Brad Restivo

First Home Mortgage
Participating lenders have agreed to a LENDAID code of conduct relative to transparency and independent customer surveys.
Equal Housing Opportunity
Job Title
Loan Officer
2700 Lighthouse Point East Suite 340, Baltimore, Maryland
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Brad Restivo

First Home Mortgage Corporation, NMLS ID #71603 (

Brad's Reviews

4.8 Stars - 80 Reviews
Buying - Columbia, Maryland June 2019
"Very informative, very friendly, and will work with every step of the process! "
Buying - Odenton, Maryland July 2019
"Quick responses to questions and very helpful."
Buying - Baltimore, Maryland September 2019
"Great experience with informing me with all information needed to get a great interest rate, and beautiful home."
Buying - Glen Burnie, Maryland September 2019
"Brad and the team were very thorough and I am very pleased with the entire process."
Buying - Hughesville, Maryland October 2019
"Brad was great to work with. He is professional and always took the time to answers all of my questions."
Refinance - Owings Mills, Maryland November 2019
"Brad was fantastic. He was very responsive to our questions and needs. We ran into problems after the closing and Brad took the time to help us resolve them by contacting the Title company when we were not getting answers. He was always there throughout the process to answer questions and provide reassurance to my wife when any concerns came up."
Refinance - Bel Air, Maryland January 2020
"In our home buying process, we encountered 4 other lenders. We chose to stick with Brad because of his transparency, helpfulness, and honesty."
Buying - Glen Burnie, Maryland March 2020
"Great guy! and even better at getting a perfect mortgage rate."
Buying - Glen Burnie, Maryland March 2020
Refinance - New Market, Maryland April 2020
Refinance - Cockeysville, Maryland April 2020
Buying - Parkville, Maryland May 2020
"Brad very helpful and informative throughout the whole process, knowledgeable about his job"
Buying - Hanover, Maryland June 2020
"Brad is very patient and knowledgeable about the entire process of getting a home loan. Besides helping with the loan, he is very caring. I will recommend him to anyone anytime."
Buying - Frederick, Maryland June 2020
"We were truly lucky to have Brad on our side during our home purchasing process. He is so dedicated to helping his customers. During the process of our loan he was always thinking on ways to overcome the hurdles that came along the way and I can't thank him enough for that. I was referred to Brad by my brother who had an extremely difficult loan process due to the type of property, and Brad got it done!! As such, he also took care of me flawlessly. Thank you Brad for the high level of customer service. You are AWESOME!"
Buying - Columbia, Maryland June 2020
Buying - Waldorf, Maryland October 2021
Buying - Baltimore, Maryland July 2020
"Very professional, engaging and confident with his work. He is organized and works with you every step of the way. "
Buying - Baltimore, Maryland July 2020
"Great Experience as a first time home buyer. Brad and his team were very knowledgeable and responsive!"
Buying - Halethorpe, Maryland July 2020
"He always goes above and beyond to help with what you are trying to achieve. "
Refinance - Baltimore, Maryland August 2020
"Brad is very knowledgeable, personable, and responsive to our questions. "
Refinance - Hanover, Maryland August 2020
Buying - Pasadena, Maryland September 2020
"Brad was super helpful. We did our initial signing with him and he kept us with us as rates lowered so we could refinance! Highly recommend! "
Refinance - Glen Burnie, Maryland October 2020
"Efficient, organized and very knowledgeable "
Buying - Bel Air, Maryland November 2020
Refinance - Jessup, Maryland November 2020
"One word describes him the best & efficient "
Buying - Parkville, Maryland November 2020
Refinance - Baltimore, Maryland November 2020
Refinance - Jessup, Maryland December 2020
"Mr. Restivo is truly the epitome of professionalism. He has helped us navigate through the process even after closing, calling to f/u to make sure I received VA benefits. He was awesome. "
Refinance - Glen Burnie, Maryland December 2020
"Excellent customer service "
Refinance - Washington, District of Columbia January 2021
"Very smooth and professional process. "
Refinance - Baltimore, Maryland January 2021
"It was difficult learning a few days before closing that the lender was requiring a termite inspection that I was never informed of until the last minute."
Refinance - Westminster, Maryland January 2021
"Brad was introduced to me through my real estate agent and I couldn't have had a better group to help me through the mortgage process. It couldn't have happened with out them! Brad and his crew were very responsive, empathetic and encouraging of this first time home buyer."
Buying - Baltimore, Maryland January 2021
"Brad provided a excellent service. He empathetically listened to our needs and goals and was very informative explaining and advising us on the best options to meet our goal! He and his team were very communicative and efficient and we ended up achieving exactly what was promised and what we had hoped for! Thanks Brad! "
Refinance - Westminster, Maryland February 2021
Buying - Joppa, Maryland March 2021
Buying - Baltimore, Maryland March 2021
"Great guy,keep to his words "
Refinance - Odenton, Maryland March 2021
"Excellent "
Buying - Hagerstown, Maryland March 2021
"Brad is personable, knowledgeable, technically savvy and perfect for me a first time homebuyer. Did I tell you he's funny, too? 🌞"
Buying - Baltimore, Maryland April 2021
"Knowledgeable and responsive. All around great experience."
Buying - Sunderland, Maryland July 2021
"Made the process easy and lowered my rate an extra time as the market rate went down!"
Refinance - North East, Maryland May 2021
"Bradley was super knowledgeable and responsive to any and all questions I had during our refinance process. Working with Bradley and First home Mortgage made my experience extremely smooth and simplified and I would definitely recommend them to anyone looking for financing. "
Refinance - Baltimore, Maryland May 2021
