Cylda Hodo

First Home Mortgage
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Equal Housing Opportunity
Job Title
Loan Officer
8401 Connecticut Ave Suite 1100, Chevy Chase, Maryland
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Cylda Hodo

I am committed to delivering the highest level of friendly, informative and professional service with sincerity and integrity. First Home Mortgage Corporation NMLS ID #71603 (

Cylda's Reviews

4.9 Stars - 69 Reviews
Buying - Baltimore, Maryland August 2019
"Cylda went above and beyond to assist me with the entire process of purchasing my home. She always replied promptly to my emails/phone calls. And she explained things very simply and clearly. I cannot praise Cylda enough. She's a stellar person and so good at her job!"
Buying - McLean, Virginia August 2019
"We were so blessed to have Cylda assist us. Cylda walked us through the whole process And was always available when we had questions. Cylda Hodo is the best!"
Buying - Waldorf, Maryland September 2019
"Cylda was there with us every step of the way and went over and over the call of duty. I will be recommending First Home Mortgage in general and Cylda in particular to friends who are going through the process of buying a home."
Buying - Silver Spring, Maryland October 2019
"Cylda was great and took the time to explain every tiny detail and all of our basic questions as first time home buyers. She was great to work with!"
Buying - Wheaton, Maryland November 2019
"Very communicative, detail oriented, friendly, efficient!"
Refinance - Bethesda, Maryland September 2020
"Cylda was the best! She and her team were patient with us throughout the entire mortgage process."
Buying - Frederick, Maryland June 2020
"We couldn't have asked for anyone better. Very responsive. Felt like we were talking to a friend that we have known for years. Thank you!!"
Buying - Huntingtown, Maryland June 2020
"Cylda is absolutely AMAZING!!! She's not just a loan officer, she's passionate about her work. She goes above and beyond to ensure her borrowers understand the loan process from start to finish."
Buying - Frederick, Maryland June 2020
"She works with you, her communication skills are outstanding, and she makes sure that you receive a great interest rate."
Refinance - Clarksburg, Maryland July 2020
Buying - New Market, Maryland August 2020
Buying - Gaithersburg, Maryland September 2020
"Thankful for Cylda Hodo's professional, responsive & honest assistance with the whole mortgage process from beginning to end. I am grateful for all of Cylda's work she devoted to the purchase of my home."
Buying - La Plata, Maryland August 2020
"Cylda was very quick to respond to any questions I had. She was a TREMENDOUS HELP!"
Refinance - Gaithersburg, Maryland October 2020
"First Home Mortgage processed everything on timely manner. my loan officer was not able to give me a proper estimate and that caused me not to pay enough down payment. I understand that estimate is not precise amount, but there should not be that huge gap between the estimate and actual closing cost and down payment. "
Buying - Rockville, Maryland November 2020
"Cylda was great and helped us all along the way! "
Buying - Windsor Mill, Maryland November 2020
Buying - Chevy Chase, Maryland December 2020
"Great communication and professionalism."
Refinance - Gaithersburg, Maryland December 2020
"Very helpful which addresses all enquiries."
Refinance - Rockville, Maryland January 2021
"Cylda was wonderful throughout my entire refinance process. She is a great communicator and kept me well informed from beginning to end. I would highly recommend Cylda if you're looking to refinance or purchase a home. 👍🏻"
Refinance - Owings Mills, Maryland January 2021
"Very professional and expeditious. Cylda was a pleasure to work with. "
Refinance - Silver Spring, Maryland February 2021
"Cylda was very professional, knowledgeable and responsive. There wasn't a time that I called or emailed her and she didn't respond immediately. Cylda provided immeasurable information and I felt assured that I was in good hands."
Buying - Waldorf, Maryland February 2021
"Quick and easy re-Fi! It seemed like we barely had to lift a finger. Signed a few documents, then saved a bunch of money. "
Refinance - Gaithersburg, Maryland March 2021
"Cylda was very easy to deal with and very helpful."
Refinance - Hampstead, Maryland March 2021
"Excellent experience!"
Refinance - Columbia, Maryland March 2021
"Cylda is awesome! "
Buying - Germantown, Maryland May 2021
