David Scott Licciardi

MAIN STREET HOME LOANS a Division of NFM Lending
Participating lenders have agreed to a LENDAID code of conduct relative to transparency and independent customer surveys.
Equal Housing Opportunity
Job Title
Area Manager
Career Started
100 Medway Road, Milford, Massachusetts
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About David Scott Licciardi

Testimonials are the individual experiences of those who have used our services. Main Street Home Loans does not provide incentives for testimonials or reviews.

David's Reviews

4.8 Stars - 170 Reviews
"David is a miracle worker! We have been attempting to purchase our home for a couple of years and kept running into dead ends. David worked diligently to not only resolve this problem, but also provide us with several alternatives! "
Buying - Bristol, Rhode Island July 2018
"David and his team were amazing! They took the time to explain everything and had so much patience with us obtaining information. They helped in any way they could!"
Refinance - Cranston, Rhode Island July 2018
"They were very professional and helpful and took their time and answered all my questions and I would recommend them to anyone."
Buying - Avon, Massachusetts December 2017
Buying - Dorchester, Massachusetts December 2017
"Very responsive and helpful. "
Buying - Lynn, Massachusetts December 2017
Refinance - Providence, Rhode Island December 2017
"Fast, efficient, and easy."
Refinance - Warwick, Rhode Island December 2017
"David kept in touch with us and guided us through this process in a timely manner. Everyone was very professional during this process."
Refinance - Brockton, Massachusetts December 2017
"David was always very helpful and informative. He also went out of his way in a couple of instances to accommodate changes in my loan process."
Buying - Norton, Massachusetts December 2017
"Scott and the whole team were very helpful and diligent throughout a very difficult transaction. I am grateful to have had them on my side."
Buying - Dorchester, Massachusetts January 2018
"The Best Mortgage Company. #1"
Buying - Rochester, New Hampshire January 2018
Buying - Providence, Rhode Island February 2018
"He's very nice, comprehensive, patient, for anyone, no matter where you come from."
Buying - Manville, Rhode Island February 2018
"Made the home purchasing process easy from start to finish- great team at First Home."
Refinance - Mattapan, Massachusetts February 2018
"David was amazing!!! He helped us every step of the way, addressing every question we had in a timely manner. Loved working with David."
Buying - West Roxbury, Massachusetts March 2018
"My experience with David and Carmellia, also Zack Wick was amazing. Great people to work with. They made my experience so easy. Because I have friend tells me story about there experience buying there first home. Was not as nice as my. Well I have to say I would recommend them anytime to my friends and family 100%, I'm very pleased. Thank you.for giving a chance.and thank you for your kindness and services. God bless this family. Again thank God for people like David and Carmellia. And the rest of the team."
Buying - Randolph, Massachusetts April 2018
"The personnel at First Home Mortgage company were very friendly, helpful and made the mortgage process exceptional easy."
Buying - Center Ossipee, New Hampshire April 2018
Refinance - Somerville, Massachusetts April 2018
"Absolutely fantastic!!"
Buying - Bristol, Connecticut April 2018
"David was very professional. He took the time to communicate with us every step of the loan process. Overall we were very pleased with David and his team."
Buying - Brockton, Massachusetts May 2018
"Five star customer service "
Buying - Brockton, Massachusetts August 2018
Buying - Punta Gorda, Florida August 2018
"We're repeat customers, Dave is very professional, prompt and extremely helpful. We have come to rely on Dave's great expertise and excellent customer service."
Buying - Hopedale, Massachusetts August 2018
"I mostly dealt with Bob Naranjo who's been always very helpful. David was very responsive when it came to email correspondence. "
Buying - Hudson, New Hampshire August 2018
"Most professional business I've ever encountered with. They are an amazing team! Helped find a wonder house within a few months and got us a great low mortgage!! Thanks so much for your help guys!!! Highly recommend this company to anyone who is looking for a house!!"
Buying - Hyde Park, Massachusetts August 2018
"David was really helpful and knowledgeable about the product. I felt I could ask any questions and he explained everything so I could understand and process. He made the process of submitting the paperwork easy. I had a good experience overall."
