Jim is extremely knowledgeable, helpful and very responsive to customer needs or questions!"
Refinance - Hollywood, Maryland September 2019
"He was very thorough and helpful about our financial options. It was a great experience"
Refinance - Hollywood, Maryland September 2019
"Very good communication and was very diligent on getting me the best rates"
Buying - Lexington Park, Maryland September 2019
"Really easy to work with and great communication!"
Refinance - Lexington Park, Maryland September 2019
"Jim was the absolute best! He worked tirelessly to get the best loan and interest rate for my mortgage. He called whenever he needed to explain things rather than sending electronic correspondence, and has reached out to congratulate me after settlement. I have to give kudos to Jim and his team at First Home Mortgage. They were very responsive if I had questions and communicated with me in a timely manner every step of the way. I would recommend Jim and First Home Mortgage to anyone who asks about a mortgage lender. My experience was the best and I appreciate everything that Jim and his team did to make my home purchase pleasant!"
Buying - Saint Leonard, Maryland October 2019
"James was, and continues to be, extremely helpful with managing my mortgage needs. He and his team made my last sale and purchase a seamless effort, and I look forward to working with them in the future!"
Buying - Hollywood, Maryland November 2019
"Overall good, some timing and events poorly explained"
Refinance - Crawfordville, Florida November 2019
"Mr. Moran was very helpful, responsive and available to answer questions whenever needed."
Refinance - Mechanicsville, Maryland November 2019
Refinance - Hollywood, Maryland November 2019
Buying - California, Maryland November 2019
Buying - Leonardtown, Maryland December 2019
"Mr. Moran made my refinancing effortless on me. I had tried refinancing with another organization, who had failed with all their. promises. My brother recommended Mr. Moran and I am so thankful he did. Everyone with First Home Mortgage exudes professionalism. I will definitely share my experience and highly recommend Mr. Moran and his associates from this point forward."
Refinance - California, Maryland December 2019
"KInd and helpful"
Buying - Lexington Park, Maryland December 2019
"Overall wonderful made house buying easy"
Buying - Mechanicsville, Maryland December 2019
"The nicest people !"
Refinance - Hollywood, Maryland December 2019
"He was very responsive and did a great job coordinating with the other people in his office that I needed to work with."
Buying - Lincoln Park, Michigan January 2020
"Always helpful through a confusing process. Never hesitated to answer questions in a timely manner."
Buying - Hollywood, Maryland January 2020
Refinance - Lexington Park, Maryland January 2020
Buying - Leonardtown, Maryland February 2020
Refinance - California, Maryland February 2020
Refinance - La Plata, Maryland February 2020
"Jim was wonderful to work with!! He was always available by email, phone, or even text and was always very prompt in each step of the loan process. Even as a first time home buyer, he made the process seem easy. Would definitely recommend Jim and First Home Mortgage to anyone!"
Buying - California, Maryland February 2020
"James Moran is always very friendly, knowledgeable, and a trusted source for all our mortgage needs. I would not think of doing business with anyone else for mortgage requirements."
Refinance - Leonardtown, Maryland February 2020
Buying - Leonardtown, Maryland February 2020
"We've used Jim and First Home many times before and will continue to come back because of great service he and the team provide."
Refinance - Hollywood, Maryland March 2020
"James Moran and his staff are true professionals who work diligently on the behalf of their clients. I have used James and First Home Mortgage more than once. The entire loan process was simple and completely explained so we knew and understood the entire process from beginning to end. James is honest and has the integrity that we can count on when it comes to getting a home loan or refinancing our current home. I highly recommend James Moran, his team of professionals, and First Home Mortgage."
Refinance - Mechanicsville, Maryland March 2020
"He was very patient, explained everything and so very helpful in our home buying process."
Buying - Lexington Park, Maryland March 2020
"Very helpful! Always available for questions and concerns."
Buying - Leonardtown, Maryland March 2020
"Great rates, patient, and knowledgeable."
Buying - Lexington Park, Maryland March 2020
"Jim Morgan and his assistant Laurie Duggan were amazing! They were consummate professionals and walked us through each step of the loan process. We could not be more please by the support we received from the First Home Mortgage team!"
Buying - Hollywood, Maryland March 2020
Refinance - California, Maryland March 2020
"Jim was a great first time mortgage loan officer. Great communication and has the consumer's best interest in mind. Highly recommend!"
Buying - Lexington Park, Maryland April 2020
"Working with James was great! He was very knowledgeable and answered all of our first time buyer questions quickly. A very smooth process!"
Buying - Leonardtown, Maryland April 2020
Buying - Lexington Park, Maryland April 2020
"He was very patient and explained things to me very well. Jim was always quick to respond to emails. I really appreciated his calm in my anxiousness as this was a huge deal endeavor."
Buying - California, Maryland April 2020
Refinance - Mechanicsville, Maryland April 2020
"Extremely helpful, made the process very easy. Everything worked out exactly as discussed."
Refinance - Hollywood, Maryland May 2020
Buying - Hollywood, Maryland May 2020
"Overall, James and the team at First Home Mortgage were extremely helpful. Any questions or concerns were usually responded to in a very timely manner. The only reason I didn't give 5 stars is because there was a slight mix up with the closing costs. It was requested that the invoices for the home inspection and septic inspection be paid thru closing but those charges were not added to the closing costs. I admit that this is something I should have caught when I reviewed the final numbers, and it was only a minor inconvenience, but it was an inconvenience."
Buying - Mechanicsville, Maryland May 2020
Buying - Hollywood, Maryland May 2020
Buying - Dameron, Maryland May 2020
Buying - California, Maryland May 2020
