David Scott Licciardi

MAIN STREET HOME LOANS a Division of NFM Lending
Participating lenders have agreed to a LENDAID code of conduct relative to transparency and independent customer surveys.
Equal Housing Opportunity
Job Title
Area Manager
Career Started
100 Medway Road, Milford, Massachusetts
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About David Scott Licciardi

Testimonials are the individual experiences of those who have used our services. Main Street Home Loans does not provide incentives for testimonials or reviews.

David's Reviews

4.8 Stars - 81 Reviews
"David is a miracle worker! We have been attempting to purchase our home for a couple of years and kept running into dead ends. David worked diligently to not only resolve this problem, but also provide us with several alternatives! "
Buying - Bristol, Rhode Island July 2018
"David and his team were amazing! They took the time to explain everything and had so much patience with us obtaining information. They helped in any way they could!"
Refinance - Cranston, Rhode Island July 2018
"They were very professional and helpful and took their time and answered all my questions and I would recommend them to anyone."
Buying - Avon, Massachusetts December 2017
Buying - Dorchester, Massachusetts December 2017
"Very responsive and helpful. "
Buying - Lynn, Massachusetts December 2017
Refinance - Providence, Rhode Island December 2017
"Fast, efficient, and easy."
Refinance - Warwick, Rhode Island December 2017
"David kept in touch with us and guided us through this process in a timely manner. Everyone was very professional during this process."
Refinance - Brockton, Massachusetts December 2017
"David was always very helpful and informative. He also went out of his way in a couple of instances to accommodate changes in my loan process."
Buying - Norton, Massachusetts December 2017
"Scott and the whole team were very helpful and diligent throughout a very difficult transaction. I am grateful to have had them on my side."
Buying - Dorchester, Massachusetts January 2018
"The Best Mortgage Company. #1"
Buying - Rochester, New Hampshire January 2018
Buying - Providence, Rhode Island February 2018
"He's very nice, comprehensive, patient, for anyone, no matter where you come from."
Buying - Manville, Rhode Island February 2018
"Made the home purchasing process easy from start to finish- great team at First Home."
Refinance - Mattapan, Massachusetts February 2018
"David was amazing!!! He helped us every step of the way, addressing every question we had in a timely manner. Loved working with David."
Buying - West Roxbury, Massachusetts March 2018
"My experience with David and Carmellia, also Zack Wick was amazing. Great people to work with. They made my experience so easy. Because I have friend tells me story about there experience buying there first home. Was not as nice as my. Well I have to say I would recommend them anytime to my friends and family 100%, I'm very pleased. Thank you.for giving a chance.and thank you for your kindness and services. God bless this family. Again thank God for people like David and Carmellia. And the rest of the team."
Buying - Randolph, Massachusetts April 2018
"The personnel at First Home Mortgage company were very friendly, helpful and made the mortgage process exceptional easy."
Buying - Center Ossipee, New Hampshire April 2018
Refinance - Somerville, Massachusetts April 2018
"Absolutely fantastic!!"
Buying - Bristol, Connecticut April 2018
"David was very professional. He took the time to communicate with us every step of the loan process. Overall we were very pleased with David and his team."
Buying - Brockton, Massachusetts May 2018
"Five star customer service "
Buying - Brockton, Massachusetts August 2018
Buying - Punta Gorda, Florida August 2018
"We're repeat customers, Dave is very professional, prompt and extremely helpful. We have come to rely on Dave's great expertise and excellent customer service."
Buying - Hopedale, Massachusetts August 2018
"I mostly dealt with Bob Naranjo who's been always very helpful. David was very responsive when it came to email correspondence. "
Buying - Hudson, New Hampshire August 2018
"Most professional business I've ever encountered with. They are an amazing team! Helped find a wonder house within a few months and got us a great low mortgage!! Thanks so much for your help guys!!! Highly recommend this company to anyone who is looking for a house!!"
Buying - Hyde Park, Massachusetts August 2018
"David was really helpful and knowledgeable about the product. I felt I could ask any questions and he explained everything so I could understand and process. He made the process of submitting the paperwork easy. I had a good experience overall."