Buying - Randolph, Massachusetts September 2018
"You showed me that you cared about me and my kids. I would recommend you to any one that I know who is looking to buy a house. Thank you for taking the time with me. "
Buying - Taunton, Massachusetts September 2018
"Dave was great. He was in constant contact with us through the entire loan process and was able to answer all questions in a timely manner. His team also did a great job putting the loan together. "
Buying - Spring Hill, Florida September 2018
"David was always very responsive, returning calls seven days a week to answer questions. We found him extremely helpful!"
Buying - West Warwick, Rhode Island October 2018
Buying - Jewett City, Connecticut October 2018
"I had a great experience with Dave and First Home Mortgage. I would definitely recommend them to anyone needing a mortgage! Very professional!"
Buying - East Greenwich, Rhode Island December 2017
"Everyone was always accessible and very quick to respond if you needed to leave a message. They would explain everything very thoroughly if you had any questions. They made the entire experience as stress-free as possible. We would not hesitate to refer them to friends or use them again."
Buying - West Warwick, Rhode Island May 2018
"This is our SECOND time buying a house with Dave's team. I have been working closely with his assistant, Zach, for 2 years now and the customer service he has provided is exceptional. I can pick up the phone and call him with any questions or concerns I have and he gets it taken care of. This has been a stress free buying process for us and we will definitely be using FHM again. 10/10 would recommend. You guys are the best! "
Buying - Chesapeake, Virginia August 2018
"Everything was explained throughout the entire buying process. David was always aSingle Familyilable to answer questions. The entire team provided Single Familyluable information and were on top of every document that was needed to complete the buying process. I have great appreciation for Zachary, the entire buying process started with him and he was a good listener when I needed to make important and difficult decision. I will definitely refer my friends to this wonderful team of professionals. "
Buying - Rehoboth, Massachusetts October 2018
"They were the very best at helping me to get into a home at the time requested - I would tell everyone how they've done such a wonderful job. "
Buying - Worcester, Massachusetts November 2018
"David and First Home are the best mortgage company ever. We just bought our vacation home in Florida and they handled everything so smoothly. They go out of their way to make things easy and enjoyable. I recommend them to everyone I meet. Definitely top marks for David and the company. "
Buying - Sarasota, Florida November 2018
"Dave was great, knowledgeable and very helpful"
Buying - Block Island, Rhode Island November 2018
"David was great, always kept in contact and was very knowledgeable and informative, definitely would recommend. "
Buying - East Providence, Rhode Island December 2018
Refinance - Johnston, Rhode Island January 2019
"This is my second survey for David. As I stated before David is the best lender I have ever worked with. He was kind and caring and made me feel at ease throughout the entire process. I would recommend David to everyone I know who needs a lender. "
Buying - Wakefield, Rhode Island April 2019
" We had lots of obstacles during the loan process David was my third loan person he was very easy to work with and completed the loan in record time . He is very knowledgeable about the mortgage proceedings and everybody that works for him is very helpful and knowledgeable also. I highly recommend David and his team ."
Buying - Rehoboth, Massachusetts April 2019
"Great job I love and thank you "
Buying - Brockton, Massachusetts April 2019
Refinance - Mattapan, Massachusetts June 2019
"It was a good experience working with David helping buying my dream house. Since day one he identified my needs and worked hard till the last day. He has good knowledge on what he's doing and make sure you understand every details. I will not hesitate a second to refer him to a friend."
Buying - Stoughton, Massachusetts June 2019
Buying - North Kingstown, Rhode Island June 2019
"Easy to work with. Takes the stress out of the process"
Refinance - Narragansett, Rhode Island July 2019
"They ROCK"
Buying - Jacksonville, Florida July 2019
Refinance - Brockton, Massachusetts August 2019
Buying - Brockton, Massachusetts August 2019
"Dave was very responsive and made the process go very smoothly. The electronic signatures made it much easier."
Refinance - Cranston, Rhode Island August 2019
Buying - Holliston, Massachusetts August 2019
"David Licciardi is top notch. He's helped me with 2 mortgages. Does everything he can to get me the best numbers. David B"
Refinance - North Scituate, Rhode Island August 2019
"David and his team were positive, pleasant, and easy to work with. I could.not have been more pleased.with their efforts.on my behalf."
