Ayazhussein Rahemanji

First Home Mortgage
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Equal Housing Opportunity
Job Title
Branch Manager
Career Started
2700 Lighthouse Point East Suite 340, Baltimore, Maryland
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Ayazhussein Rahemanji

Ayaz Rahemanji and his team’s main goal is superior customer service. Whether you are buying, selling, or refinancing your home, we know that this is one the most important decisions you will make. We are dedicated to not just working with you from pre-qualification to closing, but we will continue to service and be your point of contact for any questions or needs long after settlement. Our team has a reputation of excellence, which has helped Ayaz achieve Presidents Club every year he has been in the business, along with servicing over $600 million in transactions. We have built our team on referrals and repeat customers, which is something we hold pride in. Ayaz currently resides in Baltimore City, Maryland and when he’s not working he enjoys spending time with his friends, family and new nephew. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org) Licensed by the N.J. Department of Banking and Insurance.

Ayazhussein's Reviews

4.8 Stars - 139 Reviews
Buying - Lutherville Timonium, Maryland December 2017
"Awesome team. Helped answer all my questions or concerns. Made my buying process a little less stressful. "
Buying - Baltimore, Maryland December 2017
Buying - Bowie, Maryland December 2017
"I have recommended him to so many! He's on top of things, explains everything well, and is incredibly friendly."
Buying - Baltimore, Maryland December 2017
"Fast, easy, and friendly. Very knowledgeable and always available."
Buying - Baltimore, Maryland January 2018
Buying - Pikesville, Maryland January 2018
Refinance - Windsor Mill, Maryland February 2018
Buying - Baltimore, Maryland February 2018
"Top notch staff here. Always kept us informed of everything we needed, even up to settlement. Highly recommended!"
Buying - Westminster, Maryland March 2018
"Everyone on Mr. Rahemanji's team including Ayaz himself was wonderful to work with. Constant professionals who are easy to get in touch with and more than happy to walk you through every step of the process from start to finish. The whole team is very personable and easy to talk to. I would highly recommend First Home Mortgage, and especially recommend Ayaz and his team."
Buying - Parkville, Maryland March 2018
"It was absolutely amazing!"
Buying - Baltimore, Maryland March 2018
"I love them all. Very professional and friendly, treated me like family! "
Buying - Baltimore, Maryland March 2018
Buying - Towson, Maryland April 2018
"Ayaz has been responsive throughout the entire process and was open and transparent when discussing the options we had available. "
Buying - Baltimore, Maryland April 2018
"Ayaz and his team were helpful and friendly. They were always available to answer all my questions."
Buying - Baltimore, Maryland April 2018
"Loved working with Mr. Rahemanji and his staff. Very professional and made buying a home a pleasant experience for me."
Buying - Havre De Grace, Maryland May 2018
Buying - Baltimore, Maryland May 2018
Buying - Columbia, Maryland May 2018
"Made our first time home buying process very simple. Laid out the options and explained the pros and cons of each mortgage. Everything went smoothly and we were very happy with the whole process. "
Buying - Sykesville, Maryland July 2018
"Ayaz and the rest of his team were very fastidious and forthcoming in answering all of my questions and keeping my loan moving forward. When some small issues arose that seemed to threaten the process they helped me find work around's that suited all parties."
Buying - Waynesboro, Pennsylvania July 2018
Buying - Baltimore, Maryland August 2018
"Ayaz took the time to explain every step of the process to me (it was my first time buying a home). He made the entire process easy and smooth. I would work with him and his team again in a heartbeat. "
Buying - Warrenton, Virginia August 2018
"Working with Ayaz and the his team was a pleasure. My whole process was wonderful from beginning to end. Thank you again for your hard work. Ayaz went overboard on his day off to make sure our offer was accepted by the seller. I couldn't ask for a better person to help us. Thank you again for everything!!! "
Buying - Bel Air, Maryland August 2018
"Ayaz and his team were great from start to finish. They were very helpful and supportive through all the ups and downs of my application process. All questions I had were promptly answered. They helped me to feel comfortable with the process."
