Ann E Kavadas Flaherty

First Home Mortgage
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Equal Housing Opportunity
Job Title
Loan Officer, Branch Manager
Career Started
9697 Main Street Suite B, Fairfax, Virginia
For updated license info and work history visit  NMLS Consumer Access
Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Ann E Kavadas Flaherty

Ann began her career in Real Estate and after 10 years moved into the financial world. Ann is very knowledgeable in all aspects of the transaction and her goal is to make it seamless for the customer. Ann loves what she does and truly enjoys helping others achieve home ownership. Ann loves to travel and vacation with her family. First Home Mortgage Corporation NMLS ID #71603 (

Ann's Reviews

4.9 Stars - 63 Reviews
Buying - Herndon, Virginia December 2017
"Ann was very knowledgeable, accessible, pleasant and helpful."
Buying - Fairfax, Virginia July 2018
"No complaints."
Buying - Arlington, Virginia December 2017
"She was awesome all around. She was there around the clock. She was very knowledgeable. I feel lucky to have had her as a lending officer! She was great."
Buying - Damascus, Maryland December 2017
"Ann provided exceptional customer service. She worked with us to ensure we had a loan we could afford and was able to educate us. "
Buying - Alexandria, Virginia December 2017
"very professional and dedicated team "
Refinance - Mc Lean, Virginia December 2017
"She's great! "
Buying - Springfield, Virginia December 2017
"Ann was fantastic - always reachable, thorough, and knowledgeable. "
Buying - Alexandria, Virginia February 2018
"Creative and responsive in helping us make this purchase work."
Buying - Washington, District of Columbia March 2018
Buying - Lorton, Virginia March 2018
"Ann is amazing. Very professional, thorough and effficient."
Buying - Alexandria, Virginia March 2018
"Ann was extremely helpful and took the time to meets with us to clarify any and every question and concern we had. Very transparent, very honest and I couldn't have asked for a better loan officer. We are forever grateful for Ann's assistance in helping us find our dream home!"
Buying - Alexandria, Virginia March 2018
"Ann went above and beyond for me throughout this process. I know it wasn't easy considering it took us a little over 7 months to close on this short sale. When the bank FINALLY accepted the offer they gave Ann just 2 weeks to get it all together and she did it! She works long hours and gets things done even late at night if she has to. She has also been SUPER sweet and always available to answer any of my first home owner questions throughout the whole process. I will definitely use her in the future and recommend her to anyone ."
Buying - Woodbridge, Virginia February 2018
"The entire First Home Mortgage team was great to work with, especially Ann and Steve. They made a very daunting process much more comfortable and always had a lot of patience with us and our many questions. Thank you First Home Mortgage for helping us buy our home!"
Buying - Alexandria, Virginia April 2018
"Everyone was fantastic and the process super easy."
Buying - Alexandria, Virginia May 2018
"She was knowledgeable and friendly and kept in touch regularly with updates."
Buying - Haymarket, Virginia August 2018
"Ann was very easy to work with and patient with my wife and I. It has been since 1990 since we last purchased a home, so she took the time to walk us through the process. She was always available to speak with us about where the loan was in the process and what the next steps that would need to be take. I would advise any person to work with Ann and First Home Mortgage when they purchase a home!"
Buying - Fairfax Station, Virginia August 2018
"Excellent . She is very professional and will guide you thoroughly. A very pleasant person to work with . This was my second property with her for mortgage. "
Buying - Laurel, Maryland August 2018
"Ann was a great person to work with when buying my first home. Ann was well experienced and knew her stuff. Anytime I would have a question about any part of the closing process Ann always had the information ready or Knew the answer to all my questions. It was an enjoyable experience having Ann by my side and helping me when it came to making the best decision. I would use Ann again for any future homes and recommend anyone purchasing a home to use Ann to make the process smooth and easy. "
Buying - Alexandria, Virginia July 2018
"Ann was absolutely PHENOMENAL. She took the time to go through things with me slowly because this was my first time buying a home and I had lots of questions. She was very easy to reach out to and get a hold of. She did everything to put me at ease during this big change. Thank you to Ann!!!!"
Buying - Bethesda, Maryland November 2018
"Ms. Flaherty was efficient, patient, understanding, thorough, and was by our side the entire process. We always knew what she needed from us. Unfortunately, she was encumbered by the underwriters office who on the morning of settlement was still asking for documents. Needs to do a check off list so it's not always ONE MORE THING. He needs to be more like Ms. Flaherty!"
Buying - Alexandria, Virginia November 2018
"Simply fantastic!"
Buying - Alexandria, Virginia February 2019
"Ann is extremely knowledgeable and easy to work with."
Buying - Manassas, Virginia April 2019
"Ann was so helpful, understanding, and the consummate professional. What a joy she was to work with."
Buying - Alexandria, Virginia April 2019
"Ann answered any questions I had and guided me throughout the whole process. Often she would go above and beyond with my last minute questions or requests. She is very knowledgeable and super friendly. Overall, I could not be happier and I will definitely recommend her."
Buying - Ashburn, Virginia April 2019
"Attentive, responsive and solution oriented. Completely recommend."
Buying - Falls Church, Virginia April 2019
"Very professional and responsive."
