Derek A Evans

MAIN STREET HOME LOANS a Division of NFM Lending
Participating lenders have agreed to a LENDAID code of conduct relative to transparency and independent customer surveys.
Equal Housing Opportunity
Job Title
Area Manager, Vice President
Career Started
1 Parkwest Circle, Midlothian, Virginia
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Derek A Evans

Testimonials are the individual experiences of those who have used our services. Main Street Home Loans does not provide incentives for testimonials or reviews.

Derek's Reviews

4.5 Stars - 97 Reviews
Buying - Richmond, Virginia December 2017
"Very thorough...great at helping you understand what to do in simple steps."
Buying - Glen Allen, Virginia December 2017
"Professional and great customer service."
Buying - Ashland, Virginia December 2017
"All my questions weren't answered."
Buying - Richmond, Virginia December 2017
"Wonderful experience, Derek was great and we got to close on our house way faster than we were expecting!"
Buying - Deltaville, Virginia December 2017
"Great experience all around!!!!!!!"
Buying - Henrico, Virginia December 2017
"Great experience"
Buying - Henrico, Virginia December 2017
Buying - Glen Allen, Virginia December 2017
"I can't fairly rate Derek since I didn't work directly with him. However, after speaking with multiple lenders, Derek's office was able to match the lower interest rate offered to me from a different lender. Once we had the rate down, everything else went pretty smoothly. "
Buying - Mechanicsville, Virginia December 2017
Buying - Richmond, Virginia December 2017
"Lack of attention to detail. Failed to explain things at times. "
Buying - Richmond, Virginia December 2017
"We met Derek once in the office most of our communications were through e-mail. There was some confusion on interest rate that was clarified. "
Buying - Ashland, Virginia December 2017
"Great work! "
Buying - Richmond, Virginia January 2018
Buying - Richmond, Virginia January 2018
Buying - Colonial Heights, Virginia January 2018
"Derek is great to work with. He provides the best possible option for a mortgage."
Buying - Glen Allen, Virginia January 2018
Buying - Colonial Beach, Virginia January 2018
Buying - Mechanicsville, Virginia February 2018
"Derek explained things well and he kept us up-to-date on the progress of everything!"
Buying - Richmond, Virginia February 2018
"He worked for us and our benefit in all areas in a caring and professional manner! His team is the best I have ever worked with -special thanks to Kim -she was the shining star !"
Buying - Colonial Heights, Virginia February 2018
"Best experience ever! Very professional and helpful. "
Buying - Moseley, Virginia February 2018
"He seems professional, but the way First Home Mortgage runs business is very unsatisfactory and below normal standards. Very poor business practice."
Buying - Henrico, Virginia February 2018
Buying - Henrico, Virginia March 2018
"DerekÍs team specifically Kimberly Howard and Kyla Priddy were extremely easy to work with during the process. They were constantly in touch with updates and request for information. "
Buying - Richmond, Virginia April 2018
Buying - Sandston, Virginia May 2018
"Responsive, honest"
Buying - Winston Salem, North Carolina May 2018
"Derek is very nice, down to earth, honest, friendly guy! He is adept on what he is doing and would guide you with his experience in your best interest! I would love to work with him in future and would always recommend for everyone who are first time buyers!"
Buying - Glen Allen, Virginia May 2018
Buying - Henrico, Virginia May 2018
"They made it a quick, thorough, and an easy loan process. It felt like minimal effort on our part. They provided great communication throughout the mortgage process."
Buying - Wilmington, North Carolina June 2018
"Derek was great, can't say the same for everyone else that worked there."
Buying - Farmville, Virginia June 2018
"I was doing the mortgage application and follow-up work from Florida....It was difficult to produce the paperwork they required after the initial application when I had to move 2 times in Florida waiting for the model home I was purchasing to be released for me to move in...I thought they (the processors) were too severe with investigating deposits into my checking accounts...I had to send papers supporting small deposits of approx $250, etc....As I said, locating the paperwork when I had to move twice was difficult and I had to spend a lot of time searching thru papers....What if I were totally electronic with all my banking....What if I had not saved receipts, etc???? For a $50,000 loan on a $300,000 was ridiculous, I think........Thanks for listening"