Buying - Baltimore, Maryland August 2018
"Ayaz and his team made it possible for me to close on my first home. The team worked well into the evenings and on weekends to ensure my needs were met. They consistently stayed in contact with me through the whole process and was able to immediately answer any questions that I had. Buying a home can be a stressful time, however Ayaz and his team made sure my concerns were addressed and they worked on my behalf. I am truly amazed with the service provided to me and will always be thankful to Ayaz and First Home Mortgage. "
Buying - Parkville, Maryland September 2018
"You really can't ask for a more knowledgeable, friendly, and available loan originator than Ayaz. Any time I had an issue or a question, he was there to fix things and put my mind at ease. Buying a home is a huge decision and can be really stressful (even as a second time home buyer!) But Ayaz cut down on that stress substantially. Give him the chance and I would bet good money he can beat anyone's rate, and he backs that up with a superior level of personal service. I recommend him to anyone and everyone."
Buying - Baltimore, Maryland September 2018
"I could not ask for more. Excellent experience. "
Buying - Fredericksburg, Virginia September 2018
Buying - Baltimore, Maryland October 2018
"Ayaz is a treasure! He was extremely helpful & professional through out the entire process, and enabled us to close on time when we ran into 9th inning difficulties - nothing short of a miracle! You are in the best hands with Ayaz, Marion & crew. "
Buying - Enola, Pennsylvania October 2018
"Attentive and communicative through the whole process. Made buying a house super easy!"
Buying - Towson, Maryland October 2018
"Only complaint was having to resubmit documents we believe we had previously provided. "
Buying - Frankford, Delaware November 2018
Buying - Catonsville, Maryland November 2018
"Absolutely amazing experience. Time was of the essence...Ayaz and his team got me approved and settled in 23 days! "
Buying - Baltimore, Maryland November 2018
"Very responsive, very knowledgeable, but explained in an understandable way. Overall, great company to work with!"
Buying - Baltimore, Maryland December 2018
Buying - Baltimore, Maryland January 2019
"They were very professional and straight to business which moved our process along with ease."
Buying - Dundalk, Maryland February 2019
Buying - Dundalk, Maryland February 2019
"Very professional and easy to deal with. "
Buying - Baltimore, Maryland February 2019
Buying - Nottingham, Maryland February 2019
Buying - Bel Air, Maryland February 2019
"Ayaz was great! From the first conversation to closing he and his team were knowledgable and friendly. Super responsive and supportive in all steps which is crucial in this process. I recommend them to anyone looking to purchase a home. "
Buying - Sykesville, Maryland February 2019
Buying - Ellicott City, Maryland April 2019
Buying - Halethorpe, Maryland June 2019
"Excellent experience"
Buying - Rosedale, Maryland June 2019
Buying - Middle River, Maryland June 2019
"They were always available for whatever I needed."
Buying - Baltimore, Maryland June 2019
"It was very good very smooth most in part to Mariam she went above and beyond"
Buying - Baltimore, Maryland June 2019
"Ayaz and his team were very helpful and courteous! It was our first time buying a home, and there is no way we could've done it without Ayaz."
Buying - Towson, Maryland June 2019
Buying - Forest Hill, Maryland June 2019
"All went very smooth. Pleased with the service and this was the 2nd time we worked with him."
Buying - Sykesville, Maryland June 2019
" I only heard from him when I first applied and when all my documents were sent to title!"
Buying - Millersville, Maryland July 2019
"Ayaz and his team are always super responsive and will do whatever it takes to try and help us get the deal to the settlement table. They are great to deal with!"
Refinance - Baltimore, Maryland July 2019
Buying - Owings Mills, Maryland July 2019
"Ayaz and his team made my experience in obtaining my loan very efficient and pleasant. The team members were all very pleasant and responsive and their website to upload documents is easy to use and secure. Ayaz and his team are all very professional and I enjoyed working with them all."
Buying - Marriottsville, Maryland July 2019
"It was a great experience. A little bumpy in terms of communication in the first few months. But once that was resolved all went smoothly."
Buying - Baltimore, Maryland July 2019
"Ayaz was truly on top of things! My situation was a bit interesting, but he didn't hesitate in any area. He made sure I was informed throughout the process, whether the information was coming from him or his team. I felt very comfortable with First Home Mortgage. I didn't feel stressed, which was a huge benefit as my home buying process was expedited and done while I was traveling abroad. The guidance provided by Ayaz and the First Home Mortgage team and just the overall knowledge they had helped me to successfully purchase my new home without any serious issues and, for that, I am thankful!"
