Ayazhussein Rahemanji

First Home Mortgage
Participating lenders have agreed to a LENDAID code of conduct relative to transparency and independent customer surveys.
Equal Housing Opportunity
Job Title
Branch Manager
Career Started
2700 Lighthouse Point East Suite 340, Baltimore, Maryland
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Ayazhussein Rahemanji

Ayaz Rahemanji and his team’s main goal is superior customer service. Whether you are buying, selling, or refinancing your home, we know that this is one the most important decisions you will make. We are dedicated to not just working with you from pre-qualification to closing, but we will continue to service and be your point of contact for any questions or needs long after settlement. Our team has a reputation of excellence, which has helped Ayaz achieve Presidents Club every year he has been in the business, along with servicing over $600 million in transactions. We have built our team on referrals and repeat customers, which is something we hold pride in. Ayaz currently resides in Baltimore City, Maryland and when he’s not working he enjoys spending time with his friends, family and new nephew. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org) Licensed by the N.J. Department of Banking and Insurance.

Ayazhussein's Reviews

4.8 Stars - 282 Reviews
Buying - Lutherville Timonium, Maryland December 2017
"Awesome team. Helped answer all my questions or concerns. Made my buying process a little less stressful. "
Buying - Baltimore, Maryland December 2017
Buying - Bowie, Maryland December 2017
"I have recommended him to so many! He's on top of things, explains everything well, and is incredibly friendly."
Buying - Baltimore, Maryland December 2017
"Fast, easy, and friendly. Very knowledgeable and always available."
Buying - Baltimore, Maryland January 2018
Buying - Pikesville, Maryland January 2018
Refinance - Windsor Mill, Maryland February 2018
Buying - Baltimore, Maryland February 2018
"Top notch staff here. Always kept us informed of everything we needed, even up to settlement. Highly recommended!"
Buying - Westminster, Maryland March 2018
"Everyone on Mr. Rahemanji's team including Ayaz himself was wonderful to work with. Constant professionals who are easy to get in touch with and more than happy to walk you through every step of the process from start to finish. The whole team is very personable and easy to talk to. I would highly recommend First Home Mortgage, and especially recommend Ayaz and his team."
Buying - Parkville, Maryland March 2018
"It was absolutely amazing!"
Buying - Baltimore, Maryland March 2018
"I love them all. Very professional and friendly, treated me like family! "
Buying - Baltimore, Maryland March 2018
Buying - Towson, Maryland April 2018
"Ayaz has been responsive throughout the entire process and was open and transparent when discussing the options we had available. "
Buying - Baltimore, Maryland April 2018
"Ayaz and his team were helpful and friendly. They were always available to answer all my questions."
Buying - Baltimore, Maryland April 2018
"Loved working with Mr. Rahemanji and his staff. Very professional and made buying a home a pleasant experience for me."
Buying - Havre De Grace, Maryland May 2018
Buying - Baltimore, Maryland May 2018
Buying - Columbia, Maryland May 2018
"Made our first time home buying process very simple. Laid out the options and explained the pros and cons of each mortgage. Everything went smoothly and we were very happy with the whole process. "
Buying - Sykesville, Maryland July 2018
"Ayaz and the rest of his team were very fastidious and forthcoming in answering all of my questions and keeping my loan moving forward. When some small issues arose that seemed to threaten the process they helped me find work around's that suited all parties."
Buying - Waynesboro, Pennsylvania July 2018
Buying - Baltimore, Maryland August 2018
"Ayaz took the time to explain every step of the process to me (it was my first time buying a home). He made the entire process easy and smooth. I would work with him and his team again in a heartbeat. "
Buying - Warrenton, Virginia August 2018
"Working with Ayaz and the his team was a pleasure. My whole process was wonderful from beginning to end. Thank you again for your hard work. Ayaz went overboard on his day off to make sure our offer was accepted by the seller. I couldn't ask for a better person to help us. Thank you again for everything!!! "
Buying - Bel Air, Maryland August 2018
"Ayaz and his team were great from start to finish. They were very helpful and supportive through all the ups and downs of my application process. All questions I had were promptly answered. They helped me to feel comfortable with the process."
Buying - Baltimore, Maryland August 2018
"Ayaz and his team made it possible for me to close on my first home. The team worked well into the evenings and on weekends to ensure my needs were met. They consistently stayed in contact with me through the whole process and was able to immediately answer any questions that I had. Buying a home can be a stressful time, however Ayaz and his team made sure my concerns were addressed and they worked on my behalf. I am truly amazed with the service provided to me and will always be thankful to Ayaz and First Home Mortgage. "
Buying - Parkville, Maryland September 2018
"You really can't ask for a more knowledgeable, friendly, and available loan originator than Ayaz. Any time I had an issue or a question, he was there to fix things and put my mind at ease. Buying a home is a huge decision and can be really stressful (even as a second time home buyer!) But Ayaz cut down on that stress substantially. Give him the chance and I would bet good money he can beat anyone's rate, and he backs that up with a superior level of personal service. I recommend him to anyone and everyone."
