Garrett Duffy

Norcom Mortgage
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Equal Housing Opportunity
Job Title
Loan Officer; Branch Manager
Career Started
133 Central Street, Warwick, Rhode Island
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Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Garrett Duffy

Garrett Duffy, also known as “The Mortgage Musician,” is a Mortgage Loan Officer in the Ocean State of Rhode Island. Garrett is proof that you can deliver top notch mortgage loan services and have fun at the same time! His focus is on making people happy, both with his music and guidance as a Mortgage Loan Officer. After graduating from St. Michael's College in Burlington, Vermont with a degree in Business Administration, Garrett did the next logical thing… he picked up a harmonica and joined a band. His band, Barefoot Truth, put out 7 original albums and traveled the country. After several years, he switched gears and became a Mortgage Loan Officer. He takes this role and his clients’ finances very seriously. Garrett is honest, empathetic, and committed to helping his customers reach their mortgage goals. He strongly believes in communicating to each borrower that “It is not what you COULD afford, it is what you SHOULD afford.”

Garrett's Reviews

4.9 Stars - 60 Reviews
"great follow up"
Refinance - Wakefield, Rhode Island December 2020
"Garrett made us feel at ease and confident with a new and confusing process. I'll be recommending him to any friends and family in need of mortgage services."
Buying - Providence, Rhode Island December 2020
"Garrett is the best. Calm, competent, extremely knowledgeable, and available."
Buying - Narragansett, Rhode Island April 2020
"He is explicitly wonderful! "
Buying - Wakefield, Rhode Island December 2020
"Garrett Duffy was an asset to our home-buying experience. He put us at ease, was always available for questions and truly guided us through the process to make it all come together seamlessly. "
Buying - Wakefield, Rhode Island September 2020
"Garrett is easy going and awesome to work with! He is laid back yet extremely hard working and knowledgeable. "
Refinance - East Greenwich, Rhode Island April 2020
"Garrett has always been a great help to me both when buying my new home and when refinancing. He is professional, personable, knowledgeable and efficient. I highly recommend him and will work with him in the future as needed."
Refinance - Cranston, Rhode Island November 2020
"Garrett was great, I get a lot of promotional emails though."
Buying - East Providence, Rhode Island January 2021
"Garrett was always willing to help and answer any questions that we had during the process. He always put together the information we needed in a timely manner and he made the process so much easier. "
Buying - Stafford Springs, Connecticut February 2021
"Garrett was amazing throughout the entire process. He made the process smooth and understandable, especially for a first-time home buyer. His level of attention and awareness to our needs as buyers was exceptional. I highly recommend Garrett and plan to work with him again in the future when we buy our next house. Thanks!"
Buying - Worcester, Massachusetts May 2021
"Garret Duffy was a pleasure to work with. He handled my refinance perfectly. I was even out of town for the closing and with his guidance it went off without a hitch. I recommend garret for your mortgage needs. Thanks Garrett!"
Refinance - Narragansett, Rhode Island May 2021
"My husband and I cannot say enough good things about working with Garrett to purchase our first home! We were told by family and friends that purchasing a home was a stressful process, but we did not feel that way whatsoever because Garrett kept us updated every step of the way, and answered any and all questions we had. I am so grateful that our first home-buying experience was such a positive one, and that is in large part thanks to Garrett’s patience and helpfulness!"
Buying - Rumford, Rhode Island May 2021
"Garrett supported me throughout the process. He helped problem-solve any obstacle until final approval!"
Refinance - Attleboro, Massachusetts May 2021
"We cannot recommend Garrett enough if you’re looking to purchase a home. He was incredibly professional but also made us feel relaxed and comfortable about the home buying process. We didn’t use a realtor and Garrett was there for every question we had. He talked us through each step and maneuvered through some of the road blocks we experienced along the way. He is patient, knowledgeable, and kind. If we have to go through this process again, we will absolutely be calling Garrett. Thanks for your help, G man!"
Buying - Mystic, Connecticut May 2021
"I spent months researching interest rates and talking to banks in Rhode Island. I was about to give up but then I was referred to Garrett Duffy. After one quick conversation, it was clear that Garrett was honest and up-front in addition to being easy-going and pleasant to talk to. He was able to get us our desired interest rate without any restrictions, all the while making the refinance process quick and easy, even in the midst of the pandemic. I highly recommend Garrett Duffy and Norcom Mortgage for your future needs."