Buying - Baltimore, Maryland July 2019
"He was on point every step of the way. I could not have been happier."
Buying - Nottingham, Maryland August 2019
"We are customer oriented people and we pride ourselves in providing excellence in whatever we do whether at work or outside work. It is the same with Ayaz. His ultimate goal is to create lasting relationships with his clients and that is why we have used Ayaz's First Home Mortgage lending for our VA and FL homes '€” we keep coming back to him because of his friendliness, knowledge, professionalism, promptness, reliability and integrity just to name a few. Overall, the communication was great and exceeded all of our expectations. We will recommend Ayaz to our family and friends. Thank you Ayaz and team! Awesome job!"
Buying - Palm Coast, Florida August 2019
Buying - Baltimore, Maryland August 2019
"great experience."
Buying - Arnold, Maryland September 2019
"Our financial circumstances were very difficult to work with but we had a goal of buying a home in the country. Ayaz gave us 100% and more to make that dream come true."
Buying - Upperco, Maryland September 2019
Refinance - Westminster, Maryland September 2019
"I would literally give 0 stars but that is not an option. I can tell you I will never be using First Home ever again and I will NOT recommend them to anybody. I had an absolutely horrible time dealing with First Home Mortgage. Our original loan officer messed everything up and they failed to communicate with us to let us know and randomly assigned us a new loan officer, Ayazhussein Rahemanji. I never spoke once to him, besides his customary bs emails that are pushed out by hitting auto send. I spoke with Amanda Chronister for the majority of this loan process, while she was pleasant, the company as a whole really suck at communicating. Any time my partner or realtor would call the company to receive answers they would just bs some answer and wouldn't tell them what was going on, they only seemed to speak to me directly and inform me of the details and that would require me to reach out constantly to find out what was going on. They were extremely unorganized asking me to send files multiple times that I had already sent and uploaded to them. I honestly, don't know how this company functions or is even able to complete any loans for anyone. It is my greatest pleasure to share my experience in hopes that no one else ever falls victim to their atrocious service."
Buying - Westminster, Maryland September 2019
"They made it simple, asked me what i wanted and what would work for my situation, then they made that happen. Ayaz wasn't pushy about anything, took his time with me, and made sure I understood what i was signing everytime."
Buying - Baltimore, Maryland September 2019
"Ayaz and his team made this process easy! It was our first time buying a home and we were very impressed with the overall process. Thank you for all your help and great partnership!"
Buying - Baltimore, Maryland September 2019
Refinance - Columbia, Maryland September 2019
"Extremely knowledgeable and is readily available to help with any questions."
Refinance - Kingsville, Maryland September 2019
Buying - Perry Hall, Maryland September 2019
Buying - Sykesville, Maryland September 2019
"Top-notch professionals from beginning to end to post. Excellent communicators, I knew what was happening at all times, what was needed and where I stood in the process. Customer oriented, friendly, professional. This was a very difficult time for me as I was recuperating from surgery and on disability from my job, my husband has dementia, and experienced various episodes and illnesses, but my mortgage experience was seamless. They even sent a welcome/congratulatory note to my new home. Nice to know we still have a relationship even after the process. I would highly and enthusiastically recommend them."
Buying - Baltimore, Maryland September 2019
"Everyone on this team is pleasant and helpful. They made my first time home buying less stressful."
Buying - Dundalk, Maryland September 2019
"Great customer service and easy to work with, fast responses and addressed any and all questions we had almost immediately."
Buying - Abingdon, Maryland September 2019
"Ayaz was very helpful, available and answered all my questions and provided great customer service. I would go back to Ayaz for future mortgage needs."
Refinance - Sykesville, Maryland October 2019
Refinance - Columbia, Maryland November 2019
Refinance - Middletown, Delaware November 2019
"Excellent. So responsive through the whole process. No complaints about the team. The app- not that usable. And Accucheck had some issues. To the point we started ignoring the emails it would send. Till Marion would tell us if she needed something."
Buying - Bel Air, Maryland November 2019
Refinance - Baltimore, Maryland November 2019
Refinance - Catonsville, Maryland November 2019
"Very responsive"
Refinance - Frankford, Delaware November 2019
"Ayaz, Marion, and their entire team made the process of buying my first home easy and enjoyable. They were there for every step of the process and always available to help with any questions I had. Couldn't have been happier working with this team and highly recommend them!"