"Very fast and easy process. Bradley was very nice and straight forward on our initial call. The rest of the process took place through the website which is very user friendly and easy to use. Bradley is very responsive if you need to contact him about anything."
Buying - Bowie, Maryland June 2021
"Brad was fantastic - he worked very hard to get me my mortgage. His advice in helping me throughout the entire process was great. I would certainly recommend Brad and First Home Mortgage to any one looking to purchase a home."
Buying - Denton, Maryland July 2021
"Very Good Experience"
Buying - Parkville, Maryland July 2021
"Professional and communication not a problem. They provided step by step guidance thru the process. However some requests for more information seemed repetitive or unnecessary."
Buying - Bel Air, Maryland July 2021
"Brad is an exceptional mortgage officer. He was very knowledgeable during the whole loan process and made it as smooth as possible. He answered all of my questions and took his time to explain everything. I highly recommend working with him and his team. "
Buying - Sykesville, Maryland August 2021
"The team was great!"
Buying - Baltimore, Maryland September 2021
"Brad is extremely knowledgeable, he takes time to explain everything to you. I really enjoyed working with him, and I will refer every one I can to him for a good service. "
Buying - Lanham, Maryland September 2021
"Responsive, thorough, professional and dependable"
Buying - Laurel, Maryland September 2021
"Brad did a great job helping me with my mortgage along the way. I had a lot of questions as a first time home buyer, and Brad understood my uncertainties and helped me understand the system. He answered all of my questions and was always understanding. "
Buying - Halethorpe, Maryland September 2021
Refinance - Halethorpe, Maryland October 2021
Refinance - Hampstead, Maryland October 2021
"Helpful and very nice person all around!"
Buying - Baltimore, Maryland November 2021
"Brad was friendly, genuine, professional, informative, prompt and responsive, - he and his helpful team were excellent and provided a great transaction."
Buying - Aberdeen, Maryland December 2021
Buying - Bangor, Pennsylvania December 2021
"Very friendly, nice & professional. Was able to reach him anytime with any questions I had. "
Buying - Glen Burnie, Maryland February 2022
"Bradley is the best loan officer. He keeps his promises. I am proud to be a part of First Home Mortgage. Keep up the good work. Thanks again. for everything. My son Deepak Saluja referred me to Bradley and I will do the same. Great job Bradley. "
Refinance - Severn, Maryland March 2022
"Great guy. Always available and good with numbers "
Buying - Pasadena, Maryland April 2022
"Super easy great staff, very transparent and easy to communicate with"
Buying - Pasadena, Maryland May 2022
Buying - Ellicott City, Maryland May 2022
"Great experience, he answered all of our questions and was available. He kept up abreast throughout the process."
Buying - Severn, Maryland June 2022
"Very responsive, takes his time."
Buying - Columbia, Maryland June 2022
"He was there to help and always trying to work the numbers in your favor! His whole team was just wonderful to work with!"
Buying - Westminster, Maryland September 2022
"Went above and beyond. Took it upon themselves to tell me about a possible HUD grant which saved me 10k in closing fees. Very responsive and available to answer any and all questions."
Buying - Baltimore, Maryland October 2022
"Great experience! "
Buying - Bel Air, Maryland November 2022
"Brad was responsive, timely and a pleasure to work with."
Buying - Upper Marlboro, Maryland December 2022
"This was the most professional business experience. Brad from the very beginning was knowledgeable, fast and efficient. Excellence to the very close of deal."
Buying - Baltimore, Maryland January 2023
"I had a great experience with working with First Home Mortgage. They made my first time home buying experience easy and smooth. "
Buying - Upper Marlboro, Maryland January 2023
"Professional and easy to do business with. Always ready to listen and come with the best rate."
Buying - Glen Burnie, Maryland February 2023
"Responsive and informative "
Buying - Baltimore, Maryland March 2023
"Very responsive "
Buying - Owings Mills, Maryland March 2023
"Knowledgeable and helpful "
Buying - Upper Marlboro, Maryland October 2023
" I was dealing with a life altering event and Bradley made it happen!!! Communication, with him and his team, the website and just the overall process with First Home was very simple and stress free. THANKS FIRST HOME MORTGAGE!!!!!!!!!!"
Buying - Owings Mills, Maryland June 2023
"Working with Brad was great! He’s very professional and communicated with us in a timely manner. He was always there to answer any questions that we had and to educate us on the process. Would definitely recommend him to anyone looking to purchase a home. "
Buying - Upper Marlboro, Maryland July 2023
"Brad is true professional. Always get the job done. Also genuinely cares about his clients. "
Buying - Annapolis, Maryland September 2023
Buying - Owings Mills, Maryland October 2023
"Bradley worked with me and communicated on what I needed to do to secure the loan. "
Buying - Upper Marlboro, Maryland October 2023
"Brad was very knowledgeable about the community and city, helpful, provided information timely, and helped through the whole process with a great customer service sprit. "
Buying - Baltimore, Maryland May 2024
"As a first-time homebuyer, I was pretty nervous about the whole mortgage process, but Brad was a total lifesaver. He was super approachable and always ready to break things down in a way that was easy to understand. Whenever I had a question or hit a snag, he was just a call away, always patient and really supportive. Brad made sure everything stayed on track and kept the paperwork hassle to a minimum, which I truly appreciated. Working with him felt like having a friend in the business. For anyone stepping into the home buying world for the first time, I couldn’t recommend Brad more!"
Buying - , May 2024

Brad's Sample Area of Work

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