Refinance - Wakefield, Rhode Island May 2021
"Garrett Duffy was so easy to work with through what can be a stressful process. He was always available to answer questions—I had soooo many! He often spent time breaking down the process in different ways so I could truly understand what was happening every step of the way. Garret is kind, patient, and knowledgeable. I would highly recommend him! Thank you again, Garrett!!"
Refinance - Charlestown, Rhode Island May 2021
"Our experience with Garrett was nothing short of exceptional! I have gone thru 4 home transactions with other lenders and have to say that from start to close, this was the easiest and most efficient process I’ve ever experienced. Garrett looks out for his clients best interest and takes the time to understand their financial needs. I would highly recommend Garrett and his Team of resources for any home lending needs."
Buying - East Greenwich, Rhode Island May 2021
"Garrett was amazing to work with! This was our first time purchasing our own home and it could not have gone smoother. From Day 1, Garrett made us feel comfortable and confident with the home mortgage process. We now sit in our beautiful new home and we could not have done it without his help! He truly cares about his clients and is always looking out for you. We would recommend him for all you mortgage needs!"
Buying - Chepachet, Rhode Island May 2021
"Look no further, Garrett is great! He's not only prompt, available, and attentive to every detail, but makes the process fun. At the height of our stress over house-hunting during a pandemic, Garrett sent us his cover of 'Take it Easy' and really cheered us up. It was wonderful to work with a local who was there for us every step of the way and I highly recommend that you do the same."
Buying - Kingston, Rhode Island May 2021
"Working with Garrett and Norcom was smooth, professional and timely. We saved so much on our refi. A+++ service. Garrett was recommended to us and we will be paying that recommendation forward to friends looking to save money while interest rates are low. Thanks Garrett Todd and Trish "
Refinance - Smithfield, Rhode Island May 2021
"I’m thrilled to have worked with Garrett! Garrett made what I find to be a personal and emotional process enjoyable and stress-free. The biggest barrier of my home loan process was the first step, finding a loan officer I could trust and work with. The thought of sharing my financial information with a stranger that might judge me, pressure me, or worse reject me was daunting. Garrett listened to my needs, answered my questions- all of them- and not once was I made to feel uncomfortable. He helped us get exactly what we needed and took care to be sure everything was on track for our loan. I appreciated his gentle guidance and professionalism throughout the entire loan process. I give Garrett the highest recommendation. I really can’t thank him enough! "
Buying - Ashaway, Rhode Island May 2021
"Phenomenal experience really. 33 days from first contact to closing. Clear communication. I always knew where we were in the process. Main thing is always rates and fees and they were completely in line with the best of the competition. Super easy to upload the docs. My highest recommendation. We closed 12 days ago and I still can't believe it!"
Buying - Norwich, Connecticut May 2021
"Garrett I wanted to take a moment to thank you for helping us with our refi. I’ve done this a few times in my life. I must say this time, it was extremely simple and stress free thanks to you. You sent us our “scavenger hunt” list of necessary documents for the loan and you took the reins allowing us to just sat back and wait. I appreciate your weekly updates and cheerfulness. I would recommend you to anyone looking to refinance or buy a home in a heartbeat!"
Refinance - Wakefield, Rhode Island May 2021
" Garrett Duffy was a pleasure to work with - he was super organized and kept us in the loop consistently. Extremely responsive and helped us get an exceptional deal. We recommend him without reservation and will definitely talk to him if we have other mortgage needs."
Refinance - Barrington, Rhode Island May 2021
"Tim&I would like to thank you for guiding us so seamlessly through our mortgage refinancing. We have gone through the process before and have never felt the level of trust and guidance as we felt with you. Our most sincere gratitude Garrett. Ann Marie&Tim McGarty"
Refinance - Wakefield, Rhode Island May 2021
"I just purchased my 3rd home and Garrett made this one by far the easiest and smoothest. In the past it has been a chaotic and seemingly disorganized process, but Garrett was always clear and direct about next steps and able to promptly answer all of my questions. I would highly recommend him to anybody purchasing a new home!"
