Christina Marie Ocharzak

First Home Mortgage
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Equal Housing Opportunity
Job Title
Loan Officer
Career Started
1829 Howell Road Suite #1, Hagerstown, Maryland
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Christina Marie Ocharzak

First Home Mortgage Corporation, NMLS ID #71603 (

Christina's Reviews

4.8 Stars - 55 Reviews
"She has been very responsive in timely manner and has been a great help with any issues I had. Because of her I was able to buy my first house. "
Buying - Greencastle, Pennsylvania December 2017
"Amazing! "
Buying - Hagerstown, Maryland January 2018
Buying - Williamsport, Maryland February 2018
"She is the best, she helped me and showed me everything I needed. Thanks "
Buying - Hagerstown, Maryland May 2018
"Always available. This was first, and hopefully my only time buying a home. Christina and her staff helped me through each question and detail. "
Buying - Frederick, Maryland August 2018
"My experience with Christina was great she was always so helpful! Everytime time I asked her a question she always had an answer within a couple minutes. I will for sure recommend her to everyone!"
Buying - Falling Waters, West Virginia September 2018
"For a 1st time home buyer the experience of buying a home was very stressful at times but Christina help ease the stress. She was very knowledgeable,extremely patient and she answered all my questions and concerns no matter how small or off the wall they were. Christina helped make my home buying experience unforgettable! I would recommend her and First Home Mortgage to anyone buying a home especially a 1st time home buyer. They are incredible to work with!!"
Buying - Hagerstown, Maryland September 2018
"She made everything easy. She was always available for questions."
Buying - Hagerstown, Maryland November 2018
"Christina was amazing! We closed on our house in under 20 days! She's super nice and was always available to answer any question I had! I'm so thankful for her because I didn't think buying a house was possible for us."
Buying - Hagerstown, Maryland December 2018
Buying - Hagerstown, Maryland January 2019
"Awesome, Professional, Proficent "
Buying - Hagerstown, Maryland January 2019
"Christina was great and always available to answer questions. I would highly recommend her to friends and family. "
Buying - Williamsport, Maryland February 2019
Buying - Hagerstown, Maryland February 2019
"Excellent, very helpful, great service"
Buying - Hagerstown, Maryland April 2019
"Very helpful every step through the process!!"
Refinance - Hagerstown, Maryland June 2019
"She was very personable, informative and quick to respond to any questions I had."
Buying - Hagerstown, Maryland July 2019
"Christina was amazing to work with. She had great advice and always answered my numerous questions. She really took care of me. I'd recommend her to anyone buying a home."
Buying - Martinsburg, West Virginia July 2019
"Fabulous and easy"
Buying - Hagerstown, Maryland August 2019
"She was great. As first time homebuyers, we didn't know the first thing about what to do. She basically gave us step-by-step instructions on how to secure a mortgage, how to get a realtor, and gave us the best option for our individual family needs."
Buying - Hagerstown, Maryland August 2019
"Christina was very helpful and on top of everything that pertained to my loan. She is also always willing to answer questions even now after my loan has been passed on to another company. I would recommend this mortgage company to anyone. Not only is christina helpful but the whole staff is and are always willing to do what they can."
Buying - Smithsburg, Maryland August 2019
"Very knowledgeable and friendly,helpful also very timely with paperwork transfer. She made my experience purchasing my new home wonderful. I've already recommended her to friends and family😎"
Buying - Hagerstown, Maryland September 2019
Buying - Williamsport, Maryland November 2019
"She was wonderful to deal with! We could not have been happier!"
Buying - Hagerstown, Maryland February 2020
"Fast and curtious service"
Refinance - Hagerstown, Maryland March 2020
"The experience was overall fine! There were a couple issues with communication that got very stressful because I could not get into contact with Christina. There were some instances were I did not here back from her for multiple days which was not helpful when I was trying to ask questions and submit paperwork. Other then that, I really loved how we were given all the information about what our mortgage would look like and cost. That was helpful!"
Buying - Williamsport, Maryland March 2020
"They were very helpful with the challenge while dealing with the restrictions of the current pandemic."
Buying - Oldtown, Maryland June 2020
"Always willing to help! Good communication."
Buying - Hagerstown, Maryland June 2020
"Christina was wonderful to work with! She is very knowledgeable, and also very helpful along the process."
Buying - Mercersburg, Pennsylvania June 2020
"Answered all my questions with ease. "
Buying - Hagerstown, Maryland July 2020
"Christina was courteous, prompt and efficient"
Buying - Hagerstown, Maryland August 2020
"Christna was a pleasure to work with. She was prompt and professional!!"
Buying - Marion, Pennsylvania September 2020
Buying - Hagerstown, Maryland September 2020
"She did a wonderful and awesome job getting the loan I needed for my first home.."
Buying - Greencastle, Pennsylvania September 2020
"Christina was great to work with."
Buying - Mont Alto, Pennsylvania October 2020
"She was wonderful and helped me with anything I needed."
Buying - Hagerstown, Maryland October 2020
"She was always there when you need ask something about your loan or any other questions about anything else "
Buying - Hagerstown, Maryland November 2020
"She was always there when you need ask something about your loan or any other questions about anything else "
Buying - Hagerstown, Maryland December 2020
"She was very patient and explained things in a way I could comprehend easily.."
Buying - Hagerstown, Maryland December 2020
"Incredibly smart, capable and helpful staff. "
Buying - Greencastle, Pennsylvania February 2021
"Answered all my questions efficiently and in a timely manor. Super helpful, friendly and patient. "
Buying - Hagerstown, Maryland March 2021
Refinance - Hagerstown, Maryland May 2021
Buying - Hagerstown, Maryland May 2021
"Christina and her team were amazing. They were very patient and helpful. I had a lot of questions as this was my first time buying a home by myself. They worked really hard with me and helped me secure this loan when another lender did not want to even try."
Buying - Berkeley Springs, West Virginia June 2021
"Very communicative and willing to answer any questions! "
Refinance - Hancock, Maryland August 2021
"Wonderful to work with, dependable, and very responsive!"
Buying - Boonsboro, Maryland September 2021
Buying - Funkstown, Maryland April 2022
"Great working with Christina. Always has an answer to my questions and answers them in a simplified way. "
Buying - Pomfret, Maryland May 2022
Buying - Smithsburg, Maryland June 2022
"Christina is amazing and always so helpful! This is our second time using her! "
Buying - Hagerstown, Maryland June 2022
"Terrible experience. A lock should have been offered from the beginning. I also should have had some sort of discussion about having to brink 20k+ to closing. It was too late to back out when I found out."
Buying - Falling Waters, West Virginia July 2022
Buying - Sharpsburg, Maryland July 2022
Buying - Chambersburg, Pennsylvania August 2022
"Christina was very helpful, got her cell number to call anytime I had a question,very friendly and professional ,we had a few laughs, kept me updated with what I needed to do ,did follow ups with me ,Christina did an awesome job,I would recommend her anytime."
Buying - Hagerstown, Maryland September 2022
"We had a great experience working with Christina. She answered all our questions in a timely manner and helped us close on our new home on time! Thank you!"
Buying - Davis, West Virginia October 2022
"Christina was extremely helpful in walking me and my partner through this process and keeping us on track as two people that have absolutely no experience but plenty of anxiety revolving around this process. Could not have done it without her guidance."
Buying - Hagerstown, Maryland April 2023

Christina's Sample Area of Work

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