Buying - East Greenwich, Rhode Island August 2019
Buying - Brockton, Massachusetts September 2019
"Great people, great service, wonderful staff."
Buying - Brockton, Massachusetts September 2019
"David Licciardi was a great help and was willing to accommodate me as much as possible, and was knowledgeable about any situation thrown at him."
Buying - Lawrence, Massachusetts November 2019
"Very responsive - everything was on time or early"
Buying - Harwich, Massachusetts November 2019
"All the team members at Main Street Home Loans were so wonderful. They really worked hard to ensure our experience with getting a loan for our first home went seamless, they were always on top of everything and ensured that they kept us constantly in the loop. Camellia was especially wonderful she truly went above and beyond for us, i am so greatful to have worked with her."
Buying - Warwick, Rhode Island November 2019
Refinance - Cranston, Rhode Island November 2019
"Overall the process was smooth however David filled in some demographic information on my application without my knowledge or consent that was incorrect. I talked to him about it and he made the necessary corrections."
Buying - Roxbury, Massachusetts December 2019
Refinance - Riverside, Rhode Island December 2019
Buying - Dorchester Center, Massachusetts December 2019
"David was very courteous and professional. The process was smooth and very quick."
Refinance - Naugatuck, Connecticut December 2019
"david is the best around with out a doubt. he works hard to get you the best deal he can find. he is always available. highly recomend. "
Refinance - West Warwick, Rhode Island January 2020
"David was amazing! And Camiella (sp)too. Great experience. Will spread the word!"
Buying - East Greenwich, Rhode Island January 2020
Refinance - Providence, Rhode Island January 2020
"It is always an easy process with David and his team. The team kept me informed throughout the entire process and they also texted me with updates. Awesome Teamwork!"
Refinance - Rehoboth, Massachusetts January 2020
"They were very responsive and on top of things!"
Buying - Randolph, Massachusetts January 2020
"David was very upfront with me. He informs me of every step he's taking. Him and his staff are on top of their work. He always make himself available to answer my questions whenever there's something I didn't understand. Thanks to him I have my house. I highly recommend him because he will tell you the truth."
Buying - Brockton, Massachusetts February 2020
"very personable and honest"
Refinance - East Greenwich, Rhode Island March 2020
"David was a pleasure to work with. Extremely knowledgeable and helpful through every step of the process. I would highly recommend him."
Buying - Epping, New Hampshire April 2020
Refinance - Wakefield, Rhode Island April 2020
"Dave was great! MSHL sold our mortgage less than a month after we closed."
Buying - Attleboro, Massachusetts May 2020
Refinance - Mattapan, Massachusetts May 2020
"David made the entire process easy, he was always available to answer a question, he always followed up with me, and he was incredibly nice and very professional."
Refinance - East Greenwich, Rhode Island June 2020
"David is always great and helpful."
Refinance - Hanover, Massachusetts June 2020
"David was very helpful and very quick to answer any questions or concerns I had."
Buying - Brockton, Massachusetts June 2020
"David was patient, answered every question and addressed every concern!"
Buying - Roslindale, Massachusetts June 2020
"David is the MAN! Very knowledgeable, and Efficient in his work. I especially appreciate the fact that David made himself available to answer any questions I had throughout the process. David had clear answers to every question and concern I had and explained things in a manner in which I understood. I will definitely work with David again. Highly recommended! "
Buying - Taunton, Massachusetts July 2020
"Very informative throughout the process. David made the refinance very easy."
Refinance - Warwick, Rhode Island July 2020
"David and his team were very helpful with the right advice."
Buying - Cranston, Rhode Island July 2020
"Has been awesome!"
Refinance - Brockton, Massachusetts August 2020
Refinance - North Providence, Rhode Island August 2020
"David made the entire process easy. He and his team got us our loan confirmation docs, arranged the attorney, provided online access, and otherwise took care of all necessary details in a timely fashion."
Buying - Narragansett, Rhode Island August 2020
"Very knowledgeable and professional. Highly recommend his services."