Buying - Baltimore, Maryland November 2019
"Him and his team was delightful and helpful. The experience was not intimidating or confusing at all."
Refinance - Baltimore, Maryland December 2019
"Ayaz was incredibly helpful in explaining and getting me a great new interest rate with my refinancing. He was also available whenever I needed him, and prompt in responding. Thank you Ayaz!"
Refinance - Baltimore, Maryland December 2019
Refinance - Towson, Maryland December 2019
"Very responsive and friendly."
Refinance - Towson, Maryland December 2019
"Always available to answer every question we have had"
Refinance - Bel Air, Maryland December 2019
Buying - Baltimore, Maryland December 2019
Buying - Abingdon, Maryland January 2020
Refinance - Baltimore, Maryland January 2020
"Awesome Experience with Ayaz and First Home Mortgage. It was my pleasure to work with Ayaz and his team. Very professional and friendly."
Buying - Pikesville, Maryland January 2020
"Process was quick and painless and thorough."
Refinance - Baltimore, Maryland January 2020
"I was referred by a friend and am so glad I went with Ayazhussein's team. They were fantastic and made the process very easy. Thanks again!"
Refinance - Annapolis, Maryland January 2020
"Ayaz was great to work with and made our process of buying a house so easy!"
Buying - Kingsville, Maryland February 2020
"Great person. Very knowledgeable and easy to work with."
Refinance - Fredericksburg, Virginia February 2020
Refinance - Baltimore, Maryland February 2020
Buying - Sykesville, Maryland February 2020
"Ayaz is awesome. He's very easy to work with. He explains things in detail & is great in regards to helping his clients & keeping things as stress free as possible! We appreciate him! We are and will continue to be loyal clients of his! Thanks Ayaz & team! -Melissa & Phillip"
Refinance - Reisterstown, Maryland February 2020
"Makes the process super easy and whole team very professional."
Refinance - Severn, Maryland February 2020
"They made my new home financing an easy process!"
Buying - La Plata, Maryland February 2020
"I had a great experience working with Ayaz and First Home Mortgage. I was a nervous first time home buyer and my mind was completely put at ease. Ayaz was extremely knowledgeable and his team made the entire process seamless. 10/10 would recommend!!"
Buying - Baltimore, Maryland February 2020
"Ayaz and his team, Marion, Beverly, and Nick, made this our first time home buying process an easy and clear one. Whenever my husband and I had questions about the lending process, documents, etc., one of Ayaz's team members were readily available to help. Thank you for helping us buy our first home!"
Buying - Baltimore, Maryland February 2020
"He was very informative and knowledgeable."
Refinance - Baltimore, Maryland March 2020
"Excellent customer service"
Buying - Bel Air, Maryland March 2020
"Ayaz was awesome. Helped me every step of the way with very quick turnaround time"
Buying - Baltimore, Maryland March 2020
"Ayaz and his team are great to work with. This is our second experience with them. I would highly recommend Ayaz."
Refinance - Mount Airy, Maryland March 2020
"He's very friendly, welcoming, professional and knows his business. His team was top notch and very informative. I would recommend friends and family to work with First Home Mortgage."
Buying - Perry Hall, Maryland March 2020
"Very responsive"
Refinance - Baltimore, Maryland March 2020
"Ayaz was very professional and quick to answer any question we had throughout the process. It was undoubtedly a challenging time to buy a home during the COVID-19 era but he and his team made us feel comfortable and took care of all our concerns."
Buying - Columbia, Maryland April 2020
Buying - Baltimore, Maryland April 2020
Buying - Elkins Park, Pennsylvania April 2020
"It was great working with Ayaz. His team is dedicated and supportive. I would recommend others to work with First Home and I look forward to more opportunities with them in the future."
Buying - Gaithersburg, Maryland April 2020
"Great experience! Very helpful."
Buying - Nottingham, Maryland April 2020
"Ayaz was a very dedicated and committed agent that has a great team that he works with at First Home Mortgage. I could not have asked for a better individual/team/company to handle our home purchase. We will be recommending Ayaz and First Home Mortgage to anyone that we encounter who is looking for a home, to refinance a home or feels that they need a company to understand them and back them when they are embarking on making a home financing decision of any type. Fantastic individuals and fantastic company."
