Alicia Harkowa

MAIN STREET HOME LOANS a Division of NFM Lending
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Equal Housing Opportunity
Job Title
Senior Home Loan Consultant
Career Started
479 Jumpers Hole Rd Suite 404, Severna Park, Maryland
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Reviews are independently sourced by LENDAID from closed loan customers to ensure true, unbiased feedback of the loan officer's customer experience.

About Alicia Harkowa

As an experienced loan officer of going on 17+ years I available to guide your clients through one of the most important decisions of their life. Let's face it, besides marriage and the birth of our children, home buying ranks up there with them as "life" changers. Whether they are purchasing their first home, an investment home, refinancing or just need mortgage advice, I can help. When you are sending your client to me, you can assure that they are being preapproved the correct way. Letters from me mean that clients have been credit, income and asset approved, they have also been run through automated underwriting to assure that letter is good. If your client isn't quite credit ready I will put them on a path to get them there and keep you in the loop along the way. Our clients and agents are kept in the loop the entire process using our mobile app, you will never have to worry about wondering what is going on. Let us show what our team can do for you!!

Alicia's Reviews

5.0 Stars - 14 Reviews
"She was very straight forward, answered all our questions and was easy to work with."
Buying - Jarrettsville, Maryland April 2023
"Alicia and her team were very responsive and kept the process moving. They promptly answered my questions. I would work with them again."
Buying - Owings Mills, Maryland May 2023
"Alicia and her team were always very responsive and were proactive in their services with me — a first time homebuyer. I will definitely recommend them to friends and family looking to sell, refinance, etc."
Buying - Odenton, Maryland May 2023
"I would highly recommend Alicia to anyone looking for a home lender. She was incredibly knowledgeable and helpful throughout the entire process of getting my mortgage. She took the time to understand my needs and goals, and she worked hard to find me the best possible loan terms. I also appreciated her honesty and transparency. She never sugarcoated anything, and she always made sure I knew what to expect"
Buying - Odenton, Maryland July 2023
"Alicia is the professional with a personal touch folks need when dealing with the stressful purchase journey. We are forever grateful for Alicia's expertise, insight, and patience throughout our purchase process. After moving back to the DMV during the pandemic, we began inquiring about purchasing our forever home. Alicia answered our 1,000 questions, met with us over several conference calls, and even responded to multiple text inquiries. Sadly, our move was temporarily paused as Dad's health deteriorated. Alicia remained supportive, shared information, and educated us as the market changed until we found the perfect home almost 2 years later. Alicia is truly the BEST!!! We have and will continue to highly recommend her to others buying a home."
Buying - Bowie, Maryland September 2023
"Amazing team to work with that always kept us up to date and informed! We would 100% recommend!"
Buying - Lusby, Maryland August 2023
"Working with Alicia was great! Everything went smoothly, communication was fantastic! I can't wait for my next purchase! Great experience!"
Buying - Salisbury, Maryland August 2023
"Alicia and her Team are always professional and on point. "
Buying - Cambridge, Maryland December 2023
"Alicia and team is top notch. They kept me calm through the entire loan process and explained along the way when others wouldn't. I recommend Alicia to anyone that asks me who to go through for a positive loan experience!"
Buying - Baltimore, Maryland December 2023
"Alicia, Kelly, and Genie were awesome. Communication is very important to me and this team went above and beyond. They kept me updated every step of the way. They were available to answer any questions that I had. The couple of issues that came up with getting cleared to close they had a resolution without putting any stress on me. I'm so grateful for the work they did. Anyone looking to purchase a home whether you're a first-time homebuyer or one with experience, this is the team that you want on your side. "
Buying - , January 2024
"Alicia and the team made everything easy for us as first time home buyers! They worked with us to keep everything moving as quickly as possible while doing their absolute best. They helped us with other recommendations through the process as well and all around set us up for success! I can’t thank Alicia enough, as well as all the others who helped! "
Buying - Chestertown, Maryland February 2024
"Knowledgeable about offerings that matched our need; helpful in understanding our budgets and how to maximize our home choice. "
Buying - Laurel, Maryland March 2024
"Very professional. On point with everything and communicates very well. Instructed us on every step of the way through the home buying process for the Loan. Wonderful to work with and great job. "
Buying - Pasadena, Maryland March 2024
"Very please with Mrs Alicia Harkiwa.She work very well with me letting me knw every dealtail that's was going on or about to happen. Very pleasant to talk to."
Buying - Baltimore, Maryland March 2024

Alicia's Sample Area of Work

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