Buying - Randolph, Massachusetts September 2018
"You showed me that you cared about me and my kids. I would recommend you to any one that I know who is looking to buy a house. Thank you for taking the time with me. "
Buying - Taunton, Massachusetts September 2018
"Dave was great. He was in constant contact with us through the entire loan process and was able to answer all questions in a timely manner. His team also did a great job putting the loan together. "
Buying - Spring Hill, Florida September 2018
"David was always very responsive, returning calls seven days a week to answer questions. We found him extremely helpful!"
Buying - West Warwick, Rhode Island October 2018
Buying - Jewett City, Connecticut October 2018
"I had a great experience with Dave and First Home Mortgage. I would definitely recommend them to anyone needing a mortgage! Very professional!"
Buying - East Greenwich, Rhode Island December 2017
"Everyone was always accessible and very quick to respond if you needed to leave a message. They would explain everything very thoroughly if you had any questions. They made the entire experience as stress-free as possible. We would not hesitate to refer them to friends or use them again."
Buying - West Warwick, Rhode Island May 2018
"This is our SECOND time buying a house with Dave's team. I have been working closely with his assistant, Zach, for 2 years now and the customer service he has provided is exceptional. I can pick up the phone and call him with any questions or concerns I have and he gets it taken care of. This has been a stress free buying process for us and we will definitely be using FHM again. 10/10 would recommend. You guys are the best! "
Buying - Chesapeake, Virginia August 2018
"Everything was explained throughout the entire buying process. David was always aSingle Familyilable to answer questions. The entire team provided Single Familyluable information and were on top of every document that was needed to complete the buying process. I have great appreciation for Zachary, the entire buying process started with him and he was a good listener when I needed to make important and difficult decision. I will definitely refer my friends to this wonderful team of professionals. "
Buying - Rehoboth, Massachusetts October 2018
"They were the very best at helping me to get into a home at the time requested - I would tell everyone how they've done such a wonderful job. "
Buying - Worcester, Massachusetts November 2018
"David and First Home are the best mortgage company ever. We just bought our vacation home in Florida and they handled everything so smoothly. They go out of their way to make things easy and enjoyable. I recommend them to everyone I meet. Definitely top marks for David and the company. "
Buying - Sarasota, Florida November 2018
"Dave was great, knowledgeable and very helpful"
Buying - Block Island, Rhode Island November 2018
"David was great, always kept in contact and was very knowledgeable and informative, definitely would recommend. "
Buying - East Providence, Rhode Island December 2018
Refinance - Johnston, Rhode Island January 2019
"This is my second survey for David. As I stated before David is the best lender I have ever worked with. He was kind and caring and made me feel at ease throughout the entire process. I would recommend David to everyone I know who needs a lender. "
Buying - Wakefield, Rhode Island April 2019
" We had lots of obstacles during the loan process David was my third loan person he was very easy to work with and completed the loan in record time . He is very knowledgeable about the mortgage proceedings and everybody that works for him is very helpful and knowledgeable also. I highly recommend David and his team ."
Buying - Rehoboth, Massachusetts April 2019
"Great job I love and thank you "
Buying - Brockton, Massachusetts April 2019
Refinance - Mattapan, Massachusetts June 2019
"It was a good experience working with David helping buying my dream house. Since day one he identified my needs and worked hard till the last day. He has good knowledge on what he's doing and make sure you understand every details. I will not hesitate a second to refer him to a friend."
Buying - Stoughton, Massachusetts June 2019
Buying - North Kingstown, Rhode Island June 2019
"Easy to work with. Takes the stress out of the process"
Refinance - Narragansett, Rhode Island July 2019
"They ROCK"
Buying - Jacksonville, Florida July 2019
Refinance - Brockton, Massachusetts August 2019
Buying - Brockton, Massachusetts August 2019
"Dave was very responsive and made the process go very smoothly. The electronic signatures made it much easier."