Buying - Saunderstown, Rhode Island May 2021
"Garrett is so knowledgeable and communicated every step of the process to us. He is kind, compassionate, and personable- it really shows how much he cares about his clients. Being a first time homebuyer, I was so nervous to start this process, but Garrett made it so easy and stress free that I knew I had nothing to worry about. It was a pleasure working with him and we are so grateful for all of his help in the purchase of our forever home! Thank you Garrett!"
Buying - Saunderstown, Rhode Island May 2021
"Garrett was a pleasure to work with! He responded promptly to all of our questions - and we had many! For some of our more obscure questions, he never assumed or guessed, instead he did the research to make sure he was 100% before advising us. He got us an incredible rate on our mortgage and helped us lock it in early, which gave us peace of mind early on. Most importantly, he kept us informed throughout the entire process, had all our ducks in a row (giving us the option to close early) and when things got delayed on the seller's end, he was able to roll with the ever-shifting date and make sure it happened as soon as humanly possible. I would absolutely recommend Garrett to anyone in need of a home loan!"
Buying - Charlestown, Rhode Island May 2021
" I cannot say it enough - how grateful I am to have worked with Garrett during the home-buying process. He is helpful, available, professional, and an all-around great guy. He actually made the mortgage process a breeze! He explained everything thoroughly and accurately and was there to answer all of my questions. I recommend Garrett to everyone who is going through the home-buying process! ⭐️⭐️⭐️⭐️⭐️"
Buying - , May 2021
"The mortgage musician kept me in tune!! The loan process was much less complicated because Garrett was guiding me and we closed on time without any complications! Thank you Garrett!"
Buying - Narragansett, Rhode Island May 2021
"Garrett Duffy helped me refinance my mortgage to a 15 year at the lowest rate I have ever seen. No other broker could match it. Garrett kept me updated throughout the entire process and made things very easy for me. He was a pleasure to work with. I would recommend him to anyone looking to purchase or refinance"
Refinance - Charlestown, Rhode Island May 2021
"Working with Garrett was a breeze. He explained everything in layman's terms and truly helped my husband and I through the mortgage process. He almost always answered and was always quick to return a text, call or e-mail if in a meeting. He was patient and lighthearted. The process can be stressful but he always kept us positive, motivated and on task. We closed very quickly and with a VA loan this was a huge plus! Thank you Garrett!! "
Buying - Groton, Connecticut May 2021
"Being first time home buyers, we were unsure of really where to begin. Garrett was recommended to us by a friend and immediately he made us feel more comfortable and informed about the home buying process. He was there with us every step of the way and was just a phone call or text message away if we had any questions (which we had plenty!). He was extremely responsive to our needs and replied within minutes when we would reach out (even on weekends and New Years Day!). We wouldn't hesitate to work with Garrett again, and we are thankful he was in our corner through our home buying process."
Buying - Stafford Springs, Connecticut May 2021
"I recently used Garret Duffy at Norcom Mortgage and I cannot praise him enough as he guided me through the process of refinancing my home. I appreciate his expertise and ability and willingness to work with me to reach my goals. His dedication and commitment to servicing his client's requirements, coupled with his mortgage expertise, make him unique in the industry and invaluable. I will definitely be recommending him to others in the future. Thank you Garret!"
Refinance - Wakefield, Rhode Island May 2021
"Garrett made this whole process educational and fun! I never felt judged, rushed or nervous when working with him. As a first-time homebuyer the process can be very intimidating and overwhelming, I didn’t know what to expect when we started this process, but I will say this, from the first conversation to closing, Garrett was an absolute Rock Star! I recommend Garrett 100% and would go through this process with him all over again! "
Buying - Ashaway, Rhode Island May 2021
"I was introduced to Garrett from another mortgage company we used for a recent second home purchase in MA as that company does not service the CT market. Garrett was eager to earn the business and listened to our wants and needs to provide the best possible outcome. Really appreciated the weekly Tue update e-mail clearly stating where we were in the mortgage process. As Garrett included our RE agent on this weekly update she made several comments on how impressed she was with their approach. I would certainly recommend Garrett and his team to anyone."