Buying - Baltimore, Maryland September 2018
"I could not ask for more. Excellent experience. "
Buying - Fredericksburg, Virginia September 2018
Buying - Baltimore, Maryland October 2018
"Ayaz is a treasure! He was extremely helpful & professional through out the entire process, and enabled us to close on time when we ran into 9th inning difficulties - nothing short of a miracle! You are in the best hands with Ayaz, Marion & crew. "
Buying - Enola, Pennsylvania October 2018
"Attentive and communicative through the whole process. Made buying a house super easy!"
Buying - Towson, Maryland October 2018
"Only complaint was having to resubmit documents we believe we had previously provided. "
Buying - Frankford, Delaware November 2018
Buying - Catonsville, Maryland November 2018
"Absolutely amazing experience. Time was of the essence...Ayaz and his team got me approved and settled in 23 days! "
Buying - Baltimore, Maryland November 2018
"Very responsive, very knowledgeable, but explained in an understandable way. Overall, great company to work with!"
Buying - Baltimore, Maryland December 2018
Buying - Baltimore, Maryland January 2019
"They were very professional and straight to business which moved our process along with ease."
Buying - Dundalk, Maryland February 2019
Buying - Dundalk, Maryland February 2019
"Very professional and easy to deal with. "
Buying - Baltimore, Maryland February 2019
Buying - Nottingham, Maryland February 2019
Buying - Bel Air, Maryland February 2019
"Ayaz was great! From the first conversation to closing he and his team were knowledgable and friendly. Super responsive and supportive in all steps which is crucial in this process. I recommend them to anyone looking to purchase a home. "
Buying - Sykesville, Maryland February 2019
Buying - Ellicott City, Maryland April 2019
Buying - Halethorpe, Maryland June 2019
"Excellent experience"
Buying - Rosedale, Maryland June 2019
Buying - Middle River, Maryland June 2019
"They were always available for whatever I needed."
Buying - Baltimore, Maryland June 2019
"It was very good very smooth most in part to Mariam she went above and beyond"
Buying - Baltimore, Maryland June 2019
"Ayaz and his team were very helpful and courteous! It was our first time buying a home, and there is no way we could've done it without Ayaz."
Buying - Towson, Maryland June 2019
Buying - Forest Hill, Maryland June 2019
"All went very smooth. Pleased with the service and this was the 2nd time we worked with him."
Buying - Sykesville, Maryland June 2019
" I only heard from him when I first applied and when all my documents were sent to title!"
Buying - Millersville, Maryland July 2019
"Ayaz and his team are always super responsive and will do whatever it takes to try and help us get the deal to the settlement table. They are great to deal with!"
Refinance - Baltimore, Maryland July 2019
Buying - Owings Mills, Maryland July 2019
"Ayaz and his team made my experience in obtaining my loan very efficient and pleasant. The team members were all very pleasant and responsive and their website to upload documents is easy to use and secure. Ayaz and his team are all very professional and I enjoyed working with them all."
Buying - Marriottsville, Maryland July 2019
"It was a great experience. A little bumpy in terms of communication in the first few months. But once that was resolved all went smoothly."
Buying - Baltimore, Maryland July 2019
"Ayaz was truly on top of things! My situation was a bit interesting, but he didn't hesitate in any area. He made sure I was informed throughout the process, whether the information was coming from him or his team. I felt very comfortable with First Home Mortgage. I didn't feel stressed, which was a huge benefit as my home buying process was expedited and done while I was traveling abroad. The guidance provided by Ayaz and the First Home Mortgage team and just the overall knowledge they had helped me to successfully purchase my new home without any serious issues and, for that, I am thankful!"
Buying - Baltimore, Maryland July 2019
"He was on point every step of the way. I could not have been happier."
Buying - Nottingham, Maryland August 2019
"We are customer oriented people and we pride ourselves in providing excellence in whatever we do whether at work or outside work. It is the same with Ayaz. His ultimate goal is to create lasting relationships with his clients and that is why we have used Ayaz's First Home Mortgage lending for our VA and FL homes '€” we keep coming back to him because of his friendliness, knowledge, professionalism, promptness, reliability and integrity just to name a few. Overall, the communication was great and exceeded all of our expectations. We will recommend Ayaz to our family and friends. Thank you Ayaz and team! Awesome job!"
Buying - Palm Coast, Florida August 2019
Buying - Baltimore, Maryland August 2019
"great experience."
Buying - Arnold, Maryland September 2019
"Our financial circumstances were very difficult to work with but we had a goal of buying a home in the country. Ayaz gave us 100% and more to make that dream come true."
Buying - Upperco, Maryland September 2019
Refinance - Westminster, Maryland September 2019
"I would literally give 0 stars but that is not an option. I can tell you I will never be using First Home ever again and I will NOT recommend them to anybody. I had an absolutely horrible time dealing with First Home Mortgage. Our original loan officer messed everything up and they failed to communicate with us to let us know and randomly assigned us a new loan officer, Ayazhussein Rahemanji. I never spoke once to him, besides his customary bs emails that are pushed out by hitting auto send. I spoke with Amanda Chronister for the majority of this loan process, while she was pleasant, the company as a whole really suck at communicating. Any time my partner or realtor would call the company to receive answers they would just bs some answer and wouldn't tell them what was going on, they only seemed to speak to me directly and inform me of the details and that would require me to reach out constantly to find out what was going on. They were extremely unorganized asking me to send files multiple times that I had already sent and uploaded to them. I honestly, don't know how this company functions or is even able to complete any loans for anyone. It is my greatest pleasure to share my experience in hopes that no one else ever falls victim to their atrocious service."
