Hillary Fayth Cochin

Job Title
Senior Home Loan Consultant
Career Started
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Hillary Fayth Cochin

Hillary Cochin is a licensed loan originator in DC, Maryland, and Virginia. Mortgage lending is not a job for Hillary, it's a passion! Hillary started her career focusing on the processing side of loan origination. This unique approach helped to equip Hillary with a vast understanding of the mortgage process, programs, and guidelines. Her background allows her to take a consultative approach with her clients to ensure that they leave the process with a firm grasp on the loan process, and together they can choose the best financing for their situation. Hillary also prides herself on an unparalleled commitment to customer service and a strong attention to detail. Hillary's roots were formed in NYC but she now happily resides in Bethesda, MD. She is a proud University of Delaware and an Alpha Phi Alum. Go Blue Hens! In her free time, she enjoys golf, skiing, and exploring all that the DC Metro Area has to offer.

Hillary's Reviews

5.0 Stars - 136 Reviews
"Hillary was great to work with throughout the process. She explained everything very thoroughly in a way that made the process not so daunting. My realtor really enjoyed working with her as well. "
Buying - Towson, Maryland July 2018
"Hillary was very responsive to phone and email, even on the weekends. She "spoke our language", showing us the mortgage math in spreadsheets, so we could understand the different options. She was pleasant and professional at all times and we'd recommend her to anyone!"
Buying - Olney, Maryland July 2018
Buying - Sandy Spring, Maryland July 2018
"She's been quick to respond and always encouraging! It's been great having her as my agent!"
Buying - Rockville, Maryland July 2018
"Hillary is number 1 in customer service of any industry and knowledgeable person of her customers needs. She is passionate, respectful and timely. If I would select woman of the year in customer service and professional no doubts Hillary is number 1!"
Buying - Bethesda, Maryland December 2017
Buying - Silver Spring, Maryland December 2017
"Hillary is always extremely helpful. "
Refinance - Germantown, Maryland January 2018
"Hillary was amazing overall. She stayed on top of everything, was organized, knowledgeable and very kind. I would definitely recommend her to family and friends interested in purchasing a home in the DC area. "
Buying - Washington, District of Columbia January 2018
Buying - Hyattsville, Maryland February 2018
Buying - Columbia, Maryland March 2018
"Hillary was amazing! Very attentive, explained things in detailed, and her turn around time was amazing. I would highly recommend her to anyone I know. "
Buying - Laurel, Maryland May 2018
"Hillary is amazing at what she does. So positive and lovely to work with, incredibly responsive, and very proactive. I will be referring her to as many people as I can. "
Buying - Silver Spring, Maryland June 2018
"Hillary was knowledgeable, direct, fast, kind, friendly, attentive, professional, and a dream to work with. I would suggest her to anyone trying to buy a home. "
Buying - Hyattsville, Maryland June 2018
Buying - Rockville, Maryland June 2018
"Hillary was amazing. She was patient in explaining everything to us, transparent with all the numbers, and flexible--she even responded to us on a holiday weekend. "
Buying - Silver Spring, Maryland August 2018
"Hillary was amazing. She made me feel knowledgeable and informed throughout my entire buying process. She was so easy to talk to and reach as well. "
Buying - Kensington, Maryland August 2018
"Very responsive "
Buying - Silver Spring, Maryland August 2018
"She walked us through everything until we felt comfortable and most importantly she had prompt and thorough responses to our questions."
Buying - Silver Spring, Maryland September 2018
"Hillary was fantastic. She was always very responsive and made sure she always explained things to my satisfaction. I will absolutely recommend her to anybody I know looking to buy a house."
Buying - Washington, District of Columbia September 2018
"It was a learning experience and we enjoyed the help from Hillary."
Buying - Linthicun, Maryland October 2018
"Hillary is extremely professional. She is punctual, flexible, swift, knowledgeable, patient, and polite. She goes out of her way to go above and beyond for her clients. I honestly do not have any complaints or reserSingle Familytions. I would gladly use her as my Loan Officer in the future."