Buying - Moseley, Virginia June 2018
"It was great! The process was a breeze!"
Buying - Richmond, Virginia July 2018
"Seems too busy to communicate w customer. "
Buying - Glen Allen, Virginia July 2018
"He was always prompt and on time with responses. And after searching with three other companies he was the most understanding and compassionate about what we were trying to accomplish. Plus the added bonus is he got us into the exact house we wanted on time and saved us money!"
Buying - Chesterfield, Virginia September 2018
Buying - Henrico, Virginia September 2018
"First Class, we had a great experience. Derek and his team lived up to what they told us on day 1, based on my prior interactions with lenders, this was a great process! "
Buying - Moseley, Virginia September 2018
Buying - Ashland, Virginia September 2018
Buying - Mechanicsville, Virginia October 2018
"Derek and his team were great, they explained everything simply and were quick to respond when needed. "
Buying - Midlothian, Virginia November 2018
"My experience was flawless. They communicated very well. Always available when I needed them. Closed on time. Highly recommend! "
Buying - Henrico, Virginia November 2018
"I dealt with Derek Evans and his staff from October, 2017 until we closed on our house on December 21, 2018. Derek was extremely professional and helpful throughout the entire loan process. Working with he and his staff was wonderful and I would highly recommend Derek Evans and First Home Mortgage."
Buying - Moseley, Virginia December 2018
"Excellent staff and service! Kyla is a "GOD~sent" and a blessing. She worked diligently with me & for me throughout the process. I'd recommend First Home because of her first & foremost. Overall a good experience."
Buying - Henrico, Virginia December 2018
"We have worked with Derek for some time, to be accurate we met Mr. Evans 2009. As our very first experience with Derek the recent experience was over and above. The very best Professionalism, Integrity, and always available for Customer concerns. I will highly recommend 1st Home Mortgage and Derek. It gets no better, in all aspects of the ever changing world of Real Estate. In search we found 1st Home Mortgage/Derek Evans. Derek is both a colossal personable lender. With an awesome staff that offers down to earth personas .Thanks for the opportunity to voice. Our experience was fantastic! "
Buying - Petersburg, Virginia December 2018
"Working with Derek was great! He was knowledgeable, helpful, and communicated in a timely manner."
Buying - Richmond, Virginia December 2018
"Derek and First Home Mortgage did an excellent job walking us through the process of buying our first home. We had some minor issues that they were very prompt in correcting."
Buying - Richmond, Virginia January 2019
"He's a good guy and help me out a lot."
Buying - Henrico, Virginia January 2019
"Derek was always prompt with answering my calls and very good with response time. He was able to make this a seamless, fast, and easy process. He took a nerve-wracking experience and made it enjoyable. "
Buying - Mechanicsville, Virginia April 2019
"Derek and his team went above and beyond for me "
Buying - Henrico, Virginia April 2019
"Derek Evans Explained Everything We Needed To Learn About the Loan We are very Satifield"
Buying - Richmond, Virginia April 2019
"The entire process was smooth and painless. I would use them again if I needed to."
Buying - Richmond, Virginia May 2019
"They were professional and efficient. I couldn't believe how fast I was in my new home. I will certainly recommend them to anyone looking for a worry free home buying experience."
Buying - Crewe, Virginia May 2019
"Kyla is a gem! Very helpful and immediate to respond. Kimberly is really on top of things as well. "
Buying - Richmond, Virginia May 2019
"Prompt response times, knowledgeable, professional. "
Buying - Richmond, Virginia May 2019
Buying - Henrico, Virginia May 2019
"Derek was professional, understanding, respectful and always available to answer my questions. Great guy!!"
Buying - Henrico, Virginia June 2019
Buying - Quinton, Virginia June 2019
"Very easy to deal with, very responsive to questions, very informative on everything that was happening all the time."
Buying - Colonial Heights, Virginia June 2019
Buying - Mechanicsville, Virginia June 2019
Buying - Richmond, Virginia June 2019
Buying - Henrico, Virginia June 2019
"His team is exceptional."
Buying - Ashland, Virginia July 2019
"Responsive to my questions"