Buying - Windsor, Connecticut May 2021
"Garrett was great to work with & very professional. The entire process was seamless start to finish & stress free. He's always available to answer any questions. I would highly recommend him to others who are looking to purchase or refinance. "
Buying - Providence, Rhode Island May 2021
"Garrett was excellent to work with during the mortgage process. Compared to my previous mortgages, this was by far the easiest one I went through. Garrett was extremely well informed and keeps you up to date with everything that that goes on during the process so you do not feel like you are left in the dark. If I needed to go through this process again, I would definitely chose Garrett over my previous lenders."
Refinance - Barrington, Rhode Island May 2021
"Garrett Duffy was recommended to us by a friend and was very easy to work with. He made the home buying process for first-timers stress-free. He kept us very well informed and updated throughout the entire process, broke down everything for us, and quickly answered every question we had along the way"
Buying - Warwick, Rhode Island May 2021
" Garret did an amazing job helping me refinance my home!! He made the process very comprehensible answering all my questions completely and in a timely manner."
Refinance - Wakefield, Rhode Island May 2021
"Garrett was wonderful to work with. He refinanced my home and helped with a new mortgage all within 3 months of time. He was very knowledgeable, reliable and responsive. He was great to work with and I would recommend him to anyone!"
Buying - Roxbury, Massachusetts May 2021
"Over the holiday season, my wife and I worked with Garrett to refinance our home. From the first phone call, Garrett was very professional while having a very friendly demeanor. He showed excellent knowledge of the process and was able to provide us three very competitive quotes. Garrett clearly explained each option which allowed us to make an informed decision. We couldn't be happier with the excellent communication throughout the process which really made everything feel easy. Thank you Garrett for all the hard work and we are already telling people about your excellent service."
Refinance - Coventry, Rhode Island May 2021
"It was great to work with Garrett, he made our ‘first time homeowners’ experience so easy and smooth. He walked us through the entire process and ensured that we were well informed in every stage. He is organized, helpful, detailed, efficient and pleasant to work with! I was expecting it to be a stressful process but instead it was easy and effortless."
Buying - Wakefield, Rhode Island May 2021
"Purchasing a home can be a daunting experience. Especially the process of obtaining a mortgage. I was fortunate enough to have this process made extremely easy and seamless. I was referred to Garrett Duffy from Norcom Mortgage and without knowing him, right from the start, felt very much at ease and that I was in good hands. He walked me through the process that Norcom Mortgage follows and made all of the expectations very clear. Every week he would call to check on me to make sure that things were moving in the right direction. And he did that without making me feel as though I was under and pressure! If there is an ever an opportunity to use Garrett and his services again, I will not hesitate. And I certainly would not hesitate in referring Garrett and Norcom Mortgage to any of my friends or family."
Buying - Lincoln, Rhode Island May 2021
"We refinanced our home with Garrett and he was great to work with. He had quick answers to all of our questions and after shopping around his rates were the best too. We highly recommend him! "
Refinance - Providence, Rhode Island May 2021
"Working with Garrett is great! He keeps you updated with every information he explains in details the circumstances and he is flexible when he comes to communication. For me, he went above and beyond. When a grant I applied to was all of the sudden denied he searched for other grant opportunities and made one happen for me. For this, I can't thank him enough he has helped me and my children so much."
Buying - Providence, Rhode Island May 2021
"Just closed on my first home. Garrett Duffy made the entire VA loan application process so simple and easy. He was always available when I had questions and replied to emails very quickly. Walked me through the process effortlessly to my new home! Would definitely recommend to others! Thank you Garrett!"
Buying - Warwick, Rhode Island May 2021
"Garrett was great to work with, as he was very proactive and on top of his game. He was always prepared, well-organized, and always available for any questions. I’d recommend Garrett to anyone looking for Mortgage Loan Officer."
Refinance - Warwick, Rhode Island May 2021
"Having zero experience in the process of applying, understanding and the final closure when purchasing a home, Garrett was a superhero!! He was thoughtful and forthright. What could be a very stressful endeavor, ended up becoming one of the best decisions we’ve ever made as a family. Thanks Garrett Duffy!"