Refinance - Brockton, Massachusetts April 2021
"Dave was awesome! He walked me through every step of the process and answered all my questions I had. He was a true professional that I would recommend to anyone. He went above and beyond in helping me."
Refinance - Westport, Massachusetts September 2020
"I have worked with Dave Licciardi for (5) five years and he is one of the most honest/ hardest working individuals I have ever met. He is responsive to your questions day or night and works hard to get you the best possible rate. Dave is a person of his word and there are no surprises throughout the loan process. If ever I need a home loan or refinance, he is the only person I will deal with and refer to family and friends."
Refinance - Randolph, Massachusetts September 2020
Refinance - Brockton, Massachusetts September 2020
"Loved every minute Dave and his team made this process so very easy! Anytime I had a question he would answer it within 5 minutes no matter the time of day. I will recommend Dave and his entire team to everyone I know. "
Buying - Pawtucket, Rhode Island October 2020
"Dave is the ultimate professional."
Refinance - Warwick, Rhode Island October 2020
"Dave was great! Kept me informed and was able to get my loan processed in a short timeframe!"
Buying - Norfolk, Massachusetts November 2020
"Very professional. Kept us posted with each step. He was always available for any questions "
Refinance - Cranston, Rhode Island November 2020
"David was very helpful. He was easy to get a hold of and quick to get back to me with any questions I had. I was nervous about the whole refinance process but Dave made it as easy as possible. The others working on my loan were friendly and helpful! "
Refinance - Avon, Massachusetts December 2020
"David an his team was amazing, they helped an guide me thru this process with ease.. I would highly recommend them to anyone... love them .. keep up the amazing work "
Buying - West Bridgewater, Massachusetts December 2020
" Very professional and a pleasure to work with. "
Buying - East Greenwich, Rhode Island December 2020
"Very helpful"
Buying - Dunstable, Massachusetts December 2020
"The whole team walked me through it,and l listened and provided all the information for them to successfully get my loan , big thank you to all "
Buying - Carver, Massachusetts January 2021
"David was really helpfull and diligented on help us to get our mortgage."
Buying - Warwick, Rhode Island January 2021
"David was very patient and always ready to answer any questions. "
Refinance - Roxbury, Massachusetts February 2021
Buying - Providence, Rhode Island February 2021
"Very helpful and knowledgeable. "
Refinance - Norwalk, Connecticut February 2021
"David was very helpful with our refinance. He was professional and efficient in the whole process. We would recommend David and the Main Street Home Loans team to our friends and family. "
Refinance - East Greenwich, Rhode Island February 2021
"Made everything easy. Entire process took about a month. Dave was available any time I called with questions and always had the answer. "
Refinance - Avon, Massachusetts March 2021
"I have worked with David Licciardi on a number of occasions and he is a true professional. Dave went out of his way to make sure we got the best available loan at the lowest possible rate. From the beginning to end, he was informative, extremely thorough and very responsive. I highly recommend Dave and his entire team, I wouldn't go anywhere else!"
Buying - Nashua, New Hampshire March 2021
"Effective communication, problem solvers!"
Refinance - Randolph, Massachusetts March 2021
"Dave made it easy!!! Best experience with a mortgage ever!"
Refinance - East Greenwich, Rhode Island March 2021
"Very knowledgeable and made the process easy. I got a great rate too thank you David and staff. "
Refinance - Seekonk, Massachusetts April 2021
"Dave was the consummate professional. Very knowledgeable and consultative every step of the way. "
Buying - Newport, Rhode Island May 2021
"It started off fine but when the rubber met the road it all fell apart. We had serious financial commitments that he felt were not actual commitments until my agent reinforced how important the timeline actually was. I was told the DAY BEFORE my fourth closing date that all of sudden my wife needed to sign all the mortgage documents (I qualified on my own and we did it for personal reasons). My wife was 1200 miles away from me at the time. I was told it was not his fault it was 100% the title company requiring this. Come to find out that is 100% NOT TRUE. It is actually Florida state law that a spouse most sign the mortgage documents even if they are not financially responsible so they are aware of the transaction. This is a situation that should have never occurred and then be told a lie that it was the fault of the title company is inexcusable. If your licensed in the state of Florida you should know the Florida laws. This caused my wife and I untold amounts of angst. I was driving down to Florida with my son and four animals with no place to go - great situation. This was a very difficult situation to go through."
