Heather Devoto

NMLSID#
186983
Company
First Home Mortgage
Participating lenders have agreed to a LENDAID code of conduct relative to transparency and independent customer surveys.
Certified
Equal Housing Opportunity
Job Title
Loan Originator
Address
1355 Beverly Rd Ste 215, Mc Lean, Virginia
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.
Certified

About Heather Devoto

Purchasing a home is not a small decision. I focus on providing education throughout the home buying process to help every client be informed and make the best decision for themselves. As a native to Arlington, I understand the nuances of the DC market and what matters to individuals and families.With over $1 billion dollars in closed loans, I understand how all of the moving parts of the process need to come together – from investor guidelines to changes in the law. Whether you are a first time home buyer, veteran, or an experienced homeowner, having the right mortgage professional makes a real difference in increasing your chances of getting a contract accepted. Accolades 2020 Top Mortgage Professional, Washingtonian 2019 Top 1% Mortgage Originators, Mortgage Executive Magazine Top Women Originators, Scotsman Guide Verified Top Producer, Scotsman Guide Top Mortgage Professional, Washingtonian First Home Mortgage Corporation, NMLS ID #71603 (www.nmlsconsumeraccess.org)

Heather's Reviews

4.9 Stars - 87 Reviews
"Very good communication, utililizing web based technology was a plus. "
Buying - Springfield, Virginia July 2018
Buying - Burke, Virginia July 2018
"Heather made the home buying process seamless. She was so knowledgeable and always willing to talk when I had questions. I will definitely recommend her to anyone that is in need of a lender. "
Buying - Alexandria, Virginia December 2017
"BEST EVER!"
Buying - Haymarket, Virginia December 2017
"Heather is amazing - personable and available to talk you through complicated issues. I have recommended her to everyone I know! "
Buying - Arlington, Virginia December 2017
"Heather was a pleasure to work with. She was thoroughly professional in every way , and went above and beyond what one might expect. Her attention to detail and her willingness to do what it takes to get things done were amazing. Her assistant, Lisa, also deserves credit for keeping things on track and helping to ensure that things went smoothly. All in all, I would recommend Heather and First Mortgage unequivocally. "
Buying - Cabin John, Maryland December 2017
"Wonderful experience! "
Buying - Arlington, Virginia January 2018
Refinance - Washington, District of Columbia January 2018
"Heather was a great help and made my mortgage experience stress free. "
Buying - Port Republic, Maryland January 2018
"Heather and her team were very responsive and helpful. "
Buying - Fairfax, Virginia March 2018
Refinance - Fairfax, Virginia March 2018
"If there was a 6th star, I'd give it to her. Our loan was exactly typical. So, she was always quick to pick up the phone to help me understand why we need to do something out of the ordinary to get approved. Loved the hands-on approval process. And I always love working with Heather. Thanks!"
Buying - Alexandria, Virginia December 2017
"Would recommend to friends and family . Made it all easy and painless. Thank you!!!"
Buying - Edgewater, Maryland April 2018
"Excellent. Outstanding knowledge, professionalism, and service. Appreciated working with Heather and the rest of this outstanding team."
Buying - Silver Spring, Maryland April 2018
"Heather has to be one of the most thoughtful, intelligent, professional person I have worked with in my lifetime. "
Buying - Arlington, Virginia April 2018
"She was responsive and informative and understood her products. It was comforting knowing someone with so much knowledge, experience, and superb customer service skills had my best interests at heart. "
Buying - Arlington, Virginia May 2018
Buying - Fairfax, Virginia May 2018
"Heather is amazing! She sat down with me and provided so much information and detail before I'd even decided on a lender, showing me different financing scenarios and possibilities. Heather and her team are experts, great at communicating, and so friendly. They were there every step of the way ensuring that I was getting the best deal."
Buying - Arlington, Virginia May 2018
"Very professional"
Buying - Greenbackville, Virginia August 2018
Refinance - Falls Church, Virginia September 2018
Buying - Arlington, Virginia October 2018
"As first time home buyers Heather took the time to really walk us through the entire process and explain all the different costs and what was going on behind the scenes. It was also great working with Kevin!"
Buying - Silver Spring, Maryland November 2018
"Heather was very professional and considerate of our specific needs. She always seemed to have our best interests in mind and was very knowledgeable and responsive. It was a pleasure to work with her. The First Home Mortgage team was easy to work with every step of the way."
Buying - Herndon, Virginia November 2018
Buying - Arlington, Virginia November 2018
"Fantastic experience! Heather was extremely knowledgeable and made the entire process simple and less stressful. Great to work with as a first time home buyer. "
Buying - Arlington, Virginia February 2019
Buying - Silver Spring, Maryland February 2019
"Heather was so easy to work with. She was knowledgable, responsive, patient with questions, and got the job done (ahead of schedule). I would definitely recommend her."
Buying - Vienna, Virginia April 2019
Buying - Alexandria, Virginia April 2019
Buying - Arlington, Virginia April 2019
"Heather is knowledgeable, responsive and always takes wonderful care of my clients needs. "
Buying - Clifton, Virginia April 2019
Buying - Vienna, Virginia April 2019