Buying - North Stonington, Connecticut May 2021
"I worked with Garrett as a first time home buyer. He was very help at explaining the process for me. He was very helpful with any questions that I had. He was very easy to reach by either email, text, or phone. I appreciated his weekly updates throughout the process to let me know that things were on track. "
Buying - Ledyard, Connecticut June 2021
"While I was unfamiliar with the value of working with Garrett Duffy of Norcom Mortgage over a local bank, I was soon convinced that it was a smart move in this very competitive mortgage market. Not only did he get us a great rate, he made it all so easy. All required paperwork was in order and easy to complete on-line. Updates were provided timely and Garrett was in constant touch with us as we worked through the very detailed process of buying a house. He was a trusted partner in the successful outcome of our buying a beautiful home! It really has been a pleasure working with you."
Buying - North Stonington, Connecticut June 2021
"Garrett is great! I'm going to recommend him to anyone looking to purchasing a home. He is a great communicator, who will keep you informed and quickly answer any questions you have along the way. He is very professional, and it was a pleasure to have him help me buy my home."
Buying - Newport, Rhode Island June 2021
"I was beyond impressed with the side by side treatment and diligence that I experienced while working with Garrett. He kept me informed every step of the way and never left me hanging when I had a question regarding my mortgage. If you need a loan officer he's the guy!!!! 10/10"
Buying - Warwick, Rhode Island June 2021
" Garrett was amazing to work with! This was our first time purchasing our own home and it could not have gone smoother. From Day 1, Garrett made us feel comfortable and confident with the home mortgage process. We now sit in our beautiful new home and we could not have done it without his help! He truly cares about his clients and is always looking out for you. We would recommend him for all you mortgage needs! "
Buying - Chepachet, Rhode Island June 2021
"Garrett provided thorough and timely support, both during our application process and again when we needed follow-up info, even well past our closing date. We got a competitive rate and never had a question go unanswered. Professional, responsive, knowledgeable--highly recommended."
Buying - Wakefield, Rhode Island June 2021
"We worked with Garrett when purchasing our home. He was recommended by our original agent along with another broker but after speaking to both of them Garrett was so helpful from the outset. He gave information and answered all our questions. We were initially planning on Providence, but ended up in Boston. It was really nice to have someone who could help us in either city/state. Garrett was out of the office as we were finishing up closing, but he made sure that we were well taken care of and even while out he would touch base with us just to make sure we were feeling good about how everything was going."
Buying - Roslindale, Massachusetts July 2021
"Our experience refinancing our home in South Kingstown, Rhode Island was an exceptional one, thanks to Garrett Duffy’s professionalism, kindness, and expertise. Garrett was there for us through every step of the process, and made the steps we had to take to refinance clear and easy to fulfill. The technical work of uploading documents to Norcom was simple, and felt secure throughout. Garrett has a great sense of humor, and kept things light, never pressuring us for time. While refinancing a home is not often thought of as an exciting activity, I can attest that both my wife and I were thrilled at closing when we truly realized how much money and time we would be saving through the refinance. If you are looking for a real pro with a great attitude to help you improve your financial situation, don’t hesitate to work with Norcom and Garrett Duffy. We are truly glad that we did."
Refinance - Wakefield, Rhode Island August 2021
"Applying for a mortgage is scary, confusing, and daunting yet so exciting. Garrett made the whole process so simple and straightforward from start to finish. When making the biggest purchase of my life... I needed someone who was organized, knowledgeable and trustworthy, like Garrett. I’m grateful for his help and would recommend him to anyone purchasing a home!"
Buying - Groton, Connecticut September 2021
"Working with Garrett has been nothing short of amazing. There are 3 things that stand out that have made my experience with him and Norcom special. 1. Garrett owns his brand- Garrett makes home buying and the loan process fun. He ties in his original roots of being a musician and composes an experience that is like none other. 2. Garrett is reliable- Before I could even come up with a question or had a concern Garrett kept his line of communication honest and open. He worked hard to resolve any situations and made the process seamless by explaining things thoroughly. 3. Garrett is Passionate- Garrett Loves what he does and to me that’s the most important thing. He genuinely and truly cares about his clients and customers and when someone has passion- they have purpose and Garrett delivered on all ends! I highly recommend using Garrett Duffy for any Mortgage or Loan services! "
Buying - Providence, Rhode Island September 2021
"Garrett was awesome! Very professional, made sure we were updated and in the loop every step of the way, and helped us close quickly. I highly recommend him and hope to do business with him again in the future!"
Buying - Coventry, Rhode Island September 2021

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