Ayla Harris

First Home Mortgage
Participating lenders have agreed to a LENDAID code of conduct relative to transparency and independent customer surveys.
Equal Housing Opportunity
Job Title
Loan Officer
Career Started
2700 Lighthouse Point East Suite 340, Baltimore, Maryland
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

Ayla's Reviews

4.7 Stars - 24 Reviews
"She was the absolute best..We had been dealing with another Lender for 5 months when they dropped the ball and almost cost us our contract not to mention our money. So with our closing being delayed I contacted Ayla Harris just for advice. Within minutes she called me and arranged for us to meet. She gave us more information than we had received the ENTIRE time we were with the other lender. She educated us. She was so resourceful and informational. Her experiences gained her the respect and workmanship with all the key players involved in our process. This made our journey smooth sailing from there. The best decision we could have ever made! She outlined a plan of action, contacted our Realtor and explained the new game plan and we are NOW homeowners because of it. She is a beast. My Realtor even said Stacey where did you find her? Granted everyone situation is different, that's why you need someone that is well-versed is just about every situation out there. She is the first stop call Ayla Harris even if you think you not ready she will outline a plan of action for you so get you on the road to home ownership."
Buying - Baltimore, Maryland February 2019
Buying - Baltimore, Maryland February 2019
"Ayla went above and beyond with the entire loan process. She answered every single question I had and made sure I understood everything. I can't say enough good things about the experience!"
Buying - Baltimore, Maryland June 2019
"My experience with Ayla Harris was by far the best I have ever had. She does her job very well and goes beyond. Very knowledgeable along with supporting. She made my experience very smooth even when I was very nervous and doubtful. I would never go to anyone else and I believe no one else should either. "
Buying - Gwynn Oak, Maryland June 2019
"It was a pleasure to work with Ayla. She is/was very knowledgeable. She left no stone unturned during my homebuying process. She was always available for questions, coaching, guidance...etc. I would highly recommend her to anyone that was interested in buying, selling, or refinancing their home. "
Buying - Baltimore, Maryland June 2019
Refinance - Baltimore, Maryland July 2019
Buying - Baltimore, Maryland July 2019
"Amazing. Patient."
Buying - Baltimore, Maryland July 2019
"Ayla is very passionate about her work. She knows the ins and outs of her job very well. She took her time to explain everything and never brushed off my questions (even though I asked her the same questions alot...LOL). She is kind, patient, knowledgeable, and very caring. She kept me up to date on everything and laid out all of my options. She kept up to date on what programs were available to me and in the end she utilized all of my programs to help purchase a home. She told me what to do and what could potentially hurt my chances of purchasing a home. She taught me how to calculate important numbers so that I was prepared for everything. In fact I saved more then necessary (which is wonderful) because she prepared me so well. I love that I can still ask her questions even after the home has been purchased. She also took the time to meet with me multiple times and sent me links to help with my decisions on a home and neighborhood. I would work with her again in the future."
Buying - Baltimore, Maryland August 2019
"Ayla was extremely professional, knowledgeable, informative, and a pleasure to work with."
Buying - Baltimore, Maryland September 2019
"Ayla was very professional. She maintained great communication, speedy responses, organized paperwork handling, and was very helpful with any questions I had. I highly recommend her!"
Buying - Baltimore, Maryland October 2019
"Horrible. Ayla is not as responsive to email. Often it takes 2-3 emails to her before a response is given. She is unprofessional and at one point almost caused me to give up a $5,000 grant by removing me from an email and going behind my back to the seller and telling him more information than I felt was appropriate and that I could forfit the money to get to closing on time. She did this without even running by me my options for closing and removing a grant, which if the grant was removed I would owe $5,000 at closing. She was extremely not responsive towards the end and was ignoring certain messages and questions I sent to her but responding to other emails I was copied on. I have closed on my property, received a standard card in the mail and all and have emailed Ayla twice about payment details regarding my mortgage and detailed information about my mortgage and how I pay and when and still have not received a response from her. I also can see when emails have been opened. I am extremely disappointed in my working relationship with Ayla. In addition she recommended a realtor to me in the beginning of my process that totally ignored my wishes. I really disappointed as I see First Home Mortgage as a great company but working with Ayla has not been as professional as I would expect from this company. I thought Ayla was better than this but working with her has been drama and I am seriously upset that she almost had me give up free grant money. I would like to speak with someone from First Home Mortgage please."
Buying - Baltimore, Maryland November 2019
"She is very informative and detailed."
Buying - Baltimore, Maryland November 2019
Buying - Waldorf, Maryland December 2019
"She was very detailed with all of the information that was provided, she made sure that I understood. She always responded quickly anytime I reached out to her. She was just excellent."
Buying - Baltimore, Maryland December 2019
"Ayla was pleasant to work with and she talked me through the entire process."
Buying - Baltimore, Maryland December 2019
"Ayla was amazing. She was very informative and extremely helpful through the entire process. I would highly recommend Ayla to anyone looking to buy. She is the best."
Buying - Rosedale, Maryland January 2020
"Exceptional Loan Officer. I could not be more pleased with her services."
Buying - Baltimore, Maryland March 2020
"Ayla Emily Frances Harris was helpful with explaining different aspects on the loan, but she was not easily reachable and was not timely with providing me information for closing."
Buying - Baltimore, Maryland April 2020
"Ayla was friendly, polite, and an overall pleasure to work with throughout my home-buying process. She responded quickly to emails and calls and provided thorough explanations in response to all of my questions. My whole experience was far less overwhelming than I had anticipated, and I would highly recommend Ayla to anyone looking for a new home."
Buying - Baltimore, Maryland April 2020
"Ayla was awesome. She was always available to help and answer questions. I would definitely recommend her to others."
Buying - Nottingham, Maryland June 2020
"Through my process Ayla was wonderful. She helped me with a lot when purchasing my home. She made sure I understood everything on the financial side from the beginning to the end. I would highly recommend Ayla."
Buying - Baltimore, Maryland June 2020
"The experience I had with Ayla Frances Harris was remarkable. She is knowledgeable and very attentive. I would recommend her to everyone I know! She made the process of purchasing our first home an enjoyable one! Thank you Ayla! "
Buying - Silver Spring, Maryland July 2020
" "It was a pleasure to work with Ayla Emily and her staff at First Home Mortgage. She was responsive to all questions, dependable and reliable in accomplishing the task at hand. I was most impressed with the turnaround and how quickly the settlement date was scheduled.""
Buying - Pikesville, Maryland July 2020

Ayla's Sample Area of Work

Contact Ayla Harris

Select your loan type
I am interested in
We respect your privacy and will share your information with this loan officer ONLY. See our Privacy Policy