Buying - Westminster, Maryland September 2019
"They made it simple, asked me what i wanted and what would work for my situation, then they made that happen. Ayaz wasn't pushy about anything, took his time with me, and made sure I understood what i was signing everytime."
Buying - Baltimore, Maryland September 2019
"Ayaz and his team made this process easy! It was our first time buying a home and we were very impressed with the overall process. Thank you for all your help and great partnership!"
Buying - Baltimore, Maryland September 2019
Refinance - Columbia, Maryland September 2019
"Extremely knowledgeable and is readily available to help with any questions."
Refinance - Kingsville, Maryland September 2019
Buying - Perry Hall, Maryland September 2019
Buying - Sykesville, Maryland September 2019
"Top-notch professionals from beginning to end to post. Excellent communicators, I knew what was happening at all times, what was needed and where I stood in the process. Customer oriented, friendly, professional. This was a very difficult time for me as I was recuperating from surgery and on disability from my job, my husband has dementia, and experienced various episodes and illnesses, but my mortgage experience was seamless. They even sent a welcome/congratulatory note to my new home. Nice to know we still have a relationship even after the process. I would highly and enthusiastically recommend them."
Buying - Baltimore, Maryland September 2019
"Everyone on this team is pleasant and helpful. They made my first time home buying less stressful."
Buying - Dundalk, Maryland September 2019
"Great customer service and easy to work with, fast responses and addressed any and all questions we had almost immediately."
Buying - Abingdon, Maryland September 2019
"Ayaz was very helpful, available and answered all my questions and provided great customer service. I would go back to Ayaz for future mortgage needs."
Refinance - Sykesville, Maryland October 2019
Refinance - Columbia, Maryland November 2019
Refinance - Middletown, Delaware November 2019
"Excellent. So responsive through the whole process. No complaints about the team. The app- not that usable. And Accucheck had some issues. To the point we started ignoring the emails it would send. Till Marion would tell us if she needed something."
Buying - Bel Air, Maryland November 2019
Refinance - Baltimore, Maryland November 2019
Refinance - Catonsville, Maryland November 2019
"Very responsive"
Refinance - Frankford, Delaware November 2019
"Ayaz, Marion, and their entire team made the process of buying my first home easy and enjoyable. They were there for every step of the process and always available to help with any questions I had. Couldn't have been happier working with this team and highly recommend them!"
Buying - Baltimore, Maryland November 2019
"Him and his team was delightful and helpful. The experience was not intimidating or confusing at all."
Refinance - Baltimore, Maryland December 2019
"Ayaz was incredibly helpful in explaining and getting me a great new interest rate with my refinancing. He was also available whenever I needed him, and prompt in responding. Thank you Ayaz!"
Refinance - Baltimore, Maryland December 2019
Refinance - Towson, Maryland December 2019
"Very responsive and friendly."
Refinance - Towson, Maryland December 2019
"Always available to answer every question we have had"
Refinance - Bel Air, Maryland December 2019
Buying - Baltimore, Maryland December 2019
Buying - Abingdon, Maryland January 2020
Refinance - Baltimore, Maryland January 2020
"Awesome Experience with Ayaz and First Home Mortgage. It was my pleasure to work with Ayaz and his team. Very professional and friendly."
Buying - Pikesville, Maryland January 2020
"Process was quick and painless and thorough."
Refinance - Baltimore, Maryland January 2020
"I was referred by a friend and am so glad I went with Ayazhussein's team. They were fantastic and made the process very easy. Thanks again!"
Refinance - Annapolis, Maryland January 2020
"Ayaz was great to work with and made our process of buying a house so easy!"
Buying - Kingsville, Maryland February 2020
"Great person. Very knowledgeable and easy to work with."
Refinance - Fredericksburg, Virginia February 2020
Refinance - Baltimore, Maryland February 2020
Buying - Sykesville, Maryland February 2020
"Ayaz is awesome. He's very easy to work with. He explains things in detail & is great in regards to helping his clients & keeping things as stress free as possible! We appreciate him! We are and will continue to be loyal clients of his! Thanks Ayaz & team! -Melissa & Phillip"
Refinance - Reisterstown, Maryland February 2020
"Makes the process super easy and whole team very professional."
Refinance - Severn, Maryland February 2020
"They made my new home financing an easy process!"
Buying - La Plata, Maryland February 2020
"I had a great experience working with Ayaz and First Home Mortgage. I was a nervous first time home buyer and my mind was completely put at ease. Ayaz was extremely knowledgeable and his team made the entire process seamless. 10/10 would recommend!!"
