Gary Michael Pierpont

First Home Mortgage
Participating lenders have agreed to a LENDAID code of conduct relative to transparency and independent customer surveys.
Equal Housing Opportunity
Job Title
Branch Manager
Career Started
2810 Laurian Lane Suite 100, Dunkirk, Maryland
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Gary Michael Pierpont

First Home Mortgage Corporation, NMLS ID #71603 (

Gary's Reviews

4.9 Stars - 181 Reviews
"The staff is very friendly and courteous. Always helpful. Gary was instrumental in our experience. "
Buying - Lusby, Maryland July 2018
"Confidently knowledgeable in his field, Absolutely the very best mortgage lender specialist I've ever worked with."
Buying - Waldorf, Maryland December 2017
Buying - Huntingtown, Maryland December 2017
"He was very nice and a was a pleasure to work with him and his team."
Buying - Annandale, Virginia December 2017
"Absolutely flawless and amazing. The whole process was seamless and couldn't have ask for better service for buying a freshly built home."
Buying - Sunderland, Maryland December 2017
"He was very helpful and quick to respond to any questions I had before, during and after the entire process. "
Buying - Chesapeake Beach, Maryland December 2017
"Our experience was great! Gary and his staff was very responsive and engaged throughout the process."
Buying - Brandywine, Maryland January 2018
"The best experience purchasing a home. A simple structured and customer oriented process that provides feedback and keeps you engaged in each stage of the financing process."
Buying - Leesburg, Georgia January 2018
Buying - Leonardtown, Maryland February 2018
"Gary is fantastic and always gets the job done! He is upfront and honest with clients."
Refinance - North Beach, Maryland February 2018
"Awesome lender --very responsive and efficient! "
Buying - Mechanicsville, Maryland March 2018
Buying - Huntingtown, Maryland June 2018
Buying - Bowie, Maryland June 2018
"He was fantastic. Him and Amanda made everything super easy to navigate. "
Buying - Chesapeake Beach, Maryland August 2018
Buying - Mechanicsville, Maryland August 2018
"Gary and his team were great to work with. Very knowledgable and responsive."
Buying - Jefferson, Maryland September 2018
"Mr. Pierpont was exceedingly helpful and knowledgeable. He helped me acquire a bridge loan which enabled me to make the down payment until my previous house sold. Additionally, he kept me informed of all of the available options."
Buying - Lusby, Maryland September 2018
"Gary and his staff are very professional, they know their job and they make the process run smooth with minimal problems and frustrations."
Buying - Hanover, Maryland October 2018
"This is the second time we have used Gary, and we have referred him to others. Great attention to detail and service !"
Buying - Tappahannock, Virginia October 2018
Buying - Solomons, Maryland October 2018
"Gary and his team were helpful and explained every detail of the process thoroughly. "
Buying - Laurel, Maryland November 2018
"Always available to answer the phone and resolve issues related to my home loan. Gary made the process less stressful and seamless. Appreciate all of his help."
Buying - Atlanta, Georgia November 2018
"Gary was very helpful and he and his team did a great job walking us through each step of the loan process. He was always very quick to respond and answered all our questions. He was a pleasure to work with and we hope other people can have the opportunity to work with him too! Thank you for helping us buy our first home! "
Buying - Prince Frederick, Maryland February 2019
"Gary placed me in a loan that was appropriate for me and my needs, and knew exactly how to use my qualifications. I'm so appreciative of his expertise, and the hard work his team did for me and my family."
Buying - Lexington Park, Maryland February 2019
"The professionalism of First Home Mortgage and Gary Pierpont was exceptional! "
Buying - California, Maryland February 2019
"Gary and his team made my family feel welcome. From the beginning there wasn't any surprises nor any underhanded dealings with us. Thank you Gary and team for being professionals and courteous throughout the whole process. I'm proud to have you as my lender."