Buying - Waldorf, Maryland October 2018
"Hillary was very extremely professional. As a first time buyer she made sure I understood exactly what was going on throughout the entire process. She was always available whenever I had questions. Would recommend her to anyone!"
Buying - Frederick, Maryland December 2017
"Hilary and her team made the mortgage process as stress free as it could possible be. I perceive her as being warm, friendly and extremely knowledgeable about mortgage lending. She did such a great job, my daughter and son-in-law will also be using her as their lender."
Buying - Gaithersburg, Maryland November 2018
"Extremely knowledgeable, always gave quick responses no matter what time it was. Just an awesome person to work with all around!"
Buying - Clinton, Maryland December 2018
"very responsive, very professional"
Buying - Clarksburg, Maryland December 2018
"Best loan officer ever"
Buying - Silver Spring, Maryland December 2018
"Hillary was great, very knowledgeable and made the whole process easy to follow and understand. Based on my personal and others experiences in this area it is rare to find someone of Hillary's caliber. She deserves a raise!"
Buying - Gaithersburg, Maryland December 2018
"Hillary was amazing from the very beginning, always open to answer questions no matter how small (or big). We really enjoyed working with her and highly recommend her."
Buying - Washington, District of Columbia December 2018
"It was a great experience as a first time homebuyer, Hillary was very humble and helpful. "
Buying - Silver Spring, Maryland December 2018
Buying - Gaithersburg, Maryland April 2019
"Hillary was amazing!"
Buying - Washington, District of Columbia May 2019
"Hillary was awesome! She returned my calls/texts/emails right away and always explained everything thoroughly. She made the process very smooth. Thank you, Hillary!"
Buying - Gaithersburg, Maryland June 2019
Buying - Wheaton, Maryland June 2019
"All went well, Hillary was extremely helpful and professional."
Buying - Gaithersburg, Maryland June 2019
"Hillary did a great job of clearly explaining every step and everything was done quickly."
Buying - Laurel, Maryland June 2019
"Very helpful. Thank you"
Buying - Silver Spring, Maryland June 2019
"Hillary was nothing short of amazing. She guide me every step of the way, she was so professional. And any time I had a question she was there to answer. Kudos to you Hillary."
Buying - Hagerstown, Maryland June 2019
Buying - Kensington, Maryland July 2019
"Hillary did a great job of clearly explaining every step and everything was done quickly."
Buying - Laurel, Maryland July 2019
"She is smart and knowledgeable, and provided clear answers to every question we had. She has a unique ability to explain a complicated process in a way that makes it easy for a lay person to understand. For first time home buyers like us, that part of her performance was especially helpful in making the home-buying experience a smooth and cherished one. She treated us with utmost courtesy and professionalism and responded to all our requests and questions promptly. We could never have wished for a better loan officer for our mortgage. The outstanding service she provided far exceeded our expectations and will forever be appreciated. Hillary and her team at Main Street Home were beyond excellent, and if we ever wanted to buy another home in future, we would definitely turn to her for guidance. For now, we are recommending her and Main Street Home to all our friends and anyone desiring the best professional mortgage lending service. Hillary is amazing and simply the best."
Buying - Silver Spring, Maryland September 2019
Refinance - Sandy Spring, Maryland October 2019
"As a first time home buyer, I was very comfortable working with Hillary. She explained all the different stages of my loan process."
Buying - Hagerstown, Maryland November 2019
"Awesome!!! Very responsive"
Buying - Germantown, Maryland November 2019
Buying - Takoma Park, Maryland January 2020
"She made sure I understand every step as this was my first purchase. Great person to work with. Made my dream come true."
Buying - Germantown, Maryland February 2020
"the best!"
Buying - Washington, District of Columbia February 2020
"She was very thorough and knowledgeable and a delight to work with."
Buying - Silver Spring, Maryland March 2020
"Hillary was great. We were first time home Buyers. She explained everything out and gave us a xl spreadsheet explaining all the different types of loans. She also notified us when she found out the rates were going to go up so we could lock in. I already referred someone to her since we had such a good experience."