Buying - Woodbine, Maryland April 2020
"Fantastic experience. Very professional. Worked with us to secure a great product at a very difficult time for lending."
Buying - Baltimore, Maryland April 2020
Refinance - Sykesville, Maryland May 2020
"Always attentive and communicative, expressed interest in helping me through the process and supported my needs."
Buying - Baltimore, Maryland May 2020
"Ayaz and his team are the most efficient people that I have ever worked with! Ayaz got an excellent interest rate for me. His team took me through the whole process without any difficulties. Ayaz was always available. Thank you!"
Refinance - Frederick, Maryland May 2020
"Ayaz is beyond wonderful to work with. He is extremely knowledgable, patient and helpful to his clients. He and his team are greatly on top of all details associated with buying a home and securing a mortgage. For any future home purchases we would absolutely choose to work with Ayaz again."
Buying - Baltimore, Maryland May 2020
"Everything was clear, on time, and easy to understand. My questions were answered quickly and completely. Could not have asked for a better experience. 5's all around, NPS score to the max! Would recommend 100% and suggest he receive an extra PTO day and a bonus or 5 :-) Thanks again!"
Buying - Parkville, Maryland May 2020
"Very knowledgeable and professional. Highly recommend."
Refinance - Fallston, Maryland May 2020
"Moved promptly to secure a good rate"
Refinance - Lutherville Timonium, Maryland May 2020
"Ayaz and his team were wonderful! They were thorough and swift and we completed the entire process in under 3 weeks! Will definitely use them in the future, and recommend them to anyone seeking a lending company!"
Buying - Havre De Grace, Maryland May 2020
"Top notch service! The best of the best! I never had a worry throughout the entire process."
Refinance - Owings Mills, Maryland May 2020
"He always takes care of us"
Refinance - Parkville, Maryland May 2020
Buying - Nottingham, Maryland June 2020
"Ayaz and the people at First Home were extremely professional and worked hard to help us through the process. This was our first home purchase and the people at First Home could not have been more helpful leading us through our mortgage process. Thank you!"
Buying - Riverton, New Jersey June 2020
"Ayaz is an absolute joy to work with. His customer service skills are remarkable and makes a tedious, detailed process much easier by knowing his business to the core. The entire team responds quickly, works hard and is always as pleasant and helpful as can be."
Buying - Wheaton, Maryland July 2020
Buying - Halethorpe, Maryland July 2020
"This is the second time we have used Ayaz for our mortgage needs and he is the best! Ayaz stayed in constant communication with us and got us the best interest rate! We have recommended Ayaz to all of our relatives and friends!"
Refinance - Kingsville, Maryland July 2020
"He was readily available for any questions and concerns I had regarding the financing. "
Buying - Windsor Mill, Maryland July 2020
"The First Home team has been excellent to work with. They help navigate the process of document collection and addressing items the underwriters may question, keeping it simple or coming up with alternatives when the obvious isn't available. The only issue I have with this recent refinance was that the net benefit of the refi didn't materialize. We had to pay off a 2nd mortgage with a personal loan, which resulted in a higher interest rate and payment in that loan, wiping out the savings of the refi. My fault in not stopping the process, but something, as an advisor, I'd hoped Ayaz would have pointed out. No blame, just an observation because I trust Ayaz's knowledge and view of this market and it's impact on my personal finances."
Refinance - Reisterstown, Maryland July 2020
Buying - Dundalk, Maryland July 2020
"Ayaz -- What is a consummate professional, very friendly, and kept me in the loop day by day throughout the refinance process."
Buying - Gaithersburg, Maryland July 2020
"Very responsive, great customer service"
Refinance - Easton, Maryland July 2020
Refinance - Essex, Maryland July 2020
"There were a few bumps but Ayaz took care of everything that would have caused this to fall through so he was great. Not sure how he has time to do it all. This is our second mortgage with them."
Refinance - Waynesboro, Pennsylvania July 2020
"Everything went smoothly from the beginning to the end"
Refinance - Parkville, Maryland August 2020
Buying - Parkville, Maryland August 2020
"He's been wonderful from the beginning. I am always kept up to date and he clearly explains everything going on. Will highly recommend friends and family. "
Refinance - Baltimore, Maryland August 2020
"Ayaz was very helpful and knowledgeable. He took the time to explain everything and answered all of my questions. "
Refinance - Monkton, Maryland August 2020

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