Buying - California, Maryland April 2019
"Gary helped me through the whole process and is very professional. "
Buying - Lusby, Maryland April 2019
Buying - Shady Side, Maryland April 2019
"He was great! Incredibly responsive. Very willing to explain the process. I felt very comfortable asking random questions. I really felt confident that he was working hard on my behalf to get the best rates and financing options available. It was really nice having different financing options that were clearly explained. "
Buying - Gaithersburg, Maryland April 2019
"The entire process went well. Everyone was prompt with answers to my questions. I did have some issues with the online document system. It wasn�t as user friendly as much as it should be. I had to sign the same documents several times. Other than that I am satisfied. "
Buying - Leonardtown, Maryland June 2019
"Gary was very informative, accessible, and willing to help with all facets of the process."
Buying - Olney, Maryland June 2019
"Gary was extremely helpful throughout the entire process. He worked with us to insure we got the best possible rates."
Buying - Chesapeake Beach, Maryland June 2019
"He and his staff are professional!"
Buying - Bowie, Maryland June 2019
"Thorough and conscientious professional "
Buying - Charlotte, North Carolina June 2019
"Gary was always available to answer my questions and answered them clearly and succinctly. Gary was also very attentive to each task and moved things forward very efficiently. "
Buying - Friendship, Maryland June 2019
"Professional and pleasant"
Buying - Churchton, Maryland July 2019
"Always honest, helpful and professional."
Refinance - Hanover, Maryland August 2019
"Very responsive and on top of every detail to make process smooth."
Buying - North Beach, Maryland August 2019
Refinance - Huntingtown, Maryland August 2019
"Best mortgage broker I have ever worked with. Will recommend him and the company he works for from now on."
Buying - North Beach, Maryland August 2019
"This is my second mortgage that I have done with Gary Sr. and I have been super happy with his support, knowledge, helpfulness and willingness to go out-of-the-way to help answer any questions or concerns that I had. I would recommend Gary to any person that is looking for help, or even questions with, finding a mortgage."
Buying - Leonardtown, Maryland August 2019
Buying - Lusby, Maryland September 2019
"Gary is the most proficient and knowledgeable professional with great communication skills.. He is best in class and would highly recommend him to anyone!!!!"
Refinance - Leesburg, Georgia September 2019
Buying - Waldorf, Maryland October 2019
"Huge help in making the process of buying my home seamless, and as easy as possible. I would recommend him as well as First Home Mortgage to anyone that asks where to go."
Buying - Huntingtown, Maryland October 2019
Refinance - Sunderland, Maryland October 2019
"Personable and took an interest in me and not the process."
Buying - Oriental, North Carolina October 2019
"Gary is knowledgable and professional. He has experience in the industry and has a passion for his career. We are return customers who will certainly recommend Gary to friends and family in the future."
Refinance - Huntingtown, Maryland October 2019
"Top Notch!"
Refinance - Mechanicsville, Maryland November 2019
"The whole team is great!! Definitely recommend Gary and first home mortgage for all financial needs!"
Buying - Churchton, Maryland November 2019
"Gary instills confidence and a feeling that you are being heard throughout the entire process. The event of trying to get a mortgage is usually less desirable than getting a root canal without Novocain. I have closed two loans with Gary and his team in the last 17 months. Every interaction with any member of the team has been pleasant and productive. I strongly recommend anyone looking for an efficient, effective, professional and trustworthy professional to contact Gary- you will not be disappointed."
Refinance - Chesapeake Beach, Maryland December 2019
Refinance - Osprey, Florida January 2020
"Our experience was great. Our loan officer and all the staff were efficient, knowledgeable and helpful. Our loan closed two weeks earlier than we had hoped!!"
Buying - Manteo, North Carolina February 2020
Refinance - Owings, Maryland February 2020
Buying - California, Maryland February 2020
Buying - Manteo, North Carolina February 2020
"Gary and his team are outstanding to work with."
Buying - Severna Park, Maryland March 2020
"a man that knew all the information and was easy to deal with"
Refinance - Huntingtown, Maryland March 2020
"We have used Gary for both home purchases and refinances. He is the best there is! Questions or advice are literally answered within minutes. Closing has always run quickly and smoothly. I recommend Gary to everyone and would never use anyone else!"
Refinance - Mechanicsville, Maryland March 2020
"Absolutely impeccable service! Made himself always available for questions or concerns!"