Buying - Saint Johns, Florida June 2021
"Dave is always great!! I feel like I can count on him for all my mortgage needs."
Refinance - Dorchester, Massachusetts June 2021
"Great to deal with"
Buying - Cranston, Rhode Island July 2021
"David and his team were extremely supportive and informative. They provided a sense of security, primarily through transparency, open communication, and amicable personalities. We didn't feel like just another client, we felt as though they personalized our process, which was very much appreciated. "
Buying - Middleboro, Massachusetts July 2021
"Dave is knowledgeable, professional and a pleasure to work with."
Refinance - Warwick, Rhode Island July 2021
"Prompt responses to any and all questions over email and always quickly finds time to talk over the phone in more detail if required. Made the process as easy and painless as I could have hoped for. "
Refinance - Cranston, Rhode Island August 2021
"Professionals "
Refinance - North Easton, Massachusetts August 2021
"He's so helpful, Knowledgeable and excellent to work with"
Refinance - Fitchburg, Massachusetts August 2021
"The BEST in the Business for self employed "
Buying - Rumford, Rhode Island August 2021
"David and his team made the whole process so easy. I felt like they had my best interests at all times. "
Buying - Warwick, Rhode Island September 2021
"Prompt and thorough. "
Refinance - North Kingstown, Rhode Island September 2021
"David and team were very responsive to any questions. They were also very efficient."
Buying - Attleboro, Massachusetts September 2021
Buying - Holbrook, Massachusetts October 2021
"He's a professional. He knows his job. He just amazing "
Buying - East Taunton, Massachusetts October 2021
Buying - Brockton, Massachusetts October 2021
"I had a great experience working with David licciardi."
Buying - New Bedford, Massachusetts November 2021
"David Is extremely knowledgeable and very helpful truly believe if your going to buy a house and you want it to be smooth and easy David Is the guy"
Buying - Taunton, Massachusetts November 2021
"Went beyond to help me reach my goal. "
Buying - Taunton, Massachusetts November 2021
"Very efficient and on point. "
Buying - Attleboro, Massachusetts December 2021
"Dave is extremely professional and efficient. I wouldn't trust anyone else with my mortgage/loan needs"
Refinance - Wakefield, Rhode Island December 2021
"Great work from start to finish would definitely recommend to others"
Buying - Cranston, Rhode Island December 2021
"The team is very good,communication , they updated me every steps of the way. I will certainly recommend."
Buying - Hyde Park, Massachusetts February 2022
"Very accommodating and answered all of my questions promptly. We had an unusual situation facilitating a house "swap" with 2 mortgages needing to be processed and closed simultaneously. Wonderful customer service! "
Buying - Warwick, Rhode Island March 2022
"He was a man of his word from start to finish. "
Buying - Providence, Rhode Island March 2022
"Amazing team who work for you!"
Buying - Hubbardston, Massachusetts March 2022
"Not good "
Buying - Brockton, Massachusetts April 2022
"David was very knowledgeable and patient throughout our refinance process. He helped us through every hiccup along the way. "
Refinance - Worcester, Massachusetts April 2022
Buying - Brockton, Massachusetts April 2022
"They've been very helpful in keeping us well-informed on what was needed and what was happening in obtaining our first home!"
Buying - Cranston, Rhode Island June 2022
Buying - Cranston, Rhode Island June 2022
"David was excellent to work with. Very knowledgeable and helped us in every step."
Buying - Cranston, Rhode Island June 2022
"A man of his words. "
Buying - Holyoke, Massachusetts July 2022
Buying - Brockton, Massachusetts July 2022
"David take time to explain to me all the things about this loan.I was very please with him .i referred David to all my friends and family"
Buying - New Bedford, Massachusetts September 2022
"He was very professional and patient "
Buying - Taunton, Massachusetts November 2022
"Got everything done and keep me in loop"
Buying - Clayville, Rhode Island October 2022
"Dave and the team were extremely helpful and quick to reply to any questions I had, or to lock in a rate. Overall, a very smooth and easy experience for my first home mortgage."