Refinance - Cranston, Rhode Island August 2019
Buying - Holliston, Massachusetts August 2019
"David Licciardi is top notch. He's helped me with 2 mortgages. Does everything he can to get me the best numbers. David B"
Refinance - North Scituate, Rhode Island August 2019
"David and his team were positive, pleasant, and easy to work with. I could.not have been more pleased.with their efforts.on my behalf."
Buying - East Greenwich, Rhode Island August 2019
Buying - Brockton, Massachusetts September 2019
"Great people, great service, wonderful staff."
Buying - Brockton, Massachusetts September 2019
"David Licciardi was a great help and was willing to accommodate me as much as possible, and was knowledgeable about any situation thrown at him."
Buying - Lawrence, Massachusetts November 2019
"Very responsive - everything was on time or early"
Buying - Harwich, Massachusetts November 2019
"All the team members at Main Street Home Loans were so wonderful. They really worked hard to ensure our experience with getting a loan for our first home went seamless, they were always on top of everything and ensured that they kept us constantly in the loop. Camellia was especially wonderful she truly went above and beyond for us, i am so greatful to have worked with her."
Buying - Warwick, Rhode Island November 2019
Refinance - Cranston, Rhode Island November 2019
"Overall the process was smooth however David filled in some demographic information on my application without my knowledge or consent that was incorrect. I talked to him about it and he made the necessary corrections."
Buying - Roxbury, Massachusetts December 2019
Refinance - Riverside, Rhode Island December 2019
Buying - Dorchester Center, Massachusetts December 2019
"David was very courteous and professional. The process was smooth and very quick."
Refinance - Naugatuck, Connecticut December 2019
"david is the best around with out a doubt. he works hard to get you the best deal he can find. he is always available. highly recomend. "
Refinance - West Warwick, Rhode Island January 2020
"David was amazing! And Camiella (sp)too. Great experience. Will spread the word!"
Buying - East Greenwich, Rhode Island January 2020
Refinance - Providence, Rhode Island January 2020
"It is always an easy process with David and his team. The team kept me informed throughout the entire process and they also texted me with updates. Awesome Teamwork!"
Refinance - Rehoboth, Massachusetts January 2020
"They were very responsive and on top of things!"
Buying - Randolph, Massachusetts January 2020
"David was very upfront with me. He informs me of every step he's taking. Him and his staff are on top of their work. He always make himself available to answer my questions whenever there's something I didn't understand. Thanks to him I have my house. I highly recommend him because he will tell you the truth."
Buying - Brockton, Massachusetts February 2020
"very personable and honest"
Refinance - East Greenwich, Rhode Island March 2020
"David was a pleasure to work with. Extremely knowledgeable and helpful through every step of the process. I would highly recommend him."
Buying - Epping, New Hampshire April 2020
Refinance - Wakefield, Rhode Island April 2020
"Dave was great! MSHL sold our mortgage less than a month after we closed."
Buying - Attleboro, Massachusetts May 2020
Refinance - Mattapan, Massachusetts May 2020
"David made the entire process easy, he was always available to answer a question, he always followed up with me, and he was incredibly nice and very professional."
Refinance - East Greenwich, Rhode Island June 2020
"David is always great and helpful."
Refinance - Hanover, Massachusetts June 2020
"David was very helpful and very quick to answer any questions or concerns I had."
Buying - Brockton, Massachusetts June 2020
"David was patient, answered every question and addressed every concern!"
Buying - Roslindale, Massachusetts June 2020
"David is the MAN! Very knowledgeable, and Efficient in his work. I especially appreciate the fact that David made himself available to answer any questions I had throughout the process. David had clear answers to every question and concern I had and explained things in a manner in which I understood. I will definitely work with David again. Highly recommended! "
Buying - Taunton, Massachusetts July 2020
"Very informative throughout the process. David made the refinance very easy."
Refinance - Warwick, Rhode Island July 2020
"David and his team were very helpful with the right advice."
Buying - Cranston, Rhode Island July 2020

David's Sample Area of Work

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