Buying - Great Mills, Maryland March 2020
"Gary and his team were amazing helped me understand everything and made it easy to buy my first home"
Buying - Lusby, Maryland March 2020
"Gary is very professional and helpful!"
Refinance - Sunderland, Maryland April 2020
Buying - Hollywood, Maryland April 2020
Refinance - Mechanicsville, Maryland April 2020
Buying - Kill Devil Hills, North Carolina April 2020
"Basically what we expected"
Buying - Owings, Maryland April 2020
"Was able to move at a fast pace."
Buying - California, Maryland May 2020
"Gary is simply wonderful to work with! He is professional, responsive and very knowledgeable. He handled everything we needed with ease and on time. I will recommend to everyone I know!"
Refinance - Roswell, Georgia May 2020
"Gary was informative and great throughout the entire process! Would recommend him to anyone!!"
Refinance - Mechanicsville, Maryland May 2020
"They helped me purchase a home out of state. Worked with me when finances changed. Great customer service. Always got back to me super fast when I had questions!! Would recommend them to anyone!!!!"
Buying - Leland, North Carolina May 2020
"I have worked with Gary many times and every time he makes the process very easy and makes sure he explains everything so there is no confusion."
Refinance - Chesapeake Beach, Maryland May 2020
Refinance - Port Republic, Maryland August 2021
"An absolute flawless closing! Especially when we were doing everything from California to close in Maryland. Grade A experience with Gary and the company!"
Buying - Chesapeake Beach, Maryland June 2020
"It was a very professional and pleasant experience. My only suggestion would be to discuss beforehand when clients wants to lock the loan for clarity purposes."
Refinance - Hyattsville, Maryland June 2020
Refinance - Hughesville, Maryland June 2020
"Gary was absolutely amazing and professional from the start. He was very helpful, and explained every step in detail."
Buying - Mechanicsville, Maryland June 2020
"Mr Pierpont was very attentive and always on point. He handled everything with great importance and professionalism. I would recommend him to anyone. "
Refinance - Owings, Maryland July 2020
"He was very helpful and very knowledgeable. He and his team made the process simple and easy to follow. "
Buying - La Plata, Maryland July 2020
"Always kept us informed of the progress regarding our mortgage application. Communication was excellent and informative. Pleasure to work with!"
Buying - Owings, Maryland July 2020
"Gary and the whole team were excellent. Attention to detail. Prompt responses. Dealt very well with challenging issues when they arose. I highly recommend them."
Refinance - Chevy Chase, Maryland July 2020
"Wonderful and stress free!"
Refinance - Westminster, Maryland July 2020
"Gary is very professional and knows everything about mortgage lending and special loans."
Refinance - Chesapeake Beach, Maryland July 2020
"A friend referred me to contact Gary Pierpont Sr. He was prompt, polite, and professional. He explained the refinance process every step of the way. He answered all my questions and concerns in a timely manner by responding to my emails immediately. When I telephoned, he answered the phone. His team was on top of their game. I am very satisfied with the service."
Refinance - Owings, Maryland July 2020
"Gary was extremely helpful and to the point; spoke clearly about options for financing and provided excellent guidance during the entire process of getting a mortgage. Gary took a lot of the stress out buying a first home."
Buying - Tracys Landing, Maryland July 2020
"Gary was great to work with. He took time to explain the programs and documents. He was also super responsive to all my inquiries, even on the weekends. I have already recommended Gary and will do so in the future."
Buying - Arnold, Maryland August 2020
"Top notch, Fast attentive, professional service Pleasure to work with!"
Refinance - Sunderland, Maryland August 2020
"Gary was Very responsive and his staff was very nice To deal with "
Refinance - Mechanicsville, Maryland August 2020
"Gary was extremely knowlegeable, professional easy to talk to and respectful . This was the best we have encountered. We could recommend Gary to anyone who is buying a home or refinancing. He was able to answer our many questions before we even decide to refinance. We are very pleased with the outcome. "
Refinance - California, Maryland August 2020
Refinance - Leonardtown, Maryland August 2020
Refinance - Bowie, Maryland August 2020
Buying - Lusby, Maryland August 2020
"My loan process was very prompt and efficient from start to finish. "
Refinance - Huntingtown, Maryland September 2020
"A true professional, Gary M. Pierpont took our initial request for pre-approval and provided the most expedient path to get our financing approved after a thorough credit evaluation."