Buying - Port Republic, Maryland March 2020
"Fantastic all around. Hillary was very reassuring, honest and hands-on. I recommend her to anyone."
Refinance - Gaithersburg, Maryland March 2020
"Hillary was knowledgeable, supportive and extremely responsive during our mortgage process. She made the process seamless and absolutely stress-free."
Buying - Temple Hills, Maryland March 2020
"Great and easy refinancing experience."
Refinance - Silver Spring, Maryland March 2020
"Hillary and her team are diligent, make the process easy and is always available to answer questions."
Refinance - Gaithersburg, Maryland March 2020
"Hillary made the whole refinancing process easy and smooth. She was in touch throughout the process and always very responsive to our questions!"
Refinance - Washington, District of Columbia April 2020
"Hillary is always professional and prompt and willing to answer any questions."
Refinance - Rockville, Maryland April 2020
"Hillary is THE BEST EVER. I have referred her three times, and will continue to do so. I can't say enough about here punctuality, her commitment to tailoring different options for unique client circumstances, and the depth and breadth of her industry knowledge."
Refinance - Washington, District of Columbia April 2020
Buying - Washington, District of Columbia April 2020
"She is great! We had worked with her before and loved it so it was great to work with her again!"
Refinance - Washington, District of Columbia May 2020
"As a first-time homebuyer, I appreciated how thoroughly she explained the process from the beginning, and along the way, was clear about next steps and options. Sharing all of your financial information feels scary, but she was always focused on what my circumstances meant for me, so the conversations were always very reassuring and tailored uniquely to me."
Buying - Washington, District of Columbia May 2020
"We spent a few weeks performing due diligence on various loan officers at different financial institutions across the DMV. Because of Hillary Cochin's knowledge, patience (we were first-time homebuyers), and responsiveness, we selected Hillary at Main Street for our first time homebuying lender. Throughout the process, Hillary frequently kept us updated and worked incredibly fast with our realtor to close 1 week early during the COVID19 pandemic. Without Hillary from Main Street Home Loans, we would not have closed on a home in 2020."
Buying - Washington, District of Columbia May 2020
"Hillary was attentive and answered all of our questions as first time homebuyers. There was never a question too big or small. Hillary made sure we understood all aspects of the financial part of buying a home."
Buying - Hyattsville, Maryland June 2020
Buying - Hyattsville, Maryland July 2020
"Hillary is amazing and our 2nd time working with her! She ROCKS!"
Refinance - Clarksburg, Maryland August 2020
Buying - Laurel, Maryland August 2020
"Our experience with Hillary and Main Street Home was superb! Hillary was quick to respond to our inquiries and was always on top of things. She's helpful, knowledgeable, and kind. Hillary and her team made the whole process simple and pleasant. I highly recommend them to others."
Buying - Clarksburg, Maryland April 2021
"Hillary was available and responsive every step of the way. We couldn't have done it without her!"
Buying - Kensington, Maryland September 2020
"Hillary Cochin was amazing to work with through and through! As a first-time homebuyer, Hillary explained not only the overall process, but what each part of the process meant for me. She is responsive and a pleasure to speak to. I recommend Hillary at Main Street Home Loans!"
Buying - Montgomery Village, Maryland September 2020
Buying - Montgomery Village, Maryland October 2020
"Hillary was fantastic! She explained complex topics in easy to understand way. We really enjoyed working with Hillary."
Buying - Wheaton, Maryland October 2020
"Hillary is one of the most professional people I've had the pleasure to meet or work with. She was, by far, the most valuable player on my home buying team. As a first-time home buyer, I was completely unfamiliar with the vocabulary and mechanics of applying for a loan. Hillary explained every step, option, and detail with patience, humor, enthusiasm, and a level of expertise one would expect from the CEO of a Fortune 100 company. She provided timely answers to my many, many questions and never tired of running through hypothetical situations with me. Hillary is exceptional. I recommend unreservedly Hillary Cochin and Main Street Home Loans."