Buying - Baltimore, Maryland February 2020
"Ayaz and his team, Marion, Beverly, and Nick, made this our first time home buying process an easy and clear one. Whenever my husband and I had questions about the lending process, documents, etc., one of Ayaz's team members were readily available to help. Thank you for helping us buy our first home!"
Buying - Baltimore, Maryland February 2020
"He was very informative and knowledgeable."
Refinance - Baltimore, Maryland March 2020
"Excellent customer service"
Buying - Bel Air, Maryland March 2020
"Ayaz was awesome. Helped me every step of the way with very quick turnaround time"
Buying - Baltimore, Maryland March 2020
"Ayaz and his team are great to work with. This is our second experience with them. I would highly recommend Ayaz."
Refinance - Mount Airy, Maryland March 2020
"He's very friendly, welcoming, professional and knows his business. His team was top notch and very informative. I would recommend friends and family to work with First Home Mortgage."
Buying - Perry Hall, Maryland March 2020
"Very responsive"
Refinance - Baltimore, Maryland March 2020
"Ayaz was very professional and quick to answer any question we had throughout the process. It was undoubtedly a challenging time to buy a home during the COVID-19 era but he and his team made us feel comfortable and took care of all our concerns."
Buying - Columbia, Maryland April 2020
Buying - Baltimore, Maryland April 2020
Buying - Elkins Park, Pennsylvania April 2020
"It was great working with Ayaz. His team is dedicated and supportive. I would recommend others to work with First Home and I look forward to more opportunities with them in the future."
Buying - Gaithersburg, Maryland April 2020
"Great experience! Very helpful."
Buying - Nottingham, Maryland April 2020
"Ayaz was a very dedicated and committed agent that has a great team that he works with at First Home Mortgage. I could not have asked for a better individual/team/company to handle our home purchase. We will be recommending Ayaz and First Home Mortgage to anyone that we encounter who is looking for a home, to refinance a home or feels that they need a company to understand them and back them when they are embarking on making a home financing decision of any type. Fantastic individuals and fantastic company."
Buying - Woodbine, Maryland April 2020
"Fantastic experience. Very professional. Worked with us to secure a great product at a very difficult time for lending."
Buying - Baltimore, Maryland April 2020
Refinance - Sykesville, Maryland May 2020
"Always attentive and communicative, expressed interest in helping me through the process and supported my needs."
Buying - Baltimore, Maryland May 2020
"Ayaz and his team are the most efficient people that I have ever worked with! Ayaz got an excellent interest rate for me. His team took me through the whole process without any difficulties. Ayaz was always available. Thank you!"
Refinance - Frederick, Maryland May 2020
"Ayaz is beyond wonderful to work with. He is extremely knowledgable, patient and helpful to his clients. He and his team are greatly on top of all details associated with buying a home and securing a mortgage. For any future home purchases we would absolutely choose to work with Ayaz again."
Buying - Baltimore, Maryland May 2020
"Everything was clear, on time, and easy to understand. My questions were answered quickly and completely. Could not have asked for a better experience. 5's all around, NPS score to the max! Would recommend 100% and suggest he receive an extra PTO day and a bonus or 5 :-) Thanks again!"
Buying - Parkville, Maryland May 2020
"Very knowledgeable and professional. Highly recommend."
Refinance - Fallston, Maryland May 2020
"Moved promptly to secure a good rate"
Refinance - Lutherville Timonium, Maryland May 2020
"Ayaz and his team were wonderful! They were thorough and swift and we completed the entire process in under 3 weeks! Will definitely use them in the future, and recommend them to anyone seeking a lending company!"
Buying - Havre De Grace, Maryland May 2020
"Top notch service! The best of the best! I never had a worry throughout the entire process."
Refinance - Owings Mills, Maryland May 2020
"He always takes care of us"
Refinance - Parkville, Maryland May 2020
Buying - Nottingham, Maryland June 2020
"Ayaz and the people at First Home were extremely professional and worked hard to help us through the process. This was our first home purchase and the people at First Home could not have been more helpful leading us through our mortgage process. Thank you!"
Buying - Riverton, New Jersey June 2020
"Ayaz is an absolute joy to work with. His customer service skills are remarkable and makes a tedious, detailed process much easier by knowing his business to the core. The entire team responds quickly, works hard and is always as pleasant and helpful as can be."
Buying - Wheaton, Maryland July 2020
Buying - Halethorpe, Maryland July 2020
"This is the second time we have used Ayaz for our mortgage needs and he is the best! Ayaz stayed in constant communication with us and got us the best interest rate! We have recommended Ayaz to all of our relatives and friends!"
Refinance - Kingsville, Maryland July 2020
"He was readily available for any questions and concerns I had regarding the financing. "
Buying - Windsor Mill, Maryland July 2020
"The First Home team has been excellent to work with. They help navigate the process of document collection and addressing items the underwriters may question, keeping it simple or coming up with alternatives when the obvious isn't available. The only issue I have with this recent refinance was that the net benefit of the refi didn't materialize. We had to pay off a 2nd mortgage with a personal loan, which resulted in a higher interest rate and payment in that loan, wiping out the savings of the refi. My fault in not stopping the process, but something, as an advisor, I'd hoped Ayaz would have pointed out. No blame, just an observation because I trust Ayaz's knowledge and view of this market and it's impact on my personal finances."