Buying - Fort Washington, Maryland September 2020
"Gary and his team were very responsive to an questions we had. I would definitely use them again and recommend them to anyone."
Buying - Broomes Island, Maryland September 2020
"So helpful and a delight to work with!"
Refinance - Dunkirk, Maryland September 2020
"Great service "
Refinance - King George, Virginia September 2020
Refinance - Owings, Maryland October 2020
Refinance - Huntingtown, Maryland October 2020
"Of all the times we've gone through the real estate refinancing process, this was the quickest, easiest, most trustworthy, professional, friendly, and--is it possible?--enjoyable. From first contact through final signature, Gary and his team took exceptional care of us: providing information, anticipating and explaining variables, saving us money where possible, and of course patiently and clearly answering our questions. We look forward to recommending Gary and First Home Mortgage to our friends and family."
Refinance - Dunkirk, Maryland October 2020
"Very good experience. The whole process was efficient and Gary was available and helpful through the experience."
Buying - Chesapeake Beach, Maryland October 2020
"Just upset that the price quoted was not the the same. Also we were denied for no reason. That doesn't seem right or fair. Needs some explanation."
Refinance - Prince Frederick, Maryland October 2020
"Gary was extremely responsive and informative throughout the whole process."
Refinance - Annapolis, MD-Maryland October 2020
"There was some confusion about how we wanted to pay the mortgage insurance that ended up pushing closing back a day, but other than that working with Gary went flawlessly. It was a bit confusing at times trying to coordinate who on his team needed certain documentation, but overall it was a very positive experience. "
Buying - Lexington Park, Maryland October 2020
"Gary was so helpful and informative. He communicated with us throughout every step of the process. He thoroughly went over all of our options. Fantastic person to work with and his support team was fantastic also."
Refinance - West River, Maryland October 2020
"I had a great experience. I was kept up to date and everything went smoothly. "
Refinance - Edgewater, Maryland November 2020
"He's always there to answer any questions you may have "
Refinance - Edgewater, Maryland November 2020
Buying - California, Maryland November 2020
Buying - Leonardtown, Maryland November 2020
"Gary Pierpont Sr. understood what my needs where and worked quickly to approve my mortgage. He is very open to answering questions and explaining things in detail."
Refinance - Silver Spring, Maryland November 2020
"Very responsive, knowledgeable and friendly. "
Buying - La Plata, Maryland November 2020
"Gary and his team were absolutely fantastic to deal with. We had some issues on my end that needed to be resolved and they were amazingly patient and helpful in getting my refinance completed with a terrific outcome."
Refinance - Annapolis, MD-Maryland December 2020
"Gary was fantastic. Can't say enough good things about him. Helped us every step along the way. Very to the point no messing around. Tells you exactly what you need and how to do it and goes the extra mile"
Buying - Dunkirk, Maryland December 2020
"Gary was a very wonderful . He working with me to get my first home & I really appreciate That. He's is well experience in what he do. I will recommend him to anybody thanks Gary."
Buying - Ocala, Florida December 2020
"He's awesome! In fact the whole team was great! They helped us understand what was happening and guided us through the process. They did a great job!!"
Refinance - Waldorf, Maryland December 2020
"I appreciate the insights, service, knowledge, and referrals etc!"
Refinance - Huntingtown, Maryland December 2020
"Great experience "
Buying - Woodbridge, Virginia December 2020
"Quick, professional, and easy to work with!"
Refinance - Jefferson, Maryland November 2020
"Mr. Pierpont was very professional and informative throughout refinancing process"
Refinance - Fort Washington, Maryland January 2021
"Great team with great results!"
Buying - Chesapeake Beach, Maryland January 2021
"I will never work with anyone other than Gary. He makes the process so easy and streamlined. He and his team work fast, proactively provide clarity without having to ask questions first, and they are organized and efficient - they never waste your time. You're left with the feeling that they completely have you covered. Gary is so responsive and always does due diligence prior to responding to you so that you are equipped to make fast, good decisions. I love everything about working with Gary. This is my 2nd time working with him and I'm hooked for life!"