Buying - Richmond, Virginia August 2019
Buying - Henrico, Virginia August 2019
"Derek and his team of associates are excellent and very easy to work with. They always inform you every step of the way. Thanks to everyone there."
Buying - Glen Allen, Virginia August 2019
"Mr Evans kept me informed every step of the mortgage loan process. I also liked the computer check list process. He answered my questions in a timely manner. Great job."
Buying - Louisa, Virginia August 2019
"Wonderful experience."
Buying - Richmond, Virginia August 2019
"Extremely professional and very efficient"
Buying - Glen Allen, Virginia August 2019
"Him and his staff went above our expectations. They were amazing to work with!"
Buying - Henrico, Virginia September 2019
"Everything was handled great"
Buying - Henrico, Virginia September 2019
"Derek was easy to work with and responded quickly to emails and voicemails."
Buying - Chesterfield, Virginia September 2019
"Very professional and courteous."
Buying - Midlothian, Virginia October 2019
"Great people to work with for your mortgage"
Buying - Richmond, Virginia October 2019
Buying - Richmond, Virginia October 2019
"Derek has poor communication, wouldn't return calls or answer calls when we scheduled time for one."
Buying - Mechanicsville, Virginia October 2019
"Derek and team were a pleasure to work with in getting me the best financing at a low rate. I also love the email updates that helped me know the status of my loan as I moved through the process. Great job Main Street Home Loans. Thank you."
Refinance - Richmond, Virginia October 2019
"Derek kept us up to date, providing information and answers to any questions we had. The closing went smooth because of the preparation he and his team did."
Buying - Glen Allen, Virginia October 2019
Buying - Petersburg, Virginia November 2019
"Derek and his team were extremely helpful and made it a stress free experience. They are very friendly and knowledgeable. Derek was exceptional!!"
Buying - Chesterfield, Virginia November 2019
"Very difficult to reach takes days to get back to you on issues of importance, when I said I wanted my closing cost to be put in the loan it was agreed upon, but before closing everybody got amnesia."
Buying - Henrico, Virginia November 2019
"Throughout both the original buying and refinancing process, I always felt heard, cared for and valued. Would highly recommend Derek and Main Street Home Loans!"
Refinance - Chesterfield, Virginia November 2019
"Always notch customer service...grateful to work with him. Nothing but professional!"
Refinance - Beaverdam, Virginia December 2019
"He is great professional with great business ethics."
Buying - Henrico, Virginia December 2019
Buying - Henrico, Virginia December 2019
"I experienced constant inconsistent transmission of information and inaccurate communication throughout the home buying process. Also, I was forced to pay a late fee for a bill that I was required to pay at closing, despite me providing Derek with the statement and due date a week before the bill due date. My bill payment was not held responsibly, and after paying increased closing cost and a bill balance in full that was brought up at the last minute, I was slammed with a 50.00 late fee after closing. I will not be referring Derek or Main Street Loans to any friends or family."
Buying - Richmond, Virginia December 2019
"It was alright. Informed every step of the way"
Buying - Richmond, Virginia February 2020
"Great job"
Buying - Port Haywood, Virginia March 2020
Buying - Henrico, Virginia March 2020
"Excellent. Quick, seamless, and easy!"
Refinance - Moseley, Virginia March 2020
"He is very knowledgable and was very helpful when obtaining our loan."
Buying - Glen Allen, Virginia May 2020
Buying - Richmond, Virginia May 2020
Refinance - Richmond, Virginia June 2020
"Seamless, easy process. Our loan officer was in constant contact, even he didn't have anything new to ask for - just to check in and keep us in the loop!"
Buying - Aylett, Virginia June 2020
"This was my first time buying a property and I'm only 23. Derek was extremely helpful during every step of the way. Especially with the added support I needed since I am so young."
Buying - Richmond, Virginia June 2020
Buying - Sandston, Virginia July 2020
"Awesome 👌 "
Buying - Richmond, Virginia July 2020
"Derek Evans was helpful from the start to the end. He explain very well."
Refinance - Richmond, Virginia July 2020
"Made my experience easy and stress-free as possible. Couldn't ask for a better team!"
Buying - Richmond, Virginia July 2020

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