Buying - Washington, District of Columbia October 2020
"Hillary was quick to respond and very knowledgeable and helpful. Would highly recommend. "
Refinance - Washington, District of Columbia November 2020
"Hillary is very knowledgeable about mortgages. She is so kind and answers all questions. She will walk you through the whole process. Would recommend her to everyone. "
Refinance - Potomac, Maryland November 2020
"She is extremely thorough and her reminders along the way were quite helpful."
Buying - Washington, District of Columbia November 2020
"I really enjoyed working with Hillary on purchasing my first home. She was able to describe the entire process in a way that I could understand and she was always available when I had questions. She reviewed my credit with me and discussed ways that I could improve it. I would highly recommend Hillary to anyone looking for a new home!"
Buying - Washington, District of Columbia November 2020
"Hillary was very responsive and helpful."
Refinance - Fredericksburg, Virginia December 2020
"Hillary was fantastic through every step of this process. From our initial conversation with her color-coded spreadsheets, to her carefully considered responses to the million and one questions I asked, to her essentially repeating our entire conversations with my mother, she was a consummate professional. She truly made what I considered to be a scary and overwhelming process manageable and understandable."
Buying - Washington, District of Columbia December 2020
"Very responsive and detailed oriented "
Buying - Derwood, Maryland November 2020
"Hillary is the best! She answered all my questions. Talked with seller to convince them I was a good buyer. supportive through the process. Highly recommend! "
Buying - Rockville, Maryland January 2021
"This was our second time working with Hillary. As before, she was responsive, professional, friendly and worked hard to get us an excellent rate. She set reasonable (yet still fairly aggressive) targets and met or exceeded them. Hillary is really quite exceptional. In an era where lots of time can be wasted with hucksters and/or navigating the org chart at big corporations, she gets the job done and doesn't leave you hanging."
Refinance - Silver Spring, Maryland January 2021
Buying - Washington, District of Columbia February 2021
"Walked me thru the entire home buying process and made sure I understood everything explained. She kept me update throughout the whole process. Smooth transaction"
Buying - Suitland, Maryland February 2021
"This was our second home purchase and the best experience I had. I also had tried two other loan companies and by far Hillary and Main Street Home set the bar extremely high."
Buying - Glen Burnie, Maryland March 2021
"Hillary was responsive, informative,and helpful through the loan process."
Buying - Frederick, Maryland March 2021
Buying - Alexandria, Virginia March 2021
"Hilary is knowledgeable and diligent. She came with great information and was amazing through the whole process. "
Buying - Silver Spring, Maryland March 2021
"Hillary was helpful, prompt, and detailed. She answered all questions and worked with us to figure out the best way to structure our mortgage. We have used her twice and would highly recommend."
Buying - Silver Spring, Maryland March 2021
"Hillary was always very clear and upfront with us about the process for refinancing our how would be and guided us with patience and always made us feel like we were in trusted hands."
Refinance - Kensington, Maryland March 2021
"Hillary is thorough, prompt, understanding, and kind. We have done 2 rounds of refinancing with her and HIGHLY recommend her services."
Refinance - Silver Spring, Maryland March 2021
"Hillary was very helpful in explaining everything to this first time buyer. She was very responsive and on top of everything "
Buying - Alexandria, Virginia March 2021
Refinance - Rockville, Maryland March 2021
"Hillary was amazing! She was on top of everything every step of the way. It felt like we had our own personal loan office and officer. We have always used large firms like USAA or NFCU - but our Realtor recommended using Hillary and Main Street Home Loans and we could not be happier with the switch! Great customer service, straightforward and simple loan process, and great rates. "
Buying - Rockville, Maryland March 2021
"Hillary and her team were all incredibly professional and responsive and answered all of our questions. I never felt like any question was too small to ask."
Buying - Glen Burnie, Maryland April 2021
"Everything was really smooth. This was our first home and Hillary was incredibly informative. In the crazy market of 2021, Hillary was a very calming presence throughout the process."
Buying - Germantown, Maryland May 2021
"Hillary Cochin was amazing to work with as were the others that worked on my loan. She was always responsive and willing to help a first time buyer with questions."