Refinance - Huntingtown, Maryland January 2021
"Great to work with, very helpful, interested in doing for you, never too busy to address your concerns, highly recommendable."
Buying - California, Maryland January 2021
"Fast response, great service"
Refinance - Owings, Maryland January 2021
"Gary was patient and helped us every step of the way. This is all new to us but at no point in the process did we feel powerless. Gary provided us options and guidance and was supportive of our final decisions. "
Refinance - Dunkirk, Maryland January 2021
"Smooth transactions 100% . Very satisfied with Gary's service and is one of rare persons who does what he says he will :) "
Refinance - Mechanicsville, Maryland January 2021
"He is absolutely amazing. I've worked with Gary on my original loan and refinance and he's always responsive, professional, and honest."
Refinance - California, Maryland February 2021
"Superior professional"
Refinance - California, Maryland February 2021
"Absolutely the best. It was quick and easy."
Refinance - Glen Burnie, Maryland February 2021
"Gary went above and beyond to make sure everything was done for settlement."
Buying - Prince Frederick, Maryland February 2021
"Gary and team were great to work with. Answered all of our questions quickly, they communicated clearly and often. "
Refinance - Severna Park, Maryland February 2021
Buying - California, Maryland March 2021
"Gary is very helpful and gave me proper advise on my home mortgage loan. He is very direct and very precise to the information I was looking for. He is very knowledgeable and very responsive to all inquiries I raised about my mortgage loan. Overall, I greatly appreciate Gary and First Home Mortage team for all the assistance and support extended to me for my loan processing and approval."
Buying - California, Maryland March 2021
"The most financial professional team I have ever conducted business. I am convinced they are the best and most efficient financial team in the Country."
Refinance - Leesburg, Georgia March 2021
"Gary is great to work with! He is extremely knowledgeable and customer oriented."
Refinance - Severna Park, Maryland March 2021
"Very professional and got the job done "
Buying - California, Maryland March 2021
"Good service "
Buying - La Plata, Maryland March 2021
"My experience with Gary and staff was great. They made the process very smooth."
Refinance - Washington, District of Columbia March 2021
"EXCELLENT SERVICE. From the beginning of the process to closing. I have recommended to other family members."
Refinance - Upper Marlboro, Maryland March 2021
"Answered any and every single question of concern we had. Very satisfied with the whole process"
Buying - Lusby, Maryland March 2021
"Gary and team were easy to work with. Addressed any questions my husband and I had as well."
Buying - California, Maryland March 2021
"Always received quick, honest and excellent service. "
Refinance - Upper Marlboro, Maryland March 2021
"AMAZING!! Very professional and knowledgeable. "
Refinance - North Beach, Maryland March 2021
"The entire team is knowledgeable, professional & made the process easy. "
Refinance - Elkridge, Maryland March 2021
"Gary took all my info and referred me to Eric Gronbeck to complete the refinance process. Both were very helpful and patient with me. "
Refinance - La Plata, Maryland April 2021
"eric was amazing, we would highly recommend him to anyone"
Refinance - Linthicum Heights, Maryland April 2021
"Gary and his team kept us informed with the loan process. He checked on us during closing as well."
Refinance - Upper Marlboro, Maryland April 2021
"He was very patient with me and explained everything thoroughly."
Buying - Hughesville, Maryland April 2021
"Awesome service"
Buying - Hughesville, Maryland April 2021
Buying - North Beach, Maryland May 2021
"Outstanding service and advice!"
Refinance - Dunkirk, Maryland June 2021
"Twenty years ago I purchased my first home and the Lender was Gary Pierpont. Gary was a top notch professional throughout the entire process. He was extremely patient with answering ALL my first time homeowner buyer's questions and I had a lot. He never once made me feel as inadequate as I felt. He made the process so effortless and smooth that I shared his information with everyone I came across that was in the home buying market, even people I didn't know, like those standing in the grocery line and the conversation came up or I overheard a home buying conversation. My experience was that great. Well, here it is 20 years later and Gary was the only person I thought of to utilize to purchase my second home. He is as he was then. He still puts you at ease and makes himself readily available to answer any and all questions. When I first used Gary as my lender it was just him now he has a team of professionals that are just as knowledgeable. The technology he uses to communicate with borrowers has also vastly improved. A secure portal is created especially for each borrower to correspond, sign documents and upload documents. As fantastic as Gary and his team are they can only accomplish what they set out to do if the borrower follows and supplies all information and documentation requested. Every borrower should use Gary; you will not in any fashion be disappointed. If you use another lender then you get what you get."