"They got the job done, and information was always shared clearly and sunccinctly. They also know the local market well which was very helpful, I chose them after discussing with three other mortgage lenders."
Buying - Glen Burnie, Maryland June 2021
"She was very reaponsive and communicative. Very friendly and supportive as well!!"
Buying - Frederick, Maryland June 2021
"She was straight forward, answered all my questions, and a pleasure to work with."
Refinance - Bethesda, Maryland June 2021
"Cylda was always professional, prompt, and patient with my questions. She made my refinance experience easy and smooth. I highly recommend her. "
Refinance - Berlin, Maryland June 2021
"Great rates and service, knowledgeable and available when I have questions."
Refinance - Germantown, Maryland June 2021
"Fantastic experience with Cylda & First Home Mortgage Team. Every aspect of my loan process was explained throughly never leaving me with any unanswered questions. I am happy with everyone who assisted in my home purchase journey for there professionalism and knowledge. Looking forward to working with the teams assistance in future home loan processing. Happy Homeowner, Joyce"
Buying - Laurel, Maryland June 2021
"She's very professional, helpful and understanding. Excellent services"
Buying - California, Maryland July 2021
"Ms Cylda was fabulous helped me trough my process. I will certainly recommende your service to anyone i know needs a Morgage. Thank you "
Buying - Gaithersburg, Maryland July 2021
"I have been a real professional for the last 16 years. I have many great lending connections, but I chose to use Cylda for my personal refinancing after extensive experience with her with clients, because she is absolutely the best. Honest, reliable, knowledgeable, always on time "
Refinance - Rockville, Maryland August 2021
Buying - Nottingham, Maryland September 2021
"Good "
Buying - Rockville, Maryland October 2021
"Cylda was incredible! She made my husband and me super comfortable with buying our first home. She eased out concerns and was always there to answer questions. "
Buying - Damascus, Maryland October 2021
"This was our first home purchase and it was an amazing experience! We had such a fantastic team lead by Cylda. Everything was handled thoroughly and professionally. It was just about as seamless as possible. Cylda was so wonderful and handled so many behind the scenes things that we'll never know about in an attempt to keep things on track. We are more than pleased with our experience with Cylda and First Home Mortgage!!"
Buying - Capitol Heights, Maryland October 2021
"Cylda is very professional, knowledgeable and will help you every step of the way. She made me feel like I was working with a close friend or family member who has my best interest at heart. What makes a difference in choosing a lender vs the other is people like Cylda who makes you not only remember their name but refer people that you care about to her :) Thank you!!"
Refinance - Gaithersburg, Maryland November 2021
"Cylda made the process so easy "
Refinance - Pittsburgh, Pennsylvania December 2021
"Good nice people "
Buying - Rockville, Maryland December 2021
"She was great help she was on top of everything."
Buying - Clarksburg, Maryland December 2021
Refinance - Clairton, Pennsylvania December 2021
"To be honest I am speechless! I do not know what I would have done without Cylda and her team. I was given her information through the Maryland First Time home buyers website so it was pure luck. She helped me understand and keep calm through the crazy buying process of 2021. Filing for a loan was so easy with her help and her team. When it came down to a few obstacles Cylda was great at walking me through them. The entire process was easy and she gave me a peace of mind. She was really good at working with my realtor as well. I am very thankful for her. Did not get to meet in person due to the CDC guidelines but everything was through the phone and email, so it was pretty easy to communicate. "
Buying - Derwood, Maryland December 2021
"Cylda was very kind, responsive, and informative throughout the process. She helped us adjust the mortgage to our needs. "
Buying - Rockville, Maryland January 2022
"Made the process very easy. Highly recommend. "
Refinance - Hampstead, Maryland January 2022
"Cylda was the best. Very professional but personable. She kept this first time homebuyer very calm."
Buying - Montgomery Village, Maryland January 2022