"Jim was very responsive to any questions we had during the home buying process. He walked us through everything and worked to get us the lowest fee and interest rate."
Buying - Lusby, Maryland May 2020
"James and his team are top notch. They are fully engaged throughout the Entire process making sure you know and are confident with every facet of the process. I would highly recommend them to anyone purchasing or refinancing their first, second or even fifth home mortgage."
Refinance - Leonardtown, Maryland May 2020
"great to work with Jim and his team. they make it easy!!"
Refinance - Coltons Point, Maryland July 2020
"Everyone that I dealt with at First Home Mortgage were very kind and helpful. James Moran answered all my questions and was very knowledgeable."
Buying - Great Mills, Maryland June 2020
"Very knowledgeable and professional. Made the process easy."
Refinance - Mechanicsville, Maryland June 2020
"Always attentive to our needs! Great service!"
Buying - Leonardtown, Maryland June 2020
"Just an outstanding experience working with Jim. He led me through the process in a professional way throughout with a very friendly manner."
Buying - Leonardtown, Maryland June 2020
"Friendly and knowledgeable staff."
Buying - Charlotte Hall, Maryland June 2020
"Jim was great. I had a not so usual case for purchasing my home that drug out for over a year. Jim was constantly involved and willing to help any way possible along the way. This helped disperse the load on my plate. Would definitely use again and recommend!"
Refinance - Dameron, Maryland June 2020
Refinance - California, Maryland June 2020
"I would only use James Moran and his team for my mortgage needs. I can not recommend them enough."
Buying - Deale, Maryland June 2020
Refinance - Leonardtown, Maryland June 2020
"It was an incredibly pleasant and easy experience because of Jim Moran and the team at First Home Mortgage."
Refinance - Leonardtown, Maryland June 2020
"James was such a professional and was enjoyable to work with. He always responded to emails and phone calls promptly and took the time to answer all questions. He is just a genuinely nice person and it shows through in his professionalism. I would recommend him 100% to anyone and will return to him for all future mortgage needs."
Refinance - Leonardtown, Maryland July 2020
"Jim replied to my request in a courteous manner and quick time frame and was very accommodating with any questions or concerns. I highly recommend his expertise."
Refinance - Hollywood, Maryland July 2020
Refinance - Leonardtown, Maryland July 2020
"My buying experience was top notch. First Home Mortgage was responsive and helpful throughout the entire process. "
Buying - California, Maryland July 2020
"James was responsive and always available to answer questions. He even helped us get our closing date moved weeks ahead of what the competition could do which saved us money and got us into our new home sooner. "
Buying - Lexington Park, Maryland July 2020
"Jim Moran is a consummate professional that went out of his way to ensure that my wife and I were informed not just about the mortgage process but also about the builders stage of construction. I cannot thank you enough Mr. Moran for you and your marvelous team at First Home Mortgage for making such a stressful time seem like a walk in the park. "
Buying - King George, Virginia July 2020
"Very helpful and great communication along the way. "
Refinance - Mechanicsville, Maryland July 2020
"Top notch, very professional and a great overall experience."
Buying - Hollywood, Maryland July 2020
"I was referred to Jim Moran by my Father-In-Law. Jim and First Home Mortgage were very supportive throughout the entire process. Most importantly Jim was prompt in his replies, and knowledgeable about the entire situation. I would recommend First Home Mortgage and Jim Moran to anyone, but especially first time home buyers who are not entirely knowledgeable about the home mortgage system. "
Buying - Lusby, Maryland August 2020
"Jim was great to work with and always available to answer questions, and I had many!"
Buying - Leonardtown, Maryland August 2020
"Jim was great and I would recommend him to anyone!"
Buying - Mechanicsville, Maryland August 2020
"This is the second time we have worked with Jim and his team at First Home Mortgage for a mortgage refinance. Due to the Covid-19 pandemic, we were able to complete the entire process from the safety of our home which made it extremely easy. We were very pleased with the process and will recommend Jim to anyone looking for a home loan."
Refinance - Loveville, Maryland September 2020
"As I was in the process of purchasing my home back in 2011, I met Jim and was extremely impressed on how he conducted business. During the entire process of obtaining my loan, he was very thorough and left no questions unanswered. It was truly a pleasure working with Jim and his staff. Fast forward to the year 2020.......while I was bombarded by several companies seeking business to re-finance my home with them, I knew that I wanted to re-finance my home with First Home, primarily because of my previous experience with Jim. As soon as I informed Jim I wanted to re-finance my home, he took the necessary actions to make it happen. Once again, the entire process was a smooth one, and First Home is an organization that I wholeheartedly trust, and can sleep at night peacefully knowing that I'm dealing with someone that will always have my best interest at heart. I will recommend First Home to anyone in a heartbeat. First Home Mortgage is the best!!! "
Refinance - Upper Marlboro, Maryland September 2020
"Jim responded to any questions or concerns that I had within a couple of hours, and the whole Refinancing Process was smooth and very easy."
Refinance - Mechanicsville, Maryland August 2020
"I've known James Moran since 2011 and he is a consummate professional. I purchased my home with James In 2012, and I've also refinanced my home with James and both transactions were a smooth process. I would recommend James to anyone in a heartbeat."
Refinance - Upper Marlboro, Maryland August 2020
"Jim Moran was awesome! Very professional, available at almost any time. Would recommend him to anyone and everyone."
Buying - Leonardtown, Maryland August 2020

James's Sample Area of Work

Contact James Sterling Moran

Select your loan type
I am interested in
We respect your privacy and will share your information with this loan officer ONLY. See our Privacy Policy