Buying - Indian Head, Maryland July 2021
"Gary and staff were simply amazing. He was the Loan Officer for the purchase of my first home and the second one was well. Each time he provided superior services. I am truly grateful for him and his staff. "
Buying - Leonardtown, Maryland September 2021
"Gary made the entire process easy and very simple. Gary and his team were very quick to answer any questions I had as well"
Buying - Mechanicsville, Maryland September 2021
Buying - La Plata, Maryland September 2021
"Gary and team were very knowledgeable and helped me every step of the way. "
Refinance - Waldorf, Maryland September 2021
Buying - Hughesville, Maryland September 2021
"This is our third transaction with Gary, and each time has been a breeze. He and his team are professional. trustworthy and knowledgeable. We have referred others to Gary as well. "
Refinance - Tappahannock, Virginia October 2021
"Gary and Eric , (not to mention their entire team) was OUTSTANDING!! We closed on 3 homes in 1 day and 1 of the homes had 3 weeks to process... right on time, outstanding!!"
Buying - Charlotte Hall, Maryland October 2021
"Very knowledgeable and patient in explaining the process. "
Buying - Waldorf, Maryland October 2021
Refinance - Prince Frederick, Maryland October 2021
"I love the personal care that I received. Always quick responses. I felt like I was their #1 Client! 💕"
Buying - Woodbridge, Virginia October 2021
"Professional, prepared, helpful, responsive"
Buying - Solomons, Maryland November 2021
"Gary Pierpont and Eric Gronbeck we're both great to work with! We requested to sign hard copies at their office. They were really helpful as they guided us though the process from beginning to end! I really appreciated all the time they spent with us."
Buying - Solomons, Maryland November 2021
"Gary and his team were Awesome! They were helpful and involved from the first step of the process! They responded to every question or concern in a timely manner and did everything they could to ensure a successful close!! "
Buying - Waldorf, Maryland December 2021
Buying - Crofton, Maryland December 2021
"First class professional and knowledgable of the home mortgage/loan processes and industry"
Buying - Ashburn, Virginia January 2022
"An overall great experience "
Buying - White Plains, Maryland February 2022
"Quick and fast. Had no problems with this company."
Refinance - Huntingtown, Maryland February 2022
"Gary and his team, especially Eric, were very helpful and provided great reminders"
Refinance - Huntingtown, Maryland February 2022
"Gary and every person in his team were extremely helpful and professional. No matter the time of day or how basic the question they were always quick to respond and help. "
Buying - California, Maryland April 2022
"Made for a smooth and easy process "
Buying - Pasadena, Maryland April 2022
"Gary was on top of his game from the very start of the process. Everything went smoothly. I was kept in the loop about what was going on and the whole was just a phone call away whenever I have a question. Thank you Gary!"
Buying - Leonardtown, Maryland April 2022
"He and his team were great with everything. "
Buying - Clarksburg, Maryland May 2022
"Excellent experience. "
Refinance - Dunkirk, Maryland May 2022
"Very responsive and walked me through the process."
Buying - Lexington Park, Maryland October 2022
"Always helpful and quick to respond "
Buying - Owings, Maryland March 2023
Buying - Clinton, Maryland March 2023
"The team was awesome. I purchased three properties at one time. The team made this process easy for me."
Buying - Lexington Park, Maryland April 2023
Buying - Great Mills, Maryland April 2023
"it was great"
Buying - Grasonville, Maryland July 2023
"Gary was extremely helpful, and made me feel comfortable and informed throughout the entire process."
Buying - Baltimore, Maryland July 2023
"Outstanding Team!"
Buying - Islamorada, Florida September 2023

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