"Choosing First Home Mortgage as a lender is the best decision I could have made and one that I strongly believe attributed to a successful home purchase. As a first-time home buyer with student loan debt, I took interest in financing my home purchase with the Maryland SmartBuy 3.0 Program. Cylda and her team ensured that I stayed on top of all applicable requirements from start to finish so that I closed on my new home on schedule while eliminating my student loan debt. Their expertise and attentiveness to every detail and concern made for an overall pleasant and streamlined home purchasing experience. I recommend First Home Mortgage for any prospective homebuyer, especially for anyone interested in the Maryland SmartBuy 3.0 Program."
Buying - Montgomery Village, Maryland February 2022
"She works excellent"
Buying - Rockville, Maryland February 2022
"Cylda and her team were amazing and so helpful every step along the way."
Buying - Indian Head, Maryland February 2022
"Cylda was knowledgeable about various programs and just so incredibly helpful and responsive to me. It seemed as though she truly cared about me and my situation and what was best for me, and not 'just another loan.' The rest of the team I worked with was also really helpful, responsive and supportive. I would definitely recommend her and First Home Mortgage. "
Buying - Montgomery Village, Maryland March 2022
Buying - Clarksburg, Maryland April 2022
"Cylda made this process easy from start to end. She is always available and responsive with questions, and helped us find the best mortgage. We highly recommend her. Thanks Cylda!"
Buying - Rockville, Maryland May 2022
"Cylda is amazing. It was our first home buying experience and we couldn't have asked for a better loan officer. Cylda explained the entire process to us initially and worked with us all the way to closing. She was always responsive and answered texts and phone calls even in off times and on off days. She also helped us get the best rate possible. I highly recommend Cylda, she is the best!"
Buying - Rockville, Maryland July 2022
Buying - Rockville, Maryland July 2022
"Cylda was great! She was to the point and well informed."
Buying - Boyds, Maryland July 2022
"Great answered all questions and provided amazing service"
Buying - Germantown, Maryland September 2022
"Cylda Hodo and First Home Mortgage were amazing! They helped me through every step of the way and made sure I could close on my new home successfully and in a very short period of time. I would recommend them to all first-time home buyers!"
Buying - Germantown, Maryland September 2022
"Cylda was super knowledgeable and helpful on mortgage products and the loan application process. We were very fortunate to be referred to her from the state of Maryland’s MMP website. Every interaction we had with her and her team was pleasant and productive and made the whole process much more straightforward and stress free. We can’t thank her enough for helping us achieve our homeownership dreams. Thank you!"
Buying - Germantown, Maryland September 2022
"Cylda was so responsive from the first contact. They were always available to answer all my questions. Very helpful through the whole process."
Buying - Castleton, Virginia February 2023
"It was wonderful working with Ms Cylda and her team. They made the process easy with their knowledge. Someone was always available when I need a question answered. Thank you for an excellent job."
Buying - Germantown, Maryland February 2023
"Cylda is accommodating, understanding, and easy to work with. She makes the loan process simple, guiding each step along the way with excellent communication. "
Buying - Charlottesville, Virginia March 2023
"We cannot be happier with what she and her team did. The whole process was smooth with no stress! "
Buying - Silver Spring, Maryland April 2023
"Very helpful and always available. "
Buying - Gaithersburg, Maryland May 2023
"Cylda is very helpful;listened and promptly responded all my queries. As first home buyer, my experiance with First Home Mortgage was great. My entire journey was smooth and surely will back again for refinancing and other financing need. Thanks,"
Buying - Rockville, Maryland June 2023
"Great 👍 "
Buying - Montgomery Village, Maryland September 2023
"Cylda Hodo was beyond helpful with the home buying process. She explained everything in detail. I think Cylda is an amazing asset to the team and I definitely look forward into working with her in the future."
Buying - Westminster, Maryland September 2023
"Cylda- thank you for all of your help with the loan process and assisting me with all the documents that needed signed. You made the home buying experience smooth and seamless. It was an absolute pleasure to work with you! "
Buying - Gaithersburg, Maryland May 2024

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