Buying - Baltimore, Maryland May 2021
"Hillary is always on top of everything. She is so friendly and shows genuine interest in making the loan process as quickly and efficiently as possible."
Refinance - Montgomery Village, Maryland June 2021
Buying - Silver Spring, Maryland June 2021
"Hillary and her team were so professional and helpful through our first time home buying experience. She talked us through all our options and was available whenever we needed some advice or reassurance."
Buying - Rockville, Maryland June 2021
"Hillary was great to work with. She personalized the whole loan experience to best meet our needs."
Buying - Silver Spring, Maryland June 2021
"Hillary was super helpful throughout the entire process. It was very easy to schedule time with her, even if it was a quick 10 minute chat. She answered all of my questions in a timely manner and always provide helpful content to review to help ease my worries."
Buying - Wheaton, Maryland June 2021
"Hillary is very professional and knowledgeable about the her work. She explained everything in detail so that I can understand each step of loan approval process and respond to my emails very quickly. I had a great experience buying my first home. "
Buying - Silver Spring, Maryland June 2021
"Hillary was always available for questions via email with prompt responses. When things got more complex or confusing she was always willing to hop on a quick call to discuss and review"
Buying - Clarksburg, Maryland June 2021
"Hillary was very helpful, answered all my questions, and provided great service."
Buying - Kensington, Maryland July 2021
"Hillary made me feel completely at ease during this process. With the spreadsheet of my financial options I felt empowered when making offers and was able to budget wisely. Super helpful. "
Buying - Washington, District of Columbia July 2021
Buying - Frederick, Maryland July 2021
"She's awesome! Very responsive and answered all our questions. "
Buying - Montgomery Village, Maryland July 2021
"Hillary and her team are truly amazing!! They worked day and night for us to ensure we had every question answered and box checked. I will surely be using their services in the future, as well as recommending them to friends and love ones. 10/10!!!!"
Buying - Potomac, Maryland August 2021
"Hillary is the best. Period. More responsive than any professional I know in any industry and provides answers to questions I didn't even realize I should have. All while conveying such positivity (even through email, which is not easy to do). She has gone out of her way to help me through this process and I just appreciate her so much. "
Refinance - Silver Spring, Maryland August 2021
"Hillary was so knowledeable and really helped us understand what we were getting into as first time homebuyers. Also appreciated her team - I could ask questions to them when Hillary was in a meeting. Everyone was incredibly helpful and never made me feel dumb for asking any little question. Super awesome team!"
Buying - Wheaton, Maryland August 2021
Buying - Frederick, Maryland August 2021
"Hillary and her team did a phenomenal job staying on top of my file and pending items that I needed to provide. It become alot of paperwork, so that helped to make it easier."
Refinance - Washington, District of Columbia August 2021
"Hillary went above and beyond great service. She was always available to answer any questions and to explain terms and issues that are not always easily understood by someone not in the lending field. I really like her not just as a professional but also as a friend. She was really awesome!"
Buying - Arlington, Virginia September 2021
"Hillary was incredibly caring and helpful. She answered my questions promptly and clearly and was committed to supporting me in my home purchase."
Buying - Washington, District of Columbia September 2021
"Very informative, professional, and clear. Generally, there were no surprises throughout our house hunting journey. "
Buying - Gaithersburg, Maryland September 2021
"Very patient and understanding and explained the process throughly. Pleasant disposition throughout communications and correspondence. Will only use and recommend Hillary Cochin. "
Buying - Olney, Maryland October 2021
"It was a good time she is very helpful and kind person "
Buying - Silver Spring, Maryland December 2021
"Hillary was honestly a Jem to work with in the home buying process. She gives a very well informed guidance, very knowledgeable and reliable. She has made me feel comfortable in navigating different options. I wasp so satisfied with her and team service that I have linked her with my sister who also recently purchased a home. I would say how much I appreciated working with her."
Buying - Germantown, Maryland December 2021
"Responsive and informative throughout."
Refinance - Washington, District of Columbia February 2022
"Hillary was detailed, professional and made the home-buying process stress-free!"