Refinance - Reisterstown, Maryland July 2020
Buying - Dundalk, Maryland July 2020
"Ayaz -- What is a consummate professional, very friendly, and kept me in the loop day by day throughout the refinance process."
Buying - Gaithersburg, Maryland July 2020
"Very responsive, great customer service"
Refinance - Easton, Maryland July 2020
Refinance - Essex, Maryland July 2020
"There were a few bumps but Ayaz took care of everything that would have caused this to fall through so he was great. Not sure how he has time to do it all. This is our second mortgage with them."
Refinance - Waynesboro, Pennsylvania July 2020
"Everything went smoothly from the beginning to the end"
Refinance - Parkville, Maryland August 2020
Buying - Parkville, Maryland August 2020
"He's been wonderful from the beginning. I am always kept up to date and he clearly explains everything going on. Will highly recommend friends and family. "
Refinance - Baltimore, Maryland August 2020
"Ayaz was very helpful and knowledgeable. He took the time to explain everything and answered all of my questions. "
Refinance - Monkton, Maryland August 2020
Refinance - Chantilly, Virginia September 2020
"Another outstanding experience with First Home Mortgage. This was a second 15 day closing with Ayaz and his team at First Home Mortgage. It is a great pleasure to work with a professional and will do so in future. I strongly recommend Ayaz and his team at First Home Mortgage. "
Refinance - Pikesville, Maryland September 2020
"Ayaz and his team were very helpful throughout the entire process. I couldn't of asked for a better group!"
Buying - Essex, Maryland September 2020
"Very good, always responsive. He helped out in a stressful time even when we were sometimes difficult."
Refinance - Monrovia, Maryland September 2020
"This was my very first home and while Ayaz and his staff were very professional, I often found it hard to get in contact with them and to get emails returned. On the other hand, Beverly was a rock star! She answered all my questions promptly, understood that it was my first time going through all of this, and worked quickly to move my loan application through the process. She was terrific!"
Buying - Aberdeen, Maryland October 2020
"Quick and without issue."
Buying - Baltimore, Maryland October 2020
"Ayaz made the entire process clear and smooth. I am very appreciative."
Refinance - North East, Maryland October 2020
Buying - Sykesville, Maryland October 2020
"Absolutely smooth process."
Buying - Sparrows Point, Maryland October 2020
"Great team! Very efficient and helpful. "
Buying - Baltimore, Maryland October 2020
Refinance - Gambrills, Maryland October 2020
Refinance - Baltimore, Maryland October 2020
Refinance - Chester, New Jersey October 2020
"We had a great experience with First Home. Their team walked my wife and I through the whole process and made themselves available to answer any questions we had. I would highly recommend."
Buying - Baltimore, Maryland October 2020
Buying - Baltimore, Maryland November 2020
"Very knowledgeable and available for any questions"
Buying - Havre De Grace, Maryland November 2020
"Excellent service, always returned calls and emails. I have done three loans with him."
Refinance - Sykesville, Maryland November 2020
Refinance - Alexandria, Virginia November 2020
"Ayaz is an experienced and reliable mortgage advisor. He is always prompt to get back to us and answers any questions we may have. I highly suggest him to anyone in need of a mortgage."
Refinance - Towson, Maryland November 2020
"Ayaz and his team at First Home Mortgage were absolutely first-rate! They were easy to work with, pleasant, responsive, helpful....I would give them more than 5 stars if possible! Highly, highly recommend them! "
Refinance - Ponte Vedra, Florida November 2020
"Mr. Rahemanji knowledge and professionalism was above reproach during the refinance process. The open line of communication and response time kept me informed throughout. Moreover, I experienced a family emergency during the process and Mr. Rahemanji was able to recognize my hardship and revise efforts which allowed for the original closing date to be met. I would highly recommend to all, if your thinking of refinancing the First Home Mortgage should be one's first and last choice. Thank you First Home Mortgage for taking me through this refinance process during one of the lowest points of sorrow in my life. Again, Thank you "
Refinance - Abingdon, Maryland December 2020
"Prompt and clear information, everything was perfectly handled."
Buying - Parkville, Maryland December 2020
"Very responsive, aided us in organizing our documents and application, stayed on top of us to insure everything we needed to do was done on time and then his team expedited the process through to closing. The closing was quick and safe - with no issues. And so far the documentation has been provided correctly and on time."