"Heather was very knowledgeable, thoughtful, easy to talk to and always willing to answer questions. I would not hesitate to recommend her to others in the future."
Buying - Alexandria, Virginia June 2019
"Professional, caring, involved and very responsive! She and her team were absolutely fantastic!"
Buying - Richmond, Virginia June 2019
Buying - Vienna, Virginia June 2019
Refinance - Washington, District of Columbia June 2019
"They provide quick, efficient and thorough customer services. They keep you posted on every step of the process in obtaining a mortgage with options that work for your specific needs."
Refinance - Bowie, Maryland June 2019
"Ms. Devoto is knowledgeable and savvy about mortgages and was willing to explain some very complex elements of our mortgage. When we didn't quite get it she was willing to explain further and do so patiently as well as give us examples. We are quite pleased with her assistance."
Buying - Arlington, Virginia July 2019
"Heather is a rockstar! She is extremely knowledgeable in everything real estate and mortgage. She went far beyond any expectations one could have with a mortgage broker. She was honestly the only person involved with the purchase of our new home that had our best interests and working for us and not against us or for the sellers. Heather is amazing and she will always be the person we work with or recommend."
Buying - Dunkirk, Maryland July 2019
"Heather Devoto is a true professional. She knows her business, she's very personable, and she looks out for her clients. We loved working with her."
Buying - Bowie, Maryland July 2019
"Prompt, professional, competent, and courteous."
Buying - Vienna, Virginia July 2019
"Heather was one of the most helpful mortgage banker I have known and I have know a lot. We were in a very tight timeline. She directed her resources, multiples of them to tackle different processes concurrently. After all their efforts we met our timelines."
Buying - Alexandria, Virginia August 2019
"We have worked with them a few times, and each time was a very pleasant experience. The whole process was easy and relatively stress free. Heather, along with her staff were very personable, efficient and professional. I highly recommend this company."
Buying - Bent Mountain, Virginia August 2019
Buying - Ashburn, Virginia August 2019
"Heather and her team answered every question on the same day I asked it, often with just an hour!"
Buying - Alexandria, Virginia September 2019
Buying - Bowie, Maryland September 2019
"As a first time home buyer I was lucky enough to have Heather as my lender she is a great experienced lender. She explained everything to me step by step in detail about how the process works, what I need to do on my end, ideas of different options I had available to me, etc. Of course there's a lot of information but she explains in a way the client will understand. Not only does she know what she is doing but she is VERY helpful even if you don't work with her she will provide you with guidance and refer you to other resources if needed. If you want to work with some who is honest, genuine, knowledgeable and a trust worthy person to get the home you would like, Heather Devoto should be your lender."
Buying - Lorton, Virginia September 2019
"Heather is amazing! She works hard to get you the best rate and mortgage available based on your individual needs."
Refinance - Silver Spring, Maryland September 2019
"Heather and her team were great to work with. They took all the stress out of the process."
Buying - McLean, Virginia September 2019
"I should have come back to Ms Devoto and First Home from the beginning of the refi, but I went internet at first. And it wasn't getting done. There is *great* value in having locals who are competent and committed. The staff at First Home was both, helping me through some complications quickly and efficiently."
Refinance - Alexandria, Virginia October 2019
"Heather was great - very responsive and willing to talk us through all the complexities of the process. Her team was equally helpful."
Buying - Washington, District of Columbia November 2019
Buying - Middle River, Maryland November 2019
"Heather is very Knowledgable of the work that she does. I felt more than comfortable working with her. From day one I knew that I was good hands. She was in constant communication with me (which is good for a healthy relationship), She made this part of the home buying process a breeze. I'm very grateful that I had the opportunity to work with her. #5stars"
Buying - Bowie, Maryland December 2019
"As first-time home-buyers, we were nervous about the mortgage process. Heather and her team walked through everything we had to do, educated us on the options available to us, and ultimately, helped us close on our first home. It was a wonderful experience working with First Home Mortgage, and I would highly recommend her to anyone looking for a professional, friendly, and personable lender."
Buying - Burke, Virginia December 2019
"Heather is knowledgeable and professional which is a real plus when she's helping you negotiate a process that can be stressful -- I've worked with Heather on 3 loans now, and love working with her and her staff, they really know what they are doing!"
Refinance - Springfield, Virginia January 2020
Refinance - Alexandria, Virginia February 2020
"Heather and FHM have been great to work with through our initial purchase and recent refi. They were prompt in answering questions and clear in guiding us through the process."
Refinance - Herndon, Virginia March 2020
Buying - Washington, District of Columbia March 2020
Refinance - Alexandria, Virginia March 2020
"Heather was great! Quick and easy to work with. She took the time to help educate me on the process which was helpful as a first time home buyer. Thank you, Heather!"