Buying - Alexandria, Virginia April 2019
"Ann and her team were excellent. Questions were answered and even issues that were confusing solutions were given."
Buying - Alexandria, Virginia June 2019
"She is very professional! "
Buying - Alexandria, Virginia June 2019
"Ive financed multiple times on multiple properties with her. She and her staff are top tier service with caring and personization. I'd recommend her to anyone, first time or seasoned veteran buyers alike"
Refinance - Alexandria, Virginia June 2019
Buying - Arlington, Virginia July 2019
"Ann is responsive, knowledgeable and just extremely helpful. I would absolutely work with her again!"
Buying - Alexandria, Virginia July 2019
"Ann's help guiding us through the loan process made it smooth and seamless. Always available just a phone call or email away. Thanks!"
Buying - Alexandria, Virginia July 2019
"Ann is very knowledgeable about the entire mortgage process and is able to clearly explain everything to buyers. Responsive communication is a big plus!"
Buying - Aldie, Virginia July 2019
"Ann was great!!"
Buying - Alexandria, Virginia September 2019
"Ann is fantastic. Extremely knowledgeable and responsive and we felt like she was looking out for us and what was best for us. Thank you Ann for doing such a nice job."
Refinance - Arlington, Virginia September 2019
"The process was made very easy."
Refinance - Washington, District of Columbia September 2019
"Great experience"
Buying - Burke, Virginia September 2019
"Working with Ann was an extraordinary experience, she is wonderful soul, goes over & above to address all issues & concerns, one can trust her with closed eyes, and above all I have found a wonderful friend in her. God bless her today, tomorrow & always."
Buying - Manassas, Virginia October 2019
Buying - Falls Church, Virginia November 2019
"Professional, very knowledgeable and timely service."
Buying - Annandale, Virginia November 2019
"Good customer service!"
Buying - Manassas, Virginia November 2019
"Ann and the First Home Mortgage team made the entire process very easy, from uploading required documents to answering all of our questions. Ann made herself available whenever we needed to talk through an issue or get clarification."
Buying - Alexandria, Virginia December 2019
Buying - Leesburg, Virginia December 2019
"Ann is responsive to all my questions and I look forward to continuing to work with her and the First Home team again in the future. Thanks!"
Refinance - Fairfax Station, Virginia December 2019
"Ann was amazing at help me with all the forms and documents'€”she was my go to for help!!! Great experience with her. Thank you Ann."
Buying - Woodbridge, Virginia February 2020
"Ann is amazing. She was so patient with me, answering the thousand questions I had throughout the process. A+"
Buying - Arlington, Virginia February 2020
"Ann was wonderful. We did our first mortgage on this home with her and that is why we went back to her to re-finance our loan. Ann is extremely thorough, she kept in constant contact with my wife and I throughout the process and answered every question we had."
Refinance - Fairfax Station, Virginia March 2020
"Always completely satisfied. Professional"
Refinance - Clifton, Virginia March 2020
Buying - Reston, Virginia March 2020
"Ann Kavadas-Flaherty & First Home Mortgage were excellent in presenting information about loans and the loan process in a clear way."
Buying - Washington, District of Columbia April 2020
"Ann is hands down the absolute best to work with. Both real estate agents and closing agents have commented how fantastic she is and detail oriented. She (and her team) make the process seamless, keep the client updated, and make it as smooth as possible. I recommend her to everyone I know. I wouldn't work with any other lender."
Refinance - Washington, District of Columbia April 2020
Refinance - Frederick, Maryland April 2020
"Ann was extremely helpful and provided multiple options to consider. She was very knowledge and we appreciate her time and service."
Buying - Woodbridge, Virginia May 2020
"Ann was very responsive and knowledgeable. As a first time home buyer, she made the process easy and understandable."
Buying - Alexandria, Virginia July 2020
"Ann was very patient with me as it was my first time applying for a mortgage. She carefully and thoughtfully explained the entire process and was always available for my questions."
Buying - Fairfax Station, Virginia July 2020
"Ann is a wonderful person I had a pleasure working with!"
Refinance - Reston, Virginia August 2020
"Ann is amazing, with a wealth of knowledge and experience. She made sure to communicate consistently with us, and always made sure she was acting in our best interest in this home purchase."
Buying - Mount Rainier, Maryland August 2020
Refinance - Alexandria, Virginia August 2020
"Ann is extremely knowledgable and has a wonderful demeanor. She was very patient in answering all my questions and laying out various options. She always made herself available when we needed to reach out. It was great working with her - everything was very smooth and timely. "
Refinance - Washington, District of Columbia August 2020
"Expert professional, that took the time to walk us through the process. "
Buying - Alexandria, Virginia August 2020
"Ann was very professional and upbeat. She stayed on top of the transaction and kept us informed. She answered questions we had quickly and intelligently with knowledge of her products and process. "
Refinance - Round Hill, Virginia August 2020
"Ann is the greatest. Our second time through was a little more complicated, but her thorough competence and basic humanity made it feel like a wonderful victory in an otherwise trying time. My grandmother was a huge '€œgolden rule'€ fan, and it's so cool to see that principle shine so well in Ann. Thanks."
Buying - Lexington, Virginia September 2020

Ann's Sample Area of Work

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