Buying - Bowie, Maryland March 2022
Buying - Charlotte Hall, Maryland March 2022
"Hillary was great. Very responsive and explained everything with detail. She ensured we were informed at all times and made everything run smoothly. "
Buying - Frederick, Maryland April 2022
"Hillary was amazing. She made the process easy and transparent. "
Buying - Silver Spring, Maryland April 2022
Buying - Hyattsville, Maryland April 2022
"Hillary was amazing. She was so good at explaining things in a way I could understand them, which is really important for a person going into such a major purchase. There were terms I didn't understand and things I had to make a decision on with little knowledge of the differences it would make overall for my home purchase and Hillary was so patient with setting calls to go over every question I had. She was phenomenal and I felt lucky to have her as my broker. "
Buying - Beltsville, Maryland April 2022
"Hillary was so responsive and helpful - the guidance and information she provided during the loan process was a crucial part of us being able to have the winning bid on a home. "
Buying - Mount Rainier, Maryland August 2022
"Hillary was always available for any questions. She. explained the process very clearly. I appreciated her guidance."
Buying - Burtonsville, Maryland August 2022
"Hillary was very knowledgeable and helpful, she walked us through the process while providing us with lots of important information. She always kept in touch with us about every stage of the process, up until signing. She is amazing!"
Buying - Montgomery Village, Maryland February 2023
"Hillary is very knowledgeable, patient and an awesome loan officer to work with. I enjoyed working with her on my mortgage loan. Highly Recommended "
Buying - Greenbelt, Maryland February 2023
"I was introduced to Hillary through the Maryland Mortgage Program, and she was absolutely phenomenal in helping me find the right first-time homebuyer's assistance for me. She also went above and beyond to help me determine my budget and run estimated mortgage payment projections. Hillary introduced me to the real estate agent I used to buy my home. I really felt that Hillary had my best interests in mind. I felt like Hillary was my friend, and was giving me advice just for me, with no bearing on whether it made her company money or not. I don't exactly know how to articulate it, but it was very refreshing to feel like I wasn't just another customer with money to spend, but rather a person seeking financial advice and guidance. Hillary truly cares about her work and helping people, and I am incredibly grateful to have met and worked with her."
Buying - Germantown, Maryland February 2023
"Quick respond."
Buying - Germantown, Maryland March 2023
"Hillary and her team made the process super easy and were great at explaining everything throughout the loan application process. I loved the explainer videos as well!"
Buying - Baltimore, Maryland March 2023
"Hillary was excellent! She was very responsive throughout the process, helping me to understand the numbers and different loan options. She communicated clearly and proactively making sure I was updated on each step of the process and what to expect. She also explained which deadlines were important to ensure closing stayed on track. Ultimately, we closed on time with no issues that I was made aware of."
Buying - Wheaton, Maryland March 2023
"Very good at explaining complex concepts in simple terms. Felt like I was able to make informed decisions. "
Buying - Rockville, Maryland April 2023
"Hillary Cochin kept me well-informed during the entire process of acquiring a mortgage for my new home. She was very professional in all of our communications on the phone and via email. "
Buying - Kensington, Maryland May 2023
"Hillary was amazing she went into depth going over all of our options. "
Buying - Clinton, Maryland May 2023
"I don't even really know where to start . . . We researched several lenders to work with to purchase our first home and when we met Hillary (she came recommended to us) we knew that she, and Main Street Home Loans, was who we wanted to work with. Hillary was so thorough and explained all the complexities of everything to us so well (and was soooo patient with us!). There was never a single moment when we felt that Hillary and Main Street did not have our best interest in mind. Even when we had a devastating blow of having to terminate the contract for the first home we tried to purchase, Hillary and her team worked so hard for us to help us land our next home and she even worked with Main Street to help them understand our situation so that we could keep the interest rate we initially had. What amazing customer service. Truly exceptional and above and beyond. We will sing their praises to everyone we know."
Buying - Wheaton, Maryland July 2023
"Extremely helpful and resourceful. Finished all our stuff much earlier than expected!"
Buying - , September 2023
Buying - Clarksburg, Maryland August 2023

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