Buying - Whitinsville, Massachusetts October 2022
"Dave was so helpful from start to finish with our financing. I appreciated his quick honest answers along the process. Dave’s team of processors and assistants were phenomenal as well! Fantastic team. I will always appreciate all they did for my family. "
Buying - Taunton, Massachusetts October 2022
"It was relatively quick and easy. Very straight forward. This is the 2nd time I used them and I would use them again!"
Buying - Brockton, Massachusetts October 2022
"Very helpful, responsive, and informative. 10/10 will recommend to friends and family. "
Buying - Taunton, Massachusetts December 2022
Buying - Taunton, Massachusetts January 2023
"Great .....encouraging throughout the process"
Buying - Johnston, Rhode Island March 2023
Buying - North Attleboro, Massachusetts March 2023
"You all have been a pleasure "
Buying - North Providence, Rhode Island April 2023
"He is Great to work with very helpful "
Buying - Brockton, Massachusetts May 2023
"David very professional they help me close my house fast it was no stress. They are very professional. I will recommend anyone to David and his team."
Buying - New Bedford, Massachusetts May 2023
Buying - Cumberland, Rhode Island June 2023
"They have a great team and they are up to their tasks. "
Buying - Brockton, Massachusetts August 2023
"This is our second time working with Dave. This time we needed to meet a tight timeline... Dave delivered and got us across the finish line, again. Dave was fast and thorough, very easy to work with. He's the man! Thanks again, Dave! "
Buying - Newport, Rhode Island July 2023
"It was great and well advised about everything to ensure that the next steps will be done on time"
Buying - Brockton, Massachusetts August 2023
"David was professional efficient and always available to answer questions."
Buying - Roxbury Crossing, Massachusetts September 2023
"It was an absolute pleasure working with Dave. Purchasing a home, especially as a first-time buyer can be very stressful. Dave went above and beyond to make the process as easy as possible. I was always able to reach him with any questions or concerns and I received updates throughout the entire process. Dave has an amazing team who were all very helpful, right down to the closing attorney. I highly recommend Dave to anyone looking to purchase a new home. "
Buying - Hope Valley, Rhode Island November 2023
"David is an amazing loan officer. He took his time to explain the loan process and was very helpful from beginning to end. He is very knowledgeable and kind. I would recommend him to anyone who is looking to buy a home and have an awesome home loan experienced. "
Buying - Brockton, Massachusetts November 2023
"David is an amazing loan officer. He took his time to explain the loan process and was very helpful from beginning to end. He is very knowledgeable and kind. I would recommend him to anyone who is looking to buy a home and have an awesome home loan experienced. "
Buying - Brockton, Massachusetts November 2023
"David is phenomenal person to work with. He made everything goes as smooth as possible. Thank you for all your help."
Buying - Cumberland, Rhode Island December 2023
"Absolutely thrilled with my experience with David ! His team was incredibly knowledgeable, guided me seamlessly through the process, and ensured a smooth closing. Competitive rates and outstanding customer service make them a standout choice. Five stars well-deserved!"
Buying - Providence, Rhode Island December 2023
"I thank God and all the team members that make this happen. I am very happy and I shall refer as many as possible to partner with your team. "
Buying - , January 2024
"Great service!"
Buying - Providence, Rhode Island February 2024
"I’m so excited to work with David "
Buying - Taunton, Massachusetts April 2024
"They are working head to head with you to have everything. They are not only working on getting you a loan but they showing patient and understanding of all most every challenges you may see as a stop sign. I worked with them and I will do it again and again. "
Buying - Raynham, Massachusetts May 2024
"Very patient and accommodating, was a long journey but very pleasant. Thank you!"
Buying - Amherst, Massachusetts June 2024
"One word, #Hero. David and his team have made the impossible, possible. There were times, I wanted to give up, they kept me going, they wouldn't let me given up. And I thank them for that and hope they still like that. "
Buying - Brockton, Massachusetts June 2024

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