Buying - Alexandria, Virginia March 2020
Refinance - Alexandria, Virginia March 2020
"Heather was great and always available for advice and to help me with my questions. I highly recommend!"
Buying - Arlington, Virginia April 2020
"We had the best experience with Heather Devoto and her team at First Home Mortgage. She came highly recommended from our agent, and we can see why. She was extremely thorough, patient, and knowledgeable. She took time to answer all of our questions and made sure we understood every step of the process. She even set aside an additional hour the week of our closing just to make sure I understood every line in the financial documents. Trust is something you definitely want when making a large financial decision, and we really felt cared for and looked after. Heather has a great team of people who also made us feel comfortable throughout the home-buying process. Tori and Lisa are great - so communicative and personable - they even helped us research some questions when we couldn't find them ourselves. We highly recommend First Home Mortgage - especially Heather Devoto and her team. They are really wonderful people and we couldn't be more grateful for their expertise and care."
Buying - Annapolis, MD-Maryland April 2020
"Simple for me, they do all the work."
Refinance - Vienna, Virginia April 2020
"Heather was great in getting the rate we wanted and extending the deadline when a few complications arose."
Refinance - Washington, District of Columbia April 2020
"I would highly recommend Heather from First Home Mortgage! As a first-time home buyer, I had no idea how the process worked, and Heather walked me through it from start to finish! She was always available, responsive, answered all my questions, and ensured that I had a successful and on-time closing. She navigated my unique circumstances and made it possible for me to buy my dream home!"
Buying - Arlington, Virginia May 2020
"Exceptionally helpful, always professional."
Buying - Alexandria, Virginia May 2020
"Our experience with Heather/First Home Mortgage was great. Heather was able to help us figure out many issues that came about through securing our loan, but especially during underwriting. She even helped us to secure a better loan for our home. Though we wished communication was a little more frequent and clear, we had to understand that we were not her only customers. For example, having a specific date/time frame as to when credit would be pulled would have been super helpful to us as customers as we were trying really hard to get the best credit ever. Heather is great talking through solutions & meeting deadlines, there were no delays at all during our process to secure a loan. The team that Heather works with (Victoria Shumar and Lisa Powers) was also great and very professional. There were no issues too big for this team and for that we're very appreciative. We were confident the entire time that we'd secure a great loan with FHM.We look forward to refinancing soon. "
Buying - Brandywine, Maryland July 2020
"Heather provided excellent customer service all throughout the process! She was flexible and able to meet our needs when we could not be there for the final closing."
Refinance - Alexandria, Virginia June 2020
Buying - Alexandria, Virginia June 2020
Refinance - Alexandria, Virginia June 2020
"Organized, efficient, streamlined team"
Refinance - Arlington, Virginia June 2020
Refinance - Ashburn, Virginia June 2020
"Heather was incredible, she made buying our first home in the middle of a pandemic seamless. We have already referred her twice to friends!"
Buying - Arlington, Virginia June 2020
"Very patient and clear in explaining everything. It was easy and efficient to refinance!"
Refinance - Arlington, Virginia July 2020
"Heather was really responsive and helped me every step of the way. "
Buying - Dumfries, Virginia July 2020
"Heather and her team have handled two mortgages for us. They're knowledgeable, professional, and responsive. We absolutely recommend them. "
Refinance - Alexandria, Virginia July 2020
"She was the best part of my home buying experience."
Buying - Alexandria, Virginia July 2020
Refinance - Dunkirk, Maryland August 2020
"Top rate team. Always professional, to the point and customer focused. I am a 3 time customer and will only seek out Heather and the team for future acquisitions."
Refinance - Springfield, Virginia August 2020
"Great experience. Clearest opportunity for improvement is to streamline and consolidate messaging so the customer does not end up with so many separate email threads. The answer isn't necessarily a web portal. Email is fine, just get everyone on the same page about using the same comment thread and file sharing mechanism."
Refinance - Alexandria, Virginia August 2020
"They're great - we're repeat customers"
Refinance - Arlington, Virginia August 2020
Refinance - Alexandria, Virginia August 2020
Refinance - Alexandria, Virginia August 2020
"Heather helped us with our original mortgage so she was the obvious choice when we decided to refinance."
Refinance - Alexandria, Virginia September 2020
"We used First Home for refinancing our house. The team was very easy to work with, had great attention to detail, and made this process simple."
Refinance - Alexandria, Virginia September 2020
"She got me through my first home purchase and made the process simple. "
Buying - Washington, District of Columbia September 2020
"This is the 3rd time in 5 yrs we have used Heather's professional expertise for our mortgage needs. She and her entire team our responsive, professional and understand the needs of each customer. We were well taken care of."
Refinance - Alexandria, Virginia September 2020

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