Refinance - Rockville, Maryland December 2020
"Multiple contacts from multiple people to help me get an interest rate I didn't know was possible. "
Buying - Nottingham, Maryland December 2020
"A self-starter who gets the job done. He is true professional with dynamic leadership skills. Under his outstanding leadership and support I experienced a painless purchased of my brand new home in record time, a true testament of his superb leadership and bandwidth in the Mortgage industry. In short: He is one of the best brightest stars in the business. "
Buying - Mount Airy, Maryland December 2020
"Ayaz and team are the most amazing team I've ever worked with in a home or commercial real estate buying experience. They are extremely creative, resourceful, and communicative throughout the entire process. Every detail is thoroughly understood and mastered by this group. You want Ayaz and the First Home Mortgage team on your side. "
Buying - Glenelg, Maryland December 2020
"Ayaz and his team are conscientious, respectful, and helpful people. I appreciate him following up asking if I need any help learning how to make payments. "
Buying - Halethorpe, Maryland January 2021
"Ayaz was great to work with. He answered all my questions, and referred me to the appropriate staff person when necessary. He was knowledgeable, efficient and made the entire process stress free. "
Refinance - Windsor Mill, Maryland January 2021
"Smooth and painless experience. On time and easy to provide documentation. Glad to have been able to take advantage of the great rates!"
Refinance - Conowingo, Maryland January 2021
"Ayaz and his team handled our process with professionalism, courtesy, and kept us informed throughout the our experience of home purchasing! Highly recommend them to anyone who wants to buy a home or refinance. "
Buying - Centreville, Maryland January 2021
Buying - Baltimore, Maryland January 2021
"Very professional team throughout the entire refinancing process. Easy to talk to and always willing to answer any questions."
Refinance - Westminster, Maryland January 2021
"Ayaz and his team are efficient, friendly, and professional. So happy to work with them. Did a refinance and it was painless."
Refinance - Baltimore, Maryland February 2021
"Ayaz is such a great asset to the lending world! He called me 6 months after I closed on my home to let me know that I could save even more on my already low mortgage payment. The easiest process ever and another smooth transaction. "
Refinance - Abingdon, Maryland February 2021
"I have used Ayaz twice for my home purchase and refinance. Both times he and his team have been very professional and timely during all stages of the process."
Refinance - Towson, Maryland February 2021
"Ayaz is an excellent mortgage lender who ensured that we closed on time."
Refinance - Upper Marlboro, Maryland February 2021
"Ayaz was very professional and prompt. He was able to close in a tight timeframe and his diligence was incredibly helpful. "
Buying - Manassas, Virginia February 2021
Buying - Cockeysville, Maryland February 2021
Refinance - Catonsville, Maryland February 2021
Buying - Nottingham, Maryland February 2021
"Great engagement I trust he had my best intrest in mind"
Refinance - Curtis Bay, Maryland February 2021
"Great communication and very attentive."
Refinance - Kingsville, Maryland March 2021
"Ayaz worked with us through every step to make sure we had a great experience and got everything we wanted with our refinance."
Refinance - Phoenix, Maryland March 2021
"Ayazhussein and team are very informative and easy to work with. Would highly recommend to family and friends."
Refinance - Clayton, New Jersey March 2021
"The team of Marion, Beverly, and Ayaz were awesome! Their guidance throughout the process enabled me to act quickly when the right house became available, and effortlessly make it to settlement in 30 days. I'm so appreciative of their hard work!"
Buying - Baltimore, Maryland March 2021
"Great team to work with! "
Buying - Forest Hill, Maryland March 2021
"Fantastic experience. Very knowledgeable. Highly recommend"
Refinance - Bethesda, Maryland March 2021
"Excellent customer service! Ayaz and the rest of team are very thorough, quick to respond, and Ayaz makes himself available to assist in any and all ways possible. They make the process easy and seamless."
Refinance - Reisterstown, Maryland March 2021
"First home mortgage made the process of owning my new home very uncomplicated. All the team members at different stages have provided valuable advice and made time to answer all my queries, patiently. Mr. Ayazhussein is available on email or call if anything requires urgent attention, however his team members mostly took care of everything very efficiently. "
Buying - Towson, Maryland March 2021
"Ayaz and his team were absolutely incredible! Professional, quick to respond, and very reassuring. They made buying a home a very positive experience for us."
Buying - Baltimore, Maryland April 2021
"Great experience. Every attentive and helpful."
Buying - Glen Burnie, Maryland April 2021
Buying - Oakton, Virginia April 2021
"Great customer service and explained everything clearly"
Buying - Westminster, Maryland April 2021
Buying - Baltimore, Maryland April 2021
"Very thorough."
Buying - Bel Air, Maryland April 2021
"Ayaz and First Home made my first home purchase a wonderful and stress free experience! Ayaz and his team were there to help every step of the way!"
Buying - Aberdeen, Maryland May 2021
Refinance - Abingdon, Maryland May 2021
Refinance - Severna Park, Maryland May 2021
"Ayaz and his team were amazing answered all of our questions and ran all of the numbers to help us buy or dream home!"
Buying - White Hall, Maryland May 2021
"Professional and responsive to client needs. Clear communication and always available to assist. A 10+ experience"
Refinance - Bel Air, Maryland May 2021
"On point "
Buying - Baltimore, Maryland June 2021
Buying - Baltimore, Maryland June 2021
"Ayaz, is the most professional and intellectual person I've ever met in the lending world. His customer service is through the roof and I would highly recommend him to anybody."
Buying - Baltimore, Maryland June 2021
"Ayaz was great, a real pleasure to work with!"
Buying - Bel Air, Maryland June 2021
"He is very knowledgeable and explained everything well to me "
Buying - Pikesville, Maryland June 2021
"The staff was always super helpful and responsive. They put us in touch with our realtor who was amazing, and helped us find good insurance. I am not sure there is a part of the process they didn't help us with in the best possible way. "
Buying - Baltimore, Maryland June 2021
"Ayaz and his team were first class the whole way. From explaining their rates and options for the loan, to working with the title and insurance companies to the closing itself. Can't think of a way it could have gone better. "
Buying - Baltimore, Maryland July 2021
"Easy process "
Buying - Essex, Maryland July 2021
"Very easy to work with."
Refinance - Perryville, Maryland July 2021
Buying - Annapolis, Maryland July 2021
"Very knowledgeable and helpful throughout the entire process. Great experience!"
Buying - Hampstead, Maryland July 2021
Refinance - Towson, Maryland July 2021
"Him and the team have checked in with me throughout the entirety of my home loan, and recently helped me refinance. "
Refinance - Dundalk, Maryland July 2021
"Everyone at First Home made the process go so easily!"
Buying - Lynchburg, Virginia August 2021
Refinance - Fredericksburg, Virginia August 2021
"Quick and easy, all expectations and goals met."
Refinance - Baltimore, Maryland August 2021
"Great work and early close"
Buying - Arnold, Maryland August 2021
Buying - Forest Hill, Maryland September 2021
Buying - Baltimore, Maryland September 2021
Buying - Baltimore, Maryland September 2021
"Ayaz was always there to assist and answer any questions I had. He was a pleasure to work with."
Buying - Finksburg, Maryland September 2021
"Great communication and helps to find the best deal!"
Refinance - Catonsville, Maryland September 2021
"Amazing at his job. Very responsive and explained everything along the way. Made my first buying experience an over all fantastic time. Office space is state of the art!"
Buying - Perry Hall, Maryland September 2021
"Ayaz and First Home Mortgage were extremely responsive and helpful with all of our questions along the way! This was our first time purchasing a home and they were helpful in getting us on the right path and navigating the Maryland Mortgage Program. "
Buying - Bel Air, Maryland September 2021
"Ayaz and team were great! I'm very fortunate that my real estate agent recommended them. The entire process was incredibly easy and stress free. Mobile signings and verifications were a major bright spot. "
Buying - Marriottsville, Maryland September 2021
"Ayaz was quick to respond to any questions and answered them fully. When he didn't have an answer immediately available he contacted additional resources to get the information we were looking for. Very easy to work with!"
Buying - Abingdon, Maryland September 2021
"Our mortgage experience was very simple and moved smoothly throughout the entire process."
Buying - Parkton, Maryland September 2021
"Ayaz and his team are top notch professionals. Very easy to work with and on top of it."
Buying - Forest Hill, Maryland September 2021
"They went to all extents possible to help me"
Refinance - Sykesville, Maryland October 2021
"Detailed, thorough, and comprehensive. Amazing team to work with. I would highly recommend this team to anyone in the market for a home."
Buying - Baltimore, Maryland October 2021
"The whole team was amazing to work with. Everyone was clear and prompt with communications and made the entire process much less stressful than previous experiences with another lender."
Buying - Westminster, Maryland October 2021
"James was exceptionally helpful, from Ayaz's team. He helped me walk through the process and was available to answer any questions I had. As a first-time homebuyer, that support was priceless. "
Buying - Baltimore, Maryland December 2021
Buying - Baltimore, Maryland December 2021
"All the staff was helpful and nice "
Buying - Owings Mills, Maryland December 2021
Refinance - Lutherville Timonium, Maryland December 2021
"Ayaz was responsive and honest. We approached him while shopping for a refi and he helped us weigh the other offers we received. We highly recommend him to anyone in need of financing."
Refinance - Crofton, Maryland December 2021
"Fantastic and easy to work with"
Buying - Denton, Maryland December 2021
"They all walk you through the entire process from beginning to end. They don't lead you on, and they tell you everything you need. It was a pleasure!"
Buying - Baltimore, Maryland December 2021
"Everyone with First home did an excellent job. Could not have been happier with the process. "
Buying - Glen Arm, Maryland January 2022
"Ayaz and his team worked tirelessly to find a refinancing option tailored to our family's needs and goals. We felt we were giving exceptional, personal service during every step of the process. I'd recommend Team Ayaz to anyone!"
Refinance - Towson, Maryland February 2022
"This is my first time buying a home, and Ayaz and his team made the paperwork side of things as easy as possible."
Buying - Laurel, Maryland February 2022
"Excellent service with a high integrity and professionalism!"
Refinance - Columbia, Maryland February 2022
Buying - Cockeysville, Maryland February 2022
"Ayaz and his team were incredible throughout this process. We were first time homebuyers and we couldn't be happier with the support they provided and how fast they were. "
Buying - Baltimore, Maryland March 2022
"On top of the entire process, thorough, quick turnaround, professional, friendly "
Buying - Phoenix, Maryland March 2022
Buying - Baltimore, Maryland April 2022
Buying - Baltimore, Maryland April 2022
"Marion and Beverly were stars. Always on top of stuff and always available for questions "
Buying - Clarksville, Maryland April 2022
Buying - Nottingham, Maryland April 2022
"Awesome team to work with. Got everything done as promised. Very flexible."
Buying - Reisterstown, Maryland April 2022
"I had more interaction with Marion his partner but both were very responsive and available for any questions I had."
Buying - Reisterstown, Maryland April 2022
Buying - Hanover, Maryland April 2022
"Ayaz and his team were so helpful and responsive in a very stressful time. They went above and beyond to help us get out dream home. "
Buying - Phoenix, Maryland May 2022
Buying - Baltimore, Maryland May 2022
"For something as hectic as a mortgage would seem, Ayaz made it a very simple and painless process "
Buying - Mount Laurel, New Jersey May 2022
"Straightforward and easy. Upfront and honest, no last second changes, I was offered proper market terms."
Buying - Parkville, Maryland May 2022
"My family and I have complete confidence in the knowledge, guidance, and commitment of Ayaz, James, and Marion. Without all of them, purchasing and moving from out of state would not have been so smooth, efficient, and pleasant! Thank you!!"
Buying - Ellicott City, Maryland May 2022
"Ayaz was such a massive help. Able to operate on a quick timeline and offered better rates than my bank. Would recommend him to everyone!"
Buying - Swanton, Maryland June 2022
"Ayaz was very responsive and always available on weekends. He was awesome to work with and answered all questions we had"
Buying - Ellicott City, Maryland June 2022
"Marion was amazing! Thank you for everything!! "
Buying - Crofton, Maryland June 2022
"His efforts to make this go through were notable"
Buying - Parkville, Maryland July 2022
Buying - Millersville, Maryland August 2022
"First Home Mortgage was efficient and accommodating. "
Buying - Baltimore, Maryland August 2022
"The associates I worked with with very helpful and knowledgeable."
Buying - Baltimore, Maryland August 2022
"Smooth and simple to purchase our first home! "
Buying - Baltimore, Maryland August 2022
"Lexi was absolutely phenomenal! She was thorough and helped guide us every step of the way. We truly felt like we were in good hands. To make the experience even more memorable, Lexi joined us at settlement to ensure a smooth experience the whole way through. We have already recommended First Home Mortgage, and will continue to do so!"
Buying - Baltimore, Maryland August 2022
Buying - Baltimore, Maryland September 2022
"Ayaz, Marion, and Beverly were so helpful… They are a great team to work with."
Buying - Baltimore, Maryland October 2022
"Ayaz and team were incredibly helpful throughout the home buying process. They were responsive and took the time to ensure I had all the necessary information. They streamlined the process via online portals, and you could tell they care about their clients."
Buying - Frederick, Maryland December 2022
"She was great to work with because she was quick to respond and answer all of our questions. "
Buying - Perry Hall, Maryland January 2023
Buying - Baltimore, Maryland February 2023
"The team was great! Unfortunately I never spoke to Ayazhussein. It would have been nice to since his name keeps showing up."
Buying - Baltimore, Maryland February 2023
"Ayaz was phenomenal! He and his team worked quickly and efficiently at getting the job done, which came to a huge relief to my family and I! He is very personable, easy to get ahold of, and truly cares about getting his clients the best mortgage possible! My family and I highly recommend Ayaz and his team to anyone wanting to purchase a home!"
Buying - Edgewater, Maryland March 2023
"Ayaz and his team made the home buying process so easy and stress free! Wonderful group to work with! "
Buying - Towson, Maryland April 2023
"Ayaz was extremely knowledgable, helpful and created a flawless experience. 5 stars every day of the week!"
Buying - Harrisburg, Pennsylvania May 2023
"Everything went smoothly. As a first time home buyer, I appreciated all of the guidance."
Buying - Baltimore, Maryland June 2023
"Easy, informative and overall great!"
Buying - Brick, New Jersey June 2023
"Just really hands on and explained the whole process throughly thru his team"
Buying - Nottingham, Maryland July 2023
"Great communication and action; appreciate it"
Buying - Baltimore, Maryland July 2023
"Great experience. "
Refinance - Lutherville Timonium, Maryland September 2023
"First time homeowner but the experience with the staff was detailed and easy. I understood what was expected. Thank you "
Buying - Dundalk, Maryland October 2023
"Ayaz and the team at First Home Mortgage were great and I definitely recommend!"
Buying - Middle River, Maryland March 2024
"My husband and I met Ayaz and his team when we were relocating to Baltimore from out of state. His team at First Home (Brad, Marion, Kate, Barb) helped us purchase our first home in the middle of a cross-country move. As first-time buyers, we had a ton of questions; from pre-approval to closing, Ayaz's team walked us through the entire process and made us feel comfortable at each step of the way. At every deadline, they moved quickly to help us get the house we wanted. By working with First Home, we were able to get the mortgage we needed to get into a home we love—and a mortgage that fits our budget! I would highly recommend working with Ayaz and his team. Thanks Ayaz and the First Home team! "
Buying - Baltimore, Maryland April 2024

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